If you're planning a trip to Europe from India, you're in for a treat. The continent is filled with culture, history, and breathtaking sights that will leave you in awe. But before you head off, let's talk about something important: travel insurance. While it's not the most glamorous topic, it's an essential part of any travel plan, and ACKO Travel Insurance for Europe from India has got you covered. In this article, we'll explore everything you need to know about travel insurance for Europe and why ACKO should be your go-to choice. So sit back, relax, and let's dive in!
Is insurance for Europe travel really required? Well, in this section, we will highlight a few situations where it may come in handy.
Unfortunately, even the most carefully planned trips can result in unexpected accidents or illnesses. Whether it's a sudden illness, injury, or lost luggage, travel insurance can help you avoid financial losses and make sure you have access to medical care when you need it.
Healthcare costs in Europe can be quite high, and without travel insurance, you may be responsible for paying out-of-pocket for any medical treatment you need while abroad. Having travel insurance can help you avoid these costs and give you peace of mind knowing that you're covered.
In the event of an emergency, such as a natural disaster or political unrest, travel insurance can provide you with emergency assistance. This may include things like evacuation, transportation, or emergency medical care. Having this coverage can give you peace of mind and help you feel more secure while you're travelling.
Delays and cancellations are an unfortunate reality of travel, and they can be especially frustrating when you're in a foreign country. Travel insurance can help you recover the costs of missed flights, lost baggage, and other travel mishaps, allowing you to focus on enjoying your trip instead of worrying about logistics.
When you're travelling, your belongings may be at risk of theft or damage. With travel insurance, you can rest easy knowing that you're covered in case your luggage or personal belongings are lost, stolen, or damaged.
While it's easy to assume that everything will go smoothly on your trip, the truth is that accidents and mishaps can happen to anyone. Investing in travel insurance may seem like an unnecessary expense, but it can ultimately save you a lot of money and stress in the long run.
Buying travel insurance online for Europe is a speedy and hassle-free approach to guarantee your safety while travelling to Europe. Below are six advantages of acquiring Travel Insurance for Europe through the internet.
You can purchase travel insurance for Europe from the comfort of your own home, or anywhere with an internet connection. You don't have to worry about making an appointment with an insurance agent or going to a physical location.
When you buy travel insurance online, you have the ability to compare plans and prices from different providers. This can help you find a plan that fits your needs and budget.
Buying travel insurance to Europe online can save you time, especially if you're a busy traveller. You don't have to spend time making phone calls or visiting an insurance agent's office. Instead, you can compare plans and purchase coverage in just a few clicks, freeing up your time to focus on other aspects of your trip planning.
Online travel insurance providers often offer a variety of plans with different levels of coverage. This means you can choose a plan that best suits your travel plans and budget.
When you buy travel insurance online, you can often get coverage immediately after purchasing your plan. This means you can have peace of mind knowing that you're covered for unexpected situations during your trip.
Many online travel insurance providers offer customer support via phone, email, or online chat. This means you can get help with any questions or issues you may have, even if you're on the go.
Here are some of the key offerings of ACKO’s Travel Insurance for Europe from India. Nevertheless, we recommend that you read the relevant policy wording for more accurate information.
Loss of passport
Financial support for replacement of a lost passport during the trip.
Compensation for delayed or lost baggage during air travel as per policy terms.
Adventure sports caused injuries
Protection against injuries resulting from adventure sports.
Illness-related medical expense reimbursement
Financial coverage for medical expenses in case of illness during the trip.
Trip cancellation and interruption
Specified monetary compensation in case of flight cancellation for the trip.
Coverage for medical expenses incurred due to COVID-19 hospitalisation during the trip.
Fixed sum compensation for flight rescheduling as per policy terms.
Trip cancellation due to COVID-19
Compensation for cancellation or rescheduling of the trip due to a positive COVID-19 test.
Lump sum compensation claimable for missed or delayed flights according to policy terms.
