Are you dreaming of a perfect vacation to the stunning Maldives? Before you start packing and getting your travel documents ready, there's an essential item you shouldn't overlook: travel insurance. Whether it's exploring the serene beauty of the Maldives or enjoying the luxurious overwater bungalows, ensuring your trip is financially protected is crucial. This guide is dedicated to unpacking everything about securing your Maldivian adventure with the right international travel insurance from India, including options for comprehensive international coverage. Read on to learn how to safeguard your journey, allowing you to relish every moment in this paradise worry-free.
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If you are unsure whether to purchase Maldives travel insurance, here are a few reasons why you should consider it.
While visiting the Maldives, you may encounter unexpected expenses related to losing your travel money, requiring medical treatment for an accidental injury, or accidentally damaging someone's property. With Maldives travel insurance, you can protect yourself from the financial consequences of such situations.
If you experience a medical emergency during your Maldives trip, it can drain your money. In such cases, having international travel insurance for Maldives trip can be incredibly helpful, as you can file a claim to receive financial assistance for your medical emergency.
The Maldives is a popular tourist destination. However, worries about potential financial losses could put a damper on your trip. By purchasing travel insurance for Maldives from India, you can alleviate these concerns and allow yourself to fully enjoy your travel experience without being burdened by the costs of potential mishaps.
When it comes to insurance, Acko is your best bet due to its ease of use and speed. Acko's Travel Insurance is comprehensive and reasonably priced.
Insuring your trip from India to Maldives will be quick and simple with our help.
Here are a few examples:
At ACKO, we have made insurance simple and transparent. No jargon or hidden surprises—just a simple, in-control process.
As soon as a claim is submitted, ACKO immediately gets to work resolving it expediently and uncomplicatedly so that you can get back to doing the things you love without any worries.
We at ACKO think it is important to give you choices that work for you. That is why our sum insured options are so flexible; you can pick the policy that best suits your needs.
You can confidently indulge without worrying about going into debt because there are no out-of-pocket expenses involved in the transaction.
Find competitively priced, comprehensive insurance plans that fit within your budget. ACKO has beginner-friendly vacation packages starting at Rs. 49* for five days.
ACKO’s Travel Insurance For Maldives Policy offers the following inclusions.
When you travel by flight, you risk the chance of your baggage getting damaged, delayed or lost. If you experience such inconveniences during your Maldives travel, we will financially compensate you for your loss according to the policy terms.
When you travel by flight, you risk the chance of your baggage getting damaged, delayed or lost. If you experience such inconveniences during your Maldives travel, we will financially compensate you for your loss according to the policy terms.
If you have to cancel your flight because you tested positive for COVID-19 or need hospitalisation while you are in the Maldives, we will pay you according to the terms of your policy.
If the insured dies while in the Maldives, we will take care of some of the major costs that may result. For instance, we will arrange for the body to be returned to the insured’s family in India.
If the insured dies while in the Maldives, we will take care of some of the major costs that may result. For instance, we will arrange for the body to be returned to the insured’s family in India.
If, due to an unavoidable reason, you cancel your travel plans, we will reimburse your flight expenses. That way, you will have sufficient funds when you decide to reschedule your trip. However, this coverage is applicable only if the reason for your trip cancellation is considered valid under the policy.
Adventure sports can be fun, but they have their own share of risks. If, during your Maldives trip, you get injured while participating in an adventure sport, we will cover you. This coverage may include hospital stays, surgery and physiotherapy expenses.
A passport serves as your identification in a foreign country. In fact, possessing it is required by law in most nations. Thus, in the event that you lose your passport, it could lead to legal consequences. Fortunately, in such situations, ACKO’s travel policy can financially help you to get a duplicate one.
*Note: The above-menioned inclusions and exclusions are only for informational purposes. To know the actual coverage, refer to our policy wording.
