Travel Insurance for New Zealand from India
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Planning a trip from India to New Zealand? Don't forget to pack your travel insurance for New Zealand from India! While the Land of the Long White Cloud may be a paradise for adventure seekers, it's wise to be financially protected before entering it. From bungee jumping off the Sky Tower in Auckland to exploring the stunning Milford Sound, New Zealand is a destination that's full of surprises. So, why take any chances? Let's explore everything you need to know about ACKO Travel Insurance for your Kiwi escapades!
Why do I need travel insurance for my New Zealand trip?
Not sure if you need to buy insurance for New Zealand travel? Here are some of the reasons why you should.
Accidents and injuries
Travel insurance is essential when you're exploring a new country. In the event of an accident or injury, medical expenses can be expensive, especially in a foreign country. A New Zealand travel insurance plan can provide coverage for emergency medical expenses, which could save you from potentially large bills.
Cancellation coverage
Unexpected events can occur, such as flight cancellations or natural disasters. These can interrupt or completely cancel your travel plans. Travel insurance policies may offer coverage for such events, enabling you to get your money back and plan your trip accordingly.
Lost or stolen belongings
Travel insurance could help if you lose your luggage or if your belongings are stolen. The policy can provide coverage for personal items such as laptops, cameras, and passports.
Personal liability
In the event that you cause damage to someone's property or injure someone while travelling, you could face legal action. With travel insurance, you may be covered for any legal fees or damages that you might incur.
What is the benefit of buying New Zealand travel insurance online?
Here are a few compelling benefits to purchasing New Zealand travel insurance online.
Convenience
You can buy travel insurance online from the comfort of your own home or office, at any time of day or night, without having to visit a physical store or talk to an agent on the phone.
Cost-effective
Online travel insurance policies may be more affordable than those purchased through traditional channels because there are no middlemen or brokers involved. You can also compare prices and policies from multiple providers easily.
Customisation
Online travel insurance providers often offer more customisation options for policies, allowing you to select coverage levels and add-ons that suit your specific needs and budget.
Instant coverage
Once you've purchased your New Zealand travel insurance policy online, you'll usually receive your policy documents and coverage confirmation via email within minutes, so you can get on with your trip planning.
24/7 support
Many online travel insurance providers, like ACKO, offer 24/7 customer support via chat or email, which can be especially helpful if you're travelling to a different time zone.
Faster claims processing
If you need to make a claim, submitting it online can often be faster and more convenient than mailing in paper documents. Plus, you can usually track the status of your claim online.
Key features of ACKO’s New Zealand Travel Insurance Policy
The following section outlines the features and benefits of ACKO's Travel Insurance. Nonetheless, we recommend that you review the specific policy features and benefits before making a purchase.
Features | New Zealand travel insurance benefits |
|---|---|
Trip cancellation due to COVID-19 | If you test positive for COVID-19 and have to cancel or reschedule your trip, we will compensate you with a specified amount as per the policy terms. |
COVID-19-related hospitalisation | If you contract COVID-19 during your travel, we will cover the resulting medical expenses. |
Illness-related medical expense reimbursement | If you become ill during your trip, we can financially protect you against medical expenses. |
Baggage delay/loss | If your checked-in luggage gets delayed or lost during air travel, we will provide a fixed compensation as per the policy terms. |
Adventure sports caused injuries | If you participate in adventure sports in New Zealand and get injured, this feature can help you manage the resulting medical charges. |
Accident-related medical expense reimbursement | If you suffer accident-related injuries during your travel, this feature will provide coverage for the consequent medical expenses. |
Loss of passport | If you lose your passport, you can claim financial support for replacing it. |
Trip rescheduling | If the common carrier for your trip gets rescheduled, we will compensate you with a fixed sum as per the policy terms. |
Missed/delayed flight | If you miss a flight unintentionally, you can claim a lump sum compensation as specified in the policy wordings. |
Trip cancellation and interruption | If the common carrier for your trip gets cancelled, you can claim a specified monetary compensation. |
Loss of travel fund | If you lose or have your travel fund stolen, we will ensure you receive sufficient funds to complete your trip. |
Benefits of ACKO’s New Zealand Travel Insurance Plan
Here are some additional benefits of an ACKO New Zealand Travel Insurance Plan.
Low cost: Our travel policy starts at just Rs.49 for a five-day trip, which comes to only Rs.10 a day! At an unbeatable price, you can get the assurance you require for your upcoming trip.
