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Mahendra Scorpio is one of the “homemade” SUVs that have been constantly dominating the segment in the Indian market. This four-wheeler is preferred for its tough looks and strong performance. This article sheds light on one of the important aspects of buying a car i.e. buying and renewing a Scorpio Car Insurance Policy.
The following benefits will help you understand why buying a car insurance policy online is more fruitful in terms of time and money. In this matter, ACKO helps you get the most out of your Scorpio car insurance policy.
Buying car insurance online is convenient and time-saving because you don't have to carry out extensive paperwork. You can buy or renew your policy without paying a visit to the insurance company. It is also much faster to buy car insurance online.
Digital insurance companies offer instant services and you don't have to wait for long hours to avail of certain services. You can get your car insurance policy instantly from ACKO, without having to apply for a policy like offline insurance.
You are given a soft copy of your car insurance policy when you buy it online from a digital insurance company. Thus, there is no hassle of carrying a physical document. You can easily store your car insurance policy in a digital account called DigiLocker as well.
The car owner can choose from the following types of car insurance plans for their Mahendra Scorpio.
The law expects you to buy at least a Third-party Car Insurance policy. It covers you financially for example third-party injuries, death, or property damage. You also need to buy a separate Personal Accident Add-on with this plan. A Third-party plan is clearly insufficient as it does not cover damages to your Scorpio.
A Comprehensive Car Insurance plan offers a full better cover considering the Own Damage component, i.e. it covers the damages to your Scorpio. You can also customize this plan with add-ons. These are to be bought separately and they offer many value-added services like Roadside Assistance, Engine Protection Cover, and more.
The following coverages would be a part of your Mahindra Scorpio Comprehensive car insurance policy. You can raise a claim in these situations.
Damage from a natural or man-made calamity
Total loss i.e. a car damaged beyond repair
Fire or explosions
Theft of the insured car
Coverage as per add-ons
Personal Accident add-on (to be purchased separately)
Exclusions are conditions laid down by the insurance company in which the policyholder cannot raise a claim. Here is a list of general exclusions of a Scorpio insurance policy.
Damage when the insurance policy was not active
Driving the car in an intoxicated state
Using the car for an illegal activity
Damage due to not abiding by the traffic rules
Damage outside the geographical limit of the country
Add-ons increase the scope or coverages of your Scorpio car insurance policy. Note that buying add-ons will increase the Scorpio insurance price. You can buy the following car insurance add-ons depending upon their availability from ACKO.
Zero Depreciation Cover
Return to Invoice Cover
Key Replacement Cover
Outstation Emergency Cover
No Claim Bonus Protection
Personal Accident Cover for Passengers
ACKO provides a seamless experience while buying, renewing the policy, or while raising a car insurance claim. This is possible thanks to dedicated teams and a complete online experience. Take a look at the following advantages of buying Scorpio insurance from ACKO.
Car repairs from an ACKO-network garage are quick. We offer free pick up and drop-off services. This service is available in many select cities. Since the car is getting repaired in a network garage, you can also avail of cashless service.
Many car owners still believe that claims are a hassle. But not if you are an ACKO customer. Making a claim is as easy as buying groceries online. Simply log in to your ACKO profile and enter the details of your claim. We will take full control once we receive the claim application. You can expect the claim amount without follow-ups.
One of the major hassles after car damage is to arrange for a pick-up. We have you covered for this. We will pick the damaged vehicle depending upon your location and send the car for repairs. Once your car is repaired, we will also drop it at your doorstep. For Free! This service will not increase your Scorpio insurance price.
Making a claim is easy for ACKO customers. All you need is an active internet connection and an internet-enabled device. The following steps will help you raise a car insurance claim against your Scorpio car insurance policy.
Step 1: Download ACKO’s mobile application or visit www.acko.com and log in to your profile.
Step 2: Find your Scorpio insurance plan and click “Claim Now”.
Step 3: Upload the required details related to the claim you are filing.
ACKO will assess your claim and get in touch with you for further details. Please upload any required documents at the earliest opportunity to receive the claim amount faster.
The following answers will help you in case you are wondering about the same questions.
Yes, a third-party liability-only policy is insufficient for you because accidents are unpredictable. They can happen anywhere, at any time. Plus, there are chances that your car may get damaged due to a natural or man-made calamity. Thus, you need a Comprehensive policy.
No, physical or hard copies of documents are not required while raising a claim at ACKO.
ACKO will conduct a car inspection for any possible signs of damages as it was uninsured for a long time. You can buy the policy after getting approval.
Yes, definitely. The Personal Accident Cover for Passengers will help you cover the cost of treating any injuries that your family members or other passengers may suffer from after an accident.
Yes, add-ons increase the cost of insurance and thus one should choose only suitable ones. Add-ons that add value to your insurance plan will help you financially in the long run with respect to car damage or value-added services.