Are you planning a dreamy getaway to the gorgeous Maldives? Well, before you pack your bags and grab your passport, there's one thing you don't want to forget: travel insurance! While you may be excited to visit this paradise, it's always better to be safe than sorry. In this article, we'll dive into all the details you need to know about Travel Insurance for Maldives from India. Continue reading to find out how to financially secure your vacation so you can enjoy your trip without worries.
If you are unsure whether to purchase Maldives travel insurance, here are a few reasons why you should consider it.
While visiting the Maldives, you may encounter unexpected expenses related to losing your travel money, requiring medical treatment for an accidental injury, or accidentally damaging someone's property. With Maldives travel insurance, you can protect yourself from the financial consequences of such situations.
If you experience a medical emergency during your Maldives trip, it can drain your money. In such cases, having international travel insurance for Maldives trip can be incredibly helpful, as you can file a claim to receive financial assistance for your medical emergency.
The Maldives is a popular tourist destination. However, worries about potential financial losses could put a damper on your trip. By purchasing travel insurance for Maldives from India, you can alleviate these concerns and allow yourself to fully enjoy your travel experience without being burdened by the costs of potential mishaps.
ACKO's online travel insurance Maldives can be purchased in just six easy steps:
Start by visiting www.acko.com or downloading the ACKO app.
Second, choose your destination.
Third, schedule your departure and return.
Complete your and your fellow passengers' information in the fourth step.
Fifth, adapt your safety procedures to your trip.
Your policy will arrive immediately after online payment.
When it comes to insurance, Acko is your best bet due to its ease of use and speed. Acko's Travel Insurance is comprehensive and reasonably priced.
Insuring your trip from India to Maldives will be quick and simple with our help.
Here are a few examples:
Simple & Clear Purchase:
At Acko, we have made insurance simple and transparent. No jargon or hidden surprises—just a simple, in-control process.
Speedy Claim Settlement:
As soon as a claim is submitted, Acko immediately gets to work to resolve it in a way that is both expedient and uncomplicated, so that you can get back to doing the things you love without any worries.
Wide Range of Sum Insured Limit:
We at Acko think it is important to give you choices that work for you. That is why our sum insured options are so flexible; you can pick the policy that best suits your needs.
There will be no cost to you:
You can confidently indulge without worrying about going into debt because there are no out-of-pocket expenses involved in the transaction.
Reasonable in price:
Find competitively priced, comprehensive insurance plans that fit within your budget. ACKO has beginner-friendly vacation packages starting at Rs. 49* for five days.
Take a look at some of the most useful ways our travel insurance plan for Maldives can assist you during your trip.
Worried that travel insurance will be an additional expense for your trip? We are here to tell you to worry no more! The premium for a basic ACKO Travel Policy amounts to Rs. 49* for a five-day trip. That’s about only Rs.10 per trip day!
Not a fan of filling out forms? We’ve got good news for you! ACKO’s purchase and claim process is completely digital! Just head to our website/app to buy policies, raise claims and complete policy renewals; all with just a few clicks.
The fear of contracting COVID-19 is real and the physical discomfort and hefty hospital bills that come with it can be burdensome. If you catch the disease while on your Maldives trip, we will take care of the resulting medical costs.
Can an Indian-based insurer offer claim assistance while you are in a different time zone? Yes! ACKO offers round-the-clock assistance for more than 150+ countries around the world. Just give us a missed call or email us to raise a claim.
Saving money is an important consideration while buying insurance. Given that, when buying from us, we offer you the option of choosing only the coverages you need for your trip. So, choose ACKO, customise your policy, and save your hard-earned money.
What's not covered
ACKO’s Travel Insurance For Maldives Policy offers the following inclusions.
If you, unfortunately, need to be hospitalised in the Maldives and wish for a family member to be next to you during your treatment, just inform us. We will take care of the expenses associated with bringing a family member from India to the hospital in the Maldives.
Loss and delay of luggage
When you travel by flight, you risk the chance of your baggage getting damaged, delayed or lost. If you experience such inconveniences during your Maldives travel, we will financially compensate you for your loss according to the policy terms.
