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Dreaming of exploring China’s iconic wonders from the majestic Great Wall to the vibrant streets of Beijing? Travel Insurance for China isn’t just a formality; it’s your passport to peace of mind. With ACKO Travel Insurance for China from India, you can focus on discovering ancient temples, sampling authentic dim sum, and capturing breathtaking views while we handle the unexpected. Whether it’s a medical emergency, a lost bag, or a delayed flight, ACKO’s got your back every step of the way. Travel smart, travel secure, and make every moment in China truly unforgettable with ACKO by your side.
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Travel insurance for China is a policy that protects you against various financial emergencies while travelling to China. Choosing the right travel insurance is necessary so you are prepared for unforeseen events that may arise while travelling, regardless of where you are going or why.
Travel Insurance includes coverage for hospitalisation due to illness or accident, trip cancellation or rescheduling, flight delays/cancellations, baggage loss or delayed check-in, emergency trip extension, medical evacuation and repatriation of mortal remains in case of death.
China travel insurance is not a mandatory requirement for a visa. However, it is strongly recommended to have travel insurance to cover potential risks like medical emergencies, trip cancellations, and lost baggage during your trip.
There are many types of travel insurance for China in India based on the traveller and trip structure, such as senior citizen, family, business, single-trip, and multi-trip plans. Below is the list of the most common types of travel insurance plans for China:
Single-trip insurance to China covers a single, specific journey from departure to return. Ideal for individuals or families who travel once yearly, it comprehensively includes medical, trip, and baggage covers.
Multi-trip travel insurance plan is a single policy covering all international trips for an entire year. An Annual Multi-trip plan is Perfect for frequent flyers to China, as it saves time and money by eliminating the need to buy insurance repeatedly.
Senior citizen travel insurance coverage offers all the benefits of regular travel insurance. However, the quotes for senior citizens are much higher than regular plans.
Having a family travel insurance plan for kids to seniors can help you prepare financially for medical emergencies, flight cancellations, loss of passports or baggage and more.
Protects individuals on work trips to China against common risks, such as flight delays, baggage loss, and medical emergencies, helping to keep business goals on track.
Buying travel insurance online for your trip to China can provide you with several advantages. Here are six benefits that you can enjoy by purchasing travel insurance for China online from India.
By purchasing China travel insurance online, you can easily access your policy documents and details from anywhere with an internet connection. This makes it easier to manage your policy and make changes as needed.
When you buy travel insurance online, you have access to a wider range of policy options than you might find through a traditional travel agent. This means you can choose the coverage that best suits your specific travel needs.
When you purchase travel insurance online, you have access to all the policy details upfront, including what is covered and what is not. This increased transparency can help you make a more informed decision about the coverage you need.
Nobody wants to pay extra expenses when making a claim. That's why we cover the complete cost up to the selected policy limit, leaving you assured that you won't need to fork out any extra cash in case of an emergency.
At ACKO, you have the flexibility to select the coverage you need, so you can avoid paying for things you don't require. This is an excellent way to save money and guarantee that you're only paying for what matters most to you.
When you're travelling, it's vital to have peace of mind knowing that you can get assistance whenever you need it. That's why we offer insurance support 24/7. You can reach us at any time and from anywhere by a missed call or by sending an email.
We understand that filling out forms can be time-consuming, so we've made the process simple for you. Our digital platform enables you to purchase policies, file claims, and access other insurance-related features without any pesky paperwork. Bid farewell to tedious hours of form-filling!
We believe that everyone deserves excellent value for their money, which is why we offer travel insurance starting at just Rs 8* per day. You may not discover a better deal anywhere else for the peace of mind you merit.
Finally, buying travel insurance for China from India online gives you the flexibility to make changes to your policy quickly and easily, without having to go through a travel agent or other intermediary. This can be especially useful if your travel plans change unexpectedly.
This section provides an overview of the various features and benefits of ACKO's Travel Insurance for those travelling from India to China. However, before purchasing the policy, we suggest that you carefully review the specific policy wordings.
| Features | Benefits |
| Illness-related medical expense reimbursement | If you fall ill during your trip, the policy will provide financial protection against medical expenses. |
| Baggage delay/loss | If your checked-in luggage gets lost or delayed during air travel, you will receive a fixed compensation as per the policy terms. |
| Adventure sports caused injuries | This feature covers injuries related to adventure sports, ensuring that you are protected when trying something daring. |
| COVID-19-related hospitalisation | If you contract COVID-19 during your trip, the policy will cover all the medical expenses incurred due to its treatment. |
| Loss of passport | If you lose your passport during your trip, the policy will provide financial support to replace it (if your policy has this feature). |
| Trip cancellation due to COVID-19 | If you test positive for COVID-19 and need to cancel or reschedule your trip, you will receive compensation as per the policy terms. |
| Trip cancellation and interruption | If the aircraft for your trip gets cancelled, you can claim a specified monetary compensation. |
| Accident-related medical expense reimbursement | If you suffer an injury due to an accident, the policy will compensate you for the medical expenses incurred. |
| Loss of travel fund | If you lose your travel funds or they get stolen, the policy will ensure that you receive sufficient funds to complete your trip. |
| Trip rescheduling | If your flight gets rescheduled, you will receive a fixed sum compensation as per the policy terms. |
| Missed/delayed flight | If you miss a flight, you can claim a lump sum compensation as specified in the policy wordings. |
When deciding whether to purchase travel insurance in China, consider the following factors.
