Team AckoApr 12, 2023
Are you planning to visit the capital city of Telangana? A great decision, for what's better than travelling through the City of Pearls? But before you go travelling on the roads in Hyderabad, you should be aware of the number of car accidents in Hyderabad, and how getting an insurance claim can protect you. Read on to know more about it.
Regarded as the capital city of Andhra Pradesh till 2024, Hyderabad is home to several upscale shops and restaurants. This city serves as the central hub for the IT industries in India. Additionally, Hyderabad encompasses historical sites like the Golconda Fort, the Charminar, Qutub Shahi Tombs, etc.
Because of all these places, Hyderabad has become a popular tourist destination in India, especially in the months from October to March. So, if you are also planning to visit Hyderabad in any of the above months, make sure that you remain patient and strictly follow all the traffic rules. Otherwise, a car accident in Hyderabad can become a real possibility for you.
Some roads are covered with potholes and become a catalyst for accidents in Hyderabad. To know more about factors contributing to the rate of car accidents in Hyderabad, keep reading.
Total Number of Accidents
Total Number of Persons Killed
Total Number of Persons Injured
The primary causes behind car accidents in Hyderabad from 2018-2021 included overspeeding, drunk driving, rash driving, driving without seatbelts, jumping red lights, driving while using phones, and driving cars in the wrong lane.
The majority of car accidents in Hyderabad from 2018-2021 occurred between 6 pm-9 pm.
Some factors that played a role in car accidents in Hyderabad were blind spots, animals on the road, dismal condition of the roads, short height of dividers on the roads, etc.
Often, traffic congestion leads to car accidents in Hyderabad. In this scenario, one thing you can do to save yourself is to purchase a car insurance policy from ACKO.
ACKO, being a customer-focused insurance company, offers not one but three types of insurance plans. They are:
Comprehensive car insurance: Suppose that you have an accident. And the other person's car, along with yours, gets damaged. Now, if you have comprehensive car insurance, it will not only provide financial coverage for the damage incurred by your car but also the other person's car.
Third-party car insurance: Suppose that you just had an accident in which either a pedestrian or a person's car ends up damaged. Now, if you have third-party car insurance, it will cover the cost of damages that occurred to that person's vehicle or pedestrian and shield you from the legal consequences of the accident, as well.
Commercial car insurance: A commercial car is a car that carries people or goods from one point to another. In case a commercial car meets with an accident, commercial car insurance will be responsible for covering the cost of damages incurred.
You need to have the following documents to make a car accident claim in Hyderabad at ACKO:
Copy of car insurance policy
Copy of your car's RC (Registration Certificate)
Copy of your driving licence and car keys
Photos of the damaged parts of your car
Original payment receipts and repair bills for your car
FIR (First Information Report) - in case it is required
Fire brigade report - if you have lodged it
Filled and signed claim form
Copy of medical receipts - if you suffer from any injury
In case any one of these documents is missing, your claim request will get rejected.
You can purchase car insurance online at ACKO in Hyderabad by following these steps:
Visit the website of ACKO.
Go to the car insurance section in the dropdown box.
Fill in the required details of your car.
Choose a preferable car insurance plan as well as add-ons.
Pay the premium.
You will shortly receive the insurance policy document in your inbox.
You can also renew your car insurance policy once it expires by following the steps given below.
Login to your ACKO profile with the OTP sent to your registered mobile number.
Give replies to a few questions regarding car insurance renewal.
Review coverage and make the payment to complete the insurance renewal process.
Here is a recap of all the crucial things you should remember about car accidents in Hyderabad and the importance of buying a car insurance policy from ACKO.
Telangana's capital city Hyderabad is home to IT industries, historical sites, and upscale restaurants.
Hyderabad is a popular tourist destination. As a result, the traffic jams in the city become worse between the months of October-March. Thus, increasing the possibility of car accidents in the city.
The primary causes of car accidents in Hyderabad from 2018-2021 consisted of driving drunk, driving over the speed limit, driving while using phones, not wearing seatbelts when driving, etc.
Before you visit Hyderabad - remember to buy a car insurance policy from ACKO so that you can have financial protection - if an accident ever takes place.
To buy car insurance from ACKO - visit ACKO's website, go to the car insurance section, fill in your car's details, choose a preferable insurance plan, and pay the premium to complete the buying process.
The documents you will require to claim insurance for a car accident in Hyderabad are a copy of your driver's licence, car insurance policy document, FIR, etc.
When buying a car insurance policy from ACKO, the following factors can affect your premium:
Capacity of your car's engine
IDV (Insured Declared Value)
Cost of add-ons
Range of your insurance coverage
Age of your car
When purchasing a car insurance policy from ACKO, you can choose from add-ons, like:
Key Replacement Cover
Personal Accident Cover
Zero Depreciation Cover
NCB (No Claim Bonus) Protection
Outstation Emergency Cover
Engine Protection Cover
Roadside Assistance Cover
Return to Invoice Cover
At ACKO, after an accident, in case the claims are minor, they will be settled immediately. However, if the claims are major, they will need a bit more time to settle.
The appropriate time to tell your insurer about your car accident is within 24 hours after the accident occurs.
Under the Motor Vehicles Act of 1998, it is mandatory for every person who owns a car to own a car insurance policy in India.
Some features of a car insurance policy from ACKO include zero paperwork, hassle-free claims, reliable customer support, etc.
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