Customisable covers: When you purchase travel insurance from us, you can pick and choose the coverage options that are appropriate for the financial risks associated with your trip. This way, you can save some money.
Zero paperwork: We’ve got good news for those who don't like filling out extensive paper forms. Our digital website and app interface make it easy and quick to buy policies, raise claims, and access other insurance-related features.
No deductibles: You won't have to pay for deductibles during claims. We will cover the full expense up to the sum insured limit selected in your policy.
24x7 assistance: We're here to help you with insurance-related support no matter when or where you are. To reach out, you can either send a missed call or email us.
What is covered
What is not covered
ACKO’s New Zealand Travel Insurance Policy offers the following inclusions.
Passport lost
Losing your passport can be a nightmare, but with ACKO's Travel Insurance, you can rest assured that all costs associated with replacing it will be covered. This includes the cost of a duplicate passport and any associated fees, ensuring that you can continue your travel plans without any legal implications.
Loss and delay of luggage
Losing your luggage or having it delayed can be a major inconvenience, especially if you are in a foreign country. With ACKO's Travel Insurance, you can get a fixed sum as compensation for lost or delayed luggage as per the policy's terms. This coverage includes reimbursement for the essential items you may need to buy if your luggage is delayed, such as clothes and toiletries.
Trip cancellation due to COVID-19
With the ongoing pandemic, it is highly likely that you may not be allowed to travel if you get infected by the COVID-19 virus. In such a situation, ACKO's International Travel Insurance for New Zealand can safeguard your trip-related investment up to a limit specified in the policy. This coverage includes cancellations due to a positive COVID-19 test result, quarantine requirements, and other travel restrictions related to the pandemic.
Injuries related to adventure sports
New Zealand is known for its adventure sports, and with ACKO's Travel Insurance, you can enjoy them without worrying about the medical expenses in case of injuries. This coverage includes injuries sustained while participating in adventure sports, such as bungee jumping, skydiving, and white-water rafting.
Repatriation of mortal remains
In the unfortunate event of death during the trip, ACKO will cover the charges of bringing the mortal remains of the insured back to their hometown. This includes the cost of transportation and other related expenses, ensuring that your loved ones can have peace of mind during a difficult time.
Compassionate visits
If you are hospitalised due to an illness or injury caused by an accident, you may wish to have a family member close by for emotional support and handling the logistics. ACKO will cover the cost of bringing a relative from India to New Zealand, so you can have the support you need during a difficult time.
Personal liability
Accidents can have serious consequences, and if you are the cause of an incident while in New Zealand that results in injury, death, and property damage to a third party, there can be dire legal implications. Fortunately, ACKO has you covered, providing financial compensation to the affected and taking care of the legal costs.
Cancellation and rescheduling of travel
If your flight gets cancelled or rescheduled, it can upset your travel plans and cause you to lose money. Fortunately, if you have an ACKO New Zealand Travel Policy, you can claim for a fixed monetary compensation as per the policy terms. This coverage also includes missed connections and flight delays, ensuring that you don't have to bear the financial burden of unexpected travel disruptions.
Expenses for medical care
Medical expenses can be exorbitant, especially in a foreign country. With ACKO's Medical Travel Insurance for New Zealand, you don't have to worry about hefty hospitalisation expenses in case of illness or injuries. This coverage includes hospitalisation, ambulance fees, emergency dental treatment, and other related expenses, up to the policy's limit.
Here are some scenarios that aren't covered by our insurance.
Travel exclusions
Our insurance won't cover you if you travel under the following circumstances.
If you arrive in New Zealand without a valid visa.
If your purpose for travelling is to seek medical treatment while in the country.
If you embark on the journey despite not being medically fit to travel.
If you decide to travel despite being advised by your doctor not to do so.
Legal exclusions
To be covered under our policy, it is required that you avoid the following circumstances.
Self-harm or attempted suicide
Actions influenced by alcohol or drug consumption
Being held responsible for a criminal act
Engaging in risky activities such as mining, tunnelling, aerial photography, and other related work.
Medical exclusions
Here are three situations where your medical expenses cannot be covered.
If your pre-existing medical condition worsens during your stay in New Zealand.
If you obtain a letter from a family member certifying your disability.
If your medical bills are a result of pregnancy.
Note: The information provided in this section is not exhaustive. For the most accurate and comprehensive details, we advise referring to the applicable policy wordings.
