Mahindra XUV500 Car Insurance

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Mahindra XUV500 Car Insurance

Car Insurance for Mahindra XUV500

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The Mahindra XUV500 is a stunning vehicle. If you are a proud owner of this car or want to buy it in the near future, make sure to insure it with a Comprehensive Car Insurance Policy. Buying a good policy is not enough. It needs to be purchased from a responsive insurer as well. Car insurance needs periodic renewal. And choosing a customer-friendly insurer will help you sort your Mahindra XUV500’s insurance requirements in the long run. Read more about how to go about doing so in the following sections.

Importance of Buying Car Insurance for Mahindra XUV500

Here are some pointers highlighting the importance of choosing a Comprehensive Cover for your Mahindra XUV500.

1. Own Damage Cover

The Own Damage Cover is the main component of a Comprehensive Plan. With this cover, you can rest assured that the insurer will insure your car against damages arising out of fire, accidents, calamities. There’s a theft cover as well.

2. Add-ons

The XUV500 is a car that is perfect for road trips and off-roading. These endeavours can be slightly risky in terms of insurance. Thus, cushioning the policy with relevant car insurance add-ons such as Zero Depreciation, Roadside Assistance, etc. can be productive. 

3. Convenience

Accidents and vehicle breakdowns can occur at a time when you are least expecting them. With an insurer by your side, you will have a ‘go-to’ source in case you are involved in a car mishap. You simply need to contact the insurer and follow the process laid out by them to ensure your car is repaired. Without such assistance, you might feel lost and inconvenienced.

Car Insurance Plans for Mahindra XUV500

Primarily, there are two types of car insurance plans available for the Mahindra XUV500 in India. The rest can be a version of the following two plans.

1. Basic Plan

If you are of the opinion that car insurance is not helpful, and it should be purchased just because the law mandates it, then the Third-party Car Insurance Policy can be considered. It offers the liability coverage but does not insure your car if it gets damaged as it does not feature the Own Damage Cover. Here, the XUV500 insurance cost is minimal, the plan cannot be personalised with add-ons, and is not the preferred choice for enhanced coverage.

2. Advanced Plan

A Comprehensive Cover and its other variants such as the Zero Depreciation Car Insurance Policy are better alternatives to the basic plan. They not only offer the cover offered by the basic plan, but they also ensure Own Damage Coverage and the option to pick suitable add-ons to customise your insurance plan.

Add-ons for Mahindra XUV500 Car Insurance

Add-ons are a way to customise your insurance plan. They can cover the exclusions of a plan and be of great help in the form of a service or to receive a higher claim settlement. The key is to buy only those additional covers that add value to you personally as a policyholder. For example, Roadside Assistance is a beneficial add-on for emergency assistance if the car breaks down.

Here’s a list of some of the commonly purchased add-on covers.

What’s Covered in Mahindra XUV500 Insurance (Inclusions)

The inclusions section of a Comprehensive Car Insurance Policy needs to be given special attention while buying or renewing the plan. It features those situations that shall be covered under the said policy. Here are some generic inclusions.

  • The insurer shall cover losses arising due to Third-party Liabilities

  • The insurer shall cover losses arising due to incidents such as fire, flooding, rioting, etc.

  • The insurer shall compensate the policyholder with the Insured Declared Value of the vehicle if it is stolen or damaged beyond repair.

  • If add-on covers are purchased, applicable coverage shall apply.

What’s Not Covered in Mahindra XUV500 Insurance (Exclusions)

Going through the list of exclusions is equally, if not more, important than knowing the list of inclusions. It is the exact opposite of the above-mentioned sections. It features instances where the insurer will not cover the losses. It is crucial to go through this list before purchasing the policy to know the scope of the cover and before applying for a claim to know if the insurer will cover the loss or not. Here’s an overview of the exclusions.

  • The insurer shall cover losses if you hold an invalid policy

  • The insurer shall cover losses arising due to drunk driving

  • The insurer shall cover losses arising if the driver did not follow traffic rules

  • The insurer shall cover losses arising due to regular wear and tear/mechanical breakdowns, etc.

  • The insurer shall cover losses if relevant add-ons are not purchased.

Benefits of Buying ACKO’s Car Insurance Policy for your Mahindra XUV500 Car

Your car deserves nothing but the best when it comes to related services such as a service centre or an insurer. People often visit a manufacturer-authorized service centre to ensure reliability or rely on online reviews and views of friends and family to select one. The same approach can be followed to select an insurer as well. Choose an insurer certified by the Insurance Regulatory and Development Authority of India (IRDAI). Research online and speak to friends about reviews. Here, ACKO has a good record of being customer-friendly. And here’s why.

1. Modern Insurer

Technology has transformed several industries, why should insurance be left behind? Just as you transact online using your smartphone to book tickets, order food, or make payments, you can also do so to insure, claim, and renew your car insurance policy from ACKO.

