Italy is a country that has some of the most beautiful cities in the world, like Rome, Naples, Tuscany, Venice and more. Its natural landscapes, ancient ruins, and fascinating cuisine and culture attract tourists from all over the world. But did you know that a travel insurance policy is mandatory for visiting Italy? Read ahead to understand why and how you need to buy travel insurance for Italy from India for your trip.
You must purchase travel insurance for Italy for these reasons.
Italy, being one of the Schengen countries, makes travel insurance mandatory to issue a visa to non-European visitors.
Third-party injuries, damage or death can cause financial liabilities.
Checked-in flight baggage may get misplaced and lead to chaos.
A flight may get cancelled or delayed for long durations resulting in financial loss.
You may have to cancel a trip or reschedule it for some urgent reason.
There may be a need for medical attention while travelling.
You may lose your cash, passport or other critical items while travelling.
These are the main features of international travel insurance for Italy.
Italy travel insurance benefits (exact benefits will be as per your policy terms)
Medical emergency coverage
Hospitalisation or daycare coverage if required while travelling to Italy.
Hospitalisation or daycare coverage if required after an accident during the Italy trip.
Flight delay/cancellation coverage
Monetary coverage in relation to cancelled or delayed flights.
Adventure sports coverage
Monetary coverage in relation to injuries after participating in an adventure sport that causes hospitalisation.
Trip rescheduling/cancellation coverage
Monetary coverage in relation to trip cancellation or rescheduling.
Baggage delay/loss coverage
Monetary coverage in relation to the delay or loss of checked-in baggage.
Loss of passport coverage
Monetary coverage in relation to losing your passport.
COVID-19 quarantine coverage
Coverage regarding trip cancellation in relation to COVID-19 quarantine restrictions.
Loss of fund coverage
Monetary coverage associated with loss or theft of travel funds.
The following are the main benefits of buying a travel insurance policy for Italy.
A health-related emergency on a trip to Italy may lead to financial burdens. But you can protect yourself from financial burdens by purchasing a travel insurance plan to cover against accident or illness-related expenses.
Travel baggage contains all your essentials, so you can’t afford to lose it. But if an airline misplaces your luggage, you can have monetary assistance through a travel insurance policy.
On your trip to Italy, you may need financial assistance in case of losing your cash, misplacing your passport, etc. Such scenarios can be covered financially with an Italy travel insurance plan.
What is covered?
What is not covered?
The following situations are usually covered in an Italy travel insurance policy.
Medical emergencies that involve daycare treatment or hospitalisation
Financial loss associated with a flight delay or cancellation
Financial expenses related to accidental treatment requiring daycare or hospitalisation
Financial burden after an airline loses or delays your checked-in baggage
Loss of travel cash in robbery, theft, etc.
Loss of passport resulting in expenses to get a duplicate passport
COVID-19-related restrictions leading to the cancellation of your Italy trip
These are the situations when Italy travel insurance usually won’t offer coverage.
Visiting the country without a valid visa
Travelling to Italy for some medical treatment or consultation
Going on an Italy trip even when you are not fit medically
Death or injury related to suicide or suicide attempt
Loss or damage associated with alcohol influence or some other type of intoxication
Loss or damage when you indulge in criminal activity on your trip
Loss or damage related to indulging in a hazardous activity on your trip
Health issues related to pre-existing medical condition
Health issues related to pregnancy
Note: Please go through the policy document provided by your insurer to understand what is included and not included in your plan.
The following tips will help you buy the best travel insurance for Italy from India.
Look for Italy travel insurance quotes as per your needs.
Pick a suitable sum insured to ensure proper coverage in extreme conditions.
Do not purchase coverage that you don’t need as per your trip itinerary.
Go through the claim procedure to make things easier at the time of raising requests.
These are a few things that will help you on your trip to Italy.
Italy looks astonishing all year round, but the seasons of autumn and spring feel most blissful. In the summer, you will find it too crowded and hot, resulting in higher rates for hotels and other facilities. Similarly, if you go during the winter months, it may feel extremely wet and cold, especially in the northern parts of the country.
Italy has its own charm with a wide range of things you can do on your trip.
There are many historical places like the Colosseum, the Leaning Tower of Pisa, the Roman Forum, etc.
Architecture and art lovers can explore the cathedrals, ancient castles, art galleries, and different museums situated in the city of Rome.
Venice is a beautiful destination for romantic boat rides.
Tuscany is where you can visit the world-famous vineyards.
For a laid-back beach day, you can head to Sardinia or Sicily.
The Gran Paradiso National Park and Mont Avic Regional Park are places where you can have an adventurous encounter with nature with activities like mountain climbing, trekking, etc.
You must not miss authentic Italian pasta and pizza and try cooking classes to learn Italian cuisine on your trip.
People coming to Italy outside of Europe require a Schengen visa. Based on the categories mentioned below, you can apply for a visa to Italy.
Short-term Study Visa
Research C Visa
Family Reunion Visa
The following is the key information for Indians to enter Italy.
A valid visa for Italy
International travel insurance for Italy
A passport in a valid condition
Recently clicked passport photos
Italy is one of the most loved countries among travellers. While it is a tourist-friendly destination, you should note the following for your safety.
Be aware of the weather conditions of the destination you are planning to visit in Italy and prepare accordingly.
Keep an offline map of the destination on your mobile phone to navigate even when there’s no network.
Carry some cash for places where cards aren’t accepted.
Choose official modes of transport to travel within a city and between cities.
Understand the regulations before visiting a religious site.
Here are the contact details of the Indian Embassy in Italy.
Via XX Settembre, 5, Rome, Italy
Travel insurance is mandatory for Italy as it is one of the Schengen countries in Europe.
The cost of travel insurance for Italy will depend on multiple factors like the duration of your trip, coverage type, number of insured travellers, etc.
Depending on the insurance provider you choose, a travel insurance policy will cover the cost of hospitalisation or daycare due to sudden sickness while travelling in Italy.
Disclaimer: The plans, services, features, processes, and other details mentioned on this page are subject to availability and changes. Please check the applicable policy wordings before making any insurance-related decisions. Feel free to reach out to us at [email protected] for any queries.