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If you're planning a trip to Europe, France is definitely a must-visit destination. It has everything from beautiful cities to stunning countryside, making it perfect for a vacation, a work trip, or a study trip. But before you pack your bags and head off, it's important to make sure you have the right travel insurance in place. Travel insurance for France will help protect you financially in case anything unexpected happens while you're away. Plus, it's a requirement for anyone travelling to France as part of the Schengen area.
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France travel insurance from India is a comprehensive policy tailored for Indian travellers visiting France. It is mandatory for Schengen visa applications, requiring at least €30,000 (₹31,28,130.00 as of 1st Dec 2025) in medical coverage for emergencies, hospitalisation, evacuation, and repatriation. It protects against trip disruptions, baggage issues, and other unforeseen events, ensuring compliance with visa requirements while providing financial security during stays in France, a popular destination for tourism, business, or study.
The travel policy for France includes coverage for personal liability, accidental death/disablement, and emergency evacuation/repatriation. Travellers can choose add-ons to their travel insurance, such as coverage for adventurous sports injuries and booking denials, according to their travel needs.
Yes, travel insurance is mandatory for France, as it is a member of the Schengen area. If you're visiting France on a Schengen visa, you must have travel medical insurance covering medical emergencies, hospital treatment, and repatriation. The minimum required coverage is €30,000 for trips of up to 90 days, whether for tourism or business purposes.
You should opt for France travel insurance to meet Schengen visa requirements, avoid high out-of-pocket medical costs in Europe, protect prepaid investments from disruptions, and enjoy peace of mind amid France's strikes, weather delays, or health risks, all essential for a hassle-free trip. Travel insurance for France from India is an essential requirement for the following reasons.
Having the right travel insurance ensures a stress-free trip by covering unexpected expenses. Here’s what your France travel insurance should include:
| Feature | Benefits |
| Meets Schengen visa requirements | Mandatory coverage of at least €30,000 (approx. ₹27 lakh) for medical emergencies. |
| Medical expense coverage | Covers hospitalisation, medical treatment, and COVID-19-related expenses. |
| Cashless medical treatment | Get treated at network hospitals without upfront payments. |
| Trip cancellation & rescheduling | Reimbursement for cancellations due to emergencies, including COVID-19. |
| Baggage delay/loss | Compensation for delayed or lost checked-in luggage. |
| Lost passport assistance | Financial help to replace a lost passport. |
| Missed or delayed flights | Covers financial losses if your flight is delayed or missed. |
| Adventure sports coverage | Covers injuries from adventure activities during your trip. |
Planning a trip to France? Here are the different types of travel insurance plans available for your trip:
| Type of France Travel Insurance | Ideal For |
| Individual Travel Insurance | Covers a single traveller for one trip to France. |
| Family Travel Insurance | Covers an individual and their family members under one plan for a single trip. |
| Group Travel Insurance | Ideal for friends, travel groups, or company employees travelling together. |
| Senior Citizen Travel Insurance | Provides extensive coverage for older travellers. |
| Single-Trip Travel Insurance | Suitable for one-time business, leisure, or work trips, covering only a single journey. |
| Annual Multi-Trip Travel Insurance | Offers coverage for multiple trips to France within a year under the same plan. |
If you're looking for an insurance option that prioritises protection and is budget-friendly, ACKO is the way to go. Our Schengen travel insurance is not only affordable but also covers everything you need for a worry-free trip.
From start to finish, ACKO Insurance is a convenient option. Our digital platform lets you manage policy purchases, claims, and management online.
Receive the medical care you need without worrying about costs. ACKO helps you access quality healthcare wherever you are.
ACKO offers a 24/7 helpline to provide support, including coordinating cashless treatment at network hospitals and offering emergency financial assistance, regardless of the time zone.
Insurance plans that provide adequate protection can be found at reasonable prices. ACKO provides affordable travel plans starting at Rs. 8* per day.
Your ACKO international travel insurance policy offers flexible coverage options, allowing you to tailor
We immediately get to work when an ACKO claim is submitted. We will resolve your claim quickly so you can return to your passion.
Get compensated for lost or stolen items, helping you replace essentials and continue your trip with minimal disruption.
If your trip is affected by theft or a burglary, your policy may cover emergency accommodation, ensuring your comfort while you manage the situation.
In case of theft or loss of funds, ACKO can provide an emergency cash advance to help you handle unexpected expenses stress-free.
Enjoy the convenience of cashless treatment at network hospitals, so you can focus on recovery instead of worrying about payments.
Here are the situations generally covered when you buy travel insurance for France from ACKO.
*Note: Please refer to your policy document to understand all exclusions and inclusions.
Here are some of the exclusions from a France travel insurance plan.
*Note: Please refer to your policy document to understand all exclusions and inclusions.
ACKO provides optional add-on covers, allowing you to tailor your France travel insurance plan for greater comprehensiveness.
