ACKO offers travel insurance from India to UK to safeguard your trip against unforeseen events that cater various needs of solo travellers, senior citizens, or those travelling with a newborn. The policy offers coverage for medical emergencies, baggage loss, delay, or damage, and trip interruptions or cancellations, such as bounced hotel bookings or missed connections. Stay stress-free with a policy that ensures support throughout your travel experience.
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The United Kingdom (UK) is a country in the heart of Europe with lots of history, famous places, and beautiful views. From old places like Stonehenge to busy modern cities like London, and from the quiet beauty of the Scottish Highlands to the lively culture of Wales and the rocky coasts of Northern Ireland, the UK has so many different kinds of adventures. For Indian tourists, securing UK travel insurance from India is more than just a precaution; it’s a smart financial safeguard.
Whether you’re travelling for leisure, a solo adventure, academics or a business trip, travel insurance for UK visitors has you covered. You can take some of your stress away by buying travel insurance with coverage at a price @ ₹10* ACKO.
Even a well-planned holiday can hit unexpected roadblocks. From misplaced luggage to sudden health issues, travel can be unpredictable. A good travel insurance plan usually covers important things like medical emergencies, coverage for baggage loss, delay, or damage, trip cancellations or rescheduling.
Here is a list of coverage you need in travel insurance for UK from India:
If you are searching for the best travel insurance for the UK, you should opt for ACKO travel insurance:
From the official website or mobile app, you can compare plans, select suitable coverage, and buy travel insurance online within 2 minutes.
You can buy travel insurance online and submit claims without having to deal with laborious paperwork.
You can get treated at any of our 7,000+ network hospitals worldwide without having to pay anything out of your pocket.
Our international travel insurance plans start from just ₹10 a day.
Customise your plan to include what you need, such as emergency evacuation or a compassionate visit for a family member.
Tested positive for COVID-19 while abroad? We cover hospital stays and even quarantine arrangements under our COVID-19 travel insurance.
If you lose your passport while travelling to the UK, your travel insurance will cover the cost of getting a duplicate one.
The most important thing to do when you travel is to have fun. Having ACKO’s UK travel insurance plan can protect you against things you cannot plan for.
Here is a list of things ACKO travel insurance will cover if you buy travel insurance for UK from India.
Having coverage for cancellations or rescheduling will help you protect your travel investment. However, this coverage will provide financial protection only for scenarios specified in the policy terms.
Medical expenses are generally high in the UK. That is why it is wise to get medical travel insurance for UK. This will ensure that you will be financially covered if you need medical treatment and won't have to worry about the cost.
It's advisable to have a travel insurance policy covering adventure sports if you're planning to participate in adventure sports during your trip to the UK. This way, if you sustain an injury, your insurance company can help cover the cost of treatment.
Being hospitalised in a foreign country can result in feelings of loneliness. In such a scenario, having a close family member for comfort and support can be crucial. To fulfil this need, a UK travel insurance policy can cover the costs of bringing someone from India to your location.
In the event of the insured's death during the trip, we will bear the expenses related to the transportation of the deceased individual's body back to the place of its origin.
The airline may have misplaced or delayed your luggage after you checked it in. As per the terms of your policy, you can, in such cases, seek compensation for any monetary losses that result.
A UK travel insurance policy provides compensation in case you have to cancel your flight due to COVID-19-related issues.
Losing your passport during international travel can result in legal issues. To prevent such consequences, it's important to have a duplicate one. Travel insurance from India to the UK will cover the cost of obtaining a replacement.
*Note: Our policy document has a full list of what is covered and what is not covered.
Here is the list of things that ACKO travel insurance from India to the UK will not cover.
❌ Travelling to the UK Without a Visa: If you don’t have a valid visa for the UK, your insurance will not cover any issues arising from your trip.
❌ Travelling to the UK for Medical Care or Appointments: Going to the UK for medical care or an appointment is not covered in the policy.
