Mahindra XUV300 Car Insurance

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Car Insurance for Mahindra XUV300

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If you are looking for a comfortable subcompact SUV ride, the Mahindra XUV300 can be a suitable choice. Produced by Mahindra & Mahindra, XUV300 holds a 5-star safety rating from Global NCAP (New Car Assessment Programme). Hence, it is considered one of the safest Indian-made cars in the market. But before getting behind the wheels, you must buy financial coverage for your XUV300. This article will help you buy car insurance online with details related to the XUV300 insurance price and benefits.

Benefits of buying online car insurance for Mahindra XUV300

By purchasing car insurance online, you can obtain the following benefits for your Mahindra XUV300.

Policy comparison

The online presence of insurers allows you to conveniently compare Mahindra XUV300 insurance plans. You can analyse policies based on their coverages, features, and prices before buying.

24*7 availability

You can benefit from different kinds of insurance-related services digitally available 24*7 nowadays. It helps you find information about car insurance whenever needed. Plus, you can raise claims almost instantly without visiting the insurance company.

Quick buy

Digital platforms for insurance have made policy buying an instant and automated process. You can gather all the required details to purchase or renew a car policy almost immediately. This saves from appointment bookings and lengthy paperwork.

Types of car insurance plans for XUV300

Your policy choice will define the Mahindra XUV300 insurance price, coverages and associated benefits. Generally, there are two kinds of plans for Mahindra XUV300 insurance.

Third-party Car Insurance

A Third-party Car Insurance Plan is mandatory in India by law to drive vehicles. The coverage of this policy includes liabilities related to third-party property damages, third-party injuries and death. Thus, if driving the vehicle results in any third-party liability, you receive financial protection with this insurance. However, you don’t get any coverage for the insured XUV300 with this plan.

Comprehensive Car Insurance

A Comprehensive Car Insurance Plan provides dual coverage for your XUV300. It includes a Third-party Liability Cover as well as Own Damage Cover. Hence, your vehicle obtains financial protection in case of accidents, fire/explosion, man-made calamities, natural disasters, etc. You can also purchase add-on covers to include more benefits beyond the basic coverage plan for your car.

Note: When buying your insurance, you must separately buy a PA or Personal Accident cover. It is mandatory for vehicle drivers to have this cover for financial protection against potential temporary/permanent disabilities or death caused by an accident.

What’s covered in Mahindra XUV300 car insurance? (Inclusions)

With Comprehensive Mahindra XUV300 insurance, you obtain coverage in the following situations.

  • Injury to a third party

  • Damages to a third-party property 

  • Death of a third party

  • Accidental damage to the insured XUV300

  • Damage to the vehicle caused by an explosion or fire

  • Damage caused by a man-made calamity (a riot, vandalism, etc.)

  • Damage caused by a natural disaster (flood, cyclone, etc.)

  • Theft of the XUV300

  • XUV300 getting damaged beyond repair

  • Coverages associated with add-on covers

What’s not covered in Mahindra XUV300 car insurance? (Exclusions)

Here are the situations when your Mahindra car insurance won’t provide coverage.

  • Using XUV300 for illegal racing

  • Drinking and driving the vehicle

  • Not following traffic rules 

  • Wear/tear to the car incurred over time

  • Not having valid documents related to XUV300

  • Electrical or mechanical failure in your car

  • Raising a claim for an inactive policy

  • Damaging the vehicle outside the geographical limits defined in the plan

Add-ons for XUV300 car insurance

With adjustments to the Mahindra XUV300 insurance price, you can include these car insurance add-ons for additional coverage. 


The following benefits make ACKO the right choice for vehicle insurance.

Low-cost plans

ACKO is able to provide policies at low costs due to the digital infrastructure that reduces the operating cost. At the same time, the direct-to-customer model saves from agent commissions, adding to the cost-effectiveness of the policies.

Zero paperwork

To purchase or renew car insurance online at ACKO, you don’t need any physical paperwork. The procedure is completely digital and requires only essential details of your XUV300 and previously bought insurance (if applicable).

Pickup and drop service

There is a pickup and drop facility available in select cities in case of repair-related claims. ACKO arranges the pickup of the damaged vehicle from your doorstep. Then it's repaired and delivered back to you within 3 or more working days.

ACKO’s claim process

Raising a claim requires only three simple steps at ACKO.

  • Step 1: Access your ACKO account via the official website or mobile app.

  • Step 2: Find your XUV300 policy and select ‘Claim’.

  • Step 3: Answer questions related to the damages and upload XUV300 images to raise a claim. When registered, the claim settlement is managed by the support team at ACKO. Minor claims generally take less than a few hours to get settled. However, claims for major damages may require a longer period.

Frequently Asked Questions

Here are a few questions answered about XUV300 insurance at ACKO.

How can I renew car insurance online for my XUV300 at ACKO?

The process of car insurance renewal is completely digital at ACKO. You can renew your XUV300 policy via ACKO’s mobile app on your phone or official website. The renewal of the policy requires a few essential details of your vehicle along with information regarding your previous insurance. 

