Renault Car Insurance

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Renault Car Insurance

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Car insurance is mandatory to drive a car on Indian roads. In addition to the coverage of legal liabilities, the Comprehensive Car Insurance policy provides coverage for accidental damage to your vehicle. By insuring your Renault, you are at peace knowing that you are financially protected in case of unforeseen liabilities. Read ahead to learn about Renault car insurance and the benefits of buying online car insurance.

Why Choose Online Car Insurance for Renault Cars?
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Mentioned below are primary reasons why you should prefer online Renault insurance compared to the offline mode:

1. Paperless
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Online car insurance is a paperless method. Through this process, you do not have to fill lengthy forms or submit documents to apply for an insurance plan. ACKO’s online car insurance process of buying/renewing the policy can be completed within a few minutes without any paperwork or documentation.

2. Easy and Fast
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Online insurance is available 24/7. You can visit ACKO’s website or app to buy/renew/raise a claim against your car insurance online. You can access the website or app from anywhere and anytime using your internet-enabled smartphone.

3. Transact Directly with ACKO
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With no agents or middlemen to influence your decision, you can buy or raise a car insurance claim against the policy directly with ACKO. You can even pay your Renault insurance renewal online. Due to no middlemen involved, you can buy wider coverage at an affordable cost.

Types of Car Insurance Plans for Renault Cars
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Car insurance plans for Renault vehicles are mainly of two types: Third-party Insurance Policy and Comprehensive Insurance Policy. Below are the coverage details of these car insurance policies:

Third-party Car Insurance Policy
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Third-party Car Insurance provides financial coverage against third-party losses arising due to injury to the third party or damages to their property. This plan is mandatory as per The Motor Vehicles Act, 1988. However, it does not cover damages to the insured vehicle.

Comprehensive Car Insurance Policy
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Comprehensive insurance provides coverage not only against third-party liabilities but it also provides coverage for the insured vehicle through the Own Damage (OD) cover. The OD cover provides financial coverage in case of damages due to an accident, fire, natural calamities, man-made calamities. It also provides coverage for the insured vehicle in case of theft or total loss. You also have the option to buy add-on covers that suit your requirements.

Third-party Insurance Vs Comprehensive Insurance
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Coverage Comprehensive Bike Insurance Third-Party Bike Insurance
Third-party injury or  damages to their property
Accidental damages to the Renault
Damages/losses due to man-made calamities (riots, etc.)
Damages/losses due to natural calamities (floods, etc.)
Theft of the insured vehicle
Personal Accident cover (PA)  ✘ (But mandatory with either one of the plan) ✘ (But mandatory with either one of the plan)
Optional add-ons
Modify sum insured amount (Insured Declared Value) for the Renault car

What’s Covered in Renault Insurance (Inclusions)?

The Comprehensive Car Insurance for your Renault comes bundled with Third-party Insurance and Own Damage cover. Here are the coverage details of the Renault car insurance:

Also, you have to purchase the mandatory Personal Accident (PA) cover along with the Third-Party or the Comprehensive Plan. You can purchase the PA cover while buying or renewing the policy.

What’s Not Covered in Renault insurance (Exclusions)?

Below are the circumstances when the Renault car insurance will not cover liabilities:

Insurance Add-ons for Renault Insurance

Small insurance packages for specific coverage is known as car insurance add-on cover. Here are the add-ons that you can buy along with the Comprehensive Insurance Policy for wider coverage:

List of Add-ons for Renault Insurance
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Here are the details of some of the important add-on covers that you may consider including it with the Comprehensive Plan for your Renault:

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Zero Depreciation Cover
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The depreciation of the motor parts being replaced is not considered while settling claims based on the terms and conditions of this add-on. With the depreciation not being considered, you get the maximum compensation during the claim settlement.

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Consumables Cover
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Consumables items such as bolts and nuts, engine and gearbox oil, screws and lubricants and among others are covered under this add-on. Consumables items are not covered under the basic plan.

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No Claim Bonus (NCB) Protection Cover
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Under this add-on even if you raise a claim during the policy period, the NCB is protected so that you can take advantage of the discount while renewing the policy.

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Engine Protection Cover
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The basic plan does not cover damages to the engine arising due to water ingression or oil leakage. This add-on will provide coverage in case of engine and gearbox damages.

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Roadside Assistance Cover
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In case of an emergency breakdown, you can avail of emergency towing service, fuel fill, minor repairs and other such roadside assistance.

Benefits of Buying ACKO Car Insurance Policy for Renault Cars:
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Below are the benefits of ACKO Renault insurance for your vehicle:

1. Hassle-Free Digital Experience
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Whether you want to buy/renew car insurance or raise a claim against the policy, visit our website www.acko.com or download the ACKO app to process your request instantly. Enter a few details of your Renault car and insure your vehicle within a few minutes.

2. Easy Claims
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At ACKO, you can file a claim against your policy online and there is no need for any paperwork. Simply log into your account through our website or mobile app, upload the pictures of the damages to file a claim. In case of minor damages, ACKO will settle the claim through an instant on-account fund transfer so that you can repair the damages at any garage of your choice. For major damages, ACKO will pick up your vehicle, repair it at a network garage and deliver it back to you in three days.

3. Low-Premium Car Insurance Plans
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ACKO is a new-age digital insurance company; hence, all services are online. There are no agents or middlemen so that you can transact with ACKO directly. Since we operate in a 100% digital environment and there are no agents, we are able to reduce our operational costs. The savings are then passed on to you as low-cost car insurance plans.

4. Get Guidance from Our Insurance Experts
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You can visit our website or smartphone app to learn about vehicle insurance and its benefits. For more help, you can speak to our insurance experts, who are happy to help you with any queries related to purchases, renewals or claims.

5. Take Advantage of Discounts and Offers
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ACKO provides discounts and offers on special occasions and festivals. You can take advantage of the discount to avail low-cost car insurance for your Renault.

Claim Procedure

Filing a claim against your policy is not difficult and complicated. ACKO’s digital environment helps you raise claims within a few minutes without any paperwork. Here are the steps to raise a claim against your Renault car insurance from ACKO:

Frequently Asked Questions
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Here are a few important questions about online car insurance:

FAQs

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1. What is the Claim Settlement Ratio (CSR) of ACKO for claims related to Renault car insurance?

The CSR calculation is based on all claims settled by the insurance company. It is difficult to segregate the ratio for Renault car insurance. ACKO’s overall car CSR for the financial year 2019-20 was 98%. For more details, you can reach out to our customer care team.

2. How to buy ACKO car insurance for my Renault vehicle?

Visit ACKO car insurance or download the mobile app to buy Comprehensive Car Insurance for your Renault vehicle instantly.

3. What documents are required to insure my car from ACKO?

With ACKO, you do not have to submit any documents. The process is completely paperless. You can also renew the policy without any paperwork. You can buy or renew the plan or file a claim against your policy by visiting our website or downloading the smartphone app.

4. Which type of car insurance policy is suitable for Renault cars?

The Comprehensive Cover for your Renault cars is an excellent choice for complete coverage since it comes bundled with Third-Party Cover and Own Damage Cover. You can also buy the Zero Depreciation add-on cover to enhance your plan.

5. How to know the cost of car insurance for my Renault car online?

You can get free car insurance quotes by visiting ACKO’s car insurance premium calculator.

Car Insurance for Renault Car Models