Travel Insurance for Philippines
Ensure a safe trip with Philippines travel insurance plan from India.
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Are you planning a trip to the gorgeous Philippines from India? Well, get ready to be swept off your feet by the crystal clear waters, stunning beaches and delicious cuisine! But before you go, don't forget to carry with you the most important item - ACKO Travel Insurance for Phillippines from India! This comprehensive insurance covers everything from medical emergencies to lost baggage, ensuring that you can enjoy your trip with complete peace of mind. Plus, with ACKO's easy online purchase process, getting insured for your Philippine adventure has never been easier.
Why do I need travel insurance for my Philippines trip?
Do I really need to purchase travel insurance for Philippines travel? Well, here are a few situations where having travel insurance can provide financial protection during your travels in the Philippines
Flight delays or cancellations: Flight disruptions can cause major headaches, especially when you're travelling in a foreign country. Travel insurance to Philippines can provide coverage for expenses like hotel stays and meals if your flight is delayed or cancelled.
Peace of mind: By getting travel insurance, you can travel with less stress and assurance that you are covered against unanticipated events that could interfere with your plans
Protecting yourself against unexpected medical expenses: Medical emergencies can happen anytime, anywhere, and can be expensive, especially in a foreign country. Travel insurance can cover your medical expenses, hospitalisation, and emergency medical evacuation if needed.
Covering for trip cancellations and interruptions:Travel insurance can reimburse you for non-refundable prepaid expenses such as flights, accommodations, tours, and activities if your trip is cancelled or interrupted due to unexpected events such as illness, natural disasters, or political unrest.
Assistance with lost or stolen possessions: Losing your luggage or passport can be stressful, but travel insurance can provide assistance with the process of replacing lost or stolen items, including emergency cash advances.
Providing liability coverage: Accidents can happen while travelling, and travel insurance can cover any potential third-party liability claims resulting from injuries or damages caused by you.
Offering 24/7 emergency assistance: If you encounter any travel-related emergencies such as accidents, medical emergencies, or legal issues, travel insurance can provide you with 24/7 emergency assistance services to help you navigate the situation.
What is the benefit of buying Travel Insurance for Philippines online?
Buying travel insurance for Philippines online can be a quick and convenient way to ensure that you are protected during your travels to the Philippines. Here are six benefits of buying Philippines travel insurance online.
Easy access
You can easily access travel insurance plans online from anywhere in the world, at any time of day. You don't need to visit a physical location or make an appointment with an agent.
24/7 Customer support
Most online travel insurance providers offer 24/7 customer support via phone, email, or chat. This means that you can get help and assistance at any time, wherever you are in the world.
Quick and convenient
Online travel insurance providers offer a hassle-free and streamlined process for purchasing coverage. You can compare policies and prices, and buy a plan that fits your needs with just a few clicks.
Customisable options
Online travel insurance providers offer a range of customisable options to suit your specific travel needs. For example, you can choose a policy that covers adventure sports or opt for coverage that includes pre-existing medical conditions.
Comprehensive coverage
Online travel insurance plans typically offer comprehensive coverage that includes medical expenses, trip cancellation and interruption, baggage loss or delay, and more.
Affordable rates
Online travel insurance providers offer competitive rates and special deals that may not be available elsewhere. You can also save money by buying a policy online as you won't have to pay commission fees.
Key features of ACKO’s Philippines Travel Insurance Policy
Within this segment, we have provided an outline of the diverse characteristics and merits of ACKO's Travel Insurance for Philippines intended for individuals travelling from India to the Philippines. Nonetheless, we advise that you meticulously assess the specific policy terms and conditions before making a purchase.
Features | Benefits |
|---|---|
Baggage delay/loss | Should your checked-in luggage be misplaced or delayed during air travel, the policy offers fixed compensation as specified in the policy terms. |
Illness-related medical expense reimbursement | In the event of illness during your trip, the policy offers financial coverage for medical expenses. |
COVID-19-related hospitalisation | The policy includes coverage for medical expenses incurred due to COVID-19 during your trip. |
Adventure sports caused injuries | The policy provides protection for injuries resulting from adventure sports. |
Trip cancellation due to COVID-19 | As per the policy terms, compensation will be provided for cancellation or rescheduling of your trip due to a positive COVID-19 test. |
Loss of passport | If your passport is lost during your trip, the policy will provide financial support for its replacement. |
Accident-related medical expense reimbursement | Should you sustain an injury due to an accident, the policy will cover the medical expenses incurred. |
Trip cancellation and interruption | If the flight for your trip is cancelled, you can claim specified monetary compensation. |
Trip rescheduling | In case of flight rescheduling, a fixed sum compensation will be provided as per the policy terms. |
Loss of travel fund | The policy will ensure that you receive sufficient funds to complete your trip if your travel funds are lost or stolen. |
Missed/delayed flight | If you miss your flight, you can claim a lump sum compensation as specified in the policy. |
Benefits of ACKO’s Philippines Travel Insurance Plan
If you purchase ACKO Travel Insurance for Philippines, you can benefit from a range of advantages in addition to those already mentioned.
