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Travel Insurance for Greece from India

Have you ever dreamed of visiting Greece, the land of iconic white-washed buildings where history and mythology come to life? It's definitely a trip worth taking! However, have you considered how you would manage unexpected financial liabilities that may arise during your trip? For example, what if you get sick and require medical attention or your passport gets stolen? These situations can be stressful, but don't worry - buying travel insurance for Greece is a smart idea that can give you peace of mind.

​​Travel insurance for Greece from India

​​Travel insurance for Greece from India can be conveniently purchased online with ACKO at affordable premiums and comprehensive coverage. Travel insurance is mandatory for Greece, and a visa will not be approved without a valid policy. International travel can involve unexpected situations such as medical emergencies, accidents, or loss of baggage, which may result in heavy expenses if you are uninsured.

ACKO travel insurance for Greece is suitable for leisure, business, and educational travel. The plan offers emergency assistance, medical and hospitalisation cover including COVID-19 treatment, baggage loss or delay, personal liability protection, and easy online purchase, ensuring a stress-free journey.

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Key Reasons to Buy Travel Insurance from India for Greece

Travel insurance is mandatory when visiting Greece, as it protects you against unexpected situations that may arise during your trip. Since Greece is part of the Schengen region, valid travel insurance is also mandatory for visa approval. Here are some common reasons why Schengen travel insurance is essential:

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Mandatory Requirement

To get a Schengen visa, you must compulsorily have travel medical insurance for a minimum of €30,000 [approx. 31,52,250.00 Indian Rupees] that covers the whole Schengen area. Greece is a member of the Schengen Area, which includes several European countries. This means that Indian citizens applying for a visa must have health insurance. 

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Medical Assistance

Emergencies and other costs related to health care can happen at any time. Having travel health insurance can help cover all of your medical bills, whether you have an accident or need to see a doctor.

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Luggage Lost

If you lose your luggage in transit, it can be a big problem because it can cost you money and cause trouble in a country you do not know. If you have a valid travel insurance policy, you can get financial reimbursement to cover the loss.

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Trip Cancellation or Delay

Unforeseen events such as illness, bad weather, or airline issues can disrupt your travel plans. Insurance helps cover losses due to trip cancellations or long flight delays.

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Personal Liability

If you accidentally cause injury to someone or damage property during your trip, travel insurance can cover legal and compensation costs.

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Emergency Travel Assistance

In case of emergencies like passport loss or medical evacuation, travel insurance provides 24×7 assistance and support abroad.

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Cashless Medical Treatment

With access to network hospitals, travel insurance allows you to receive treatment without paying upfront medical expenses.

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Peace of Mind

Knowing you’re protected against financial risks lets you focus on enjoying Greece without constant worry about unexpected costs.

Key Features of ACKO Travel Insurance for Greece

ACKO's Greece travel insurance is simple, affordable, and stress-free. It offers worldwide assistance, zero deductibles and a mobile-friendly, paperless claims process. Here are the Key features of ACKO Travel Insurance for Greece listed below: 

  • Worldwide support: Get assistance wherever you travel, with access to global emergency services and support teams. Help is available anytime to guide you through unexpected situations abroad.
  • Zero deductibles: You don’t have to bear any out-of-pocket expenses during a claim. ACKO settles eligible claims without asking you to pay a deductible amount.
  • Mobile-friendly process: No forms or physical paperwork are needed at any stage. Simply give a missed call, upload your bills digitally, and the claim is processed quickly.
  • Affordable plans: ACKO’s travel insurance plans start at just ₹45* per day, making international coverage easy on your pocket. You get essential protection without overspending.
  • Customisable coverage: Choose only the covers you need based on your travel plans. This helps you save money while staying adequately protected.
  • Cashless medical treatment: Avail cashless hospitalisation at network hospitals overseas. This ensures you receive timely medical care without worrying about immediate payments.
  • Medical cover including COVID-19: Medical expenses arising due to illness or accidents, including COVID-19 treatment, are covered during your trip. This offers peace of mind while travelling internationally.
  • Trip-related protection: Coverage is provided for trip delays, cancellations, or interruptions due to unforeseen events. This helps reduce financial losses caused by travel disruptions.
  • Baggage protection: Financial protection is provided in the event of loss, theft, or delay of checked baggage. This ensures essentials can be replaced without stress.
  • 24×7 assistance: Round-the-clock support is available for medical, travel, or emergency-related help. You can reach out at any time, regardless of your time zone.
  • Quick online purchase: Buy and manage your ACKO travel insurance online in just a few minutes. The entire process is simple, fast, and fully digital.
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What's Covered in ACKO’s Greece Travel Insurance Policy?

