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Travel Insurance for Hong Kong from India

Are you planning your next trip to Hong Kong? Whether it is the Hong Kong Disneyland or ending your trip with some dazzling light and sound show at Victoria Harbour, one thing you should not miss is travel insurance for Hong Kong. It protects you from unforeseen medical emergencies, flight delays, and trip cancellations and ensures you experience a beautiful holiday.

Hong Kong Travel Insurance

Hong Kong travel insurance is a type of insurance that provides financial security against unforeseen incidents during your trip. This can include medical emergencies, travel cancellations, flight delays, loss of baggage, loss of a passport, pet cover, emergency financial cash, etc. 

These expenses can be costly if an appropriate travel insurance plan does not cover you. It provides you with financial assistance so that you can focus on enjoying your travel experience. Also, you can buy overseas travel insurance online in an easy and hassle-free manner for your international travel.

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Disclaimer: Even though it is not mandatory, it is recommended that you secure your trip by purchasing travel insurance from ACKO.

Key Features of ACKO’s Hong Kong Travel Insurance 

Here are some of the features of the Hong Kong travel insurance plan from ACKO

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Affordable Premiums

Every traveller looks for great value while planning a trip. ACKO delivers exactly that by making it simple and affordable. Our travel insurance starts at just ₹45 per day. 

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No Paperwork

At ACKO, you can easily purchase travel insurance for Hong Kong on our digital platform and via our app. Whether you are filing a claim or want to get access to other insurance features, everything can be done digitally.

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Customisable Coverage

ACKO gives flexibility to choose your own plan. From standard and Comfort travel insurance plans offered by ACKO, you can choose and customise according to your needs.   

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24x7 Assistance

When you are travelling in a foreign country and considering purchasing a travel insurance plan, you will expect customer assistance to be available at all times.

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Zero Deductibles

Unexpected out-of-pocket expenses during the claim process can disrupt your travel experience. With an ACKO Travel Insurance Plan, you do not have to worry about paying money out of your pocket. 

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Cashless Hospitalisation

With our Hong Kong travel insurance plan, you can get cashless hospitalisation at our network hospitals. All the hospital bills will be settled with the hospital itself.  You can focus on the treatment instead of worrying about gathering funds. 

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No-Pre Medical Checkups 

Buying travel insurance from ACKO does not require you to undergo any pre-medical checkups. You can avail the policy in simple steps.  You must disclose all pre-existing conditions beforehand to avoid any claim rejection.  

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Easy Policy Modifications 

With ACKO trip insurance, you can extend or shorten your trip. Easily modify your travel policies to suit your needs.  

Benefits of Buying ACKO’s Hong Kong Travel Insurance Policy

ACKO’s Hong Kong travel insurance comes with many benefits: 

  • Adventure Sports Coverage: ACKO travel insurance covers injuries that may occur during any adventure sports in your trip to Hong Kong. To avail this facility, you must add this coverage while purchasing.  
  • Medical Benefits: It can cover medical expenses if you fall ill or get injured during your trip to Hong Kong.  
  • Financial Security: Travel insurance gives you financial protection against any unforeseen events that may disrupt your trip. 
  • Journey Cover: ACKO travel insurance may give you coverage for trip cancellations or delays caused by any situation. 
  • Baggage Benefits: Our travel insurance reimburses you for essential purchases in case of baggage loss.  
  • In Journey Cover: At ACKO, you can get in journey cover. It assists you in flight and trip issues.  
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What is covered under ACKO travel insurance for Hong Kong from India?

Your ACKO travel insurance for Hong Kong covers a wide range of coverage to protect you during your trip. 