Trip cancellation due to COVID-19
With COViD-19 still going around, some countries mandate observing a few days/weeks of quarantine before permitting entry. If you are stuck in such a situation and it affects your travel plans, we will provide monetary compensation as per your policy terms.
Death and repatriation
If the insured dies while in the Maldives, we will take care of some of the major costs that may result. For instance, we will arrange for the body to be returned to the insured’s family in India and cover the expense of cremation and other death-related costs.
Cancellation and rescheduling of travel
If, due to an unavoidable reason, you cancel your travel plans, we will reimburse your trip expenses. That way, you will have sufficient funds when you decide to reschedule your trip. However, this coverage is applicable only if the reason for your trip cancellation is considered valid under the policy.
If by chance you accidentally hurt somebody in the Maldives or damage their belongings, be sure to offer a sincere apology. But that’s not the only thing you can do or you might be legally required to do. You can offer them financial compensation for their loss by raising a claim with us.
Injuries related to adventure sports
Adventure sports can be fun, but they have their own share of risks. If, during your Maldives trip, you get injured while participating in an adventure sport, we will cover you. This coverage may include hospital stays, surgery and physiotherapy expenses.
Expenses for medical care
All though not a pleasant thought, a medical emergency can arise during your trip to the Maldives. In such an event, if you do not have sufficient travel funds, you may not be able to afford medical care. ACKO’s Travel Policy for Maldives can help you meet these medical costs.
A passport serves as your identification in a foreign country. In fact, possessing it is required by law in most nations. Thus, in the event that you lose your passport, it could lead to legal consequences. Fortunately, in such situations, ACKO’s travel policy can financially help you to get a new one.
Now that we have gone over some of the key inclusions of ACKO Travel Insurance Maldives, here are some of the key exclusions.
You cannot claim financial support against your ACKO Travel Insurance for Maldives form India in the following travel-related scenarios.
If you enter the Maldives without carrying a valid visa.
If the only reason you are visiting the Maldives is to receive medical care.
Travelling even though you are not physically fit for long journeys.
Travelling despite the recommendation of a doctor not to.
You cannot claim monetary support against your ACKO Travel Insurance India to Maldives in the following scenarios.
If your actions were influenced by an intoxicant.
If you have participated in a criminal act.
If you are undertaking risky work like aerial photography, mining, tunnelling, etc.
Your ACKO Travel Insurance India to Maldives does not cover the following medical scenarios.
Complications occurring due to a pre-existing health condition.
If a disability report created by a close relative is submitted as proof for a claim.
Pregnancy-associated medical costs.
Note: The above-mentioned inclusions and exclusions are only for informational purposes. To know the actual coverages, refer to our policy wordings.
Our claim process typically consists of the following easy-to-follow steps.
Medical insurance for cashless treatment:
Give a missed call to 01246174722 or email your request to the id [email protected].
We will send you a list of local hospitals that do not take cash right away.
We will process your claim and settle it as per the policy terms.
For other covers:
Just call 01246174722 or email [email protected].
We will look over your bill or invoice right away.
In a few days, the money should be returned.
Here are some fun and useful things to know before embarking on a trip to the Maldives.
The Maldives is made up of over 1,000 islands, so be prepared for some island hopping!
The official language is Dhivehi, but English is widely spoken, so you should be able to get by without any language barriers.
The currency is Maldivian rufiyaa (MVR). So, make sure to convert your cash before going there.
The Maldives is known for its stunning beaches, clear blue waters, and diverse marine life, so don’t forget your swimsuit!
Remember to pack sunscreen and a hat, as the equatorial sun can be intense.
If you're a foodie, be sure to try traditional Maldivian cuisine like mas huni (a dish made with tuna, coconut, and onions) and garudhiya (a fish soup).
Don't forget to bring a waterproof phone case or camera to capture all the amazing underwater scenery.
The Maldives has a strict no alcohol policy for locals, but resorts are allowed to serve alcohol to tourists. Just be aware that it can be quite expensive.
Finally, be prepared to unwind and relax. The Maldives is a perfect destination for those looking to escape the hustle and bustle of city life and indulge in some well-deserved rest and relaxation.
