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Travel Insurance for New Zealand from India

Ensure a safe trip with New Zealand travel insurance plan.

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International Travel Insurance

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Planning a trip from India to New Zealand? Don't forget to pack your travel insurance for New Zealand from India! While the Land of the Long White Cloud may be a paradise for adventure seekers, it's wise to be financially protected before entering it. From bungee jumping off the Sky Tower in Auckland to exploring the stunning Milford Sound, New Zealand is a destination that's full of surprises. So, why take any chances? Let's explore everything you need to know about ACKO Travel Insurance for your Kiwi escapades!

Why do I need travel insurance for my New Zealand trip?
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Not sure if you need to buy insurance for New Zealand travel? Here are some of the reasons why you should.

Accidents and injuries
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Travel insurance is essential when you're exploring a new country. In the event of an accident or injury, medical expenses can be expensive, especially in a foreign country. A New Zealand travel insurance plan can provide coverage for emergency medical expenses, which could save you from potentially large bills.

Cancellation coverage
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Unexpected events can occur, such as flight cancellations or natural disasters. These can interrupt or completely cancel your travel plans. Travel insurance policies may offer coverage for such events, enabling you to get your money back and plan your trip accordingly.

Lost or stolen belongings
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Travel insurance could help if you lose your luggage or if your belongings are stolen. The policy can provide coverage for personal items such as laptops, cameras, and passports.

Personal liability
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In the event that you cause damage to someone's property or injure someone while travelling, you could face legal action. With travel insurance, you may be covered for any legal fees or damages that you might incur.

What is the benefit of buying New Zealand travel insurance online?
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Here are a few compelling benefits to purchasing New Zealand travel insurance online.

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You can buy travel insurance online from the comfort of your own home or office, at any time of day or night, without having to visit a physical store or talk to an agent on the phone.

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Online travel insurance policies may be more affordable than those purchased through traditional channels because there are no middlemen or brokers involved. You can also compare prices and policies from multiple providers easily.

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Online travel insurance providers often offer more customisation options for policies, allowing you to select coverage levels and add-ons that suit your specific needs and budget.

Instant coverage
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Once you've purchased your New Zealand travel insurance policy online, you'll usually receive your policy documents and coverage confirmation via email within minutes, so you can get on with your trip planning.

24/7 support
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Many online travel insurance providers, like ACKO, offer 24/7 customer support via chat or email, which can be especially helpful if you're travelling to a different time zone.

Faster claims processing
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If you need to make a claim, submitting it online can often be faster and more convenient than mailing in paper documents. Plus, you can usually track the status of your claim online.

Key features of ACKO’s New Zealand Travel Insurance Policy
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The following section outlines the features and benefits of ACKO's Travel Insurance. Nonetheless, we recommend that you review the specific policy features and benefits before making a purchase.


New Zealand travel insurance benefits

Trip cancellation due to COVID-19

If you test positive for COVID-19 and have to cancel or reschedule your trip, we will compensate you with a specified amount as per the policy terms.

COVID-19-related hospitalisation

If you contract COVID-19 during your travel, we will cover the resulting medical expenses.

Illness-related medical expense reimbursement

If you become ill during your trip, we can financially protect you against medical expenses.

Baggage delay/loss

If your checked-in luggage gets delayed or lost during air travel, we will provide a fixed compensation as per the policy terms.

Adventure sports caused injuries

If you participate in adventure sports in New Zealand and get injured, this feature can help you manage the resulting medical charges.

Accident-related medical expense reimbursement

If you suffer accident-related injuries during your travel, this feature will provide coverage for the consequent medical expenses.

Loss of passport

If you lose your passport, you can claim financial support for replacing it.

Trip rescheduling

If the common carrier for your trip gets rescheduled, we will compensate you with a fixed sum as per the policy terms.

Missed/delayed flight

If you miss a flight unintentionally, you can claim a lump sum compensation as specified in the policy wordings.

Trip cancellation and interruption

If the common carrier for your trip gets cancelled, you can claim a specified monetary compensation.

Loss of travel fund

If you lose or have your travel fund stolen, we will ensure you receive sufficient funds to complete your trip.

Benefits of ACKO’s New Zealand Travel Insurance Plan
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Here are some additional benefits of an ACKO New Zealand Travel Insurance Plan.

What is covered

What is not covered

ACKO’s New Zealand Travel Insurance Policy offers the following inclusions.

Passport lost

Losing your passport can be a nightmare, but with ACKO's Travel Insurance, you can rest assured that all costs associated with replacing it will be covered. This includes the cost of a duplicate passport and any associated fees, ensuring that you can continue your travel plans without any legal implications.

Loss and delay of luggage

Losing your luggage or having it delayed can be a major inconvenience, especially if you are in a foreign country. With ACKO's Travel Insurance, you can get a fixed sum as compensation for lost or delayed luggage as per the policy's terms. This coverage includes reimbursement for the essential items you may need to buy if your luggage is delayed, such as clothes and toiletries.