  • Medical Coverage: Medical expenses, including OPD, hospitalisation and ambulance fees.
  • Compassionate visit: You will get coverage for a compassionate visit by a family member up to $5,000.  
  • Repatriation of Mortal Remains: In case of death, the policy may provide coverage to bring back the mortal remains to the home country.
  • COVID-19 Coverage: Cancellation of a trip in case of reasons including COVID-19, as per policy terms and conditions.
  • Flight Related Coverage: Flight delays, missed connections, or rescheduling, including compensation for the same.
  • Trip Coverage: You will get coverage for trip cancellations for covered reasons, including flight delay and rescheduling.  
  • Useful Travel Cover:  Replacement of lost passport, including assistance and expenses incurred in the process.
  • Personal Items Cover: Baggage loss and delay are covered, including compensation as per policy terms and conditions.
  • Personal and Liability Coverage: Personal accident cover, personal liability towards third parties, emergency cash advance, emergency hotel stay and extension.
  • Pet Cover: If the insured person is travelling with his/her own pet, ACKO reimburses if the pet suffers any injury. 
  • Home Insurance Cover: We will reimburse you if anything happens to your home due to theft while you are enjoying your trip. 

Hong Kong Travel Insurance Add-ons

With potential add-on covers, you can enhance your travel insurance plan and stay protected with a more personalised plan 

Adventurous Sports Injury

If you are planning to hike the Dragon’s Back, canyoning in Ping Nam Stream or rock climbing at Beacon Hill. This add-on covers medical treatment expenses if any injury occurs during those activities. This acts as an extension to enhance the coverage security. 

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Bounce Booking

If, due to any circumstances, you are unable to check into your booked hotel. ACKO reimburse you for non-refundable costs as per policy limits. Additionally, we will let you rebook your stay for the same day and same city.  

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What is not covered under ACKO travel insurance for Hong Kong from India?

If any of the following apply, you might not be eligible for coverage while travelling.

  • Not having a current visa when visiting Hong Kong
  • Purely for medical purposes, travelling to Hong Kong
  • Evading medical advice or leaving the country while ill
  • Self-harming or suicidal behaviour
  • Performing activities while buzzed or high
  • Being convicted of a crime
  • Taking on dangerous tasks like mining, tunnelling, aerial photography, and other related activities  
  • While in Hong Kong, pre-existing conditions deteriorate
  • Getting a family member to certify your disability
  • Expenses related to pregnancy

*Note: Please remember that this is not a complete list of the exclusions and inclusions; hence, you are advised to read every description in your policy document carefully.

How To Buy ACKO Hong Kong Travel Insurance?

By following these simple steps, you can easily obtain Hong Kong Travel Insurance from ACKO.

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    To begin, click here or download our app from Play or App Store.

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    Choose from our standard plan or customise your plan.

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    Provide the dates your trip will start and end.

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    Plan how you will cover your trip.

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    Please provide details about yourself and your fellow passengers.

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    The last thing you should do is make the payment online. You will immediately receive an email with your policy details.

Why Customers Trust Our Hungary Travel Insurance Plans

Travel insurance should let you focus on the journey, not the financial risks.

That’s exactly what our customers experience : no delays, no hidden surprises, just genuine support when it matters the most.

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How to Raise a Claim Under ACKO’s Travel Insurance for Hong Kong?

Claiming your ACKO travel insurance online for Hong Kong is a breeze. Here are the simple steps to follow: 

  1. For Cashless Medical Claims:

    • Send us an email at [email protected], or give us a missed call at 022-69635374. 
    • We'll provide you with a list of local hospitals that offer cashless services
    • All you need to do is share your policy document, and we’ll process and settle your claim based on your policy terms.
  2. For Other Covers

    • You can contact us by calling the number 022-69635374 or sending an email to the address [email protected]
    • Your bill or invoice will be reviewed as soon as possible, and you should anticipate receiving your refund within the next few days at the latest. 

Let’s See How Travel Insurance Helped Riya On Her Hong Kong Trip

During Riya’s Trip to Hong Kong, a situation arises when, unexpectedly, she falls ill and needs to be hospitalised. In a foreign land, especially in a place like Hong Kong, the medical bills can be quite expensive, and this could have affected her travel plans and budget. Since she had a travel insurance plan from ACKO, this unexpected situation did not affect her travel.

After calling the ACKO customer service, she was guided through the process of cashless hospitalisation, and the necessary documents were submitted to settle the eligible claims as per the policy terms and conditions. So, in a way, a small investment in a travel insurance plan to Hong Kong has proved to be a wise decision, as ACKO was always there to assist her in any unforeseen situation. 

Hong Kong Visa For Indians

If an Indian citizen wants to visit Hong Kong, they have to follow the requirements and regulations set by the Immigration Department of Hong Kong. 

