Travel Insurance for Hong Kong from India

Hong Kong is an amazing city that has something for everyone! The delicious cuisine will astound you if you're a foodie. And if nature is more your thing, there are plenty of opportunities to immerse yourself in the great outdoors. And of course, if shopping is your passion, you'll be in heaven! However, we highly recommend getting travel insurance for Hong Kong before your trip. This way, you can enjoy your adventure without worrying about unexpected expenses. Keep reading to learn more about finding the best travel insurance for Hong Kong for your upcoming trip!

Hong Kong is an amazing city that has something for everyone! The delicious cuisine will astound you if you're a foodie. And if nature is more your thing, there are plenty of opportunities to immerse yourself...
Hong Kong is an amazing city that has something for everyone! The delicious...
Buy Hong Kong Travel Insurance at Just ₹10/Day*

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Affordable plans

starting at ₹10/day*

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Instant Claims

9 of 10 claims settled same day

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Edit policies on the go!

Manage trip details on app

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Why Do I Need Travel Insurance for Hong Kong From India?

Here are four points that may help explain why it's a good idea to have insurance for Hong Kong travel.

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Protecting Your Health

Travel insurance can cover medical expenses if you become ill or injured while you're in Hong Kong. This can give you peace of mind knowing that you have financial protection in case of unexpected medical emergencies.

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Worry-Free Travel

Having travel insurance can give you peace of mind knowing that you're financially protected against unforeseen circumstances that could disrupt your trip to Hong Kong.

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Cancellation and Delays

Travel insurance Hong Kong can also cover unexpected trip cancellations or delays due to circumstances like severe weather. This can help you recoup any losses you may have incurred due to the disruption.

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Emergency Assistance

If you need emergency assistance while you're in Hong Kong, travel insurance can help connect you with local resources or provide assistance with things like translation services.

How Do I Buy Acko’s Travel Insurance for Hong Kong From India?

By following these simple steps, you can easily obtain Hong Kong Travel Insurance from ACKO.

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To begin, click here or download our app from Play or App Store.

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Choose from our standard plan or customise your plan.

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Give us the dates that your trip will start and end.

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Plan how you will cover your trip.

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Please provide details about yourself and your fellow passengers.

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The last thing you should do is make the payment online. You will immediately receive an email with your policy details.
 

Why ACKO Travel Insurance for Hong Kong?

Take a look at these ways in which ACKO is making insurance easier for you:
 

ACKO offers reasonable premiums for travel insurance, providing you with the best value for your money. 
 

You can personalise your insurance coverage according to your specific travel requirements. This allows you to save money by only paying for the necessary protection for your trip, while still having adequate coverage.
 

ACKO's digital platform simplifies the process of purchasing policies, submitting claims, and accessing insurance-related features. You can streamline the entire process and avoid tedious form-filling.
 

You need not worry about undisclosed fees or charges with ACKO. You will receive a clear and straightforward pricing structure up to the policy limit when filing claims.
 

ACKO's support team is always ready to help you at any time and place. You can reach out to the team via a missed call at 01246174722 or email us at [email protected].

Benefits of ACKO’s Hong Kong Travel Insurance Plan

There are a lot of perks available to you if you buy ACKO's travel insurance for your trip to Hong Kong.

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Risk-Free Exploration

When you have ACKO, you can do anything you want without worrying about your safety, but it is still a good idea to play safe. Injuries sustained while participating in adventure sports are covered under our travel insurance Hong Kong policy. 
 

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Unexpected Trip Delays

We at ACKO understand how easily your travel plans can be disrupted by unforeseen circumstances. If your flight is delayed or you have to return home early, our travel insurance policy will compensate you financially as long as it is within the policy's terms. 
 

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Customisable Covers

One of the best things about buying travel insurance from ACKO is that you get to choose what you want to be covered for. This means you don't have to pay for things you don't need, which can save you some cash.

What's Covered and What's Not Covered in ACKO’s Hong Kong Travel Insurance? 

The insurance plan we offer for travelling to Hong Kong includes a range of benefits.

Our medical travel insurance for Hong Kong covers expensive medical costs such as hospitalisation, ambulance fees, and other medical expenses up to a predetermined limit. This means that you will not have to pay out of pocket for medical care while in Hong Kong.

If any of the following apply, you might not be eligible for coverage while travelling.

  • Not having a current visa when visiting Hong Kong
  • Purely for medical purposes, travelling to Hong Kong
  • Evading medical advice or leaving the country while ill

In the event that you need to be hospitalised due to an illness or injury, we will pay for the cost of flying a relative from India to Hong Kong to be by your side emotionally and to oversee your care.

Our insurance plan covers the cost of returning your body to your hometown if the unthinkable happens and you pass away while on vacation, so your loved ones won't have to worry about paying for it.

Our medical travel insurance will cover your financial losses if you have to cancel your trip due to COVID-19-related issues. 

In the event that your flight is cancelled, you miss a connection, or you experience rescheduling or delays, our policy provides a fixed amount of compensation to minimise any additional costs or inconvenience.

You can take part in these activities worry- and stress-free—our policy covers the medical expenses related to accidents sustained while participating in adventure sports.