ACKO’s Greece travel insurance covers you against unexpected medical and travel-related emergencies during your trip. It ensures financial protection and support, so you can explore Greece with complete peace of mind.

Medical & Accidental Coverage

Your ACKO travel insurance for Greece offers comprehensive medical-related coverage to safeguard you throughout your journey.

Hospitalisation:
If you fall ill or meet with an accident during your Greece trip, you can opt for medical expense reimbursement or cashless treatment at network hospitals, where ACKO settles the bills directly. For hospital stays exceeding 24 hours, you are eligible for a daily hospital allowance of up to $100,000 (for a maximum of 10 days) along with reimbursement of medical expenses.

Doctor Consultation:
If you require medical attention while travelling, ACKO reimburses costs related to doctor consultations, diagnostic tests, lab investigations, and other necessary medical treatments undertaken during your stay in Greece.

Death Due to an Accident:
In the unfortunate event of death caused by an accident during your trip, ACKO provides compensation of up to $20,000, payable to your nominee or immediate family member.

Total or Partial Disability:
If an accident during your trip to Greece results in permanent total or partial disability, ACKO will pay compensation of up to $20,000.

Physiotherapy:
ACKO reimburses expenses of up to $250,000 for physiotherapy sessions required solely due to an accident or injury sustained while travelling.

Emergency Evacuation:
In case of a medical emergency or catastrophic situation, ACKO covers evacuation costs via air, water, or surface transport up to $100,000.

Travel Expenses of an Immediate Relative:
If you are hospitalised for more than 48 hours, ACKO reimburses up to $5,000 towards round-trip economy class tickets for an immediate relative to visit you.

Repatriation of Mortal Remains:
If death occurs due to illness or injury during the travel period, ACKO covers expenses up to $100,000 for the transportation of mortal remains to your home city.

Emergency Trip Extension:
If hospitalisation requires you to extend your stay, ACKO reimburses up to $750 for hotel accommodation (up to 7 days) and one-time flight rescheduling costs.

Emergency Return of Minor Children:
If you are hospitalised for over 48 hours, ACKO reimburses up to $5,000 for a direct economy class flight ticket to ensure the safe return of your minor children to your city of residence.

Your ACKO’s Greece travel insurance also provides financial protection against unexpected travel disruptions.

Flight Delay or Missed Connections:

ACKO provides coverage for situations where your flight is delayed or you miss your connecting flight:

  • If flight's arrival be delayed by more than six hours, ACKO will provide $75 in compensation for the resulting inconvenience.
  • If a delay exceeding six hours on your initial flight causes you to miss a connecting flight, ACKO will reimburse you up to $150 for the cost of rebooking (this is in addition to any refund provided by the airline).

Trip Rescheduling:

ACKO provides coverage of up to $750 for extra flight expenses should you need to reschedule your trip due to the following reasons:

  • The death of an immediate family member within 20 days before departure.
  • A natural disaster.
  • A traveller's hospital stay lasting 48 hours or longer.

Trip Cancellation:

Coverage up to $750 is provided for flight cancellation charges when the cancellation is a result of:

  • The death of an immediate relative occurring within 20 days prior to the scheduled departure.
  • A natural catastrophe.
  • A traveller's hospitalisation for a minimum of 48 hours.
  • A trip cancellation due to a Covid-19 diagnosis that necessitates government-mandated quarantine.

Your Greece travel policy also extends to baggage-related, financial, and legal situations.

Delay of Checked-in Baggage:: If your checked-in baggage is delayed for more than 3 hours, ACKO pays up to $150 for the inconvenience.