ACKO's online travel insurance Maldives can be purchased in just six easy steps:
To begin, click here or download our app from Play or App Store
Choose from our standard plan or customise your plan
Give us the dates on which your trip will start and end
Choose the coverage you want
Fill up the details for you and your travel companions
You'll get a quote right away. Pay online to get your coverage right away
Our claim process typically consists of the following easy-to-follow steps.
Here are some fun and useful things to know before embarking on a trip to the Maldives.
Here are some of the top places you absolutely have to see during your trip.
This island is perfect for those who want to experience the Maldives without breaking the bank. You can enjoy the beautiful beaches and crystal-clear waters, as well as the local culture.
Imagine swimming in a sea of stars. The Bioluminescent Beach in the Maldives is a must-see for anyone who wants to experience the magic of nature.
If you love marine life, you can't miss Hanifaru Bay. This UNESCO Biosphere Reserve is home to an incredible array of marine creatures, including whale sharks and manta rays.
Another place to witness the magic of nature is Vaadhoo Island, which is famous for its glowing blue beach. It's a truly unique and unforgettable experience.
If you're looking for a more modern experience, Hulhumale Island is a great option. This artificial island is full of hotels, restaurants, and shops, and it's only a short boat ride away from the capital city of Male.
The table shared below lists the different types of visas for Indians visiting the Maldives, along with their respective details.
| PARAMETER | INFORMATION |
| Stay period | 30 days |
| Entry | Single entry |
| Visa fees | No cost |
| Extension | Up to 60 days |
| Purpose | Applicable for Indians visiting the Maldives for tourism. |
| PARAMETER | INFORMATION |
| Stay period | 30 days |
| Entry | Single entry |
| Visa fees | No cost |
| Extension | Up to 60 days |
| Purpose | Applicable for Indians visiting the Maldives for business purposes, like attending an exhibition, conference, seminar, etc. |
If something goes wrong during your trip and you need immediate assistance, contact the Indian Embassy in Maldives. The following table lists their contact details.
| EMBASSY | HIGH COMMISSION OF INDIA MALE, MALDIVES |
| Address | Lot no. 11499 N1 56(E) |
| Phone number | +960-4004176, +960-4004177 |
| Working hours | Sunday to Thursday from 0930 hrs. to 1300 hrs and 1330 hrs to 1730 hrs |
Here are the major international airports in Maldives.
You may be required to produce the following documents for obtaining a Maldives visa.
In this section, we have shared some insider tips on how to buy the best travel insurance for Maldives from India online.
Travel policies usually come with optional coverages. Choosing all of them may not give you any particular advantage while on your Maldives trip. On the contrary, you may be wasting your money. Hence, we recommend that you carefully consider your insurance needs and select only the essential coverages. That way, apart from the cost-saving benefit, you will also have the specific coverages you require on your trip.
Sum insured basically means the most financial support you can extract from an insurance policy. While buying travel insurance, you will be given an option to choose your desired sum insured limit. Make sure you choose a sum insured that both fits into your budget and also covers most mishaps you may encounter while travelling to the Maldives.
The claim procedure encompasses the beginning of a claim up to finally receiving the claim settlement. While buying travel insurance for your Maldives trip, be sure to understand the claim procedure. This will give you an edge when you are in a situation where you need to raise a claim during your trip. You can make a claim request more quickly and get the compensation that is due to you faster if you are aware of the process.
In this section, we have provided answers to some common questions about travel insurance to Maldives from India.
Disclaimer: The plans, services, features, processes, and other details mentioned on this page are subject to availability and change. Baggage cover for up to 5 days in Asia is available for just ₹49 (inclusive of GST) for adults – that's around ₹10 per day. Remember, prices may change, so be sure to check the policy details before deciding. If you have questions, reach out to us at [email protected].
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Reviewed by Lokesh Shetty 
Acko Technology & Services Private Limited
#36/5, Hustlehub One East, Somasandrapalya, 27th Main Rd, Sector 2, HSR Layout, Bengaluru, Karnataka 560102
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