24/7 Assistance: When travelling, it's essential to know that you can receive assistance whenever you require it. That's why we offer insurance support 24 hours a day, seven days a week. You can contact us anytime and from anywhere using a missed call or email.
Tailored coverage: At ACKO, you have the option to choose the coverage that suits your needs, which means you won't have to pay for things you don't need. This is an excellent way to save money while ensuring that you only pay for what matters most.
No extra fees: Nobody wants to pay additional expenses when making a claim. Our plan covers the entire cost up to the selected policy limit, providing you with peace of mind that you won't need to spend any extra cash in the event of an emergency.
No paperwork: We understand that filling out forms can be tedious, which is why we've made it easy for you. Our digital platform allows you to purchase policies, file claims, and access other insurance-related features without any paperwork. Say goodbye to hours of form-filling!
Affordable premiums: We believe that everyone deserves excellent value for their money, which is why we offer travel insurance starting at just Rs.49 for a five-day trip - that's only Rs.10 per day! You may not find a better deal elsewhere for the peace of mind you deserve.
What is covered
What is not covered
Our travel insurance policy for the Philippines is designed to ensure a stress-free and financially secure trip. Here are the benefits that you can enjoy.
Repatriation of mortal remains
In case of an unfortunate demise during your trip, our policy covers the cost of repatriating your mortal remains back to your hometown, giving you and your loved ones peace of mind.
Compassionate visits
If you are hospitalised due to illness or accident-related injury, our policy covers the cost of bringing a relative from India to the Philippines. This benefit provides emotional support during a difficult time and ensures that you receive the care you need.
Cancellation and rescheduling of travel
Our policy provides fixed compensation for flight cancellations, rescheduling, missed connections, or flight delays, regardless of the cause of the disruption. This benefit can help alleviate any additional costs or inconveniences caused by these events.
Trip cancellation due to COVID-19
If you are forced to cancel your trip due to COVID-19 related reasons, such as testing positive or being subject to travel restrictions, our medical travel insurance for Philippines covers your financial losses, providing you with peace of mind.
Replacement of lost passport
Our policy covers all the costs associated with obtaining a replacement passport if you misplace your passport while travelling in the Philippines, reducing the inconvenience and potential expenses involved.
Injuries related to adventure sports
Our policy covers medical costs for any injuries incurred during adventure sports, allowing you to enjoy these activities without financial worry.
Loss and delay of luggage
If your luggage is lost or delayed during your trip, our policy offers fixed compensation to cover the costs of necessary items you may require, ensuring that you have what you need while waiting for your luggage to be located.
Expenses for medical care
Our medical travel insurance for the Philippines covers hospitalisation, ambulance fees, and other medical expenses up to a specified limit, ensuring that you don't have to worry about the high cost of medical treatment in a foreign country.
Personal liability coverage
If you are found liable for an incident resulting in injury, death, or property damage to a third party, our policy provides financial compensation and takes care of legal costs.
Our goal is to ensure that you have a clear understanding of the extent of coverage offered by our insurance policy. To assist you with this, we have compiled a list of situations that are not covered by our insurance.
Travel exclusions
Regrettably, we are unable to provide coverage in the following circumstances.
Travelling without a valid visa.
Travelling to the Philippines for medical treatment.
Travelling despite being medically unfit to do so.
Ignoring your doctor's advice against travelling.
Legal exclusions
To qualify for coverage under our policy, it is imperative to avoid the following.
Engaging in self-harm or attempting suicide.
Engaging in activities while under the influence of drugs or alcohol.
Being held accountable for a criminal act.
Participating in hazardous activities such as mining, tunnelling, aerial photography, and similar work.
Medical exclusions
While our policy covers a range of medical expenses, the following medical expenses are not covered.
A pre-existing medical condition that worsens during your stay in the Philippines.
Acquiring a letter from a family member attesting to your disability.
Medical bills arising from pregnancy.
Note: The above information is not exhaustive. For more accurate and comprehensive details, we suggest referring to the appropriate policy wordings.