Total Loss of Checked-in Baggage:If the airline confirms complete baggage loss, ACKO compensates you up to $500.

Damage to Checked-in Baggage: If your baggage is damaged and confirmed by the airline, ACKO pays up to $50.

Financial Emergency Cash: We offer a fixed payout if the insured person’s travel funds are permanently lost due to theft, robbery, pilferage, or similar incidents during the trip. The payout amount is as per the sum insured mentioned in the policy schedule.

Loss of Passport: If your passport is lost, ACKO reimburses expenses up to $300 for obtaining a replacement passport or emergency travel document.

Home Cover: We reimburse losses arising from theft of personal belongings from the insured person’s residence while it is left vacant during the travel period. The claim amount is limited to the sum insured mentioned in the policy schedule.

Legal Liability: ACKO covers legal liability up to $50,000, including litigation and bail bond costs, for damages payable to a third party due to death, injury, or property damage during the travel period. The incident must be reported within 7 days to be eligible for this benefit.

Pet Cover : ACKO provides coverage for medical treatment if the insured pet is injured in an accident during the travel period. It also covers additional travel and accommodation expenses if the trip is cancelled or rescheduled due to the pet’s accidental injury or death.

Fire and Allied Perils (Home Building & Contents): ACKO covers loss or damage to the insured home and its contents caused by fire and related perils while the insured person is travelling. Reimbursement is provided up to the sum insured specified in the policy schedule.

Electronic Equipment Cover: ACKO reimburses the cost of loss or damage to the insured person’s electronic devices during the travel period. Coverage is subject to the policy terms, conditions, exclusions, and the specified sum insured.

What's Not Covered in ACKO’s Greece Travel Insurance?

ACKO’s Greece travel insurance comes with certain exclusions that are important to understand before you travel. These outline situations where claims may not be payable under the policy.

  • Travelling to Greece without a valid visa or travel documents.
  • Travelling to Greece solely for medical treatment.
  • Ignoring medical or travel advice and travelling while unwell.
  • Pre-existing medical conditions, unless specifically covered.
  • Medical expenses related to pregnancy, including trip extensions due to pregnancy-related issues.
  • Routine check-ups, vaccinations, preventive care, cosmetic or elective procedures.
  • Mental or psychological disorders, unless explicitly covered.
  • Self-inflicted injuries, suicide, attempted suicide, or self-destructive acts.
  • Accidents or incidents caused while intoxicated or under the influence of drugs.
  • Participation in illegal activities or violation of local laws in Greece.
  • Any criminal act or claims arising from unlawful conduct.
  • Claims arising from war, invasion, civil war, rebellion, riots, terrorism, or nuclear risks.
  • Losses caused by natural disasters or pandemics, unless specifically covered.
  • Travelling against government or embassy travel advisories.
  • Injuries from adventure sports or hazardous activities are not covered unless a separate add-on is purchased.
  • Injuries from professional sports or competitive events.
  • Accidental death or permanent disability claims arising after 365 days from the date of accident.
  • Loss, damage, confiscation, or detention of belongings by customs or government authorities.
  • Losses due to wear and tear, depreciation, or mechanical failure of personal belongings.
  • Claims arising from misrepresentation or non-disclosure of material facts while buying the policy.
  • Failure to report claims on time or submit required documents.
  • Getting a family member to certify a disability.
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How to Buy ACKO’s Travel Insurance for Greece From India?

Simply follow these steps to buy travel insurance for Greece from ACKO mobile app or website and secure your trip in minutes.

  1. Step 1: To begin, Click here or download our mobile app from Play Store or App Store.

    Step 2:Choose from either standard plan or comfort plan. You can also customise your plan.

    Step 3:Add the dates that your trip will start and end.

    Step 4:Please provide details about yourself and your fellow passengers.

    Step 5:The last thing you should do is make the payment online. You will receive an email with your policy details immediately.

Why Customers Trust Our Travel Insurance Plans for Greece?

Travel insurance should let you focus on the journey, not the financial risks.
That’s exactly what our customers experience — no delays, no hidden surprises, just genuine support when it matters the most.

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How to File a Claim Online Travel Insurance for Greece with ACKO?