If the visit is for a shorter term, like up to 14 days, the citizen can register online through the Pre-Arrival Registration (PAR) and use the notification slip along with the passport for entry into the country. 

If the visit is longer than the prescribed time or for any other purpose like work or study, the citizen has to apply for a regular visa through the Immigration Department of Hong Kong, along with the necessary documents like financial documents and travel plans.

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Types of Hong Kong Visa for Indians

There are various types of Hong Kong visas for Indians. Some of the most common ones are listed below.

  • Visit Visa/Entry Permit
  • Employment Visa
  • Student Visa
  • Transit Visa
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Documents Required To Travel to Hong Kong

If you are an Indian citizen planning to travel to Hong Kong, you will need the following documents.

  • Passport: A valid Indian passport with at least validity of six months beyond your stay. 
  • Visa: A Hong Kong visa, if required, can be obtained from the Hong Kong Immigration Department. 
  • Return Confirmation: A confirmed return ticket. 
  • Proof: A proof of accommodation, including proof of hotel stays or an invitation letter from the resident.
  • Income Proof: Proof of sufficient funds for the duration of the trip. 

*Note: The visa requirements and entry restrictions can change at any time, so we recommend checking the latest information on the Hong Kong Immigration Department's website or with the Chinese embassy or consulate in India before planning your trip.

Indian Embassy’s Location in Hong Kong

Use the information in the table below to contact the Indian Embassy if you encounter a crisis while you are in Hong Kon

EmbassyConsulate General of India, Hong Kong and Macau
AddressUnit A, 16th Floor, United Centre, 95 Queensway, Admiralty
Phone number(852) 3970 9900
Office hours0900 hours to 1730 hours (Monday to Friday)
Email[email protected] 
Websitewww.cgihk.gov.in

Quick and Interesting Facts about Hong Kong

There are many interesting facts about Hong Kong. From its numerous islands and symbolic flag to its breathtaking views and record-breaking architectural feats.

Fun FactAbout
  
More than just islandsHong Kong comprises 263 islands, of which some are uninhabited 
Meaning of the flag The flower on the Hong Kong flag bears red stars representing Hong Kong’s affiliations with China 
Stunning city viewsThe Victoria Peak gives amazingly breathtaking city views 
The highest pool in the worldThe rooftop infinity pool at the ICC is one of the world’s highest. 

Places You Must Visit in Hong Kong

Here is the list of top visited places in Hong Kong, highlighting the different types of experiences this city has to offer:

Victoria Peak

Take the Peak Tram to reach the top, and snap a selfie with the stunning skyline as your backdrop.

Big Buddha

Climb the 268 steps to reach the base of the statue, and enjoy the breathtaking view of the mountains and sea.

Disneyland

It's not just for kids, trust us! Hong Kong Disneyland is full of fun and adventure for everyone. 

Temple Street Night Market

Shop till you find everything from souvenirs and fashion items to street food and fortune tellers. 

Ladies' Market

Browse through hundreds of stalls selling clothes, accessories, and gadgets at affordable prices.

Ocean Park

Get up close and personal with marine animals at this ocean-themed park. You can also go on thrilling rides and watch animal shows.

Things To Do In Hong Kong

Hong Kong is definitely a place of Paradise. Even if you know the fun facts and the must-visit places to visit. You should not miss some facts that you must do in Hong Kong.  

  • You can worship at the Man Mo Temple.  
  • Watch Hong Kong pink dolphins on a cruise.  
  • Afternoon tour at Lantau Enlightenment. 
  • Tasting of Hong Kong Sham Shui Po District Food.  
  • Shenzhen sightseeing and shopping tour from Hong Kong. 
  • Small group on a Hong Kong Island food tour.
  • Hong Kong harbour night cruise and dinner at Victoria Peak. 
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Safety And Precautionary Measures To Be Undertaken for Hong Kong

Here are some safety and precautionary measures to be undertaken for your Hong Kong trip

  • Ensure safe storage of your passport, visa documents, and travel insurance papers. Digital copies can be stored on your phone or via email.
  • Ensure you follow the laws and regulations strictly. Hong Kong has strict legal guidelines.
  • Ensure you use licensed taxis and other means of transport for safe travel.
  • Stay updated on the latest news and weather conditions, especially during typhoon season.
  • Avoid carrying large amounts of cash. It is always best to use cards.
  • Ensure you have the contact numbers saved, including the contact numbers of your country’s consulate.
  • Ensure you are aware of your belongings in crowded markets and tourist spots so you do not get pickpocketed.
  • Ensure you visit recognised hospitals in the event of an emergency.

