Travel Insurance for Finland

Finland is a dream travel destination for many. Whether you want to immerse yourself in the Northern Lights or visit the Santa Claus Village, Finland is the place to go. So, to make your journey comfortable and avoid emptying your pocket due to unforeseen circumstances, getting travel insurance for Finland becomes essential. For your convenience, this article will provide you with information on ACKO's travel insurance coverage, requirements, buying process, and more if you are planning your next international trip to Finland.

Finland is a dream travel destination for many. Whether you want to immerse yourself in the Northern Lights or visit the Santa Claus Village, Finland is the place to go. So, to make your journey comfortable...
Finland is a dream travel destination for many. Whether you want to immerse...
Buy Finland Travel Insurance at Just ₹10/Day*

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Affordable plans

starting at ₹10/day*

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Instant Claims

9 of 10 claims settled same day

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Edit policies on the go!

Manage trip details on app

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Is Travel Insurance Mandatory for Finland?

Finland is one of the 29 Schengen countries in Europe, and travel insurance is a mandatory requirement for getting a visa to travel there. Having a proper and valid Finland travel insurance plan prevents you from facing any financial pressure in unfortunate incidents.

Finland Visa Travel Insurance Requirements for Indian Citizens - Specifications

The travel insurance requirements for Indian citizens to visit Finland include:

Insurance coverage of a minimum amount of €30,000, which is around ₹27,00,000.

The issued travel insurance for Finland should be valid across all of the 29 Schengen countries in Europe.

Accidents, medical emergencies, medical repatriation, and hospitalisation should all be primarily covered by insurance.

Why Choose ACKO’s Travel Insurance for Finland Visa?

ACKO provides several benefits to customers planning to get a travel insurance plan for Finland. Some of the advantages provided by us are:

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Quick Claim Settlement

The claim settlements are processed very quickly with ACKO. It usually takes only 2 business days for us to complete the whole process. This ensures a quick and hassle-free claims process for our insurance holders.

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Customisable Insurance

Every traveller is different, and to cater to your unique needs, we provide customisable travel insurance for Finland. With add-ons and other features, a trip to Finland as a student, family, businessperson, or solo traveller is made easier.
 

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Cashless Hospitalisation

In case of medical emergencies, such as illness, injuries, or accidents, we provide cashless hospitalisation facilities. With our wide network of hospitals worldwide, cashless hospitalisation is made easy.
 

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No Pre-Medical Check-Up

Many times, pre-medical check-ups take time and postpone your insurance procedure. Well, you do not have to go through that with us. So you can enjoy a hassle-free process of getting a travel insurance plan as soon as possible.
 

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Time and Cost to Purchase

Our online purchase option makes getting insured for your international travel quick. You can get insured within minutes for as low as ₹10/day*, providing affordable coverage for all budgets.
 

What's Covered by ACKO’s Finland Travel Insurance?

When getting Finland travel insurance, you want to get most of what you choose. Here at ACKO, we provide coverage for multiple purposes and needs, such as:

  • In case of flight delays or missed connections, we will reimburse you according to your insurance policy terms.
  • If you lose your passport, we are here to cover your expenses for documentation and the application for a duplicate one.
  • Our travel insurance also provides a hospitalisation allowance and illness expenses in case of accidents or illnesses.
  • We also cover your OPD expenses for medical consultations, tests, and more, as per the policy terms and conditions.
  • Our travel insurance for Finland also provides reimbursements for any kind of emergency extension of stay.
  • If you lose your baggage entirely or partially while travelling, it can cause significant inconvenience. Hence, we provide a fixed payment as per your policy to deal with these circumstances.
  • Our add-ons include coverage for adventure sports, as listed in the policy, and bounced booking coverage.

What's Not Covered by ACKO’s Finland Travel Insurance?

With a range of coverage, there are a few exclusions as well. Our travel insurance for Finland does not cover the following aspects:

  • The expense for the accidents caused under the influence of any drugs or due to self-inflicted injuries.
  • If the insurance holder participates in any kind of illegal activity, their travel insurance will be nullified.
  • In case of any pre-existing medical conditions, coverage is not given.
  • If a person overstays their travel duration to the country or doesn’t have a valid visa, their insurance is void.
  • Travel insurance might not cover a trip despite a terminal medical prognosis or against your doctor’s wishes.
  • If your journey didn’t start and end in India, the insurance would not cover it.

Disclaimer: This list of inclusions and exclusions is not all-inclusive. Please read our policy documents to learn more details.

How To Buy Travel Insurance For Finland?

You can buy travel insurance for Finland by following these four easy steps.

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Choose your destination.

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Enter the start and end dates of your trip.

