Renault KWID Car Insurance

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Renault KWID Car Insurance

Car Insurance for Renault KWID

Buying insurance can be slightly overwhelming if you have just bought your Renault KWID and are new to Car Insurance. This article helps you understand various factors related to Renault KWID Car Insurance and how to buy/renew your plan. Let's dive deeper into all you need to know about your Renault KWID Car Insurance Policy.

Benefits of Buying Online Car Insurance For Renault KWID

Take a look at the following benefits of buying your Renault KWID Car Insurance Policy online.

Compare policies

Comparing car insurance plans is highly beneficial if you are looking to buy the best policy available in the market. You can compare the features and cost of your Car Insurance Plan and buy the most suitable one. It will be a tedious process if you try to compare these plans manually, but the same can be easily done online.

Instant Insurance

Getting Car Insurance online is quick, and you will receive the policy instantly. In offline or traditional insurance, this process can take days. Thus, buying the policy at the last minute could result in a long period of being uninsured. There is almost no chance of having no coverage, thanks to instant online car insurance.

24x7 Availability

The "web" is always active, and so is your digital insurer. You can log in to ACKO's website any time of the day or any day of the week to buy the policy or for online car insurance renewal. You can even raise a claim at any time. Thus, online insurance offers 24x7 availability. This might not always be true for offline or traditional car insurance.

Types of Car Insurance Plans for Renault KWID

Following are the main types of Car Insurance Plans for your Renault KWID.

Third-party Liability Plan

A basic, government-mandated cover that offers Third-party Liabilities coverage. For example, consider your car got out of control, and you accidentally hit someone on the road. Now you are liable to pay for their injuries, or in the worst case, compensate their family for death. These expenses are covered under the basic liability plan. Property damage is also covered in this plan. While it does cover Third-party Liabilities, it does not cover your car for damage repair.

Comprehensive Plan

Buying Comprehensive Insurance is not compulsory by law but a logical choice as it offers holistic coverage against multiple liabilities. It covers you with a Third-party plan and an Own Damage component. You also have an option to customise the Comprehensive Policy with useful add-ons like Zero Depreciation, Roadside Assistance, Engine Prospect, and more.

Note: Your Car Insurance quote will change as per the plan you select. The number of add-ons also affects the Renault KWID Car Insurance cost.

What’s Covered in Renault KWID Car Insurance Policy? (Inclusions)

The following situations are covered in a Comprehensive Car Insurance policy of Renault KWID at ACKO.

  • Third-party liabilities

  • Personal Accident Cover (Compulsory separate add-on)

  • Accidental damages

  • Theft of the insured car

  • Total loss, i.e. a car damaged beyond repair

  • Damage from a natural or man-made calamity

  • Fire or explosions

  • Any coverage as per add-ons

The number of coverages will determine the KWID insurance price.

What’s Not Covered in Renault KWID Car Insurance Policy? (Exclusions)

The following situations are not covered in a Comprehensive Car Insurance Policy of Renault KWID at ACKO.

  • Mechanical and electric damage

  • Damage when the insurance policy was not active

  • Regular wear and tear

  • Damage outside the geographical limit

  • Intentional damage

  • Using the car for an illegal activity

  • Damage due to not abiding by the traffic rules

  • Driving the car in an intoxicated state

Exclusions do not affect the KWID insurance price.

Add-ons for Renault KWID Car Insurance Policy

Add-ons help you get additional benefits and value-added services with a Comprehensive Car Insurance Plan. Here are a few provided by ACKO.

  • Roadside Assistance Cover - host of value-added services

  • Personal Accident Cover for Passengers - coverage for injuries/death

  • Consumables Cover - coverage for the cost of consumables like nuts & bolts, filters, etc.

  • Zero Depreciation Cover - no depreciation while calculating claim amount

  • Key Replacement Cover - coverage for lost ket or damaged keyset

  • No Claim Bonus Protection - to keep the NCB cycle intact

  • Engine Protection Cover - coverage for engine damage

  • Outstation Emergency Cover - coverage for damage away from a specific area

  • Return to Invoice Cover - claim amount would be approximately equal to the invoice value of the car

Car insurance add-ons increase the KWID insurance price, thus ensure to buy the ones that are most useful to you.


Take a look at the following benefits of buying your Renault Car Insurance Policy from ACKO.

Low Premium

ACKO provides Vehicle Insurance at a low premium thanks to digital infrastructure and a no-commission business model. Most of our insurance operations are online, with low operational costs and no agent commissions results in low KWID insurance price.

Free Pick-up and Drop

Got into an accident or suffered a car breakdown? Just call ACKO and we will arrange for a free pick-up of the damaged car and doorstep drop. We will take it for repairs at a network garage and notify you.

One-Hour Pick-up

ACKO is highly active in urban areas. We will ensure that your damaged car is picked from the spot within one hour of you calling us. That's our job, and we will do it for you for free.

Claim Process

ACKO ensures a smooth claim process and enables a hassle-free experience. Raising a claim after damage or injuries is very simple. Here are the steps for your reference.

Step 1: Log in to your ACKO profile with your registered mobile number through the app or ACKO's website. 

Step 2: Navigate to your Renault KWID Car Insurance Policy and click on "Claim Now"

Step 3: Upload the necessary documents and submit the car insurance claim.

At ACKO, your car insurance claim for minor damages can also be settled within a few hours. ACKO will get in touch with you for more details.

Frequently Asked Questions

The following are common questions related to Renault KWID Insurance. Please feel free to contact us at [email protected] in case a query is buzzing in your mind.


Will I get NCB on my second-hand Renault KWID?

NCB or No Claim Bonus is a discount that is awarded to the policyholder for not raising claims. You can claim the NCB even for your second-hand Renault KWID, provided you have some balance NCB from your previous Car Insurance Policy.

Why should I buy a Comprehensive Car Insurance Policy for Renault KWID when the Third-party cover meets the legal requirement?

You should consider buying the Comprehensive Car Insurance Policy instead of buying only the Third-party Car Insurance because you will get Own Damage coverage. This allows you to raise a claim in case of damage to your Renault KWID. The Own Damage component is not available under Third-party Liability Insurance.

How much time does it take for the car insurance renewal of Renault Insurance Policy at ACKO?

It takes hardly a few minutes to renew car insurance online. You can log in to your ACKO profile, review the plan, read through the terms & conditions, and make payment to receive your policy instantly. 

Car Insurance for Other Renault Car Models/Variants

CIN: U66000KA2016PLC138288

IRDAI Registration No: 157

Category: Non-Life Insurance

The use of images and brands are only for the purpose of indication and illustration. ACKO claims no rights on the IP rights of any third parties. The ratings are derived from reviews and feedback received from Google and Facebook users on their respective platforms. | *Savings of upto Rs. 50,000 have been calculated on the IDV of Rs. 18,00,000 and 0% NCB. Amount saved is in comparison to tariff rates. Product name: Private Car Policy - Bundled | UIN: IRDAN157RP0014V01201819 |

Trade logo displayed above belongs to ACKO Technology & Services Pvt Ltd and used by ACKO General insurance Limited under License. For more details on risk factors, terms, conditions and exclusions, please read the policy wordings carefully before concluding a sale.