Our policy will pay for a replacement passport if you misplace it while travelling through Hong Kong, saving you money and aggravation.

The following legal situations will result in the rejection of Indian claims for travel insurance for Hong Kong.

  • Self-harming or suicidal behaviour
  • Performing activities while buzzed or high
  • Being convicted of a crime
  • Taking on dangerous tasks like mining, tunnelling, aerial photography, and other related activities  

The following medical expenses are not covered by our insurance.

  • While in Hong Kong, pre-existing conditions deteriorate
  • Getting a family member to certify your disability
  • Expenses related to pregnancy

Note: This is not a complete list. Therefore, in order to fully understand the coverage that our policy offers, we advise you to read the policy documents carefully.

How Do I Claim Online Travel Insurance Hong Kong From Acko?

Claiming your ACKO travel insurance online for Hong Kong is a breeze. Here are the simple steps to follow: 

For Travel Medical Insurance That Offers Treatment Without Cash:

  • Send us an email at [email protected], or give us a missed call at 01246174722. 
  • We'll provide you with a list of local hospitals that offer cashless services
  • All you need to do is share your policy document, and we’ll process and settle your claim based on your policy terms.

For Other Covers

  • You can contact us by calling the number 01246174722 or sending an email to the address [email protected]
  • Your bill or invoice will be reviewed as soon as possible, and you should anticipate receiving your refund within the next few days at the latest. 

Things You Should Know Before Beginning Your Hong Kong Trip

Before visiting Hong Kong, you should be aware of the following fun facts.

1. Get ready for some delicious food! Hong Kong is known for its amazing dim sum, roast meats, and street food. Don't forget to try some egg tarts and pineapple buns!

2. Hong Kong can be pretty crowded, but that's part of the fun. Embrace the hustle and bustle of the city and don't be afraid to explore the busy streets and markets.

3. Make sure you have comfortable shoes because there are a lot of hills and stairs in Hong Kong. But don't worry, the views from the top are worth the climb!

4. Take advantage of the public transportation system, which is efficient and affordable. The iconic double-decker trams are a must-try experience.

5. Hong Kong is a shopping paradise, so bring an extra suitcase if you plan on doing some serious shopping. From high-end designer stores to street markets, there's something for everyone.

6. Don't forget to take a break from the city and explore some of Hong Kong's natural beauty. Take a hike in one of the many nature reserves, or head to the beach for some sun and sand.

7. Hong Kong has a rich history and culture, so make sure you take some time to visit the museums and heritage sites, such as the Hong Kong Museum of History and the Ten Thousand Buddhas Monastery.

8. Finally, be open-minded and ready to try new things. Hong Kong is a unique and exciting destination, so embrace all that it has to offer and have fun!

Things You Can’t Miss!

Here are some must-visit places in Hong Kong that you wouldn't want to miss.

Victoria Peak

Get ready for some serious heights and amazing views of the city! Take the Peak Tram to reach the top, and snap a selfie with the stunning skyline as your backdrop.

Big Buddha

Meet the giant 34-metre bronze statue of Buddha on Lantau Island. Climb the 268 steps to reach the base of the statue, and enjoy the breathtaking view of the mountains and sea.

Disneyland

It's not just for kids, trust us! Hong Kong Disneyland is full of fun and adventure for everyone. Go on thrilling rides, meet your favourite Disney characters, and watch spectacular fireworks shows.

Temple Street Night Market

Shop till you drop at this vibrant and bustling night market. You'll find everything from souvenirs and fashion items to street food and fortune tellers. Bargaining is the key here, so get ready to show off your negotiation skills.

Ladies' Market

No, it's not just for ladies! This famous street market in Mong Kok is a paradise for bargain hunters. Browse through hundreds of stalls selling clothes, accessories, and gadgets at affordable prices.

Ocean Park

Get up close and personal with marine animals at this ocean-themed park. You can also go on thrilling rides, watch animal shows, and enjoy panoramic views of the South China Sea.

The Peak Galleria

Looking for some retail therapy? The Peak Galleria is a shopping mall with a view! You'll find international brands, local designers, and unique souvenirs, all while enjoying a panoramic view of the city.

Lan Kwai Fong

Party like a local at this famous nightlife district in Central. From trendy bars and clubs to street performances and festivals, there's always something happening in LKF. Don't forget to try the signature drink – the Hong Kong-style "yin yang" (coffee-tea mix) cocktail.

Tai O Fishing Village

Step back in time at this traditional fishing village on Lantau Island. Explore the stilt houses, taste local seafood, and take a boat tour to see the pink dolphins. It's a peaceful escape from the bustling city life.

Symphony of Lights

End your day with a dazzling light and sound show at Victoria Harbour. Watch as the skyscrapers light up in sync with music and narration, creating a stunning spectacle of colours and patterns. Best of all, it's completely free!

Hong Kong Visa Information for Indians

The following are some of the visas that visitors to Hong Kong can obtain depending on their reason for travelling.