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Select the kind of coverage you want and customise as per your needs.

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Provide all your details and pay the fee.

After you complete all of these steps, we will instantly generate your travel insurance policy and send it to your email ID.

How to Claim Travel Insurance for Finland?

We provide two options to make a claim for our insurance provider: cashless medical coverage and reimbursement claims for other needs. You can opt for any of these if you need travel insurance for Finland. The process to make each of these claims is as follows:

Cashless Medical Cover Claim

To make a cashless claim in case of any medical emergencies, contact us at [email protected] or give a missed call at 01246174722. We will contact you within minutes and provide a list of our network hospitals nearby where you can receive cashless treatment.

You just visit the hospital, provide your insurance policy document, and leave the rest to us. We will indeed coordinate with the hospital to settle your bills.

Reimbursement Claim for Other Needs

Apart from medical emergencies, situations such as baggage loss, flight delay, and more can also occur. In these kinds of situations, you can file a reimbursement claim. Just contact us at [email protected] or 01246174722 and provide the documents for loss, delay, and so on. 

After our team verifies and processes your claim, it goes for approval. Once you receive the approval, the amount per your insurance policy will be credited directly to your bank account.

Know More About Finland Before Starting Your Trip

Travelling to Finland can be filled with some great experiences if you know the following details about the country:

Finland is best visited in summer, from June to August, which is the peak season. During this period, you can enjoy hiking, kayaking, and exploring the lakes and islands.

For people who enjoy winters, want to go skiing, snowboarding, and snowmobiling, and experience the Northern Lights, you can visit in winter. The months from December to March are the perfect time to experience Finland's winters.

The things that you can do when visiting Finland include:

  1. Experience the beautiful northern lights
  2. Go to a public sauna
  3. Immerse yourself in Nordic design and architecture
  4. Try the local Finnish cuisine
  5. Meet Santa Claus at his office in Rovaniemi in the Arctic Circle
  6. Celebrate the Midnight Sun by lighting bonfires

Finland Visa Types

There are different types of visas that a person can get to visit Finland from India. They include:

Schengen Category C Visa

This visa can be for single, double, or multiple entry. It allows a short-term temporary stay in the country for tourism, business, and more.

Schengen Category A Visa

This is an airport transit visa. It prohibits visa holders from leaving an airport's international transit area.
 

Schengen Category D Visa

This visa category only allows crown applicants. For instance, if a person's residence permit is valid but the Finnish residence permit card is lost or stolen, they can apply for this visa.
 

Visa with Limited Territorial Validity (VLTV)

People with this visa are only allowed to visit the Schengen States specified in the visa. The exclusions are made as per Article 3(5) of the EU Visa Code.
 

Finland Visa: Major Documents

Given below are the required documents for getting a valid visa to visit Finland: 

  • A recent photograph with dimensions of 35 mm x 45 mm and no border.
  • An original passport with a validity of 6 months beyond the last intended departure date from Finland.
  • A suitable Finland travel insurance with a minimum coverage of 30,000 Euros.
  • A flight ticket for visiting Finland as well as a return ticket to India.

Tips To Buy Travel Insurance For Finland Visa From India

Finding the best travel insurance for Finland can be difficult. Here are a few tips to help you select the right travel insurance.

Understand the travel insurance cost required for a Schengen Visa in India.

Always compare different plans before selecting the one that best meets your needs.

Look over the coverage sum and additional benefits your travel insurance policy provides to customise your plan.

Familiarise yourself with the claim process to avoid any kind of future hassle.

Final Words

Getting travel insurance for Finland enables you to get your visa approved without any hassle. And as visiting Finland can be a mesmerising experience, travelling with an adequate insurance plan can offer you peace of mind throughout your journey. However, before buying insurance, you should always compare the plans to maximise your benefits.

Frequently Asked Questions

Find the answers to a few of the frequently asked questions about travel insurance for Finland below:

You can get travel insurance through ACKO for as low as Rs. 10/day* (subject to the selected policy).

Yes, as Finland is a Schengen country, getting travel insurance to visit the country is mandatory.

Travel insurance from ACKO can cover an unexpected medical emergency, lost baggage, delayed flights, and more.

Yes, ACKO provides you with the facility to get your Finland travel insurance online.

You can buy travel insurance after booking your flight and before the journey. It is recommended that you get it as soon as possible.

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Written by Namrata Saha Choudhury

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Reviewed by Lokesh Shetty Author info Icon

She travels with words, bringing places to life. Whether it’s hidden gems or dream destinations, she makes travel feel as exciting on paper as it is in reality. When not writing, you can find her gardening, writing verses, or lost in a Netflix series with a bowl of fruits—especially watermelon!

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