2. Incredibly Low Premiums

ACKO is a digital-first insurer. Thus, the operating expenses are on the lower side. With a No-Commission model, agent intervention is skipped, and you can buy directly from www.acko.com or from the ACKO app. All this ensures policies are packaged well and offer an overall cost-benefit to policyholders.

3. Ultimate Convenience

Be it buying the plan, availing the services, or renewing the policy, ACKO offers the ultimate convenience. You can purchase and renew a Comprehensive Car Insurance Policy for your Mahindra XUV500 within minutes. With Instant Claim Settlement and 3-day Repairs, ACKO ensures hassle-free car insurance claim settlement.

Claim Procedure

Familiarising yourself with the insurer’s claim process is beneficial before buying the policy and also before raising a claim. The claim process begins by informing the insurer about the damage, sharing details, and then coordinating with the Claims Team to settle the claim.

Here’s an overview of the Claim Procedure at ACKO.

Step 1: Log in to your ACKO account

Step 2: Click ‘Claim Now’ on the policy card

Step 3: Answer a few claim-related questions

Step 4: A Claims Executive will get in touch with you for further processing and claim settlement.

Frequently Asked Questions

Please read ahead to know the answers to some common queries related to Mahindra XUV500 car insurance.

FAQs

1. Is it possible to renew Mahindra XUV500’s Comprehensive Car Insurance Plan from my mobile’s browser?

Yes, you can renew the policy from your mobile browser.

2. Which is the best add-on for Mahindra XUV500?

The utility of add-ons is subjective. For example, if you are someone who wants total convenience if a car breaks down while on the road, a Roadside Assistance is a must. If you are someone who can arrange for car towing then you might not need such an add-on.

3. Do I need to submit documents and fill forms while buying car insurance online?

Buying car insurance online is a simple and straightforward process. For example, while buying a plan from ACKO, you do not have to submit identity proof documents or fill lengthy forms. Yes, you are required to share basic information such as your car’s registration number, your contact information while buying the policy. Usually, the process takes not more than five minutes.

4. Do I need to submit any documents while registering a claim?

Submitting documentation might be required while registering a claim. The exact list of documents will depend upon the type of claim you want to raise. For example, you will be required to submit a First Information Report and a No Trace Report for a car-theft claim. For a claim for damage due to tree fall, such documents are not required.

5. Do I have to renew the insurance policy from the same insurer from whom I purchased it?

No, you have the option to switch your insurer and the insurance plan while renewing the policy. It is best to research online before renewing your policy for digital-first insurers. For example, ACKO is a digital-first insurer that offers incredibly low premiums on car insurance policies along with smooth claim settlement and top-notch insurance-related services.

Car Insurance for Other Mahindra Car Models:

Mahindra XUV500 Insurance Mahindra Thar Insurance Mahindra Bolero Insurance Mahindra Scorpio Insurance
Mahindra Logan Insurance Jeep Wrangler Insurance Mahindra e2oPlus Insurance Mahindra KUV100 Insurance
Mahindra Supro Insurance Mahindra Marazzo Insurance Mahindra NuvoSport Insurance Mahindra Verito Insurance
Mahindra Xylo Insurance Mahindra TUV300 Insurance Mahindra Alturas G4 Insurance

About Car Insurance for Mahindra XUV500

Depending upon your chosen variant, the price of the Mahindra XUV500 is in the range of 13 to 20 lakhs. Such a price range is on the higher side when compared to the average cars’ cost price in the Indian car market.

Usually, the spare parts of an expensive car are also expensive. This is the case with the Mahindra XUV500 as well. Therefore, it is prudent to buy a wide-ranging mahindra car insurance policy for this heavy car. This way, in the unfortunate incident of your XUV500 getting damaged, the insurer will take care of a major part of the repair expenses. In the absence of such a plan, you will end up shouldering the burden of paying hefty repair bills on your own.

Why should you buy a Mahindra XUV500?

The Mahindra XUV500 offers a great mix of style and substance. It is the right vehicle for long journeys thanks to its built. Tough on the outside and luxurious on the inside, the Mahindra XUV500 comes with a bold chrome grille, 2.2L mHAWK engine, and an electric sunroof among other features. Here are some key highlights of the vehicle.

  • Powered driver seat

  • Soft-touch dashboard

  • Enhanced in-car audio

  • Flexible seat configuration

  • Cruise control 

Mahindra XUV500: Specifications, Variants, and Price

Here are the details about Mahindra XUV’s (W11 OPT BS6 Variant) key specifications, variants, and the XUV500 price (ex-showroom cost). Note that cost is subject to change.

