Travel Insurance for Hong Kong from India

Ensure a safe trip with Hong Kong travel insurance plan.

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Are you planning a trip to the vibrant city of Hong Kong from India? Well, before you pack your bags and hop on that plane, let's talk travel insurance! Yes, we know insurance can sound boring and unexciting, but fear not! We've got some exciting news to share with you about Travel Insurance for Hong Kong. So buckle up and get ready to learn about how ACKO can keep you covered and worry-free on your Hong Kong adventure!

Why do I need travel insurance for my Hong Kong trip?

Here are six points that may help explain why it's a good idea to have insurance for Hong Kong travel.

Protecting your health

Travel insurance can cover medical expenses if you become ill or injured while you're in Hong Kong. This can give you peace of mind knowing that you have financial protection in case of unexpected medical emergencies.

Worry-free travel

Having travel insurance can give you peace of mind knowing that you're financially protected against unforeseen circumstances that could disrupt your trip to Hong Kong.

Cancellation and delays

Travel insurance can also cover unexpected trip cancellations or delays due to circumstances like severe weather or transportation strikes. This can help you recoup any losses you may have incurred due to the disruption.

Loss or theft of belongings

Travel insurance can assist in defraying the cost of replacement if your luggage or other items are misplaced, taken, or damaged while you are visiting Hong Kong.

Personal liability

Travel insurance can provide you with legal assistance and coverage for any damages or injuries you may cause to someone else while you're in Hong Kong.

Emergency assistance

If you need emergency assistance while you're in Hong Kong, travel insurance can help connect you with local resources or provide assistance with things like translation services.

What is the benefit of buying Travel Insurance for Hong Kong online?

The following are the benefits of buying travel insurance online for Hong Kong.

Easy purchase

Buying travel insurance online allows you to purchase coverage from the comfort of your own home or office, without having to visit a physical store. You can easily compare policies, choose the one that best fits your needs and budget, and complete the purchase in just a few clicks.

Time-saving

Online purchasing of travel insurance for Hong Kong saves time as you don't have to visit multiple insurance companies or agents to get quotes, compare prices, or ask questions. You can quickly research and compare policies at your own pace, without any pressure.

Lower prices

Often, online travel insurance policies for Hong Kong may be less expensive than those sold through traditional channels, due to lower overhead costs for the insurer. You can save some money while still getting the coverage you need.

Flexibility

You can purchase travel insurance for Hong Kong online anytime, even outside of business hours or on weekends, which can be particularly helpful if you have a busy schedule. Moreover, you can change or cancel your policy online without having to visit a physical office.

Enhanced coverage

Some travel insurance providers offer additional benefits and features when you buy online, such as higher coverage limits, free add-ons, or easier claims processing. You can take advantage of these extras to ensure your peace of mind while travelling to Hong Kong.

Reviews and ratings

Online reviews and ratings of travel insurance providers can help you assess their reliability, customer service, and claims handling, which can be particularly useful when comparing policies from different insurers. You can learn from other people's experiences and make an informed decision.

Key features of ACKO’s Hong Kong Travel Insurance Policy

Here are some of the primary characteristics of the Hong Kong Travel Insurance Cover provided by ACKO. To get complete and precise information, it is advisable to refer to the relevant policy documents.

Features	Benefits
Loss of passport	The policy covers the cost of obtaining a new passport if it is lost during travel.
Baggage delay/loss	If luggage is lost or delayed during air travel, the policy allows you to claim reimbursement.
Illness-related medical expense reimbursement	The policy provides reimbursement for any medical expenses incurred due to an illness during travel.
Adventure sports caused injuries	The policy offers coverage for injuries suffered during adventure sports.
COVID-19-related hospitalisation	The policy provides coverage for hospitalisation due to COVID-19 while travelling.
Trip cancellation and interruption	Specific monetary compensation is provided in case of flight cancellation or trip interruption, subject to the policy terms.
Missed/delayed flight	In case of a missed or delayed flight, lump-sum compensation can be claimed according to the policy terms.
Trip rescheduling	If the flight is rescheduled, a fixed sum compensation can be claimed according to the policy terms.
Accident-related medical expense reimbursement	The policy covers any medical costs related to accidents during travel.
Trip cancellation due to COVID-19	Compensation will be given if the trip needs to be cancelled or rescheduled due to a positive COVID-19 test, in accordance with the policy terms.
Loss of travel fund	The policy guarantees money to complete the trip if travel funds are lost or stolen.

Benefits of ACKO’s Hong Kong Travel Insurance Plan

ACKO offers various features that improve your insurance experience. Below are some of the unique features that differentiate us from other insurance providers.