❌ Travelling When Not Fit to Travel: If you take the trip to the UK without being healthy enough to do so, the policy will not cover related claims.
❌ Self-Inflicted Injury or Suicide Attempts: Suicide attempt or death by suicide is not included in ACKO travel insurance.
❌ Consumption of Intoxicant/Banned Substances: Loss, harm, or damage caused by using drugs or alcohol, among other things
❌ Dangerous Activities like Mining or Tunnelling: Mining, tunnelling, and other dangerous activities can cause loss, harm, or damage, which is not covered.
❌ Loss or Damage Due to Criminal Acts: Loss, harm, or damage caused by any crime is excluded.
❌ Pre-existing Medical Conditions: Health problems caused by a disease that was already there or by pregnancy are not covered in the policy.
*Note: Our policy document has a full list of what is covered and what is not covered.
To get travel insurance online for UK from ACKO, follow these six steps:
To begin, click here or download our app from Play Store or App Store
Choose from our standard plan or customise your plan
Give us the dates on which your trip will start and end
Choose the coverage you want
Fill up the details for you and your travel companions
Pay online to get your coverage right away
Filing a claim with ACKO's Travel Insurance for UK is easy. Just follow these steps to make a claim:
The NHS, or National Health Service, is not free for tourists. Even a basic emergency room visit can cost hundreds of pounds without travel health insurance for UK visitors. This way, huge unwanted bills won't ruin your trip or your money.
Acko offers one of the best travel insurance for the UK. Let's look into its key benefits.
We have settled over 99% of claims smoothly thanks to our fast and transparent claims process.
ACKO offers two affordable travel insurance plans for UK visitors: the Standard Plan and the Comfort Plan, starting at as low as ₹10* for international travel insurance for the UK.
If you are denied boarding on a booked flight journey or denied hotel accommodation on a paid booking by a Service Provider during the Travel Period, and have made a new booking in the same city on the same dates as the original booking.
If you lose your baggage or encounter a flight delay, ACKO’s UK travel insurance will cover you.
Permanent and total loss of your portable electronic equipment due to any accidental damage, loss or theft during the Travel Period. ACKO travel insurance will cover you.
Losing your passport while travelling abroad can be distressing and potentially serious, disrupting your plans. Fortunately, with ACKO’s UK travel insurance policy, you do not have to face it alone.
Any actual loss incurred during the Travel Period towards any theft in your place of residence that was left vacant for the duration of the Travel Period.
Unforeseen illness or injury of your pet during your trip.
Picking the right travel insurance policy depends on the type of cover you need. The cheapest travel insurance isn’t always best, so make sure you compare UK travel insurance plans. Decide to buy the plan based on having the right cover and the cost of the trip you’re taking, your destination, and your activities.
The different ACKO Travel insurance plans for UK visitors include the Standard Plan and the Comfort Plan. Here is an overview to understand the coverage of each plan.
| Coverage | Standard Plan | Comfort Plan |
| Hospitalisation due to illness | Yes | Yes |
| Hospitalisation due to accident | Yes | Yes |
| Daily Hospitalisation allowance | No | Yes |
| Doctor consultation | No | Yes |
| Flight Delay | No | Yes |
| Missed Flight | Yes | Yes |
| Trip Cancellation | Yes | Yes |
| Trip Rescheduling | No | Yes |
| Delay of checked-in baggage | Yes | Yes |
| Total loss of checked-in baggage | Yes | Yes |
| Damage of checked-in baggage | No | Yes |
| Loss of Passport | Yes | Yes |
| Trip Cancellation due to COVID | No | Yes |
| Death due to accident | Yes | Yes |
| Total disability | Yes | Yes |
| Physiotherapy | No | Yes |
| Missed Connecting Flight | Yes | Yes |
| Home cover | No | Yes |
| Emergency Trip extension | No | Yes |
| Legal Liability | No | Yes |
| Emergency evacuation | Yes | Yes |
| Travel expenses of immediate relative | Yes | Yes |
| Repatriation of mortal remains in case of death | Yes | Yes |
Take a look at some of the tips that you should be aware of before buying a travel insurance policy for your trip to the United Kingdom. These tips will help you get the best UK travel insurance plan online:
The sum insured refers to the maximum cap amount you will get when you make a claim. It is wise to opt for a higher amount. If you do that, the premium might also be higher, but it will be worth it. The UK is more costly in terms of healthcare compared to India. Getting a higher sum insured is always recommended.