Here are some of the top places you absolutely have to see during your trip.
Maafushi Island: This island is perfect for those who want to experience the Maldives without breaking the bank. You can enjoy the beautiful beaches and crystal-clear waters, as well as the local culture.
Bioluminescent Beach: Imagine swimming in a sea of stars. The Bioluminescent Beach in the Maldives is a must-see for anyone who wants to experience the magic of nature.
Hanifaru Bay: If you love marine life, you can't miss Hanifaru Bay. This UNESCO Biosphere Reserve is home to an incredible array of marine creatures, including whale sharks and manta rays.
Vaadhoo Island: Another place to witness the magic of nature is Vaadhoo Island, which is famous for its glowing blue beach. It's a truly unique and unforgettable experience.
Hulhumale Island: If you're looking for a more modern experience, Hulhumale Island is a great option. This artificial island is full of hotels, restaurants, and shops, and it's only a short boat ride away from the capital city of Male.
The table shared below lists the different types of visas for Indians visiting the Maldives, along with their respective details.
Up to 60 days
Applicable for Indians visiting the Maldives for tourism.
Up to 60 days
Applicable for Indians visiting the Maldives for business purposes, like attending an exhibition, conference, seminar, etc.
If something goes wrong during your trip and you need immediate assistance, contact the Indian Embassy in Maldives. The following table lists their contact details.
HIGH COMMISSION OF INDIA MALE, MALDIVES
Lot no. 11499 N1 56(E)
Sunday to Thursday from 0930 hrs. to 1300 hrs and 1330 hrs to 1730 hrs
Here are the major international airports in Maldives.
Velana International Airport
Hanimaadhoo International Airport
Gan International Airport, Villa International Airport
Maafaru International Airport
You may be required to produce the following documents for obtaining a Maldives visa.
Hotel booking receipt
Yellow fever vaccination certificate
In this section, we have shared some insider tips on how to buy the best travel insurance for Maldives from India online.
Travel policies usually come with optional coverages. Choosing all of them may not give you any particular advantage while on your Maldives trip. On the contrary, you may be wasting your money. Hence, we recommend that you carefully consider your insurance needs and select only the essential coverages. That way, apart from the cost-saving benefit, you will also have the specific coverages you require on your trip.
Sum insured basically means the most financial support you can extract from an insurance policy. While buying travel insurance, you will be given an option to choose your desired sum insured limit. Make sure you choose a sum insured that both fits into your budget and also covers most mishaps you may encounter while travelling to the Maldives.
The claim procedure encompasses the beginning of a claim up to finally receiving the claim settlement. While buying travel insurance for your Maldives trip, be sure to understand the claim procedure. This will give you an edge when you are in a situation where you need to raise a claim during your trip. You can make a claim request more quickly and get the compensation that is due to you faster if you are aware of the process.
While it's not mandatory, it's highly recommended to have travel insurance when travelling to the Maldives.
ACKO Travel Insurance Maldives covers a variety of things, such as trip cancellations or interruptions, medical emergencies, lost or stolen luggage, and more. Be sure to review your policy’s terms to know the exact coverages.
Yes, ACKO’s Travel Insurance for the Maldives offers an option to include travel medical cover.
Yes, you can choose coverage for specific dates, so you can purchase coverage just for the duration of your trip.
The cost of ACKO Travel Insurance depends on various factors, such as your age, length of trip, and coverage options. The most basic coverage we offer starts at Rs. 49 for a five-day trip.
When choosing a travel insurance policy, be sure to check what's covered, the policy’s limits, and any exclusions or exceptions. Also, consider the provider's reputation and customer service.
It depends on your health insurance policy. Some policies offer international coverage, while others do not. Be sure to check with your insurance provider before travelling.
Disclaimer: The plans, services, features, processes, and other details mentioned on this page are subject to availability and change. Baggage cover for up to 5 days in Asia is available for just ₹49 (inclusive of GST) for adults – that's around ₹10 per day. Remember, prices may change, so be sure to check the policy details before deciding. If you have questions, reach out to us at [email protected].