Claiming your ACKO travel insurance online for Greece is super easy and a digital process. Here are the simple steps to follow to raise your claim online for medical and non-medical claims:

  1. For Cashless Medical Claim

    • Please send an email to [email protected] or call 022-69635374 to report your location. We will respond in 10 minutes.
    • We'll provide you with a list of local hospitals that offer cashless services.
    • All you have to do is share your policy document, and you are done.
  2. For Cash Reimbursement

    • You can contact us by giving us a missed call at 022-69635374 or sending an email to the address [email protected]   
    • Your bill or invoice will be reviewed as soon as possible, and you can expect to receive the refund within the next few days at the latest.

Let’s See How Travel Insurance Greece Helped Amrith & Jasmine During Their Trip

During their trip to Greece, Amrith and Jasmine faced an unexpected situation when Amrith fell ill and had to be hospitalised. Being in a foreign country, the medical expenses could have been overwhelming, but their ACKO travel insurance covered the hospital bills.

A quick call to ACKO helped them understand the claim process, and they submitted the required documents without any hassle. The claim was settled promptly, giving them much-needed relief during a stressful time.

Jasmine shared, “This experience showed us how great ACKO’s travel insurance and service truly is. What could have been a major problem became manageable.”

Their experience highlights how ACKO’s Greece travel insurance can protect travellers from unexpected expenses, letting them focus on enjoying their journey.

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Things You Should Know Before Beginning Your Greece Trip

Here are some of the things you would want to know about Greece before beginning your trip.

Best Time to Visit Greece

The best time to visit Greece is during spring (April to early June) and autumn (September to October). These months offer pleasant weather, fewer crowds, and better prices on accommodation and travel. Travelling during shoulder seasons not only makes sightseeing more enjoyable but also helps you stay within budget, as hotel rates and tourist activities are generally lower compared to peak summer months.

Top Experiences Not to Miss

Greece offers unforgettable experiences, from exploring ancient ruins and island hopping to enjoying scenic coastal cruises and vibrant local culture. While most activities are covered, certain adventure sports or high-risk activities may require additional protection. Opt for ACKO’s add-on travel coverage to stay fully insured during your trip.

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Currency & Foreign Exchange in Greece

Greece uses the Euro (€) as its official currency. While you can exchange Indian Rupees (₹) for Euros at banks and authorised exchange counters, it’s smart to check the daily exchange rate before converting your money, as rates fluctuate regularly. Instead of carrying large amounts of cash, consider using a debit card, credit card, or forex card, they’re safer to use while travelling. Always rely on authorised money exchange centres to avoid unfavourable rates or hidden charges.

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Greece Visa Information for Indians

You will need to select the type of visa suitable for the reasons why you want to visit Greece. As an Indian citizen, you can choose one of the following types of Greece visas for indians.

  • Tourist Visa
  • Business Visa
  • Medical Visa
  • Cultural/Religious Purpose Visa
  • Training/Research/Study Visa

You will also need to choose your visa based on the duration and frequency of your stay, such as:

  • Airport Transit 
  • Multiple Entry Visa
  • Single Entry Visa
  • National Long Stay Visa

*Note: Please check with the Greek embassy or consulate nearest you for the latest visa requirements and application procedures.

Documents Required to Travel to Greece

For Indian citizens travelling to Greece, the following documents become extremely important.

  • A valid Schengen visa.
  • Two passport-sized photos.
  • A valid Greece travel insurance policy containing at least € 30,000 of medical coverage.
  • A photocopy of the entire visa section of your passport.
  • Copies of return tickets.
  • A letter explaining your trip to Greece and its details.
  • Your accommodations for the entirety of the journey.
  • Proof of citizenship
  • Proof of income to show that you can support yourself in Greece.
  • Proof of vaccination. 
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*Note: We recommend that you check with the Greek embassy or consulate near you to ensure that you have all the necessary documents for your specific situation.

How Can I Lower My Greece Travel Insurance Premium From India?

If you're looking to buy travel insurance for your Greece trip, we have some tips for you.

