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Travel Insurance for Philippines

Ensure a safe trip with Philippines travel insurance plan from India.

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Are you planning a trip to the gorgeous Philippines from India? Well, get ready to be swept off your feet by the crystal clear waters, stunning beaches and delicious cuisine! But before you go, don't forget to carry with you the most important item - ACKO Travel Insurance for Phillippines from India! This comprehensive insurance covers everything from medical emergencies to lost baggage, ensuring that you can enjoy your trip with complete peace of mind. Plus, with ACKO's easy online purchase process, getting insured for your Philippine adventure has never been easier.

Why do I need travel insurance for my Philippines trip?
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Do I really need to purchase travel insurance for Philippines travel? Well, here are a few situations where having travel insurance can provide financial protection during your travels in the Philippines

What is the benefit of buying Travel Insurance for Philippines online?
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Buying travel insurance for Philippines online can be a quick and convenient way to ensure that you are protected during your travels to the Philippines. Here are six benefits of buying Philippines travel insurance online.

Easy access
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You can easily access travel insurance plans online from anywhere in the world, at any time of day. You don't need to visit a physical location or make an appointment with an agent.

24/7 Customer support
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Most online travel insurance providers offer 24/7 customer support via phone, email, or chat. This means that you can get help and assistance at any time, wherever you are in the world.

Quick and convenient
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Online travel insurance providers offer a hassle-free and streamlined process for purchasing coverage. You can compare policies and prices, and buy a plan that fits your needs with just a few clicks.

Customisable options
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Online travel insurance providers offer a range of customisable options to suit your specific travel needs. For example, you can choose a policy that covers adventure sports or opt for coverage that includes pre-existing medical conditions.

Comprehensive coverage
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Online travel insurance plans typically offer comprehensive coverage that includes medical expenses, trip cancellation and interruption, baggage loss or delay, and more.

Affordable rates
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Online travel insurance providers offer competitive rates and special deals that may not be available elsewhere. You can also save money by buying a policy online as you won't have to pay commission fees.

Key features of ACKO’s Philippines Travel Insurance Policy
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Within this segment, we have provided an outline of the diverse characteristics and merits of ACKO's Travel Insurance for Philippines intended for individuals travelling from India to the Philippines. Nonetheless, we advise that you meticulously assess the specific policy terms and conditions before making a purchase.



Baggage delay/loss

Should your checked-in luggage be misplaced or delayed during air travel, the policy offers fixed compensation as specified in the policy terms.

Illness-related medical expense reimbursement

In the event of illness during your trip, the policy offers financial coverage for medical expenses.

COVID-19-related hospitalisation

The policy includes coverage for medical expenses incurred due to COVID-19 during your trip.

Adventure sports caused injuries

The policy provides protection for injuries resulting from adventure sports.

Trip cancellation due to COVID-19

As per the policy terms, compensation will be provided for cancellation or rescheduling of your trip due to a positive COVID-19 test.

Loss of passport

If your passport is lost during your trip, the policy will provide financial support for its replacement.

Accident-related medical expense reimbursement

Should you sustain an injury due to an accident, the policy will cover the medical expenses incurred.

Trip cancellation and interruption

If the flight for your trip is cancelled, you can claim specified monetary compensation.

Trip rescheduling

In case of flight rescheduling, a fixed sum compensation will be provided as per the policy terms.

Loss of travel fund

The policy will ensure that you receive sufficient funds to complete your trip if your travel funds are lost or stolen.

Missed/delayed flight

If you miss your flight, you can claim a lump sum compensation as specified in the policy.

Benefits of ACKO’s Philippines Travel Insurance Plan
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If you purchase ACKO Travel Insurance for Philippines, you can benefit from a range of advantages in addition to those already mentioned.

What is covered

What is not covered

Our travel insurance policy for the Philippines is designed to ensure a stress-free and financially secure trip. Here are the benefits that you can enjoy.

Repatriation of mortal remains

In case of an unfortunate demise during your trip, our policy covers the cost of repatriating your mortal remains back to your hometown, giving you and your loved ones peace of mind.

Compassionate visits

If you are hospitalised due to illness or accident-related injury, our policy covers the cost of bringing a relative from India to the Philippines. This benefit provides emotional support during a difficult time and ensures that you receive the care you need.