What is the cost of XUV300 insurance at ACKO?

The XUV300 insurance cost depends on various factors such as the type of policy you choose, add-on covers you choose, etc. You can use ACKO’s website or mobile app to obtain a car insurance quote. 

Is an insurance policy required for a second-hand Mahindra XUV300?

A Third-party Insurance Plan is mandatory by law for all vehicles, including the second-hand XUV300. You can buy Third-party Car Insurance online. Along with that, you should also buy an Own Damage cover to protect yourself financially in case your car gets lost, stolen or damaged. You can purchase both Third-party and Own Damage Insurance coverage together with a Comprehensive Insurance Plan.

Car Insurance for Other Mahindra Car Models:

Mahindra XUV500 Insurance Mahindra Thar Insurance Mahindra Bolero Insurance Mahindra Scorpio Insurance
Mahindra XUV700 Insurance Jeep Wrangler Insurance Mahindra e2oPlus Insurance Mahindra KUV100 Insurance
Mahindra Supro Insurance Mahindra Marazzo Insurance Mahindra NuvoSport Insurance Mahindra Verito Insurance
Mahindra Xylo Insurance Mahindra TUV300 Insurance Mahindra Alturas G4 Insurance Mahindra Logan Insurance
Mahindra XUV300 Insurance

About car insurance for Mahindra XUV300

You can buy two kinds of XUV300 insurance: Third-party Car Insurance or Comprehensive Car Insurance. 

A Third-party Car Insurance is mandatory by law and protects you financially against third-party liabilities. These liabilities include third-party property damages, third-party injury or death. However, you can extend the coverage for your vehicle with a Comprehensive Car Insurance Plan. It covers both third-party liabilities and damages to the insured vehicle. Plus, you can further enhance the car insurance with add-ons like Zero Depreciation Car Insurance Cover, Engine Protection Cover, etc. 

Why should you buy a Mahindra XUV300?

Mahindra XUV300 is a feature-packed subcompact crossover SUV with a 5-star Global NCAP safety rating. Its aggressive design looks stylish and delivers an excellent driving experience with its wide and long wheelbase. Moreover, you get this highly safe and stylish car at pretty competitive pricing in the segment. 

Mahindra XUV300 specifications

Here are the Mahindra XUV300 specifications you might want to know.

Parameters Details
Engine (cc) 1497
Power (bhp @ rpm) 115 bhp @ 3750 rpm
Torque (Nm @ rpm) 300 Nm @ 1500-2500 rpm
Gearbox Manual/Automatic
Fuel type Petrol/Diesel
Seating capacity 5
Ground clearance 180 mm
Fuel economy 20 kmpl (ARAI)

Mahindra XUV300 variants: fuel type and ex-showroom price

Below is the table for the Mahindra XUV300 price for each variant.

XUV300 variant Fuel type XUV300 price (ex-showroom, Delhi)
XUV300 W4 Petrol Rs. 7.95 lakhs
XUV300 W4 Diesel Diesel Rs. 9.09 lakhs
XUV300 W6 Sunroof NT Petrol Rs. 9.87 lakhs
XUV300 W6 Sunroof Petrol Rs. 9.99 lakhs
XUV300 W6 AMT Sunroof NT Petrol Rs. 9.99 lakhs
XUV300 W6 Diesel Sunroof NT Diesel Rs. 9.99 lakhs
XUV300 W6 AMT Sunroof Petrol Rs. 10.57 lakhs
XUV300 W6 Diesel Sunroof Diesel Rs. 10.63 lakhs
XUV300 W8 Petrol Rs. 10.64 lakhs
XUV300 W6 AMT Diesel Sunroof NT Diesel Rs. 11.14 lakhs
XUV300 W6 AMT Diesel Sunroof Diesel Rs. 11.28 lakhs
XUV300 W8 Option Petrol Rs. 11.82 lakhs
Xuv300 W8 Diesel Sunroof Diesel Rs. 11.84 lakhs
XUV300 W8 Option Duel Tone Petrol Rs. 11.97 lakhs
XUV300 W8 Option AMT Petrol Rs. 12.48 lakhs
XUV300 W8 Option AMT Dual Tone Petrol Rs. 12.63 lakhs
XUV300 W8 Option Diesel Diesel Rs. 12.64 lakhs
XUV300 W8 Option Dual Tone Diesel Diesel Rs. 12.79 lakhs
XUV300 W8 AMT Optional Diesel Diesel Rs. 13.31 lakhs
XUV300 W* AMT Option Diesel Dual Tone Diesel Rs. 13.46 lakhs

CIN: U66000KA2016PLC138288

IRDAI Registration No: 157

Category: Non-Life Insurance

The use of images and brands are only for the purpose of indication and illustration. ACKO claims no rights on the IP rights of any third parties. The ratings are derived from reviews and feedback received from Google and Facebook users on their respective platforms. | *Savings of upto Rs. 50,000 have been calculated on the IDV of Rs. 18,00,000 and 0% NCB. Amount saved is in comparison to tariff rates. Product name: Private Car Policy - Bundled | UIN: IRDAN157RP0014V01201819 |

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