Specifications

Suspension rear Multilink type with anti-roll bar
Turning Circle Radius (m) 5.6
Overall width (mm) 1890
Suspension Front McPherson type with anti-roll bar
Overall length (mm) 4585
Overall height (mm) 1785
Tyres P235/60 R18
Max Torque (Nm @ rpm) 360 Nm @ 1750-2800
Gross Vehicle Weight (Kg) 2510
Brakes Front Ventilated Disc & Calliper type
Gear Box 6 Speed synchromesh MT
Engine mHawk155 Diesel Engine, 6th generation electronically controlled Variable Geometry Turbocharger (eVGT) (D)
Cubic Capacity (cc) 2179
Fuel Tank Capacity (Litres) 70
Brakes Rear Disc & Calliper type
Wheelbase (mm) 2700
Max Power kW (hp)@ rpm 114 kW (155 HP) @ 3750

Safety, Technology & Convenience

Tubeless Tyres Side Impact Beams Ecosense Push-button start/stop Reverse Parking Assist Sensors (RPAS) Driver Express-Up window
ABS with EBD Arkamys Sound Electric Sunroof with anti-pinch Projector Headlamps Remote Tailgate Opening Driver Express-Down window
Crumple Zones for Crash Protection Apple CarPlay DIS in-built in infotainment system Micro-Hybrid Technology Smart Key with Remote Door Ajar Lamps
Disc Brakes on all Wheels Glass Embedded Antenna Digital Immobiliser Passive Keyless Entry Rear Demister, Wash & Wipe Cruise Control
Dual Airbags (Driver + Passenger) Voice Messaging System Connected Apps Mahindra BLUE SENSE App Puddle Lamps Camping Lamp
Emergency Call Intelligent Light Sensing Headlamps Android Auto* LED DRLs Power Windows Advanced Intellipark
ESP with Rollover Mitigation Voice Commands & SMS readout Tyre-tronics Brake Energy Regeneration One-touch Lane Change Indicator Tinted Solar-Reflective Glasses
Front Fog-lamps Inbuilt Compass Static Bending Headlamps Convenience Glove Box with Laptop Holder
Hill Hold and Hill Descent Control Electronic Steering Lock Smartwatch Connectivity Steering Mounted Controls Follow-me-Home Headlamps
Side & Curtain Airbags E-Manual Smart Rain Sensing Wipers Reverse Parking Camera with Dynamic Assist Entry Assist Lamp

Variants and Price

Variant Basic Specifications Price in Rs. (Ex-showroom)
W5 2179 cc, Diesel, Manual, 15.1 kmpl 13.60 Lakhs
W7 2179 cc, Diesel, Manual, 15.1 kmpl 14.87 Lakhs
W7AT 2179 cc, Diesel, Automatic, 15.1 kmpl 15.85 Lakhs
W9 2179 cc, Diesel, Manual, 15.1 kmpl 16.58 Lakhs
W9AT 2179 cc, Diesel, Automatic, 15.1 kmpl 17.56 Lakhs
W11 Opt 2179 cc, Diesel, Manual, 15.1 kmpl 18.06 Lakhs
W11 Opt AT 2179 cc, Diesel, Automatic, 15.1 kmpl 19.09 Lakhs

Comparison of Mahindra XUV With Top Cars

This section is all about comparing Mahindra XUV with its competitors based on common specifications and features. Note that these numbers are subject to change. It is best to confirm with the car dealer for precise features.

XUV500 Vs Innova Crysta

Factor XUV500 Innova Crysta
Variant XUV500 W11 Option AT Innova Crysta 2.4 ZX AT
Engine Displacement 2179cc 2393cc
Max Power [email protected] [email protected]
Drive Type FWD RWD
Fuel Capacity 70 Litres 55 Litres

XUV500 Vs Fortuner

Factor XUV500 Fortuner
Variant XUV500 W11 Option AT Fortuner Legender
Engine Type mHawk155 Diesel Engine 2.8 L Diesel Engine
Engine Displacement 2179 cc 2755 cc
Gear Box 6 Speed 6 Speed with Sequential Shift
Drive Type FWD 2WD

XUV500 Vs MG Hector

Factor XUV500 MG Hector
Factor XUV500 W11 Option AT Hector Sharp Diesel MT
Variant mHawk155 Diesel Engine 1.5 L Turbocharged Intercooled
Engine Type 2179 cc 1956 cc
Engine Displacement Automatic Manual
Transmission Tubeless Tyres Radial

XUV500 Vs Tata Harrier

Factor XUV500 Tata Harrier
Variant XUV500 W11 Option AT Harrier Camo XZA Plus AT
Engine Type mHawk155 Diesel Engine Kryotec 2.0 L Turbocharged
Engine Displacement 2179 cc 1956 cc
Fuel Capacity 70 Litres 50 Litres
Mileage (ARAI) 15.1 Kmpl 17 Kmpl

XUV500 Vs TUV 300

Factor XUV500 TUV 300
Variant XUV500 W11 Option AT T10 Opt BSVI
Engine Type mHawk155 Diesel Engine mHawk 100 Diesel Engine
Engine Displacement 2179 cc 1493
Mileage (ARAI) 15.1 Kmpl 18.49 Kmpl
Seating Capacity 7 7
Fuel Capacity 70 Litres 60 Litres

CIN: U66000KA2016PLC138288

IRDAI Registration No: 157

Category: Non-Life Insurance

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