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Home / Health Insurance / Articles / Child / Child Development / Your Kiddo Has Already Started Weaving A World Of Fantasy

Your Kiddo Has Already Started Weaving A World Of Fantasy

Team AckoDec 16, 2025

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At this stage, your child’s creativity is developing so much that sometimes he may think that what he believes is the truth. It may seem counterproductive; after all, you don't want to encourage lies, but the best way to handle this is, to relax and enjoy your child's tall tales.

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What you need to know:

Highly embroidered fantasies are generally harmless and part of your 2 year old’s normal development. After all, you read fairy tales to your child. Why shouldn't your child offer some of his own? Until he is 3 or 4, your child isn't really able to distinguish between reality and fantasy. It is impossible for your 2-3 year old to grasp the concepts of lying and telling the truth. Imaginary friends are normal for your kid. Pretend pals are normal and a signal for your child's well-developed imagination. Even when your child blames a misdeed on his 'friend' there is nothing to worry about. From an emotional viewpoint, imaginary friends serve an important purpose: it gives your child a safe way to find out who he wants to be. And that his friend is also there to take the blame for the spilt milk on the floor. 

Planning for Your Child’s Financial Security

The growth and success of your child are not only associated with education and skills; the small decisions you make today as a parent firmly lay the groundwork for your child's secure tomorrow. When it comes to financial security, life insurance is an effective tool. You can choose from various types, such as whole life insurance, endowment plans, ULIPs, term insurance, and more.

You can also opt for a 1 crore term insurance policy, which offers robust coverage at low premiums that fits within your budget. You can also use a term insurance plan calculator to tailor your policy based on your requirements and your child’s goals. Remember, selecting the appropriate plan based on needs is critical so your child has adequate funds to fulfil all their dreams.

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Disclaimer: This content is for informational purposes only, based on industry experience and secondary sources. It is not a substitute for professional advice. Please consult a qualified expert for health or insurance-related decisions. Content is subject to change, refer to current policy wordings for specific ACKO details.

 

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