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Mahindra XUV700 is a performance-driven Sport-utility Vehicle (SUV) designed with world-class features and safety. The burly exterior and sleek design make it a visual treat on the road. But to drive your XUV700 in India, you first need to purchase an insurance plan. The online method of buying a policy will allow you to easily compare Mahindra XUV700 insurance price, benefits and coverage. Read on to know how you can buy or renew XUV700 insurance online.
Buying Mahindra XUV700 insurance online brings the following benefits to the table.
Using the online platform, you can analyse multiple auto insurance policies. The comparison will help you understand the price, services, and benefits of each plan. Hence, the selection of a suitable car insurance plan becomes easier.
The availability of digital platforms for insurance allows you to access services 24x7. It lets you buy or renew policies at your convenience. You can even initiate the claim process instantly with a few steps without booking offline appointments.
The duration of completing insurance-related procedures reduces when you use the online platform. When buying or renewing a policy, you simply need to enter vehicle details and provide previous insurance information (if available).
You can buy or renew two types of XUV700 insurance policies.
You can drive your XUV700 on Indian roads legally only after buying at least a Third-party Insurance Policy. This insurance plan enables you to obtain financial coverage if your car causes any third-party property damage, injury or death. There are penalties set for vehicles driving without a Third-party Insurance Policy as per The Motor Vehicles Act, 1988. However, this policy does not provide any further coverage for your insured XUV700, such as vehicle damage, loss, or theft.
A Comprehensive Insurance Policy provides dual coverage, which includes Third-party Insurance cover as well as OD Insurance (Own Damage) cover. Buying this type of policy protects you financially against third-party liabilities as well as loss or damages to your own vehicle. Thus, you can obtain coverage for your XUV700 against accidental damages, natural/man-made disasters, explosion/fire, etc. At the same time, this policy lets you purchase add-ons to extend the coverage of your car insurance.
Here are all the situations for which you get coverage for XUV700 with a Comprehensive Insurance Policy.
Third-party injury or death
Third-party property damage
Damages to the insured XUV700 due to an accident
Damages to XUV700 caused by explosion or fire
Theft of the XUV700
Damages caused to XUV700 as a result of natural/man-made calamities
Total loss of the XUV700 (damaged beyond repair)
Additional coverage based on purchased car insurance add-ons
Note: Along with the basic insurance policy, you must purchase the PA or Personal Accident cover as an add-on. The PA cover is mandatory as per law and provides financial coverage to the policyholder against permanent or temporary disability or demise caused by a vehicle accident.
Below are the situations when your Comprehensive Insurance Policy won’t offer coverage for your XUV700.
Driving your XUV700 without valid vehicle documents
Neglecting traffic laws while driving
Using the vehicle in illegal racing
Driving in an intoxicated condition
Damages caused by regular wear and tear
Damages caused by electrical or mechanical problems
Damages that incur while driving beyond the geographical boundaries as mentioned in the plan
Raising a claim when the insurance policy is inactive
The following add-on covers will help you extend the coverage of your XUV700 car insurance.
Personal Accident Cover for Passengers
Key Replacement Cover
Zero Depreciation Cover
Outstation Emergency Cover
No Claim Bonus Protection
Return to Invoice Cover
Buying Mahindra car insurance from ACKO results in the following benefits.
ACKO offers low-cost policies by removing the need for middlemen from insurance buying. Our 100% digital infrastructure allows the insurance services to reach directly to the customers via website/app, so you get a low-cost car insurance quote.
In select cities, ACKO offers a pickup and drop service for repair claims. Usually, the delivery after the repair of a vehicle takes 3 working days only. However, severely damaged vehicles may require more time to get repaired and delivered.
There is no physical paperwork involved in the process of buying or renewing auto insurance at ACKO. The online platform requires you to simply provide car details and enter the information of a previous policy (if applicable) to make a purchase.
In order to submit your claim, you need to follow just three simple steps.
Step 1: Visit ACKO’s mobile app or website to log in to your account.
Step 2: Look for your XUV700 policy, then select ‘Claim’.
Step 3: Provide your answers to the damage-related questions along with images of the damaged car to submit your claim.
Once a car insurance claim is submitted, ACKO’s team will discuss the claim with you in detail. The settlement process will be initiated immediately. You won’t have to wait longer than a few hours to receive the settlement amount if the claim is minor. However, the settlement for major claims can require more time based on the repair complexities.
You can purchase Comprehensive Car Insurance or Third-party Car Insurance online from ACKO. A Comprehensive policy includes coverage against third-party liabilities and loss, car theft or damages to your XUV700.
Car insurance renewal is completely online and an instant process at ACKO. You can visit ACKO’s mobile app or website and just enter your XUV700 details, and provide information related to the policy you bought previously to renew insurance. Thus, you can renew XUV700 insurance in just a few minutes.
ACKO has multiple types of add-ons you can purchase for XUV700 insurance. The add-ons include Zero Depreciation Car Insurance Cover, Engine Protection Cover, Outstation Emergency Cover, etc. The Personal Accident Cover is a mandatory add-on as per law, and you must purchase it with your basic policy.
The XUV700 insurance price can differ from insurer to insurer. Moreover, factors such as policy type, add-ons, etc., also change the cost of vehicle insurance. You can visit ACKO’s mobile app or website to get a quote for an XUV700 insurance plan.