Competitive deals: ACKO offers reasonable premiums for travel insurance, providing you with the best value for your money. For instance, our travel insurance starts at just Rs. 49 for a five-day journey, equivalent to only Rs. 10 per day, making it one of the most affordable options on the market.

Tailored coverage: You can personalise your insurance coverage according to your specific travel requirements. This allows you to save money by only paying for the necessary protection for your trip, while still having adequate coverage.

Easy transactions: ACKO's digital platform simplifies the process of purchasing policies, submitting claims, and accessing insurance-related features. You can streamline the entire process and avoid tedious form-filling.

Transparent pricing: You need not worry about undisclosed fees or charges with ACKO. You will receive a clear and straightforward pricing structure up to the policy limit when filing claims.

24/7 Assistance: ACKO's support team is always ready to help you at any time and place. You can reach out to the team via a missed call or email, and they will assist you promptly.

What is covered

What is not covered

The insurance plan we offer for travelling to Hong Kong includes a range of benefits.

Expenses for medical care

Our medical travel insurance for Hong Kong covers expensive medical costs such as hospitalisation, ambulance fees, and other medical expenses up to a predetermined limit. This means that you will not have to pay out of pocket for medical care while in Hong Kong.

Personal liability coverage

Our policy provides monetary compensation and covers legal fees in case you are held responsible for an incident that causes harm to a third party, including bodily injury, wrongful death, or property damage.

Compassionate visits

In the event that you need to be hospitalised due to an illness or injury, we will pay for the cost of flying a relative from India to Hong Kong to be by your side emotionally and to oversee your care.

Repatriation of mortal remains

Our insurance plan covers the cost of returning your body to your hometown if the unthinkable happens and you pass away while on vacation, so your loved ones won't have to worry about paying for it.

Trip cancellation due to COVID-19

Our medical travel insurance will cover your financial losses if you have to cancel your trip due to COVID-19-related issues.

Cancellation and rescheduling of travel

In the event that your flight is cancelled, you miss a connection, or you experience rescheduling or delays, our policy provides a fixed amount of compensation to minimise any additional costs or inconvenience.

Injuries related to adventure sports

You can take part in these activities worry- and stress-free—our policy covers the medical expenses related to accidents sustained while participating in adventure sports.

Loss and delay of luggage

Our policy will provide you with a set amount of compensation if your luggage is lost or delayed while you are travelling.

Replacement of lost passport

Our policy will pay for a replacement passport if you misplace it while travelling through Hong Kong, saving you money and aggravation.

Presented below are three categories of exclusions that aim to provide you with an understanding of the exclusions of our insurance policy.

Travel exclusions

If any of the following apply, you might not be eligible for coverage while travelling.

Not having a current visa when visiting Hong Kong
Purely for medical purposes, travelling to Hong Kong
Evading medical advice or leaving the country while ill

Legal exclusions

The following legal situations will result in the rejection of Indian claims for travel insurance for Hong Kong.

Self-harming or suicidal behaviour
Performing activities while buzzed or high
Being convicted of a crime
Taking on dangerous tasks like mining, tunnelling, aerial photography, and other related activities

Medical exclusions

The following medical expenses are not covered by our insurance.

While in Hong Kong, pre-existing conditions deteriorate
Getting a family member to certify your disability
Expenses related to pregnancy

Note: This is not a complete list. Therefore, in order to fully understand the coverage that our policy offers, we advise you to read the policy documents carefully.

Tips to buy the best travel insurance for Hong Kong from India online

Below are some alternative ways to reduce the premium cost of your insurance purchase from us.

Get familiar with the claims process

Before getting a travel insurance policy for Hong Kong, make sure you understand the process for filing a claim with the insurer. This will enable you to make a claim promptly and efficiently in case of an emergency during your travels, which can save you both time and money.

Assess your insurance needs

To decrease the cost of your ACKO International Travel Insurance for Hong Kong, evaluate your specific requirements and only opt for necessary coverage. This way, you can avoid paying for any additional coverage that you don't actually need.

Choose an appropriate sum insured

It's crucial to select a sum insured that is financially feasible and adequate to cover any potential risks that may occur during your trip. To save money, go for a reasonable sum insured that is not overly high, as this can increase the cost of your travel insurance policy.

How to buy ACKO’s Travel Insurance for Hong Kong

Follow these simple steps to purchase Travel Insurance from ACKO and ensure a safe trip to Hong Kong.