  • First, don't settle for the first quote you find online. Take some time to compare different providers and see if you can get a better deal. 
  • Also, try to avoid buying unnecessary add-ons that you won't use. Remember, more coverage means a higher premium. 
  • Another way to save money is by shortening your trip duration. If you can, opt for a shorter trip, as it may result in lower insurance costs.
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Greece Travel Safety Guidelines & COVID-19 Precautions

Staying informed about local safety rules and health precautions can help ensure a smooth and stress-free journey. Below are the essential safety measures and COVID-19 guidelines travellers should follow while visiting Greece.

General Safety Precautions for Travellers in Greece

  • All international travellers may be subject to random health screenings on arrival, regardless of COVID-19 vaccination status. These checks are mandatory, and refusal may result in denial of entry.
  • Always keep your passport, visa, and travel tickets safe and accessible throughout your stay.
  • Respect local laws and customs. Any verbal or physical altercation with locals can lead to legal consequences.
  • Avoid all illegal activities, including drug use, possession, or smuggling, as these offences are punishable by imprisonment under Greek law.
  • Do not overstay your visa validity, as it can result in fines, deportation, or future travel restrictions.
  • Take precautions against theft—secure your personal belongings and avoid visiting isolated areas alone, especially at night.
  • Follow all public safety and health advisories issued by local authorities.

COVID-19 Safety Guidelines for Greece Travel

  • Wear a face mask in public places where mandated to help prevent the spread of COVID-19.
  • Avoid crowded areas, as the risk of infection is higher in densely populated locations.
  • Maintain social distancing and comply with all local COVID-19 regulations.
  • If you experience symptoms such as fever, cough, or breathing difficulties, visit a nearby hospital for COVID-19 testing immediately.

Emergency Contacts in Greece

  • Dial 112 or 166 for medical or other emergencies.
  • Visit the nearest hospital for urgent medical assistance.
  • Indian travellers can also seek support from the Indian Embassy in Greece when required.
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Indian Embassy’s Location in Greece

These are the key details of the Indian Embassy in Greece.

WEBSITEHTTPS://WWW.INDIAINGREECE.GOV.IN/ 
Address3, Kleanthous Str., Athens 10674
Document collection timings1500 hrs to 1600 hrs
Telephone00 30 210 7216227

List of International Airports in Greece

Here are the major international airports in Greece.

CITYAIRPORT
  
AthensAthens International Airport
HeraklionHeraklion International Airport
ThessalonikiThessaloniki Macedonia International Airport
CorfuCorfu Ioannis Kapodistrias International Airport
SoudaChania International Airport
Kos IslandKos International Airport
Santorini IslandSantorini Airport
Zakynthos IslandZakynthos Dionysios Solomos International Airport

Frequently Asked Questions

Got a question about this subject? Find out if your question about Greece travel insurance is answered in this FAQ.

You can buy travel insurance for Greece before applying for a visa. Hence, you will be able to submit your travel insurance documents as required with the Greece visa application.


 

ACKO travel insurance for Greece covers Trip cancellation, Trip Rescheduling, Medical expenses, Emergency medical evacuation, Baggage loss, Personal Liability and more.

The policy is for all Indian citizens who are travelling to Greece. And if you are travelling with a group, you can get insurance for everyone.


 

You can not buy ACKO insurance after your trip starts. First, we do not allow it, and second, a Schengen visa requires valid travel insurance that covers medical costs. Either way, it can not happen. 

Yes, if you are under 70, you can buy ACKO Greece Travel Insurance.


 

No, we only offer insurance to Indian citizens right now. If we plan to do something similar soon, we will let you know.


 

Yes, ACKO's Greece travel insurance covers adventure sports injuries, but you must add it separately.

Yes, Greece is a member of the Schengen Agreement, along with a lot of other European countries. This agreement makes travel and tourism easier by getting rid of border checks between member countries.

Disclaimer: The plans, services, features, processes, and other details mentioned on this page are subject to availability and changes. Please check the applicable policy wordings before making any insurance-related decisions. Feel free to reach out to us at [email protected] for any queries.

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Written by

Shreya Sahu

Content Editor

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Reviewed by

Chirag Mahajan

Associate Director - Retail Travel Insurance