Accident-related medical expense reimbursement
Coverage of medical expenses incurred due to accidental injuries.
Loss of travel fund
Assurance of sufficient funds to complete the trip in case of loss or theft of travel funds.
ACKO Travel Insurance for Europe offers several additional advantages that can benefit you.
Personalised coverage: ACKO allows you to select the coverage that suits your requirements, so you only pay for what you need. This helps you save money and ensures that you receive adequate coverage for your trip.
24/7 Support: You can get insurance support anytime and from anywhere via a missed call or email. We offer round-the-clock assistance to ensure you receive help whenever you need it during your travels.
Paperless transactions: We understand the hassle of paperwork and offer a digital platform for buying policies, filing claims, and accessing insurance-related features. You can say goodbye to tedious form-filling and save time with our easy-to-use platform.
No hidden charges: With our plan, you won't have to pay any extra fees when making a claim. We cover the entire cost up to the policy limit, providing you with peace of mind and financial security during emergencies.
Affordable premiums: We believe in providing excellent value for your money and offer travel insurance starting at just Rs. 49 for a five-day trip, which is only Rs. 10 per day. You won't find a better deal elsewhere for the peace of mind you deserve.
What is covered
What is not covered
Here are the benefits that our travel insurance policy for Europe offers to ensure a worry-free and financially secure trip.
Repatriation of mortal remains
Our policy covers the cost of repatriating your mortal remains to your hometown in case of an unfortunate demise during your trip, providing peace of mind to you and your loved ones.
If you are hospitalised due to illness or injury, our policy covers the cost of bringing a relative from India to Europe to provide emotional support and ensure that you receive the necessary care.
Cancellation and rescheduling of travel
Our policy provides fixed compensation for flight cancellations, rescheduling, missed connections, or flight delays, regardless of the cause of the disruption, to alleviate additional costs or inconveniences caused by these events.
Trip cancellation due to COVID-19
Our medical Europe travel policy covers your financial losses if you are forced to cancel your trip due to COVID-19 related reasons, such as testing positive or being subject to travel restrictions.
Replacement of lost passport
Our policy covers the cost of obtaining a replacement passport if you misplace it while travelling in Europe, reducing the inconvenience and potential expenses involved.
Injuries related to adventure sports
Our policy covers medical costs for any injuries incurred during adventure sports, allowing you to enjoy these activities without financial worry.
Loss and delay of luggage
If your luggage is lost or delayed during your trip, our policy offers fixed compensation to cover the costs of necessary items you may require while waiting for your luggage to be located.
Expenses for medical care
Our medical travel insurance for Europe covers hospitalisation, ambulance fees, and other medical expenses up to a specified limit, ensuring that you don't have to worry about the high cost of medical treatment in a foreign country.
Personal liability coverage
Our policy provides financial compensation and takes care of legal costs if you are found liable for an incident resulting in injury, death, or property damage to a third party.
To ensure that you have a thorough comprehension of our insurance policy coverage, we have created a list of circumstances that are not covered. These exclusions are categorised into three parts: travel, legal, and medical.
Unfortunately, in the following situations, we are unable to offer coverage.
Travelling without a valid visa
Travelling to Europe for medical treatment
Travelling despite being medically unfit to do so
Ignoring your doctor's advice against travelling
The following must be avoided in order to be eligible for coverage under our policy.
Engaging in self-harm or attempting suicide
Engaging in activities while under the influence of drugs or alcohol
Being held accountable for a criminal act
Participating in hazardous activities such as mining, tunnelling, aerial photography, and similar work
The following medical costs are not covered by our policy even though a variety of medical expenses are.
A pre-existing medical condition that worsens during your stay in Europe
Acquiring a letter from a family member attesting to your disability
Medical bills arising from pregnancy
Note: This list is not exhaustive, and for more accurate and comprehensive details, we suggest referring to the appropriate policy wordings.
Below are some suggestions on how you can reduce the costs of your ACKO International Travel Insurance for Europe.