Visa typePurpose
Visit Visa/Entry PermitThis visa is for visitors who are coming to Hong Kong for tourism, business, or visiting friends or relatives.
Employment VisaThis visa is for those who have secured employment in Hong Kong and need to reside and work there.
Student VisaThis visa is for those who have been accepted to study at a school or university in Hong Kong.
Training VisaThis visa is for those who are coming to Hong Kong for job-related training.
Working Holiday VisaThis visa is for young people aged between 18 and 30 who want to travel and work in Hong Kong for up to 12 months.
Investment VisaThis visa is for those who want to establish a business or invest in an existing business in Hong Kong.
Transit VisaThis visa is for those who are passing through Hong Kong to a third country.

Indian Embassy’s Location in Hong Kong

Use the information in the table below to contact the Indian Embassy if you encounter a crisis while you are in Hong Kon

EmbassyConsulate General of India, Hong Kong and Macau
AddressUnit A, 16th Floor, United Centre, 95 Queensway, Admiralty
Phone number(852) 3970 9900
Office hours0900 hours to 1730 hours (Monday to Friday)
Email[email protected] 
Websitewww.cgihk.gov.in

List of International Airports in Hong Kong

The following are the two international airports present in Hong Kong.

Hong Kong International Airport

This is the primary airport serving Hong Kong and is one of the busiest airports in Asia. It is located on the island of Chek Lap Kok and has two terminals, Terminal 1 and Terminal 2. The airport is the main hub for Cathay Pacific Airways and Hong Kong Airlines.

Shenzhen Bao'an International Airport

Although this airport is located in mainland China, it is often considered as an international airport for Hong Kong due to its close proximity. It is located about 40 kilometres from Hong Kong and is easily accessible by road and rail. The airport serves as a hub for Shenzhen Airlines and is a popular alternative to Hong Kong International Airport for travellers visiting the city.

Documents Required To Travel to Hong Kong

If you are an Indian citizen planning to travel to Hong Kong, you will need the following documents.

A valid Indian passport with a minimum validity of six months beyond your planned stay in Hong Kong.

A Hong Kong visa, which can be obtained through the Hong Kong Immigration Department or the Chinese embassy or consulate in India.

A confirmed return or onward air ticket.

Proof of accommodation in Hong Kong, such as a hotel reservation or a letter of invitation from a Hong Kong resident.

Sufficient funds to cover your stay in Hong Kong, which can be demonstrated through bank statements, credit card statements or cash.

*Note: The visa requirements and entry restrictions can change at any time, so we recommend checking the latest information on the Hong Kong Immigration Department's website or with the Chinese embassy or consulate in India before planning your trip.

Tips to Buy the Best Travel Insurance for Hong Kong From India Online

Follow these steps to lower the premium when purchasing insurance online.

Get Familiar With the Claims Process

Before getting a travel insurance for Hong Kong, make sure you understand the process for filing a claim with the insurer. This will enable you to make a claim promptly and efficiently in case of an emergency during your travels, which can save you both time and money.

Assess Your Insurance Needs

To decrease the cost of your International Travel Insurance for Hong Kong, evaluate your specific requirements and only opt for necessary coverage. This way, you can avoid paying for any additional coverage that you don't actually need.

Choose an Appropriate Sum Insured

It's crucial to select a sum insured that is financially feasible and adequate to cover any potential risks that may occur during your trip. To save money, go for a reasonable sum insured that is not overly high, as this can increase the cost of your travel insurance policy.

Frequently Asked Questions

Here are some responses to frequently asked questions about ACKO Hong Kong Travel Insurance from India.

ACKO’s Hong Kong Travel Insurance covers a range of situations, including medical expenses, emergency medical evacuation, ‘cancellations or interruptions, lost or stolen baggage, flight delays, and more. The exact coverage and benefits depend on the specific policy you choose.

You can purchase an ACKO Hong Kong Travel Insurance Plan online through our website or mobile app. Simply select the type of coverage you need, enter your travel details, and complete the payment process.
 

The cost of an ACKO Hong Kong Travel Policy varies depending on the type of coverage you choose, the duration of your trip, your age, and other factors. You can get a quote by visiting our website or mobile app.

Whether or not ACKO’s Travel Policy for Hong Kong is worth it depends on your individual circumstances and travel plans. If you are travelling to Hong Kong and want peace of mind knowing that you are covered in case of unexpected events, then ACKO’s Travel Plan for Hong Kong may be a good option for you.

Although it is not required, we strongly advise getting travel insurance for Hong Kong in order to protect your finances while you are there.

Disclaimer: The plans, services, features, processes, and other details mentioned on this page are subject to availability and change. Baggage cover for up to 5 days in Asia is available for just ₹49 (inclusive of GST) for adults – that's around ₹10 per day. Remember, prices may change, so be sure to check the policy details before deciding. If you have questions, reach out to us at [email protected].
 

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Written by Namrata Saha Choudhury

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Reviewed by Lokesh Shetty Author info Icon

She travels with words, bringing places to life. Whether it’s hidden gems or dream destinations, she makes travel feel as exciting on paper as it is in reality. When not writing, you can find her gardening, writing verses, or lost in a Netflix series with a bowl of fruits—especially watermelon!

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