Trip cancellation due to COVID-19

With the ongoing pandemic, it is highly likely that you may not be allowed to travel if you get infected by the COVID-19 virus. In such a situation, ACKO's International Travel Insurance for New Zealand can safeguard your trip-related investment up to a limit specified in the policy. This coverage includes cancellations due to a positive COVID-19 test result, quarantine requirements, and other travel restrictions related to the pandemic.

Injuries related to adventure sports

New Zealand is known for its adventure sports, and with ACKO's Travel Insurance, you can enjoy them without worrying about the medical expenses in case of injuries. This coverage includes injuries sustained while participating in adventure sports, such as bungee jumping, skydiving, and white-water rafting.

Repatriation of mortal remains

In the unfortunate event of death during the trip, ACKO will cover the charges of bringing the mortal remains of the insured back to their hometown. This includes the cost of transportation and other related expenses, ensuring that your loved ones can have peace of mind during a difficult time.

Compassionate visits

If you are hospitalised due to an illness or injury caused by an accident, you may wish to have a family member close by for emotional support and handling the logistics. ACKO will cover the cost of bringing a relative from India to New Zealand, so you can have the support you need during a difficult time.

Personal liability

Accidents can have serious consequences, and if you are the cause of an incident while in New Zealand that results in injury, death, and property damage to a third party, there can be dire legal implications. Fortunately, ACKO has you covered, providing financial compensation to the affected and taking care of the legal costs.

Cancellation and rescheduling of travel

If your flight gets cancelled or rescheduled, it can upset your travel plans and cause you to lose money. Fortunately, if you have an ACKO New Zealand Travel Policy, you can claim for a fixed monetary compensation as per the policy terms. This coverage also includes missed connections and flight delays, ensuring that you don't have to bear the financial burden of unexpected travel disruptions.

Expenses for medical care

Medical expenses can be exorbitant, especially in a foreign country. With ACKO's Medical Travel Insurance for New Zealand, you don't have to worry about hefty hospitalisation expenses in case of illness or injuries. This coverage includes hospitalisation, ambulance fees, emergency dental treatment, and other related expenses, up to the policy's limit.

Here are some scenarios that aren't covered by our insurance.

Travel exclusions

Our insurance won't cover you if you travel under the following circumstances.

  • If you arrive in New Zealand without a valid visa.

  • If your purpose for travelling is to seek medical treatment while in the country.

  • If you embark on the journey despite not being medically fit to travel.

  • If you decide to travel despite being advised by your doctor not to do so.

Legal exclusions

To be covered under our policy, it is required that you avoid the following circumstances.

  • Self-harm or attempted suicide

  • Actions influenced by alcohol or drug consumption

  • Being held responsible for a criminal act

  • Engaging in risky activities such as mining, tunnelling, aerial photography, and other related work.

Medical exclusions
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Here are three situations where your medical expenses cannot be covered.

  • If your pre-existing medical condition worsens during your stay in New Zealand.

  • If you obtain a letter from a family member certifying your disability.

  • If your medical bills are a result of pregnancy.

Note: The information provided in this section is not exhaustive. For the most accurate and comprehensive details, we advise referring to the applicable policy wordings.

Tips to buy the best travel insurance for New Zealand from India online
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To optimise the savings on your ACKO Travel Insurance for New Zealand online, follow these insider tips.

Determine an appropriate sum insured
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Consider your budget and potential risks before purchasing travel insurance. Choose a sum insured that is financially feasible and adequate to cover any unforeseen circumstances.

Opt for essential coverage only
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Assess your unique circumstances and choose only the necessary coverage. This will save you money and provide appropriate financial protection for your trip.

Understand the claims process thoroughly
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Familiarise yourself with the insurer's claim procedure to fully benefit from your policy. This will also enable you to make a speedy claim request in case of emergencies during your travels.

How to buy ACKO New Zealand Travel Insurance
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To buy ACKO's New Zealand Travel Insurance, just follow these easy steps.

Step 1: Open our mobile app or website (

Step 2: Select the "Travel" tab and indicate which countries you will be visiting during your trip.

Step 3: Specify the start and end dates of your trip.

Step 4: If necessary, ensure that everyone who is travelling with you is covered by the insurance.

Step 5: Pick the coverage options that are appropriate for your New Zealand trip.

Step 6: Make an online payment to complete the final step, and get the policy document sent directly to your email.

How to raise a claim under ACKO’s Travel Insurance for New Zealand
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Listed below is our straightforward process for submitting claims, which consists of three steps.

Step 1: You may send us an email at [email protected] or leave a missed call at 8061617799 to initiate the claim submission process.

Step 2: Collect all the necessary documents required for the specific type of claim and submit them to us.

Step 3: Your role in the process is now complete. We will handle your claim request and settle any applicable claims according to the policy terms.

Note: The time taken to settle a claim will vary depending on the type of claim. It could take longer to process and resolve claim requests that are more complex.

Things you should know before beginning your New Zealand trip
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Here are some fun and useful things to know before beginning your New Zealand trip.