Step 1: Visit the ACKO website by typing www.acko.com into your web browser or download the ACKO mobile app onto your device.

Step 2: Navigate to the "Travel" section, which is available on both the website and app, and select the countries you plan to visit, including Hong Kong.

Step 3: Enter the start and end dates of your trip to Hong Kong.

Step 4: Ensure that all members of your travelling party are covered by the insurance policy.

Step 5: Select the coverage options that best meet your requirements for the Hong Kong trip.

Step 6: Complete an online payment to confirm your purchase, and your policy documents will be delivered to your email.

How to raise a claim under ACKO’s Travel Insurance for Hong Kong

To make sure that claiming on your ACKO Hong Kong Travel Insurance is stress-free, simply follow these three easy steps.

Step 1: Start the claims process by sending an email to [email protected] or by giving us a missed call at 8061617799.

Step 2: Collect all the necessary documents for your particular claim type and provide them to us.

Step 3: That's all you need to do! We will take care of your claim request and settle it in accordance with the terms and conditions of the policy.

Note: The time needed to resolve a claim can vary depending on its complexity. Claims that require more complicated procedures may take longer to process and settle.

Things you should know before beginning your Hong Kong trip

Before visiting Hong Kong, you should be aware of the following fun facts.

Get ready for some delicious food! Hong Kong is known for its amazing dim sum, roast meats, and street food. Don't forget to try some egg tarts and pineapple buns!

Hong Kong can be pretty crowded, but that's part of the fun. Embrace the hustle and bustle of the city and don't be afraid to explore the busy streets and markets.

Make sure you have comfortable shoes because there are a lot of hills and stairs in Hong Kong. But don't worry, the views from the top are worth the climb!

Take advantage of the public transportation system, which is efficient and affordable. The iconic double-decker trams are a must-try experience.

Hong Kong is a shopping paradise, so bring an extra suitcase if you plan on doing some serious shopping. From high-end designer stores to street markets, there's something for everyone.

Don't forget to take a break from the city and explore some of Hong Kong's natural beauty. Take a hike in one of the many nature reserves, or head to the beach for some sun and sand.

Hong Kong has a rich history and culture, so make sure you take some time to visit the museums and heritage sites, such as the Hong Kong Museum of History and the Ten Thousand Buddhas Monastery.

Finally, be open-minded and ready to try new things. Hong Kong is a unique and exciting destination, so embrace all that it has to offer and have fun!

Things you can’t miss!

Here are some must-visit places in Hong Kong that you wouldn't want to miss.

Victoria Peak: Get ready for some serious heights and amazing views of the city! Take the Peak Tram to reach the top, and snap a selfie with the stunning skyline as your backdrop.

Big Buddha: Meet the giant 34-metre bronze statue of Buddha on Lantau Island. Climb the 268 steps to reach the base of the statue, and enjoy the breathtaking view of the mountains and sea.

Disneyland: It's not just for kids, trust us! Hong Kong Disneyland is full of fun and adventure for everyone. Go on thrilling rides, meet your favourite Disney characters, and watch spectacular fireworks shows.

Temple Street Night Market: Shop till you drop at this vibrant and bustling night market. You'll find everything from souvenirs and fashion items to street food and fortune tellers. Bargaining is the key here, so get ready to show off your negotiation skills.

Ladies' Market: No, it's not just for ladies! This famous street market in Mong Kok is a paradise for bargain hunters. Browse through hundreds of stalls selling clothes, accessories, and gadgets at affordable prices.

Ocean Park: Get up close and personal with marine animals at this ocean-themed park. You can also go on thrilling rides, watch animal shows, and enjoy panoramic views of the South China Sea.

The Peak Galleria: Looking for some retail therapy? The Peak Galleria is a shopping mall with a view! You'll find international brands, local designers, and unique souvenirs, all while enjoying a panoramic view of the city.

Lan Kwai Fong: Party like a local at this famous nightlife district in Central. From trendy bars and clubs to street performances and festivals, there's always something happening in LKF. Don't forget to try the signature drink – the Hong Kong-style "yin yang" (coffee-tea mix) cocktail.
Tai O Fishing Village: Step back in time at this traditional fishing village on Lantau Island. Explore the stilt houses, taste local seafood, and take a boat tour to see the pink dolphins. It's a peaceful escape from the bustling city life.
Symphony of Lights: End your day with a dazzling light and sound show at Victoria Harbour. Watch as the skyscrapers light up in sync with music and narration, creating a stunning spectacle of colours and patterns. Best of all, it's completely free!

Hong Kong Visa Information for Indians

The following are some of the visas that visitors to Hong Kong can obtain depending on their reason for travelling.

