Are you planning a trip to Europe from India? That's amazing! Europe is a wonderful place full of culture, history, and stunning sights that will leave you spellbound. But, before you start your adventure, we recommend that you get travel health insurance for Europe. This way, you can have peace of mind and enjoy your trip without worrying about unexpected expenses. In this article, we'll explore everything you need to know about travel insurance for Europe and how to get it easily. So, keep reading and let's get you ready for an unforgettable journey!
Affordable plans
starting at ₹49/day*
Online claim settlement
within 2 days
Zero deductibles
pay nothing in a claim
Here, we will review a few particularly noteworthy uses of travel insurance for Europe trips.
You can quickly and easily acquire Europe Travel Insurance from ACKO by following these steps.
To begin, click here or download our app from Play or App Store
Choose from our standard plan or customise your plan
Give us the dates on which your trip will start and end
Choose the coverage you want
Fill up the details for you and your travel companions
You'll get a quote right away. Pay online to get your coverage.
Travelling to Europe can be an amazing experience, but it's always good to have a reliable travel insurance plan in place. With ACKO, filing a travel insurance claim is hassle-free, and you can get reimbursed for any expenses covered by your plan.
The best part is that ACKO's plans are both comprehensive and affordable, so you don't have to worry about breaking the bank. What is even better? You can purchase the policy and submit a claim, all from the comfort of your home.
Take a look at these ways in which ACKO is making insurance easier for you:
ACKO allows you to select the coverage that suits your requirements, so you only pay for what you need. This helps you save money and ensures that you receive adequate coverage for your trip.
You can get insurance support anytime and from anywhere via a missed call at 01246174722 or by emailing us at acko.allianz.com. We offer round-the-clock assistance to ensure you receive help whenever you need it during your travels.
We understand the hassle of paperwork and offer a digital platform for buying policies, filing claims, and accessing insurance-related features. With our easy-to-use platform, you can say goodbye to tedious form-filling and save time.
With our plan, you won't have to pay any extra fees when making a claim. We cover the entire cost up to the policy limit, providing you with peace of mind and financial security during emergencies.
We believe in providing excellent value for your money, and that’s why our most basic plan only costs Rs. 49 for a five-day trip, which is less than Rs. 10 per day*. You won't find a better deal elsewhere for the peace of mind you deserve.
While travelling through the picturesque streets of Europe, Sachin experienced a traveller's worst nightmare—he lost his passport. Panic set in as he realised the gravity of the situation. With no time to waste, Sachin contacted ACKO.
They immediately guided him through the steps to report the loss to local authorities. From covering the expenses involved in getting a new passport to offering round-the-clock support, Sachin's process for obtaining a duplicate passport was seamless.
"Thanks to ACKO, I was back on track with my travel plans in no time. I was relieved and grateful for their exceptional service." - Sachin
Here are some of the key offerings of ACKO’s Travel Insurance for Europe from India. Nevertheless, we recommend that you read the relevant policy wording for more accurate information.
| FEATURES | BENEFITS |
| Loss of passport | Financial support for the replacement of a lost passport during the trip. |
| Baggage delay/loss | Compensation for delayed or lost baggage during air travel as per policy terms. |
| Adventure sports caused injuries | Protection against injuries resulting from adventure sports. |
| Illness-related medical expense reimbursement | Financial coverage for medical expenses in case of illness during the trip. |
| Trip cancellation and interruption | Specified monetary compensation in case of flight cancellation for the trip. |
| COVID-19-related hospitalisation | Coverage for medical expenses incurred due to COVID-19 hospitalisation during the trip. |
| Trip rescheduling | Fixed sum compensation for flight rescheduling by the airline as per policy terms. |
| Trip cancellation due to COVID-19 | Compensation for cancellation of the trip due to a positive COVID-19 test. |
| Missed/delayed flight | Lump sum compensation claimable for missed or delayed flights according to policy terms. |
| Accident-related medical expense reimbursement | Coverage of medical expenses incurred due to accidental injuries. |
| Loss of travel fund | Assurance of sufficient help to complete the trip in case of loss or theft of travel funds. |
There are a lot of perks available to you if you buy ACKO's travel insurance for your trip to Europe.
When you have ACKO, you can do whatever you want with complete confidence, but it is still smart to take reasonable precautions. Our Europe travel insurance policy includes coverage for injuries sustained while participating in adventure sports.
We at ACKO are aware of how quickly your travel plans can change due to various external factors. Our travel insurance will reimburse you up to the policy's maximum if your flight is delayed or cancelled under certain conditions.
We understand that travel may be difficult for you at this time because COVID-19 is still going on. If you have to cancel your trip because of a positive COVID-19 test, we will pay for the costs you incur up to the limit specified in the policy.
Unexpected things can ruin a trip, so ACKO gives you extra protection in case your money gets lost or stolen. If you lose money in Europe, our travel insurance will help you get it back from your family and friends back in India.
