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Car Insurance for Renault

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Car insurance is mandatory to drive a car on Indian roads. In addition to the coverage of legal liabilities, the Comprehensive Car Insurance policy provides coverage for accidental damage to your vehicle. By insuring your Renault, you are at peace knowing that you are financially protected in case of unforeseen liabilities. Read ahead to learn about Renault car insurance and the benefits of buying online car insurance.

Why Choose Online Car Insurance for Renault Cars?

Mentioned below are primary reasons why you should prefer online Renault insurance compared to the offline mode:

1. Paperless

Online car insurance is a paperless method. Through this process, you do not have to fill lengthy forms or submit documents to apply for an insurance plan. ACKO’s online car insurance process of buying/renewing the policy can be completed within a few minutes without any paperwork or documentation.

2. Easy and Fast

Online insurance is available 24/7. You can visit ACKO’s website or app to buy/renew/raise a claim against your car insurance online. You can access the website or app from anywhere and anytime using your internet-enabled smartphone.

3. Transact Directly with ACKO

With no agents or middlemen to influence your decision, you can buy or raise a car insurance claim against the policy directly with ACKO. You can even pay your Renault insurance renewal online. Due to no middlemen involved, you can buy wider coverage at an affordable cost.

Types of Car Insurance Plans for Renault Cars

Car insurance plans for Renault vehicles are mainly of two types: Third-party Insurance Policy and Comprehensive Insurance Policy. Below are the coverage details of these car insurance policies:

Third-party Car Insurance Policy

Third-party Car Insurance provides financial coverage against third-party losses arising due to injury to the third party or damages to their property. This plan is mandatory as per The Motor Vehicles Act, 1988. However, it does not cover damages to the insured vehicle.

Comprehensive Car Insurance Policy

Comprehensive insurance provides coverage not only against third-party liabilities but it also provides coverage for the insured vehicle through the Own Damage (OD) cover. The OD cover provides financial coverage in case of damages due to an accident, fire, natural calamities, man-made calamities. It also provides coverage for the insured vehicle in case of theft or total loss. You also have the option to buy add-on covers that suit your requirements.

Third-party Insurance Vs Comprehensive Insurance

Coverage Comprehensive Bike Insurance Third-Party Bike Insurance
Third-party injury or  damages to their property
Accidental damages to the Renault
Damages/losses due to man-made calamities (riots, etc.)
Damages/losses due to natural calamities (floods, etc.)
Theft of the insured vehicle
Personal Accident cover (PA)  ✘ (But mandatory with either one of the plan) ✘ (But mandatory with either one of the plan)
Optional add-ons
Modify sum insured amount (Insured Declared Value) for the Renault car

What’s Covered in Renault Insurance (Inclusions)?

The Comprehensive Car Insurance for your Renault comes bundled with Third-party Insurance and Own Damage cover. Here are the coverage details of the Renault car insurance:

  • Damage to the Renault due to accidents.

  • Losses due to third-party injuries or damages to third-party property.

  • Losses or damage due to natural calamities (flooding, storms, earthquake).

  • Losses or damage due to man-made calamities (vandalism, riots).

  • Loss due to theft of the car or in case the damage is beyond repair.

  • Losses or damage due to an explosion or fire.

Also, you have to purchase the mandatory Personal Accident (PA) cover along with the Third-Party or the Comprehensive Plan. You can purchase the PA cover while buying or renewing the policy.

What’s Not Covered in Renault insurance (Exclusions)?

Below are the circumstances when the Renault car insurance will not cover liabilities:

  • Losses or damages while driving the Renault car without a valid Driving License (DL).

  • Losses or damages due to regular wear and tear of the motor vehicle.

  • Losses or damages due to electrical/mechanical failure of the insured vehicle.

  • Losses or damages caused while driving the insured car in an inebriated state.

  • Losses or damages caused outside the specified geographical limits.

  • Losses or damages caused due to reckless driving.