The coverages included in our travel insurance policy for China ensure that you can enjoy a financially secure trip. They include the following.
Our medical travel insurance for China covers hospitalisation, ambulance fees, and other medical expenses up to a policy-specified limit. This ensures that you don't have to worry about the high cost of medical treatment in a foreign country.
Our travel health insurance China covers the cancellation of your trip if you test positive for COVID-19, if you have to quarantine, or if there are other pandemic-related travel restrictions. You can cancel your trip with peace of mind, knowing that you are covered for any financial losses.
If you are hospitalised due to an illness or accident-related injury, our policy covers the cost of bringing a relative from India to China for emotional support and logistics. This coverage provides much-needed emotional support during a difficult time and helps ensure that you have the care and attention you need.
Losing your passport while travelling can be a stressful experience, especially if you are in a foreign country. However, if you happen to misplace your passport while in China, our policy has you covered. We understand the inconvenience and potential expenses involved in obtaining a replacement, which is why we provide coverage for all costs associated with the process.
Our policy is designed to provide peace of mind to passengers who may experience flight cancellations, rescheduling, missed connections, and flight delays. In such cases, we offer fixed monetary compensation that can help alleviate any additional costs or inconveniences caused by these events. Our compensation amount is predetermined and will be provided to you regardless of the cause of the delay or cancellation.
In case your luggage is lost or delayed during your trip, our policy offers a fixed compensation amount to cover the costs of necessary items you may require. We understand the inconvenience and are here to help.
Travelling abroad is about fun, including adventure sports. They're exciting, but come with risks. Our policy covers medical costs for any injuries incurred during these activities, so you can enjoy them without financial worry.
Our policy provides financial compensation and takes care of legal costs if you are found liable for an incident resulting in injury, death, or property damage to a third party.
In the event of your untimely demise during your China trip, our policy ensures that the costs of repatriating your mortal remains back to your hometown are fully covered, providing peace of mind for you and your loved ones.
*Note: The information presented above is not exhaustive. For more precise and comprehensive details, we recommend referring to the relevant policy wordings.
Our objective is to ensure that you fully comprehend the coverage provided by our policy. To assist you with this, we have created a catalogue of situations that are not covered by our China travel insurance policy.
Regrettably, we do not provide coverage in the following circumstances.
To qualify for coverage under our policy, it is crucial to avoid the following.
Although ACKO’s travel policy covers various medical expenses, the following medical costs are not covered by this policy.
*Note: The information presented above is not exhaustive. For more precise and comprehensive details, we recommend referring to the relevant policy wordings.
Based on your travel insurance needs, you can select add-ons.ACKO provides adventure sports injuries and a bounced booking add-on on top of the comprehensive travel insurance
If you're into adventurous activities, our travel insurance plans for China offer coverage up to $500 for hospitalisation caused by such activities.
If you are denied boarding a flight or hotel check-in, ACKO will cover the cost of rebooking under the insurance plan. This is included as an optional benefit in our trip protection policy.
ACKO provides comprehensive travel insurance for China, including coverage for COVID-19. We enhanced our policy during the pandemic to include COVID-related medical benefits.
If the insured person or their travel companion is diagnosed with COVID-19 and has to cancel their trip, ACKO will reimburse you a non-refundable amount of your ticket costs.
If you or your travel companion is diagnosed with COVID-19 and has to cut the trip short, ACKO will reimburse you for the prepaid, non-refundable travel expenses. This is part of our extended trip insurance benefits.
ACKO covers medical expenses, including doctor visits, diagnostic tests, and inpatient treatment, up to your plan's limit if you are hospitalised with COVID-19 outside India.
Buying ACKO's China Travel Insurance is an effortless process that you can complete by following these simple steps.
Visit www.acko.com using either the mobile app or website.
Click on the "Travel" tab and select “China”.
Add the start and end dates of your trip
Fill in traveller details.
Choose the coverage options that best suit your China travel needs.
Pay online to complete the process, and your policy document will be sent directly to your email.
That's all it takes! With ACKO's Travel Insurance Policy for China, you can have peace of mind during your trip, knowing that you are protected against any unforeseen circumstances.
Focus on your journey, knowing that your travel insurance covers the financial risks.
Our customers consistently enjoy the peace of experiencing prompt service, complete transparency, and reliable support precisely when they need it.