Every traveller has different needs, so it's essential to assess your unique circumstances and choose only the necessary coverage. This will help you avoid paying for coverage that you don't need and reduce the overall cost of your ACKO International Travel Insurance Policy.
Before purchasing your travel insurance, it's crucial to understand the insurer's claim process. This way, you can efficiently file a claim if an emergency arises during your travels, saving you both time and money.
To save money, it's important to select a sum insured that is both financially feasible and adequate to cover any potential risks that may arise during your travels.
Follow these simple steps to obtain Europe travel insurance cover from ACKO with ease.
Step 1: Access ACKO's website or mobile app by visiting www.acko.com.
Step 2: Navigate to the "Travel" tab and specify the countries you plan to visit.
Step 3: Enter the dates of your trip's start and end.
Step 4: Make sure that every person travelling with you is included in the insurance coverage.
Step 5: Choose the coverage options that are suitable for your travel needs in Europe.
Step 6: Finalise the process by paying online, and your policy document will be sent directly to your email.
That's it! You can travel confidently with ACKO's Europe Travel Insurance Policy, which provides protection against unforeseen situations.
To ensure a smooth claims processing experience, please adhere to the following three simple steps.
Step 1: Initiate the claims submission process by either emailing us at [email protected] or giving us a missed call at 8061617799.
Step 2: Gather all the essential documents required for your particular claim type and provide them to us.
Step 3: You have completed your role in the process. We will take care of your claim request and settle it as per the policy terms.
Note: The time taken to settle a claim may vary based on its complexity. Claims that involve more intricate procedures may require additional time to process and resolve.
Here are some fun facts about Europe you should know about before your trip there.
Europeans drive on the other side of the road. So, if you're planning on renting a car, make sure you know which side to drive on, or you might find yourself in a sticky situation!
Don't be surprised if you find yourself eating a lot of bread and cheese on your trip. Europeans love their carbs, and cheese is a staple in many countries. Embrace it and enjoy the delicious flavours!
In many European countries, it's customary to greet people with a kiss on each cheek. So, don't be surprised if strangers get up close and personal with you. It's just a friendly greeting!
Europeans take their beer very seriously. If you're a fan of the beverage, make sure to try some of the local brews. Each country has its own unique flavours and styles, so it's worth trying them all!
If you're planning on visiting multiple countries, be prepared for some culture shock. Each country has its own customs, language, and traditions, so it can be quite the adventure navigating your way through them all.
Europe is filled with amazing architecture, art, and history. Make sure to take the time to appreciate all of the incredible sights and sounds around you. And don't forget to take plenty of photos to remember it all!
Here are some suggestions of places you visit during your Europe trip.
The Leaning Tower of Pisa: It's not every day you get to take a cheesy tourist photo pretending to hold up a world-famous landmark!
The Harry Potter Studio Tour in London: Whether you're a die-hard Potterhead or just a fan of movie magic, this immersive experience is sure to enchant you.
The Neuschwanstein Castle in Germany: This fairy tale castle was the inspiration for Sleeping Beauty's castle in Disneyland, and it's not hard to see why!
The Van Gogh Museum in Amsterdam: Get your artsy fix at this museum dedicated to the famous Dutch painter, and maybe even recreate some of his iconic works in the selfie room.
The Plitvice Lakes National Park in Croatia: With its cascading waterfalls and crystal-clear lakes, this natural wonderland is straight out of a dream.
The Colosseum in Rome: Step back in time and imagine yourself cheering on gladiators in this ancient amphitheatre.
The Eiffel Tower in Paris: Sure, it's a tourist hotspot, but nothing beats the feeling of seeing the City of Lights from the top of this iconic landmark.
The Sistine Chapel in Vatican City: You don't have to be religious to appreciate the stunning art and architecture of this world-famous chapel. Plus, you might just spot a rogue ninja turtle up on the ceiling.
The Northern Lights in Norway: If you're lucky enough to catch a glimpse of this natural phenomenon, you'll be left in awe of the beauty of our planet.