Insurance Add-ons for Renault Insurance

Small insurance packages for specific coverage is known as car insurance add-on cover. Here are the add-ons that you can buy along with the Comprehensive Insurance Policy for wider coverage:

List of Add-ons for Renault Insurance

Here are the details of some of the important add-on covers that you may consider including it with the Comprehensive Plan for your Renault:

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Zero Depreciation Cover

The depreciation of the motor parts being replaced is not considered while settling claims based on the terms and conditions of this add-on. With the depreciation not being considered, you get the maximum compensation during the claim settlement.

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Consumables Cover

Consumables items such as bolts and nuts, engine and gearbox oil, screws and lubricants and among others are covered under this add-on. Consumables items are not covered under the basic plan.

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No Claim Bonus (NCB) Protection Cover

Under this add-on even if you raise a claim during the policy period, the NCB is protected so that you can take advantage of the discount while renewing the policy.

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Engine Protection Cover

The basic plan does not cover damages to the engine arising due to water ingression or oil leakage. This add-on will provide coverage in case of engine and gearbox damages.

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Roadside Assistance Cover

In case of an emergency breakdown, you can avail of emergency towing service, fuel fill, minor repairs and other such roadside assistance.

Benefits of Buying ACKO Car Insurance Policy for Renault Cars:

Below are the benefits of ACKO Renault insurance for your vehicle:

1. Hassle-Free Digital Experience

Whether you want to buy/renew car insurance or raise a claim against the policy, visit our website www.acko.com or download the ACKO app to process your request instantly. Enter a few details of your Renault car and insure your vehicle within a few minutes.

2. Easy Claims

At ACKO, you can file a claim against your policy online and there is no need for any paperwork. Simply log into your account through our website or mobile app, upload the pictures of the damages to file a claim. In case of minor damages, ACKO will settle the claim through an instant on-account fund transfer so that you can repair the damages at any garage of your choice. For major damages, ACKO will pick up your vehicle, repair it at a network garage and deliver it back to you in three days.

3. Low-Premium Car Insurance Plans

ACKO is a new-age digital insurance company; hence, all services are online. There are no agents or middlemen so that you can transact with ACKO directly. Since we operate in a 100% digital environment and there are no agents, we are able to reduce our operational costs. The savings are then passed on to you as low-cost car insurance plans.

4. Get Guidance from Our Insurance Experts

You can visit our website or smartphone app to learn about vehicle insurance and its benefits. For more help, you can speak to our insurance experts, who are happy to help you with any queries related to purchases, renewals or claims.

5. Take Advantage of Discounts and Offers

ACKO provides discounts and offers on special occasions and festivals. You can take advantage of the discount to avail low-cost car insurance for your Renault.

Frequently Asked Questions

Here are a few important questions about online car insurance:

FAQs

1. What is the Claim Settlement Ratio (CSR) of ACKO for claims related to Renault car insurance?

The CSR calculation is based on all claims settled by the insurance company. It is difficult to segregate the ratio for Renault car insurance. ACKO’s overall car CSR for the financial year 2019-20 was 98%. For more details, you can reach out to our customer care team.

2. How to buy ACKO car insurance for my Renault vehicle?

Visit ACKO car insurance or download the mobile app to buy Comprehensive Car Insurance for your Renault vehicle instantly.

3. What documents are required to insure my car from ACKO?

With ACKO, you do not have to submit any documents. The process is completely paperless. You can also renew the policy without any paperwork. You can buy or renew the plan or file a claim against your policy by visiting our website or downloading the smartphone app.

4. Which type of car insurance policy is suitable for Renault cars?

The Comprehensive Cover for your Renault cars is an excellent choice for complete coverage since it comes bundled with Third-Party Cover and Own Damage Cover. You can also buy the Zero Depreciation add-on cover to enhance your plan.

5. How to know the cost of car insurance for my Renault car online?

You can get free car insurance quotes by visiting ACKO’s car insurance premium calculator.