Compare different travel insurances, checking their coverage, benefits, and prices before finalising. Take your time to understand your personal requirements, as this will help you customise your travel insurance for the UK better.
While buying travel insurance for the UK, you should always mention your pre-existing medical condition to your insurance provider. Verifying this before buying travel insurance can help you avoid unexpected medical expenses during your trip.
Communicating with your insurer is key, as they can help clarify any doubts you may have about the claim procedure. Comprehensive travel insurance for the UK offers vital protection during emergencies. If you are planning a UK trip and need reliable insurance, reach out to ACKO.
Knowing about the exclusions of any insurance policy before buying it can eliminate surprises during claiming. For instance, any claim related to self-injuries, travelling to the UK without a Visa, being unfit to travel, pre-existing illness, or pregnancy complications during your trip is not covered.
Let’s see how Rahul Chari found travel insurance useful for his journey from India to the UK
For some vacation time, 35-year-old Mumbai businessman Rahul was travelling alone to the UK. Unfortunately, his luggage was misplaced during the trip, and to make matters worse, poor weather delayed his return flight.
Rahul, though, was worry-free because of ACKO's UK travel insurance. In addition to paying for Rahul's misplaced luggage, ACKO offered compensation for the trouble the flight delay had caused. Rahul can now travel with the assurance that ACKO will support him in any unforeseen circumstance.
"When I had a delayed flight and misplaced my luggage, I became very upset. Still, ACKO's travel insurance came through! They ensured a seamless process and handled all the costs. I'll definitely choose ACKO for all my future travels," says Rahul with a sigh of relief. ’’
The UK, located in the heart of Europe, consists of four remarkable countries: England, Scotland, Wales, and Northern Ireland. Together, they make up a constitutional monarchy; each possesses a distinct identity and a significant global influence. Here are some fascinating facts about the United Kingdom, offering a glimpse into its unique aspects.
| Category | Details |
| Country | United Kingdom (UK) |
| Currency | Pound Sterling (GBP) |
| Official Language | English |
| Visa Requirement | Pre-approved Tourist Visa (Maximum stay: 6 months) |
| Emergency Number | 999 (for Police, Ambulance, Fire Services) |
| Time Zone | GMT (Greenwich Mean Time) or BST (British Summer Time, UTC+1 during daylight savings) |
| Local Transport | Extensive public transport, including Underground (Tube), buses, trains, and taxis |
| UNESCO World Heritage Sites | 33 |
| National Food | - Fish and Chips (battered fish with fries)- Sunday Roast (roast meat with vegetables and gravy)- Full English Breakfast- Shepherd’s Pie, Bangers and Mash |
| Cultural Highlights | Deep-rooted monarchy traditions- Renowned literary heritage (Shakespeare, Dickens)- Famous music & arts scene- Pub culture is central to social life |
Here are a few must-visit places in the UK, each offering a unique experience you should try during your trip:
| Place | Must-Do Experience | Location |
| Buckingham Palace | Watch the iconic Changing of the Guard ceremony | London |
| City of Bath | Explore the ancient Roman Baths and charming Georgian architecture | Somerset, England |
| Lake District | Hike scenic trails and enjoy the wild beauty of nature | Cumbria, England |
| Westminster Abbey | Marvel at Gothic architecture and centuries of royal history | London |
| Brighton | Enjoy traditional fish and chips by the seaside | East Sussex, England |
| St Paul's Cathedral | Climb to the top for stunning panoramic views of London | London |
| Stratford-upon-Avon | Visit Shakespeare's birthplace and enjoy Tudor-era charm | Warwickshire, England |