You can quickly and easily acquire Europe Travel Insurance from ACKO by following these steps.
To begin, click here or download our app from Play or App Store
Choose from our standard plan or customise your plan
Give us the dates on which your trip will start and end
Choose the coverage you want
Fill up the details for you and your travel companions
You'll get a quote right away. Pay online to get your coverage.
Claiming your ACKO travel insurance online for Europe is super easy. Here are the simple steps to follow:
To buy the best travel insurance for Europe from India online, follow these tips:
Every traveller has different needs, so it's essential to assess your unique circumstances and choose only the necessary coverage. This will help you avoid paying for coverage that you don't need and reduce the overall cost of your ACKO International Travel Insurance Policy.
Before purchasing your travel insurance, it's crucial to understand the insurer's claim process. This way, you can efficiently file a claim if an emergency arises during your travels, saving you both time and money.
To save money, it's important to select a sum insured that is both financially feasible and adequate to cover any potential risks that may arise during your travels.
Here are some fun facts about Europe you should know about before your trip there.
Here are some suggestions of places you visit during your Europe trip
Most European countries are part of the Schengen Area, a free-travel zone. The Schengen Area, which includes 27 EU countries, has visa requirements for non-EU citizens. Indian tourists to Europe can get different visas depending on their purpose. Here are some of the most common types of visas.
| S.NO. | VISA TYPE | PURPOSE |
| 1. | Schengen Visa | This visa allows Indians to travel to 26 countries in Europe that are part of the Schengen Area for tourism, business, or medical purposes. The visa is valid for up to 90 days within a 180-day period. |
| 2. | Work Schengen Visa | This visa is for Indians who have been offered a job in a European country and wish to work there. The visa is usually issued for a specific period and requires a work permit from the employer. |
| 3. | Student Schengen Visa | This visa is for Indians who wish to study in a European country. It is issued for the duration of the course and requires proof of enrollment in a recognised educational institution. |
| 4. | Business Schengen Visa | This visa is for Indians who need to travel to Europe for business purposes, such as attending conferences, meetings, or negotiating contracts. |
| 5. | Transit Schengen Visa | This visa is for Indians who are travelling through a European country to reach their final destination. It is usually valid for up to 5 days. |
If you encounter an emergency while you are in Europe, you can use the contact information provided in the table below to contact the Indian Embassy situated in Europe.
| Embassy | Embassy of India, Belgium, Luxembourg & European Union |
| Address | 217, Chaussee de Vleurgat, 1050 Brussels |
| Phone number | +32 (0)2 6409140, +32 (0)2 6451850 |
| [email protected] | |
| Website | https://indianembassybrussels.gov.in |
Europe is home to many of the world's busiest airports, including several international airports that serve as major transportation hubs. Some of the most well-known international airports in Europe include the following.
| AIRPORT NAME | PLACE |
| London Heathrow Airport | United Kingdom (UK) |
| Paris Charles de Gaulle Airport | France |
| Frankfurt Airport | Germany |
| Amsterdam Airport Schiphol | Netherlands |
| Madrid Barajas Airport | Spain |
| Barcelona-El Prat Airport | Spain |
| Rome Leonardo da Vinci-Fiumicino Airport | Italy |
| Munich Airport | Germany |
| Zurich Airport | Switzerland |
| Istanbul Ataturk Airport | Turkey |
The documents required to travel to Europe can vary depending on the country you are visiting, your nationality, and the purpose of your trip. However, the following are some general documents that are required for most travellers.
Your passport should be valid for at least three months beyond the date of your planned departure from the Schengen area. It should also have at least two blank pages for visa stamps.
Depending on your nationality and the purpose of your trip, you may need a visa to enter the Schengen area. If you're planning to stay for less than 90 days within a 180-day period, you may be eligible for a Schengen visa. You can check with the embassy or consulate of the country you're planning to visit to find out if you need a visa.
You may be required to have travel insurance that covers medical expenses and repatriation in case of illness or injury.
You may be required to show proof of accommodation, such as hotel reservations, for the duration of your stay.
You may be required to show a return ticket or proof of onward travel to your next destination.
You may be required to show proof that you have sufficient funds to cover your expenses during your stay in Europe.
*Note: The requirements for travelling to Europe can change, so it's a good idea to check with the embassy or consulate of the country you're planning to visit for the most up-to-date information.
Here are answers to frequently asked questions about Travel Insurance for Europe from India.
Disclaimer: The plans, services, features, processes, and other details mentioned on this page are subject to availability and changes. Please check the applicable policy wordings before making any insurance-related decisions.
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Reviewed by Lokesh Shetty 
Acko Technology & Services Private Limited
#36/5, Hustlehub One East, Somasandrapalya, 27th Main Rd, Sector 2, HSR Layout, Bengaluru, Karnataka 560102
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