Car Insurance for Renault Car Models

  • Renault KWID Insurance

  • Renault Kiger Insurance

  • Renault Triber Insurance

  • Renault Duster Insurance

About Car Insurance for Renault Cars

To stay financially protected during unforeseen accidents, car insurance is a must for your Renault. Apart from a legal requirement by insuring your vehicle with Third-party Car Insurance, you need to be financially protected in case your vehicle sustains damages. This can be due to accidents, natural/man-made calamities or theft of the vehicle.

For complete coverage, you must insure your car with the Comprehensive Car Insurance as it includes both the mandatory Third-party Cover and the Own Damage Cover, the latter covering the damages/losses to your vehicle. You also have the option to include car insurance add-ons that add value to the standard plan. For complete financial protection, it is suggested that you buy a Comprehensive Plan to cover your losses to your vehicle as well as third-party losses.

Why Should You Buy Renault Cars?

Renault is a well-established French car manufacturer and an automotive giant across the globe. It focuses on producing adventure-style cars in the family segment with vehicles in different sizes such as hatchbacks, SUVs, MUVs, etc. They are known for their affordable city and family cars that are well-built and great to drive.

Renault in India saw success through the popularity of the Duster compact SUV, which is considered a benchmark in the compact SUV segment. Now, it has a car for every need. You have the Renault Triber, an MPV, that is affordable and is a great family car and can seat more than 6 persons. There is the Renault Kiger, a sub-compact SUV that is feature-rich and affordable at the same time. The Renault Kwid is a hatchback that is affordable and is loaded with features that competitors seldom offer.

If you are looking for an affordable family car, consider any of the Renault models currently available in the country. They are feature-rich, easy on the pocket and are stylish to look at.

Renault Kiger Specifications

Listed below are the specifications of the Renault Kiger sub-compact SUV:

Engine (cc) 1.0-litre Petrol
Fuel Type Petrol
Power (PS) 72/100
Torque (Nm) 96/160/152
Gearbox MT/AMT/CVT
Seating Capacity 5
Boot Space (litres) 405
Fuel Tank Capacity (litres) 40
Steering System Electric

Renault Triber Specifications

Listed below are the specifications of the Renault Triber MPV:

Engine (cc) 1.0-litre Petrol
Fuel Type Petrol
Power (PS) 72
Torque (Nm) 96
Gearbox 5-Speed Manual/AMT
Seating Capacity 44383
Boot Space (litres) 84
Fuel Tank Capacity (litres) 40
Steering System Electric

Renault KWID Specifications

Listed below are the specifications of the Renault KWID small hatchback:

Engine (cc) 0.8/1.0-litre Petrol
Fuel Type Petrol
Power (PS) 54/68
Torque (Nm) 72/91
Gearbox 5-Speed Manual/AMT
Seating Capacity 5
Ground Clearance (mm) 184
Fuel Tank Capacity (litres) 28
Steering System Electric

Renault Duster Specifications

Listed below are the specifications of the Renault Duster compact SUV:

Engine (cc) 1.3-litre Turbo Petrol/1.5-litre Petrol
Fuel Type Petrol
Power (PS) 156/106
Torque (Nm) 254/142
Gearbox 6-Speed Manual/CVT
Seating Capacity 5
Boot Space (litres) 475
Fuel Tank Capacity (litres) 50
Steering System Electric

Models, Fuel Type and Ex-Showroom Price of Renault Cars

Renault in India retails different types of four-wheelers. They include small hatchbacks, sub-compact SUVs, MPVs and compact SUVs. Here are the Renault car price, fuel type of the Renault models:

