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"DEAL OR NO DEAL?" Yes, Your Kiddo Knows Negotiations Too!

Team AckoFeb 11, 2025

Your child is quite smart at this point and has already started negotiating, especially with you. For instance. when you asked him to finish his last four bites of roti, he resisted with a “No, only one bite." You stared and said “No, three.” To which he might have coolly replied, ”Okay, two then.”

What you need to know
A 4-5 year old has exceptional observation and knows how to get his or her things done. Such negotiation skills are necessary for social graces and will help the little one get along with people better. At the same time, giving in to a child’s demands makes you susceptible to his or her whims and fancies in future.

Contents

Supporting Your Child’s Future with Smart Financial Choices

Being consistent in certain rules and flexible in not-so-important ones makes the child understand their significance. For example, the plate has to be emptied every time, no excuses. Play time should not exceed beyond one hour. While the first rule has to be followed diligently, the second rule is subject to change based on home work or during holidays.

While negotiating with friends, especially on what to play, children tend to lose patience and may end up fighting. Adult intervention helps them understand the need to take turns and accommodate every child’s wish. Your 4-5 year old is no more egocentric although he or she needs to be reassured of the benefits of co-operation and win-win solutions. While there are no hard and fast rules for negotiation, mutual acceptability based on moral grounds is the vital ingredient for sustainable deals.

Supporting Your Child’s Future with Smart Financial Choices

Just as fostering your child’s cognitive, social and creative skills is essential for their success, securing their financial future is equally important. Investing in a life insurance plan, such as a 1 crore term insurance, can provide extensive coverage for your child's education and personal milestones. You can also use a term insurance plan calculator to easily find the right plan, coverage amount and premiums based on your budget and your child’s goals.

Adding term insurance to your financial strategy is a smart and affordable way to provide extensive financial security to your loved ones in today’s ever-evolving world.

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Disclaimer: This content is for informational purposes only, based on industry experience and secondary sources. It is not a substitute for professional advice. Please consult a qualified expert for health or insurance-related decisions. Content is subject to change, refer to current policy wordings for specific ACKO details.

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