To submit your claims with us, please follow the simple three-step procedure outlined below.
Step 1: Start the claims submission process by either sending an email to [email protected] or giving us a missed call on 18338138772 (for US) or on 022-69635374 (for other regions).
Step 2: Collect all the necessary documents required for your particular claim type and provide them to us.
Step 3: Your role in the process is now complete. We will handle your claim request and settle it in accordance with the terms of your policy.
*Note: The duration required to resolve a claim may vary depending on the type of claim. Claims that are more intricate may require more time to process and settle.
To initiate your claim, you must submit the following documents, along with the completed and signed claim form. The specific set of documents required will vary depending on whether your claim is medical or non-medical in nature.
With ACKO, extending your travel insurance policy is just as simple as buying one. If your trip to China is unexpectedly extended, our process ensures uninterrupted coverage.
Follow these steps to extend your coverage:
When choosing the best travel insurance for China, consider what you need it to cover. The different ACKO Travel insurance plans for China include the Standard Plan and the Comfort Plan. Here is an overview to understand the coverage of each plan.
The Standard travel insurance plan by ACKO provides basic, affordable travel protection. It covers accidental/illness medical expenses up to ₹1,000, including pre-existing conditions, OPD, hospital daily allowance, compassionate visits, and emergency stays. Despite lower limits, it covers common issues like trip cancellations, flight delays, baggage problems, or passport loss, ideal for short or budget trips needing core security.
ACKO's Comfort travel insurance Plan offers comprehensive protection and high limits, including up to ₹5 crore for medical expenses (accident/illness), hospitalisation, evacuation, and personal accident benefits. It also covers trip cancellations, delays, baggage loss, and home cover. With up to ₹50 lakh for travel disruptions and automated emergency benefits, this premium plan is ideal for frequent or long-distance travellers seeking complete peace of mind and convenience.
Choosing the best travel insurance for China depends on several key factors that match your travel habits and needs.
When selecting your ACKO International Travel Insurance for China, keep both your budget and potential risks in mind. It's crucial to choose a sum insured that is financially feasible while also being adequate enough to cover any unforeseen circumstances.
Each traveller has unique needs, so it's essential to assess your individual circumstances and choose only the necessary coverage. This will help you save money while ensuring appropriate financial protection for your trip.
Familiarise yourself with the insurer's claim process before purchasing your travel insurance policy. Doing so will enable you to make the most of your policy and quickly make a claim in case of an emergency during your travels.
Here are some fun and useful things you should know before embarking on your China trip.
Here are some fun places you can't miss while visiting China
The best time to visit China is in April, May, September and October. The greatest times to travel to China are in the spring and autumn, when the weather is pleasant and perfect for outdoor exploring.
The ideal months to visit China are April and May if you're seeking for vibrant springtime adventures. You can enjoy a variety of events, such as flower festivals and classical gardens.
On the other hand, September and October would be more suitable for you if you like autumnal colours and milder temperatures. These are the best months to visit the Tiger Leaping Gorge and take in the ethereal views of the Blue Moon Valley since Yunnan Province has its most vibrant colours at this time.
In China, travellers must navigate both local laws and a distinct social culture emphasising respect, hierarchy, and "saving face." It is essential to strictly adhere to state authority and local regulations (including those specific to Tibet) and to refrain from discussing politically sensitive subjects.
Key Points:
If you're intending to visit China, it's crucial to comprehend the various kinds of China visas that are accessible to visitors. Below are the primary kinds of visas that are obtainable.
| S.No. | Visa type | Purpose |
| 1. | Tourist visa (L visa) | This visa is for individuals travelling to China for tourism purposes. |
| 2. | Business visa (M visa) | This visa is for individuals travelling to China for business purposes, such as attending a conference or meeting with clients. |
| 3. | Work visa (Z visa) | This visa is for those who are travelling to China to work for a Chinese employer. |
| 4. | Student visa (X visa) | This visa is for those who are travelling to China to study at a Chinese university or educational institution. |
| 5. | Transit visa (G visa) | This visa is for those who are travelling through China on their way to another country. |
This section lists some of the documents you may require to travel to China.
In case of an emergency during your stay in China, you may utilise the contact details mentioned in the table below to get in touch with the Indian Embassy in China.
| Embassy | Embassy of India, Beijing |
| Address | No. 5, Liang Ma Qiao Bei Jie, Chaoyang District, Beijing, China |
| Phone number | 0086-185-1428-4905 |
| [email protected] | |
| Working hours | 8.30 A.M. to 5.30 P.M. (Monday to Friday) |
| Website | www.eoibeijing.gov.in |
Here is a list of some of the major international airports in China.
Frequently Asked Questions-Travel insurance for China from India
*Disclaimer: The plans, services, features, processes, and other details mentioned on this page are subject to availability and changes. Please check the applicable policy wordings before making any insurance-related decisions.
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