| Houses of Parliament & Big Ben | Take a guided tour and see the famous Elizabeth Tower (Big Ben) | London |
| Stonehenge | Discover the mystery of these ancient standing stones | Wiltshire, England |
| Edinburgh | Taste authentic Scottish whisky and explore the historic capital | Scotland |
If you are an Indian citizen planning a trip to the UK, it is essential to understand the visa requirements and choose the right category. Here is a breakdown of the common visa options and how to apply:
| Visa Type | Validity | Purpose / Suitable For |
| Standard Visitor Visa | Up to 6 months | Tourism and leisure, Business meetings, Academic conferences or short study, Medical treatment, Visiting friends and relatives, Marriage or civil partnership, Joining family for short stays, Diplomatic or official visits. |
| Long-term Standard Visitor Visa | 2, 5, or 10 years (each visit max 6 months) | Same purposes as the Standard Visitor Visa. Each visit must still be under 6 months. |
| Marriage Visitor Visa | Usually up to 6 months | Visiting to get married or enter a civil partnership. Cannot switch to another visa type while in the UK |
| Tier 4 (General) Student Visa | Course duration + short grace period | Studying a full-time academic course in the UK. For students aged 16+ |
| Tier 4 (Child) Student Visa | Course duration + short grace period | Studying in the UK (ages 4–17). Must have consent from parents/guardians |
| Permitted Paid Engagement Visa | Up to 1 month | Short-term paid work in a specific role (e.g., guest lecturer, performer). The job must be pre-arranged |
| Tier 2 Sportsperson Visa | Up to 3 years (extendable) | Elite athletes/coaches recognised by the UK governing body. Requires sponsorship |
| PBS Dependent Visas (Partner/Child) | Duration linked to the main visa holder | Accompanying a partner or parent on a qualifying visa. Can work or study depending on visa terms |
To apply for a UK Visa, the very first thing is to get your documents verified. Here is the list of UK tourist visa documents for Indian citizens.
Tip: Buying valid travel insurance for a UK visa is strongly recommended for hassle-free travel.
In case of an emergency, you can get in touch with the Indian Embassy in the UK. The embassy's contact information is provided below.
| EMBASSY | HIGH COMMISSION OF INDIA, LONDON, UNITED KINGDOM |
| Address | India House, Aldwych, London, WC2B 4NA |
| Phone number | 00-44 (0) 20-78369147 |
| [email protected] | |
| Working hours | Monday to Friday from 10 a.m. to 5.30 p.m. |
Here is a list of a few of the UK's international airports along with their locations.
| AIRPORT NAME | LOCATION |
| Birmingham International Airport | Birmingham |
| Bournemouth International Airport | Bournemouth |
| Bristol Airport | Bristol |
| East Midlands Airport | Derby |
| Exeter Airport | Exeter |
| Leeds/Bradford Airport | Leeds |
| Liverpool John Lennon Airport | Liverpool |
| London City Airport | London |
| London Gatwick Airport | London |
| London Heathrow Airport | London |
| London Stansted Airport | London |
| Newquay Cornwall Airport | Newquay |
| Norwich International Airport | Norwich |
| Ringway International Airport | Manchester |
The official currency of the United Kingdom is the British Pound (GBP). Here’s an approximate exchange rate to help you estimate conversions:
Be sure to check the latest rates for the most accurate conversion.
Disclaimer: The plans, services, features, processes, and other details mentioned on this page are subject to availability and change. Baggage cover for up to 5 days in Asia is available for just ₹49 (inclusive of GST) for adults – that's around ₹10 per day. Remember, prices may change, so be sure to check the policy details before deciding. If you have questions, reach out to us at [email protected].
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