List of International Airports in Hong Kong

The following are the two international airports in Hong Kong.

International Airport Name Location
  
Hong Kong International Airport Chek Lap Kok, Hong Kong 
Shenzhen Bao’an International Airport Shenzhen, Guangdong, China
Macau International AirportTaipa Island, Macau

Tips to Buy the Best Travel Insurance for Hong Kong From India Online

Follow these steps to lower the premium when purchasing insurance online.

Get Familiar With the Claims Process

Before getting travel insurance for Hong Kong, make sure you understand the process for filing a claim with the insurer. This will enable you to make a claim promptly and efficiently in case of an emergency during your travels, which can save you both time and money.

Assess Your Insurance Needs

To decrease the cost of your International Travel Insurance for Hong Kong, evaluate your specific requirements and only opt for the necessary coverage. This way, you can avoid paying for any additional coverage that you don't actually need.

Choose an Appropriate Sum Insured

It's crucial to select a sum insured that is financially feasible and adequate to cover any potential risks that may occur during your trip. To save money, go for a reasonable sum insured that is not overly high, as this can increase the cost of your travel insurance policy.

Frequently Asked Questions

Here are some responses to frequently asked questions about ACKO Hong Kong Travel Insurance from India.

ACKO’s Hong Kong Travel Insurance covers a range of situations, including medical expenses, emergency medical evacuation, ‘cancellations or interruptions, lost or stolen baggage, flight delays, and more. The exact coverage and benefits depend on the specific policy you choose.

You can purchase an ACKO Hong Kong Travel Insurance Plan online through our website or mobile app. Simply select the type of coverage you need, enter your travel details, and complete the payment process.
 

The cost of an ACKO Hong Kong Travel Policy varies depending on the type of coverage you choose, the duration of your trip, your age, and other factors. You can get a quote by visiting our website or mobile app.

Whether or not ACKO’s Travel Policy for Hong Kong is worth it depends on your individual circumstances and travel plans. If you are travelling to Hong Kong and want peace of mind knowing that you are covered in case of unexpected events, then ACKO’s Travel Plan for Hong Kong may be a good option for you.

Although it is not required, we strongly advise getting travel insurance for Hong Kong in order to protect your finances while you are there.

It is fast, convenient, and easy to purchase Hong Kong travel insurance online. It is not necessary to visit any of our branches to compare policies and purchase financial protection for your trip.

Yes, it is possible to buy Hong Kong travel insurance from ACKO after your trip has been booked, as long as it is purchased before leaving India and before the trip actually starts.

In general, you should be a resident of India, travelling to Hong Kong with a valid passport. Your travel dates should also be valid. Age limits vary according to the policy terms of the insurance company.

Common types of travel insurance policies include individual travel insurance policies, family travel insurance policies, student travel insurance policies, senior citizen travel insurance policies, and multi-trip policies.

Most insurance companies require you to purchase travel insurance before leaving India. It is not normally possible for you to purchase travel insurance after arriving in Hong Kong, as the insurance is effective from the time of departure.

Travel health insurance for Hong Kong provides coverage for medical emergencies, hospitalisation, ambulance charges, and associated expenses during your travel, which can help you manage high healthcare costs while abroad.

Also, compare the coverage limits, medical benefits, exclusions, claim process, and premium costs. Select a policy that meets your trip duration, activities, and budget, and provides good support services.

Disclaimer: The plans, services, features, processes, and other details mentioned on this page are subject to availability and changes. Please check the applicable policy wordings before making any insurance-related decisions. Feel free to reach out to us at [email protected] for any queries.

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Shreya Sahu profile avatar

Written by

Shreya Sahu

Content Editor

Chirag Mahajan profile avatar

Reviewed by

Chirag Mahajan

Associate Director - Retail Travel Insurance