Variants of Renault Cars Gearbox Fuel Type Ex-Showroom Price (Rupees in Lakhs)*
Renault Kiger 1.0 RXE Energy Manual Petrol Rs. 5.45
Renault Kiger 1.0 RXE Energy Dual Tone Manual Petrol Rs. 5.62
Renault Kiger 1.0 RXL Energy Manual Petrol Rs. 6.14
Renault Kiger 1.0 RXL Energy Dual Tone Manual Petrol Rs. 6.31
Renault Kiger 1.0 RXL Energy AMT Petrol Rs. 6.59
Renault Kiger 1.0 RXT Energy Manual Petrol Rs. 6.60
Renault Kiger 1.0 RXL Energy Dual Tone AMT Petrol Rs. 6.76
Renault Kiger 1.0 RXT Energy Dual Tone Manual Petrol Rs. 6.77
Renault Kiger 1.0 RXT Energy  AMT Petrol Rs. 7.05
Renault Kiger 1.0 RXL Turbo Manual Petrol Rs. 7.14
Renault Kiger 1.0 RXT Energy Dual Tone AMT Petrol Rs. 7.22
Renault Kiger 1.0 RXL Turbo Dual Tone Manual Petrol Rs. 7.31
Renault Kiger 1.0 RXZ Manual Petrol Rs. 7.55
Renault Kiger 1.0 RXT Turbo Manual Petrol Rs. 7.60
Renault Kiger 1.0 RXZ Energy Dual Tone Manual Petrol Rs. 7.72
Renault Kiger 1.0 RXT Turbo Dual Tone Manual Petrol Rs. 7.77
Renault Kiger 1.0 RXZ Energy AMT Petrol Rs. 8.00
Renault Kiger 1.0 RXZ Dual Tone AMT Petrol Rs. 8.17
Renault Kiger 1.0 RXZ Turbo Manual Petrol Rs. 8.55
Renault Kiger 1.0 RXT Turbo CVT Petrol Rs. 8.60
Renault Kiger 1.0 RXZ Turbo Dual Tone Manual Petrol Rs. 8.72
Renault Kiger 1.0 RXT Turbo Dual Tone CVT Petrol Rs. 8.77
Renault Kiger 1.0 RXZ Turbo CVT Petrol Rs. 9.55
Renault Kiger 1.0 RXZ Turbo Dual Tone CVT Petrol Rs. 9.72
Renault Triber RXE Manual Petrol Rs. 5.30
Renault Triber RXL Manual Petrol Rs. 6.00
Renault Triber RXL AMT Petrol Rs. 6.50
Renault Triber RXT Manual Petrol Rs. 6.55
Renault Triber RXT AMT Petrol Rs. 7.05
Renault Triber RXZ Manual Petrol Rs. 7.15
Renault Triber RXZ Dual Tone Manual Petrol Rs. 7.32
Renault Triber RXZ AMT Petrol Rs. 7.65
Renault Triber RXZ Dual Tone AMT Petrol Rs. 7.82
Renault KWID STD 0.8 Manual Petrol Rs. 3.13
Renault KWID RXE 0.8  Manual Petrol Rs. 3.83
Renault KWID RXL 0.8 Manual Petrol Rs. 4.13
Renault KWID Neotech 0.8 Manual Petrol Rs. 4.30
Renault KWID RXL 1.0 Manual Petrol Rs. 4.35
Renault KWID RXT 1.0 Manual Petrol Rs. 4.43
Renault KWID Neotech 1.0 Manual Petrol Rs. 4.52
Renault KWID RXL 1.0 AMT Petrol Rs. 4.72
Renault KWID RXT 1.0 (O) Manual Petrol Rs. 4.73
Renault KWID Neotech 1.0 AMT Petrol Rs. 4.84
Renault KWID Climber (O) Manual Petrol Rs. 4.94
Renault KWID RXT (O) 1.0 AMT Petrol Rs. 5.10
Renault KWID Climber (O) AMT Petrol Rs. 5.32
Renault Duster RXS 1.5 Manual Petrol Rs. 9.57
Renault Duster RXZ 1.5 Manual Petrol Rs. 10.17
Renault Duster RXE 1.3 Turbo Manual Petrol Rs. 10.89
Renault Duster RXS 1.3 Turbo Manual Petrol Rs. 11.67
Renault Duster RXZ 1.3 Turbo Manual Petrol Rs. 12.27
Renault Duster RXS 1.3 Turbo CVT Petrol Rs. 13.27
Renault Duster RXZ 1.3 Turbo CVT Petrol Rs. 13.87

CIN: U66000KA2016PLC138288

IRDAI Registration No: 157

Category: Non-Life Insurance

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