Get your TVS Wego bike insured in a simple and hassle-free way!
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The TVS Wego two-wheeler has been around for more than a decade. It is a unisex model that can be used by license-carrying people of any age. The Wego gets frequent updates in terms of looks and performance as well. Buying an adequate TVS Wego bike insurance policy that includes all the major components is fruitful for such a sturdy bike.
The traditional method of buying bike insurance takes a lot of time and effort on the bike owner’s part. However, an online policy is quick, valid, and full of features. Take a look at more reasons for buying bike insurance online.
Getting your bike insured from a traditional insurance company can be time-consuming mainly due to extensive paperwork. This process is eliminated with online insurance as you are required to submit soft copies. Thus, you save a lot of time.
The online process of buying insurance can be done online in the comfort of your home. You don't have to call any agents to your house or personally visit the insurance company. Plus, insurance can be bought at any time irrespective of the opening hours of the insurance company.
Buying insurance cannot be skipped as this is the law in India. One can however choose how much coverage to buy depending upon requirements and budget. The following are the two-wheeler insurance plans available for TVS Wego.
A Third-Party Liability Policy is necessary to comply with the law, as this is the basic policy you are expected to purchase for your bike. It will only cover you against third-party damages like death, injuries, property damage, etc., and will not cover you for the damages that your TVS Wego will suffer.
This is a dual benefit plan and it not only covers third-party expenses but also damages to your bike. Damages arising from accidents, fire, total loss, theft, natural or man-made calamities, etc. are covered under this plan. You can also increase the coverage of this plan with add-ons.
You can understand the coverages of your bike insurance policy by reading the policy document. The following are general inclusions of a two-wheeler insurance policy.
Theft of the insured bike
Fire or explosions
Total loss i.e. a bike damaged beyond repair
Damage from a natural or man-made calamity
Coverage as per add-ons
Some situations are not covered under insurance. Such situations are called exclusions of a bike insurance policy. Here are the general exclusions of bike insurance.
Riding the bike in an intoxicated state
Using the bike for an illegal activity
Damage due to not abiding by the traffic rules
Damage when the insurance policy was not active
Damage outside the geographical limits of the country
Add-ons offer specific coverages and are options to buy with a Comprehensive Bike Insurance Policy. It is advised that one must choose add-ons judicially since they increase the cost of your bike insurance policy.
Personal Belongings - Damage/Theft
Roadside Assistance Cover
Outstation Emergency Cover
Bike Engine Protect
ACKO is one of the fastest-growing bike insurance companies of today’s time. Here the customer is a priority at all times. ACKO aims to eventually eliminate obstacles that customers repeatedly face regarding bike insurance. Here are more reasons to insure your bike at ACKO.
We understand that bikes are more prone to damage than other vehicles. Thus, we offer the benefit of instant settlement for minor damages. Simply raise a claim, we will understand the situation and settle the amount in a few hours.
ACKO does not inspect your bike when you buy a new bike insurance policy or when you renew the existing plan. This results in faster processes and you can get the bike insured within a few minutes.
A bike insurance policy can be bought from a personal device like a phone or a laptop. You don’t have to see an insurance agent or visit the insurance company for this purpose. Buy bike insurance anytime or anywhere.
ACKO follows a simple claim process where you just have to be equipped with the details of the incident. The following steps will help you raise a bike insurance claim at ACKO.
Step 1: Log in to ACKO profile with your registered mobile number
Step 2: Find your bike insurance policy and click “Claim Now”.
Step 3: Upload the documents and any details related to your claim
You will be guided through the next steps about the claim after you submit it through your ACKO profile.
Yes, it will be a good choice to buy a Comprehensive Policy as your bike can get damaged during short rides as well. Plus, there is a possibility of damage from natural or man-made calamities, theft, or fire, etc. The basic Third-party Bike Insurance Policy can prove to be insufficient in such situations.
No, making a claim against an inactive policy is one of the basic exclusions of a bike insurance policy. Please consider speaking to our customer care executive if you are in doubt.
You don’t need any physical documents to raise a claim at ACKO. You will require the soft copies and details of the claim though.
Add-ons increase the cost of your insurance policy, this is why we recommend you to buy only those add-ons that add value to the policy and are suitable to your needs.
Firstly, you will have to bear all the expenses related to your damaged bike and also the third-party liabilities that may arise out of an accident. Secondly, you will have to pay fines and penalties for not following the law since buying bike insurance is mandatory under The Motor Vehicles Act, 1988.