Optional Add-on Covers:
Follow these simple steps to buy ACKO's travel insurance for France online:
Click here and choose your destination.
Specify your trip’s start and end dates
Pick the types of coverage you want
Provide details and pay the fee
An instant travel insurance policy for France will be generated and sent to your email address immediately.
Travel insurance should let you focus on the journey, not the financial risks.
That’s exactly what our customers experience — no delays, no hidden surprises, just genuine support when it matters the most.
It is easy to file a claim with ACKO's travel medical insurance France. Just follow these steps to make a claim:
For a travel insurance claim, you will need a claim form, your travel and identification documents (like your passport and itinerary), and specific documents related to the reason for your claim (e.g., medical reports for medical claims or a police report for theft). All documents should be clear, complete, and organised to ensure a smooth claims process
Here are a few sections to help you prepare for your trip to France.
The best time to visit France is during the Spring Season (March to May).
France holds worldwide popularity for its rich culture, iconic landmarks, top-notch fashion and unique cuisine. So, when you are on your trip there, make sure you don’t miss the following things.
On your trip to France, you should take the following safety precautions to avoid any potential hassle.
Here are the most visited places in France:
Paris
Discover iconic sights such as the Eiffel Tower, the Louvre Museum, and Notre-Dame Cathedral, and soak in the charm of the city’s cafés and lively neighbourhoods.
Versailles
Step into royal grandeur at the Palace of Versailles and stroll through its magnificent, meticulously designed gardens.
Nice
Enjoy a coastal escape along the French Riviera, relaxing on sun-kissed beaches and exploring its bustling local markets.
Lyon
Famous for its world-class cuisine, Lyon blends Renaissance elegance with contemporary attractions for a rich cultural experience.
Provence
Take in the stunning lavender fields, wander through picturesque historic villages, and savour flavourful Mediterranean dishes.
Alsace
Explore the half-timbered streets of Strasbourg, enjoy scenic vineyard landscapes, and indulge in the region’s distinctive Alsatian cuisine.
Indian cuisine is widely available across France, especially in major cities and multicultural neighbourhoods. From North Indian curries to South Indian dosa, you’ll find a variety of authentic and fusion-style options. Here is the list of places where you can find Indian cuisine.
| City / Region | Where to Find Indian Food |
| Paris | La Chapelle / Gare du Nord (“Little India”), Passage Brady, parts of the 10th & 18th arrondissements |
| Lyon | Guillotière district |
| Nice | City Centre & Promenade areas |
| Marseille | Noailles neighbourhood |
| Toulouse | Capitole & Saint-Cyprien areas |
Before travelling to France, consider these tips to ensure a smooth and enjoyable trip:
In Paris, malls and other locations are regularly checked for security. Thus, you must always carry a photo ID. You must show your passport when asked.
In case of an emergency, dial 112 in France or anywhere else in Europe. This is a landline and payphone-accessible number, so keep it handy.
French people generally appreciate it when visitors make an effort to speak their language, even if it's just a few words. Phrases like"Bonjour" and "S'il vous plaît" can go a long way in showing respect for the local culture.
Paris is a touristy place, so keep your wallet and other essentials close. Never carry your wallet in the back pocket of larger tourist attractions because pickpockets are very skilled.
If you're planning a trip to France, getting travel insurance is not just a requirement, but also a smart and responsible way to protect your trip and your wallet while you're enjoying all the beauty that France has to offer.
Indians need to apply for a France visa to enter. The categories of visas depend on the purpose of visiting the country, as mentioned below.
When visiting France, be prepared with all the necessary documents to ensure a smooth entry. Here are the main documents you will need to enter France from India:
Here are the key contact details of the Indian Embassy in France.
| PURPOSE | CONTACT |
| Consular services, pending passport, visa services | Call: 0140 507171, Email: [email protected] |
| Emergency contact | +33 648340063 |
| Passport services | [email protected] |
| Visa services | [email protected] |
| Other consular services | [email protected] |
Here are some of the main international airports in France.
| CITY | AIRPORT |
| Paris | Paris Orly Airport |
| Paris | Charles de Gaulle Airport |
| Marseille | Marseille Provence Airport |
| Nice | Nice Cote d’Azur Airport |
| Lyon | Saint Exupery Airport |
| Beauvais | Paris Beauvais Tille Airport |
| Mulhouse | Euro Airport Basel-Mulhouse-Freiburg |
| Bordeaux | Merignac Airport |
| Nantes | Nantes Atlantique Airport |
| Toulouse | Toulouse Blagnac Airport |
You can easily buy travel health insurance France online by following these tips.
These are the frequently asked questions related to a France travel insurance plan.
Disclaimer: The plans, services, features, processes, and other details mentioned on this page are subject to availability and changes. Please check the applicable policy wordings before making any insurance-related decisions. Feel free to reach out to us at [email protected] for any queries.
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