The Guinness Storehouse in Dublin: Take a tour of Ireland's most famous brewery, learn about the art of pouring the perfect pint, and of course, enjoy a cold one in the Gravity Bar. Sláinte!
There are different types of visas available for Indians travelling to Europe depending on the purpose of their visit. Here are some of the most common types of visas.
This visa allows Indians to travel to 26 countries in Europe that are part of the Schengen Area for tourism, business, or medical purposes. The visa is valid for up to 90 days within a 180-day period.
This visa is for Indians who have been offered a job in a European country and wish to work there. The visa is usually issued for a specific period and requires a work permit from the employer.
This visa is for Indians who wish to study in a European country. It is issued for the duration of the course and requires proof of enrollment in a recognised educational institution.
This visa is for Indians who need to travel to Europe for business purposes, such as attending conferences, meetings, or negotiating contracts.
This visa is for Indians who are travelling through a European country to reach their final destination. It is usually valid for up to 5 days.
Note: The specific requirements and application process for each type of visa may vary depending on the country you are visiting. It is recommended to check the visa requirements and application process for the specific country you plan to visit before applying.
If you encounter an emergency while you are in Europe, you can use the contact information provided in the table below to contact the Indian Embassy situated in Europe.
Embassy of India, Belgium, Luxembourg & European Union
217, Chaussee de Vleurgat, 1050 Brussels
+32 (0)2 6409140, +32 (0)2 6451850
Europe is home to many of the world's busiest airports, including several international airports that serve as major transportation hubs. Some of the most well-known international airports in Europe include the following.
London Heathrow Airport
United Kingdom (UK)
Paris Charles de Gaulle Airport
Amsterdam Airport Schiphol
Madrid Barajas Airport
Barcelona-El Prat Airport
Rome Leonardo da Vinci-Fiumicino Airport
Istanbul Ataturk Airport
The documents required to travel to Europe can vary depending on the country you are visiting, your nationality, and the purpose of your trip. However, the following are some general documents that are required for most travellers.
A valid passport: Your passport should be valid for at least three months beyond the date of your planned departure from the Schengen area. It should also have at least two blank pages for visa stamps.
Visa (if required): Depending on your nationality and the purpose of your trip, you may need a visa to enter the Schengen area. If you're planning to stay for less than 90 days within a 180-day period, you may be eligible for a Schengen visa. You can check with the embassy or consulate of the country you're planning to visit to find out if you need a visa.
Travel insurance: You may be required to have travel insurance that covers medical expenses and repatriation in case of illness or injury.
Proof of accommodation: You may be required to show proof of accommodation, such as hotel reservations, for the duration of your stay.
Return ticket: You may be required to show a return ticket or proof of onward travel to your next destination.
Proof of financial means: You may be required to show proof that you have sufficient funds to cover your expenses during your stay in Europe.
Note: The requirements for travelling to Europe can change, so it's a good idea to check with the embassy or consulate of the country you're planning to visit for the most up-to-date information.
Any Indian citizen who is travelling to Europe can buy ACKO’s Travel Insurance to Europe.
ACKO Travel Insurance provides coverage for all countries that are part of the Schengen Area. This includes most of the countries in Europe, such as France, Germany, Spain, Italy, and more.
ACKO Travel Insurance Europe offers a range of coverage options, including medical expenses, personal accident, trip cancellation, trip curtailment, loss of passport, loss of baggage, and more.
You can buy ACKO Travel Insurance online through the ACKO website or mobile app. The process is quick and easy, and you can get your policy within minutes.
You will need to provide your passport details, travel dates, and basic personal information to buy an ACKO Europe Travel Policy.
Yes, ACKO Travel Insurance is affordable and provides excellent value for money. The premiums are competitive, and the coverage options are comprehensive.
Disclaimer: The plans, services, features, processes, and other details mentioned on this page are subject to availability and changes. Please check the applicable policy wordings before making any insurance-related decisions.