Cancellation and rescheduling of travel

Our policy provides fixed compensation for flight cancellations, rescheduling, missed connections, or flight delays, regardless of the cause of the disruption. This benefit can help alleviate any additional costs or inconveniences caused by these events.

Trip cancellation due to COVID-19

If you are forced to cancel your trip due to COVID-19 related reasons, such as testing positive or being subject to travel restrictions, our medical travel insurance for Philippines covers your financial losses, providing you with peace of mind.

Replacement of lost passport

Our policy covers all the costs associated with obtaining a replacement passport if you misplace your passport while travelling in the Philippines, reducing the inconvenience and potential expenses involved.

Injuries related to adventure sports

Our policy covers medical costs for any injuries incurred during adventure sports, allowing you to enjoy these activities without financial worry.

Loss and delay of luggage

If your luggage is lost or delayed during your trip, our policy offers fixed compensation to cover the costs of necessary items you may require, ensuring that you have what you need while waiting for your luggage to be located.

Expenses for medical care

Our medical travel insurance for the Philippines covers hospitalisation, ambulance fees, and other medical expenses up to a specified limit, ensuring that you don't have to worry about the high cost of medical treatment in a foreign country.

Personal liability coverage

If you are found liable for an incident resulting in injury, death, or property damage to a third party, our policy provides financial compensation and takes care of legal costs.

Our goal is to ensure that you have a clear understanding of the extent of coverage offered by our insurance policy. To assist you with this, we have compiled a list of situations that are not covered by our insurance.

Travel exclusions

Regrettably, we are unable to provide coverage in the following circumstances.

  • Travelling without a valid visa.

  • Travelling to the Philippines for medical treatment.

  • Travelling despite being medically unfit to do so.

  • Ignoring your doctor's advice against travelling.

Legal exclusions

To qualify for coverage under our policy, it is imperative to avoid the following.

  • Engaging in self-harm or attempting suicide.

  • Engaging in activities while under the influence of drugs or alcohol.

  • Being held accountable for a criminal act.

  • Participating in hazardous activities such as mining, tunnelling, aerial photography, and similar work.

Medical exclusions

While our policy covers a range of medical expenses, the following medical expenses are not covered.

  • A pre-existing medical condition that worsens during your stay in the Philippines.

  • Acquiring a letter from a family member attesting to your disability.

  • Medical bills arising from pregnancy.

Note: The above information is not exhaustive. For more accurate and comprehensive details, we suggest referring to the appropriate policy wordings.

Tips to buy the best travel insurance for Philippines from India online
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Here are some tips on how to cut costs on your ACKO International travel insurance for Philippines

Understanding the claim process
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Before you buy your travel insurance policy, it's important to familiarise yourself with the insurer's claim process. This knowledge will help you maximise the benefits of your policy and quickly file a claim in case of an emergency during your travels. This can save you both time and money in the long run.

Choosing an adequate sum insured
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When purchasing your ACKO International Travel Insurance for the Philippines, it's essential to consider both your budget and the potential risks involved. To save money, you can select a sum insured that is financially feasible while also being adequate enough to cover any unforeseen circumstances that may arise during your travels.

Select only necessary covers
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Every traveller has unique needs, so it's crucial to evaluate your individual circumstances and choose only the necessary coverage. This way, you can avoid paying for coverage that you don't require and reduce the overall cost of your ACKO International Travel Insurance policy.

How to buy ACKO Philippines Travel Insurance
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To easily get Philippines Travel Insurance Cover from ACKO, just follow these uncomplicated steps.

Step 1: Visit through either the website or the mobile app.

Step 2: Click on the "Travel" tab and indicate the countries you intend to visit.

Step 3: Input the start and end dates of your trip.

Step 4: Ensure that every individual travelling with you is covered by the insurance.

Step 5: Select the coverage options that suit your requirements for travelling to the Philippines.

Step 6: Complete the process by making an online payment, and your policy document will be forwarded directly to your email.

That's all! With ACKO's Philippines Travel Insurance Policy, you can travel confidently, knowing that you are protected against any unexpected situations.

How to raise a claim under ACKO’s Travel Insurance for Philippines
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To ensure that your claims are processed smoothly, please follow the three simple steps outlined below.

Step 1
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Start the claims submission process by contacting us via email at [email protected] or by giving us a missed call at 8061617799.

Step 2
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Collect all the necessary documents required for your specific type of claim and provide them to us.

Step 3
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Your role in the process is complete. We will handle your claim request and settle it in accordance with the terms of your policy.