  1. The locals are known as "Kiwis" after the country's native bird, not the fruit!

  2. New Zealand is known for its stunning scenery, so be sure to pack a good camera and hiking shoes.

  3. The country has a unique Maori culture, which you can experience through food, language, and art.

  4. New Zealand is also famous for its adventure sports, such as bungee jumping, skydiving, and white-water rafting.

  5. The national animal is not the kiwi bird, but the flightless and somewhat comical-looking kiwi bird is a national icon.

  6. The country has a rich history of producing world-renowned wines, particularly Sauvignon Blanc, Pinot Noir, and Chardonnay, so wine tasting is a must-do activity.

  7. Kiwis are known for their laid-back and friendly attitude, so don't be afraid to strike up a conversation with locals.

  8. Finally, be prepared for some quirky town names like "Pukekohe" and "Whakapapa" and take delight in attempting to pronounce them correctly!

Things you can’t miss!
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New Zealand is a beautiful country, filled with natural wonders, unique culture, and friendly people. Here are some must-visit places that you shouldn't miss on your trip to New Zealand.

New Zealand Visa Information for Indians
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Here are the four visa options for Indians travelling to New Zealand.


Visa type



Visitor Visa

A Visitor Visa is issued to individuals who want to visit New Zealand for tourism, family visits, or other short-term purposes. It allows the holder to stay in the country for up to 9 months.


Work Visa

A Work Visa is issued to individuals who have been offered a job in New Zealand and want to work temporarily. There are several types of work visas, including Essential Skills Work Visa, Specific Purpose Work Visa, and Working Holiday Visa.


Resident Visa

A Resident Visa allows individuals to live and work in New Zealand indefinitely. It is usually issued to individuals who have a job offer, skills, or qualifications that are in demand in the country.


Student Visa

A Student Visa is issued to individuals who want to study in New Zealand for a period longer than three months. It allows the holder to study and work part-time while in the country. To apply for a student visa, you need to provide proof of enrolment in an approved educational institution in New Zealand.

Indian Embassy’s location in New Zealand
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During your stay in New Zealand, you can contact the Indian Embassy in New Zealand in case of an emergency. Their contact information is provided in the table below.


High Commission of India, Wellington


Level 1, 133 Onehunga Mall, Onehunga, Auckland 1061

Phone number



List of international airports in New Zealand
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New Zealand's international airports include the following.

Auckland Airport

Rotorua Airport

Christchurch Airport

Wellington Airport

Queenstown Airport

Dunedin Airport

Documents required to travel to New Zealand
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If you're planning a trip to New Zealand, it's important to know what documents you'll need to have with you in order to enter the country. Here are the main documents you should have on hand.

  1. A valid passport: First things first, you'll need a valid passport to enter New Zealand. Make sure your passport is up-to-date and won't expire during your trip.

  2. A visa or NZeTA: You may need a visa or an NZeTA (New Zealand Electronic Travel Authority) to enter the country. You can check the New Zealand Immigration website to see if you need one.

  3. Proof of onward travel: New Zealand immigration officials may ask to see proof of your onward travel plans, such as a return ticket or a confirmed itinerary.

  4. Proof of funds: You may also be asked to provide evidence that you have enough money to support yourself during your stay in New Zealand, such as bank statements or a credit card.

  5. Health certificates: If you're travelling from a country with high health risks, you may need to provide health certificates showing you've been vaccinated against certain diseases.

Note: The above information is subject to change. Kindly double-check the requirements for your specific situation.

Frequently asked questions
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Read through this section to know the answers to some of the commonly asked questions regarding travel insurance for New Zealand.


Why do I need ACKO Travel Insurance for my New Zealand trip?

ACKO Travel Insurance is important because it protects you against unexpected expenses that may arise during your trip to New Zealand. If you experience a medical emergency or your luggage is lost or stolen, your ACKO travel insurance policy will help cover the costs.

What does ACKO’s New Zealand Travel Insurance cover?

ACKO Travel Insurance for New Zealand covers a range of unforeseen events, including medical emergencies, trip cancellations or delays, lost or stolen luggage, personal accidents, and more. The coverage will depend on the policy you choose, so it's important to read the terms and conditions carefully.

How do I buy ACKO Travel Insurance?

You can purchase ACKO Travel Insurance online by visiting our website or mobile app. Simply choose the policy that best suits your needs, provide your personal information and payment details, and your policy will be issued instantly.

How much does ACKO Travel Insurance cost?

The cost of ACKO Travel Insurance will depend on the type of policy you choose and the duration of your trip. Generally, the premium is calculated based on the age of the insured person, the coverage amount, and the length of the trip.

Is travel insurance mandatory for Indians travelling to New Zealand?

While travel insurance is not mandatory for Indians travelling to New Zealand, we recommend that you buy it before your trip. Without travel insurance, you could be left with expensive medical bills or other unexpected expenses that could ruin your trip.

Disclaimer: The plans, services, features, processes, and other details mentioned on this page are subject to availability and changes. Please check the applicable policy wordings before making any insurance-related decisions.