Tips to buy the best travel insurance for Philippines from India online
Here are some tips on how to cut costs on your ACKO International travel insurance for Philippines
Understanding the claim process
Before you buy your travel insurance policy, it's important to familiarise yourself with the insurer's claim process. This knowledge will help you maximise the benefits of your policy and quickly file a claim in case of an emergency during your travels. This can save you both time and money in the long run.
Choosing an adequate sum insured
When purchasing your ACKO International Travel Insurance for the Philippines, it's essential to consider both your budget and the potential risks involved. To save money, you can select a sum insured that is financially feasible while also being adequate enough to cover any unforeseen circumstances that may arise during your travels.
Select only necessary covers
Every traveller has unique needs, so it's crucial to evaluate your individual circumstances and choose only the necessary coverage. This way, you can avoid paying for coverage that you don't require and reduce the overall cost of your ACKO International Travel Insurance policy.
How to buy ACKO Philippines Travel Insurance
To easily get Philippines Travel Insurance Cover from ACKO, just follow these uncomplicated steps.
Step 1: Visit www.acko.com through either the website or the mobile app.
Step 2: Click on the "Travel" tab and indicate the countries you intend to visit.
Step 3: Input the start and end dates of your trip.
Step 4: Ensure that every individual travelling with you is covered by the insurance.
Step 5: Select the coverage options that suit your requirements for travelling to the Philippines.
Step 6: Complete the process by making an online payment, and your policy document will be forwarded directly to your email.
That's all! With ACKO's Philippines Travel Insurance Policy, you can travel confidently, knowing that you are protected against any unexpected situations.
How to raise a claim under ACKO’s Travel Insurance for Philippines
To ensure that your claims are processed smoothly, please follow the three simple steps outlined below.
Step 1
Start the claims submission process by contacting us via email at [email protected] or by giving us a missed call at 8061617799.
Step 2
Collect all the necessary documents required for your specific type of claim and provide them to us.
Step 3
Your role in the process is complete. We will handle your claim request and settle it in accordance with the terms of your policy.
Note
The time required to settle a claim may vary depending on its complexity. Claims that involve more intricate procedures may require additional time to process and resolve.
Things you should know before beginning your Philippines trip
Before starting your trip to the Philippines, be sure to read these amusing facts.
The Philippines is made up of over 7,000 islands, so prepare for some island hopping adventure!
The official languages of the Philippines are Filipino and English, so communication shouldn't be a problem for English speakers.
Filipinos are known for their hospitality and friendliness, so don't be surprised if strangers offer you a warm smile or strike up a conversation.
If you're a foodie, get ready to indulge in some delicious Filipino cuisine, which includes dishes like adobo, lechon, and sisig.
The Philippines is home to some of the most stunning beaches in the world, such as Boracay, El Nido, and Siargao. So don't forget to pack your swimsuit and sunscreen!
Jeepneys are the most popular mode of transportation in the Philippines, and they come in a variety of colourful designs, so make sure to take a ride in one.
The Philippines is a predominantly Catholic country, so expect to see some beautiful churches and religious festivals during your trip.
The country is also home to a number of unique and fascinating animals, such as the tarsier, the Philippine eagle, and the dugong.
Filipinos love to sing and karaoke is a popular pastime, so don't be surprised if you're invited to sing a tune or two during your trip.
Finally, the Philippines is a country of contrasts, with bustling cities and quiet rural areas, modern infrastructure and traditional customs, so be prepared for a truly unique and unforgettable experience!
Things you can’t miss!
We have put together a few places you can visit during your stay in the Philippines.
Boracay Island: Known for its stunning white sandy beaches and crystal clear waters, Boracay Island is a must-visit destination for beach lovers. Enjoy water sports like snorkelling, scuba diving, and parasailing, or simply lounge on the beach and soak up the sun.
Chocolate Hills: Located in Bohol, the Chocolate Hills are a geological formation of over 1,000 hills that turn brown during the dry season, resembling chocolate drops. Take a scenic drive or hike to the top for panoramic views of the hills.
Palawan: Voted as the world's best island by Travel + Leisure magazine, Palawan is a dream destination for nature lovers. Explore its stunning limestone cliffs, hidden lagoons, and crystal clear waters through island hopping tours.
Mayon Volcano: Located in Albay, Mayon Volcano is an active volcano known for its perfectly symmetrical cone shape. Take a hike or a 4x4 ride up to the lava wall for a breathtaking view of the surrounding landscape.