Tips to buy the best travel insurance for New Zealand from India online
To optimise the savings on your ACKO Travel Insurance for New Zealand online, follow these insider tips.
Determine an appropriate sum insured
Consider your budget and potential risks before purchasing travel insurance. Choose a sum insured that is financially feasible and adequate to cover any unforeseen circumstances.
Opt for essential coverage only
Assess your unique circumstances and choose only the necessary coverage. This will save you money and provide appropriate financial protection for your trip.
Understand the claims process thoroughly
Familiarise yourself with the insurer's claim procedure to fully benefit from your policy. This will also enable you to make a speedy claim request in case of emergencies during your travels.
How to buy ACKO New Zealand Travel Insurance
To buy ACKO's New Zealand Travel Insurance, just follow these easy steps.
Step 1: Open our mobile app or website (www.acko.com).
Step 2: Select the "Travel" tab and indicate which countries you will be visiting during your trip.
Step 3: Specify the start and end dates of your trip.
Step 4: If necessary, ensure that everyone who is travelling with you is covered by the insurance.
Step 5: Pick the coverage options that are appropriate for your New Zealand trip.
Step 6: Make an online payment to complete the final step, and get the policy document sent directly to your email.
How to raise a claim under ACKO’s Travel Insurance for New Zealand
Listed below is our straightforward process for submitting claims, which consists of three steps.
Step 1: You may send us an email at [email protected] or leave a missed call at 8061617799 to initiate the claim submission process.
Step 2: Collect all the necessary documents required for the specific type of claim and submit them to us.
Step 3: Your role in the process is now complete. We will handle your claim request and settle any applicable claims according to the policy terms.
Note: The time taken to settle a claim will vary depending on the type of claim. It could take longer to process and resolve claim requests that are more complex.
Things you should know before beginning your New Zealand trip
Here are some fun and useful things to know before beginning your New Zealand trip.
The locals are known as "Kiwis" after the country's native bird, not the fruit!
New Zealand is known for its stunning scenery, so be sure to pack a good camera and hiking shoes.
The country has a unique Maori culture, which you can experience through food, language, and art.
New Zealand is also famous for its adventure sports, such as bungee jumping, skydiving, and white-water rafting.
The national animal is not the kiwi bird, but the flightless and somewhat comical-looking kiwi bird is a national icon.
The country has a rich history of producing world-renowned wines, particularly Sauvignon Blanc, Pinot Noir, and Chardonnay, so wine tasting is a must-do activity.
Kiwis are known for their laid-back and friendly attitude, so don't be afraid to strike up a conversation with locals.
Finally, be prepared for some quirky town names like "Pukekohe" and "Whakapapa" and take delight in attempting to pronounce them correctly!
Things you can’t miss!
New Zealand is a beautiful country, filled with natural wonders, unique culture, and friendly people. Here are some must-visit places that you shouldn't miss on your trip to New Zealand.
The Hobbiton Movie Set: Fans of the Lord of the Rings and The Hobbit movies will love this enchanting experience, exploring the lush green hills and hobbit holes from the famous movie sets.
Milford Sound: A fjord in the southwest of New Zealand's South Island, Milford Sound is known for its dramatic scenery, with towering cliffs, waterfalls, and marine wildlife.
Franz Josef Glacier: A spectacular glacier on the west coast of New Zealand's South Island. It is one of the most accessible glaciers in the world, where visitors can enjoy a guided walk or helicopter ride.
Bay of Islands: Located in the northernmost part of New Zealand, this beautiful region boasts more than 140 subtropical islands, clear blue waters, and stunning marine life.
Waiheke Island: Just a short ferry ride from Auckland, Waiheke Island is a popular holiday destination known for its world-class vineyards, beautiful beaches, and relaxed lifestyle.
Tongariro National Park: This World Heritage site is home to three active volcanoes, including the famous Mount Tongariro, and a range of hiking trails suitable for all skill levels.
Abel Tasman National Park: Located at the top of the South Island, this park features golden sandy beaches, crystal clear waters, and lush forests, making it an ideal destination for kayaking, hiking, and wildlife watching.
Queenstown: Known as the adventure capital of New Zealand, Queenstown is a vibrant town nestled in the Southern Alps, offering a range of adrenaline-pumping activities, such as bungee jumping, skiing, and jet boating.