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 The time required to settle a claim may vary depending on its complexity. Claims that involve more intricate procedures may require additional time to process and resolve.

Things you should know before beginning your Philippines trip
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Before starting your trip to the Philippines, be sure to read these amusing facts.

  1. The Philippines is made up of over 7,000 islands, so prepare for some island hopping adventure!

  2. The official languages of the Philippines are Filipino and English, so communication shouldn't be a problem for English speakers.

  3. Filipinos are known for their hospitality and friendliness, so don't be surprised if strangers offer you a warm smile or strike up a conversation.

  4. If you're a foodie, get ready to indulge in some delicious Filipino cuisine, which includes dishes like adobo, lechon, and sisig.

  5. The Philippines is home to some of the most stunning beaches in the world, such as Boracay, El Nido, and Siargao. So don't forget to pack your swimsuit and sunscreen!

  6. Jeepneys are the most popular mode of transportation in the Philippines, and they come in a variety of colourful designs, so make sure to take a ride in one.

  7. The Philippines is a predominantly Catholic country, so expect to see some beautiful churches and religious festivals during your trip.

  8. The country is also home to a number of unique and fascinating animals, such as the tarsier, the Philippine eagle, and the dugong.

  9. Filipinos love to sing and karaoke is a popular pastime, so don't be surprised if you're invited to sing a tune or two during your trip.

  10. Finally, the Philippines is a country of contrasts, with bustling cities and quiet rural areas, modern infrastructure and traditional customs, so be prepared for a truly unique and unforgettable experience!

Things you can’t miss!
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We have put together a few places you can visit during your stay in the Philippines. 

Philippines Visa Information for Indians
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There are several types of visas available for Indians visiting the Philippines. The most common types of visas include the following.

S. No.

Visa type



Tourist Visa

This is a visa issued to Indian nationals who are travelling to the Philippines for tourism purposes. The visa is valid for 59 days and can be extended for an additional 29 days.


Business Visa

This visa is issued to Indian nationals who are travelling to the Philippines for business purposes. The visa is valid for 59 days and can be extended for an additional 29 days.


Student Visa

This visa is issued to Indian nationals who are travelling to the Philippines for studies. The visa is valid for the duration of the course.


Employment Visa

This visa is issued to Indian nationals who have been offered employment in the Philippines. The visa is valid for one year and can be renewed annually.


Transit Visa

This visa is issued to Indian nationals who are transiting through the Philippines to another destination. The visa is valid for 3 days.

Note: The visa requirements may vary depending on the purpose of travel and the length of stay. It is recommended to consult with the Philippine Embassy or Consulate in India for up-to-date information on visa requirements and application procedures.

Indian Embassy’s location in Philippines
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In case of an emergency during your time in the Philippines, you may utilise the contact details listed in the table below to get in touch with the Indian Embassy located in the Philippines.


Embassy of India, Manila, Philippines


2190 Paraiso St., Dasmariñas Village, Makati

Phone number

(0063) (02) 88430101


[email protected]


List of international airports in Philippines
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The main international airports in the Philippines are listed below.

Documents required to travel to Philippines
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To travel from India to the Philippines, the following documents are generally required.

Note: It is recommended to check the latest travel guidelines and requirements before planning your trip to the Philippines.

Frequently asked questions
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Who can purchase ACKO Travel Insurance for the Philippines from India?

Any Indian citizen who is planning to travel to the Philippines for business or leisure can purchase ACKO Travel Insurance for Philippines. Nevertheless, kindly refer to the 

What is covered under ACKO Travel Insurance to Philippines?

ACKO Travel Insurance Philippines provides coverage for various risks such as trip cancellation, loss of baggage, medical emergencies, personal accident, emergency medical evacuation, and more. The exact coverage depends on the type of plan chosen by the policyholder.

How can I purchase ACKO Travel Insurance online for Philippines?

ACKO Travel Insurance can be purchased online through the ACKO website or mobile app. The policy can be customised based on the needs of the policyholder, and the premium can be paid online.

Is travel insurance for the Philippines from India mandatory?

No, a Philippines travel policy is not mandatory to enter the country. However, it is highly recommended to possess one to protect yourself from unforeseen events during your trip.

Disclaimer: The plans, services, features, processes, and other details mentioned on this page are subject to availability and changes. Please check the applicable policy wordings before making any insurance-related decisions.

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