Intramuros: Located in the heart of Manila, Intramuros is a historic walled city that offers a glimpse into the Philippines' colonial past. Take a walking tour to explore the cobblestone streets, Spanish-era buildings, and ancient fortifications.
Tubbataha Reef: A UNESCO World Heritage site, Tubbataha Reef is a protected marine area known for its diverse marine life and coral formations. Go diving or snorkelling to see colourful fish, sea turtles, and even sharks.
Siargao Island: Known as the surfing capital of the Philippines, Siargao Island offers some of the best waves in the world. But even if you're not a surfer, there's plenty to do, from island hopping to relaxing on its white sandy beaches.
Philippines Visa Information for Indians
There are several types of visas available for Indians visiting the Philippines. The most common types of visas include the following.
S. No. | Visa type | Purpose |
|---|---|---|
1. | Tourist Visa | This is a visa issued to Indian nationals who are travelling to the Philippines for tourism purposes. The visa is valid for 59 days and can be extended for an additional 29 days. |
2. | Business Visa | This visa is issued to Indian nationals who are travelling to the Philippines for business purposes. The visa is valid for 59 days and can be extended for an additional 29 days. |
3. | Student Visa | This visa is issued to Indian nationals who are travelling to the Philippines for studies. The visa is valid for the duration of the course. |
4. | Employment Visa | This visa is issued to Indian nationals who have been offered employment in the Philippines. The visa is valid for one year and can be renewed annually. |
5. | Transit Visa | This visa is issued to Indian nationals who are transiting through the Philippines to another destination. The visa is valid for 3 days. |
Note: The visa requirements may vary depending on the purpose of travel and the length of stay. It is recommended to consult with the Philippine Embassy or Consulate in India for up-to-date information on visa requirements and application procedures.
Indian Embassy’s location in Philippines
In case of an emergency during your time in the Philippines, you may utilise the contact details listed in the table below to get in touch with the Indian Embassy located in the Philippines.
Embassy | Embassy of India, Manila, Philippines |
Address | 2190 Paraiso St., Dasmariñas Village, Makati |
Phone number | (0063) (02) 88430101 |
Website | www.eoimanila.gov.in |
List of international airports in Philippines
The main international airports in the Philippines are listed below.
Clark International Airport
Mactan–Cebu International Airport
Subic Bay International Airport
Bicol International Airport
Iloilo International Airport
Laoag International Airport
Zamboanga International Airport
Francisco Bangoy International Airport
Bacolod-Silay International Airport
Puerto Princesa International Airport
General Santos International Airport
Documents required to travel to Philippines
To travel from India to the Philippines, the following documents are generally required.
A valid passport: You will need a passport that is valid for at least six months beyond the date of your intended stay in the Philippines.
A visa: Indian citizens need a visa to enter the Philippines. You can apply for a tourist visa, business visa, or other types of visas depending on your purpose of travel.
Return flight tickets: You may be asked to show proof of your return flight to India or to your next destination.
Accommodation details: You may be asked to provide information about your accommodation in the Philippines, such as hotel reservations.
Travel insurance: Although not mandatory, it is recommended to have travel insurance that covers medical expenses, trip cancellation, and other unforeseen events.
COVID-19 related documents: Due to the recent COVID-19 pandemic, additional documents such as negative RT-PCR test results or vaccination certificates may be required. The requirements may vary based on the latest guidelines issued by the Philippine government.
Note: It is recommended to check the latest travel guidelines and requirements before planning your trip to the Philippines.
Frequently asked questions
FAQs
Who can purchase ACKO Travel Insurance for the Philippines from India?
Any Indian citizen who is planning to travel to the Philippines for business or leisure can purchase ACKO Travel Insurance for Philippines. Nevertheless, kindly refer to the
What is covered under ACKO Travel Insurance to Philippines?
ACKO Travel Insurance Philippines provides coverage for various risks such as trip cancellation, loss of baggage, medical emergencies, personal accident, emergency medical evacuation, and more. The exact coverage depends on the type of plan chosen by the policyholder.
How can I purchase ACKO Travel Insurance online for Philippines?
ACKO Travel Insurance can be purchased online through the ACKO website or mobile app. The policy can be customised based on the needs of the policyholder, and the premium can be paid online.
Is travel insurance for the Philippines from India mandatory?
No, a Philippines travel policy is not mandatory to enter the country. However, it is highly recommended to possess one to protect yourself from unforeseen events during your trip.
Disclaimer: The plans, services, features, processes, and other details mentioned on this page are subject to availability and changes. Please check the applicable policy wordings before making any insurance-related decisions.
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