Rotorua: This city is a geothermal wonderland, with bubbling mud pools, geysers, and hot springs. Visitors can also learn about Maori culture, attend traditional concerts and taste the delicious local cuisine.
Waitomo Caves: These caves are famous for their glowing worms, which light up the underground caverns like a starry sky. Visitors can explore the caves on foot or by boat and witness this mesmerising natural spectacle.
New Zealand Visa Information for Indians
Here are the four visa options for Indians travelling to New Zealand.
S.No. | Visa type | Purpose |
|---|---|---|
1. | Visitor Visa | A Visitor Visa is issued to individuals who want to visit New Zealand for tourism, family visits, or other short-term purposes. It allows the holder to stay in the country for up to 9 months. |
2. | Work Visa | A Work Visa is issued to individuals who have been offered a job in New Zealand and want to work temporarily. There are several types of work visas, including Essential Skills Work Visa, Specific Purpose Work Visa, and Working Holiday Visa. |
3. | Resident Visa | A Resident Visa allows individuals to live and work in New Zealand indefinitely. It is usually issued to individuals who have a job offer, skills, or qualifications that are in demand in the country. |
4. | Student Visa | A Student Visa is issued to individuals who want to study in New Zealand for a period longer than three months. It allows the holder to study and work part-time while in the country. To apply for a student visa, you need to provide proof of enrolment in an approved educational institution in New Zealand. |
Indian Embassy’s location in New Zealand
During your stay in New Zealand, you can contact the Indian Embassy in New Zealand in case of an emergency. Their contact information is provided in the table below.
Embassy | High Commission of India, Wellington |
Address | Level 1, 133 Onehunga Mall, Onehunga, Auckland 1061 |
Phone number | 09-6366306 |
Website | www.consulateofindia.in |
List of international airports in New Zealand
New Zealand's international airports include the following.
Auckland Airport | Rotorua Airport | Christchurch Airport |
Wellington Airport | Queenstown Airport | Dunedin Airport |
Documents required to travel to New Zealand
If you're planning a trip to New Zealand, it's important to know what documents you'll need to have with you in order to enter the country. Here are the main documents you should have on hand.
A valid passport: First things first, you'll need a valid passport to enter New Zealand. Make sure your passport is up-to-date and won't expire during your trip.
A visa or NZeTA: You may need a visa or an NZeTA (New Zealand Electronic Travel Authority) to enter the country. You can check the New Zealand Immigration website to see if you need one.
Proof of onward travel: New Zealand immigration officials may ask to see proof of your onward travel plans, such as a return ticket or a confirmed itinerary.
Proof of funds: You may also be asked to provide evidence that you have enough money to support yourself during your stay in New Zealand, such as bank statements or a credit card.
Health certificates: If you're travelling from a country with high health risks, you may need to provide health certificates showing you've been vaccinated against certain diseases.
Note: The above information is subject to change. Kindly double-check the requirements for your specific situation.
Frequently asked questions
Read through this section to know the answers to some of the commonly asked questions regarding travel insurance for New Zealand.
Why do I need ACKO Travel Insurance for my New Zealand trip?
ACKO Travel Insurance is important because it protects you against unexpected expenses that may arise during your trip to New Zealand. If you experience a medical emergency or your luggage is lost or stolen, your ACKO travel insurance policy will help cover the costs.
What does ACKO’s New Zealand Travel Insurance cover?
ACKO Travel Insurance for New Zealand covers a range of unforeseen events, including medical emergencies, trip cancellations or delays, lost or stolen luggage, personal accidents, and more. The coverage will depend on the policy you choose, so it's important to read the terms and conditions carefully.
How do I buy ACKO Travel Insurance?
You can purchase ACKO Travel Insurance online by visiting our website or mobile app. Simply choose the policy that best suits your needs, provide your personal information and payment details, and your policy will be issued instantly.
How much does ACKO Travel Insurance cost?
The cost of ACKO Travel Insurance will depend on the type of policy you choose and the duration of your trip. Generally, the premium is calculated based on the age of the insured person, the coverage amount, and the length of the trip.
Is travel insurance mandatory for Indians travelling to New Zealand?
While travel insurance is not mandatory for Indians travelling to New Zealand, we recommend that you buy it before your trip. Without travel insurance, you could be left with expensive medical bills or other unexpected expenses that could ruin your trip.
Disclaimer: The plans, services, features, processes, and other details mentioned on this page are subject to availability and changes. Please check the applicable policy wordings before making any insurance-related decisions.
