Travel Insurance for Thailand from India

• Medical Emergencies: Covers hospitalisation, illnesses, or accidental injuries during your trip to Thailand.
• Physiotherapy Treatment: If prescribed as part of recovery during your travel, costs are covered up to $100,000.
• Trip Cancellation or Interruption: Reimbursement for non-refundable expenses if your trip gets cancelled or interrupted due to valid reasons.
• Loss or Delay of Checked-In Baggage: Compensation for lost or delayed baggage, so you can replace essentials without worry.
• Loss of Passport: Covers the cost of obtaining a new passport if yours is lost or stolen.
• Missed or Delayed Flights: Get compensated for expenses arising from flight delays or missed connections.
• Emergency Trip Extension: Coverage for additional accommodation and other costs if your return is delayed due to medical or travel emergencies.
• Daily Hospitalisation Allowance: Per-day cash benefit for each day of hospitalisation to cover incidental expenses.
• Emergency Medical Evacuation & Repatriation: Includes the cost of emergency transportation back to India or the nearest medical facility.
• Compassionate Visit: One return ticket for an immediate family member to visit you in case you are hospitalised.
• Personal Liability: Legal liability coverage if you accidentally cause harm to someone or damage their property.

• Travel without a Valid Visa or Passport: Claims arising due to invalid or expired documents will not be entertained.
• Adventure or High-Risk Activities: Injuries or losses during activities like skydiving, scuba diving, or similar high-risk sports are excluded unless specifically covered.
• Self-Inflicted Injuries or Substance Abuse: No coverage for injuries caused by intentional harm, alcohol, or drug influence.
• Pre-Existing Medical Conditions: Illnesses or complications related to conditions you had before the policy was issued are not covered.
• Unapproved Medical Treatment: Any medical procedures not prescribed by a qualified professional or not considered necessary will not be covered.
• War or Civil Unrest: Losses resulting from war, riots, terrorism, or political unrest are not included.
• Pregnancy-Related Expenses: Routine or emergency treatments related to pregnancy and childbirth are excluded.
• Illegal or Reckless Acts: Losses caused while breaking the law or due to reckless behaviour are not eligible for claims.

Phuket is such an incredible place to visit! It's Thailand's largest island city, and it has so much to offer its visitors. You'll find some of the world's most beautiful beaches with white sands, palm trees swaying in the breeze, crystal-clear waters, and lively towns. 

It is also one of the largest islands that conceal breathtaking views for you to explore on a beach holiday. Some of the must-visit spots here include Monkey Beach and Long Beach.

It's a food lover's dream come true! Sunday Walking Street in Chiang Mai awaits you with neverending delicious street food options. You will find small stalls selling finger-licking dishes like chicken satay, pad thai, fried bananas, etc.

If you need a beach to relax and enjoy turquoise-blue waves hitting the shore, go to Railay Beach in Thailand. It’s a place where you can also enjoy scuba diving, snorkelling, and even climbing limestone cliffs.

Situated in northern Thailand, Pai offers a change of landscape from southern beaches. This is where you can have a laid-back moment and make memories of Thai food and breathtaking views.

If you want to know more about the best places to visit in Thailand, click on the link.

No, travel insurance is not mandatory in Thailand. However, to mitigate potential risks, tourists are strongly advised to purchase travel insurance for Thailand.

Since Thailand does not mandate travel insurance, there are no fixed requirements. That said, a good policy should ideally offer at least $100,000 in medical coverage, up to $750 for trip cancellations, and around $500 for baggage loss to ensure adequate protection.

To compare quotes from different insurers, you need to visit the insurers’ official websites. Fill in the required details such as your travelling dates, number of travellers and policy preferences. The quote will appear on the screen. You can do the same for all insurers and compare.

The cost of getting the best Thailand travel insurance depends on factors such as how long the trip will be, the age and number of travellers and the type of coverage you are expecting.

Most standard plans exclude pre-existing conditions. Some insurers offer optional coverage at an extra cost, but make sure to check the policy terms.

Yes, family floater policies usually include dependent children, making it more economical than buying separate plans.