Visa type	Purpose
Visit Visa/Entry Permit	This visa is for visitors who are coming to Hong Kong for tourism, business, or visiting friends or relatives.
Employment Visa	This visa is for those who have secured employment in Hong Kong and need to reside and work there.
Student Visa	This visa is for those who have been accepted to study at a school or university in Hong Kong.
Training Visa	This visa is for those who are coming to Hong Kong for job-related training.
Working Holiday Visa	This visa is for young people aged between 18 and 30 who want to travel and work in Hong Kong for up to 12 months.
Investment Visa	This visa is for those who want to establish a business or invest in an existing business in Hong Kong.
Transit Visa	This visa is for those who are passing through Hong Kong to a third country.

Note: It's important to check with the relevant authorities for up-to-date information about the required visas before planning a trip to Hong Kong.

Indian Embassy’s location in Hong Kong

Use the information in the table below to contact the Indian Embassy if you encounter a crisis while you are in Hong Kong.

Embassy	Consulate General of India, Hong Kong and Macau
Address	Unit A, 16th Floor, United Centre, 95 Queensway, Admiralty
Phone number	(852) 3970 9900
Office hours	0900 hours to 1730 hours (Monday to Friday)
Email	[email protected]
Website	www.cgihk.gov.in

List of international airports in Hong Kong

The following are the two international airports present in Hong Kong.

Hong Kong International Airport: This is the primary airport serving Hong Kong and is one of the busiest airports in Asia. It is located on the island of Chek Lap Kok and has two terminals, Terminal 1 and Terminal 2. The airport is the main hub for Cathay Pacific Airways and Hong Kong Airlines.
Shenzhen Bao'an International Airport: Although this airport is located in mainland China, it is often considered as an international airport for Hong Kong due to its close proximity. It is located about 40 kilometres from Hong Kong and is easily accessible by road and rail. The airport serves as a hub for Shenzhen Airlines and is a popular alternative to Hong Kong International Airport for travellers visiting the city.

Documents required to travel to Hong Kong

If you are an Indian citizen planning to travel to Hong Kong, you will need the following documents.

A valid Indian passport with a minimum validity of six months beyond your planned stay in Hong Kong.
A Hong Kong visa, which can be obtained through the Hong Kong Immigration Department or the Chinese embassy or consulate in India.
A confirmed return or onward air ticket.
Proof of accommodation in Hong Kong, such as a hotel reservation or a letter of invitation from a Hong Kong resident.
Sufficient funds to cover your stay in Hong Kong, which can be demonstrated through bank statements, credit card statements or cash.

Note: The visa requirements and entry restrictions can change at any time, so we recommend checking the latest information on the Hong Kong Immigration Department's website or with the Chinese embassy or consulate in India before planning your trip.

Frequently Asked Questions

Here are some responses to frequently asked questions about ACKO Hong Kong Travel Insurance from India.

What does ACKO’s Travel Insurance for Hong Kong cover?

ACKO’s Hong Kong Travel Insurance covers a range of situations, including medical expenses, emergency medical evacuation, ‘cancellations or interruptions, lost or stolen baggage, flight delays, and more. The exact coverage and benefits depend on the specific policy you choose.

Who is eligible for ACKO Travel Insurance to Hong Kong?

Anyone who is planning to travel to Hong Kong, regardless of their nationality or age, can purchase ACKO Travel Insurance to Hong Kong.

How can I purchase an ACKO Hong Kong Travel Insurance Plan?

You can purchase an ACKO Hong Kong Travel Insurance Plan online through our website or mobile app. Simply select the type of coverage you need, enter your travel details, and complete the payment process.

How much does ACKO Travel Insurance Hong Kong cost?

The cost of an ACKO Hong Kong Travel Policy varies depending on the type of coverage you choose, the duration of your trip, your age, and other factors. You can get a quote by visiting our website or mobile app.

Is ACKO Insurance for Hong Kong travel worth it?

Whether or not ACKO’s Travel Policy for Hong Kong is worth it depends on your individual circumstances and travel plans. If you are travelling to Hong Kong and want peace of mind knowing that you are covered in case of unexpected events, then ACKO’s Travel Plan for Hong Kong may be a good option for you.

Is travel insurance mandatory for Hong Kong?

Although it is not required, we strongly advise getting travel insurance for Hong Kong in order to protect your finances while you are there.

Disclaimer: The plans, services, features, processes, and other details mentioned on this page are subject to availability and changes. Please check the applicable policy wordings before making any insurance-related decisions.