Toyota Yaris Car Insurance: Buy/Renew Yaris Car Insurance

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The Toyota Yaris is a subcompact car known for its reliable performance, advanced features and spacious interior. The vehicle offers a pleasing driving experience with its automatic transmission and excellent steering. But you must purchase motor insurance and renew it on time to financially protect your vehicle against any potential damages or loss. This article contains information on Toyota Yaris car insurance to help you purchase or renew a policy online.

Benefits of buying online car insurance for Toyota Yaris

Below are the benefits of buying Toyota Yaris car insurance online.

Policy comparisons

The digital presence of insurers allows you to pick a suitable Yaris car insurance online through comparison. Using the online platform, you can compare the coverages, features, and services associated with multiple policies to make an informed purchase decision.

24x7 availability

Whether you want to browse through policies, buy/renew or raise a claim, all can be done at any given time. The online platform offers a 24x7 presence of insurance-related information and services. Thus, you don’t have to physically visit insurance offices for every requirement.

Quick process

The process of buying or renewing vehicle insurance is easier and faster online than offline. Instead of scheduling appointments and waiting for callbacks, you can buy/renew a policy instantly online. All you need is a smartphone with internet access to initiate any insurance-related procedure.

Types of car insurance plans for Toyota Yaris

The Yaris insurance cost and features depend on the type of insurance plan you choose.

Third-party Insurance Policy

A Third-party Car Insurance Policy is the minimum insurance requirement for a motor vehicle to drive in the country. The Motor Vehicles Act, 1988 mandates this type of insurance plan to cover the insured vehicle against third-party liabilities. These third-party liabilities include damages to a third party property, injury to a third party or death of a third party caused by the insured vehicle. However, this policy does not cover any potential damages, loss or theft of the insured Yaris.

Comprehensive Insurance Policy

To combine the Third-party coverage with the Own Damage (OD) cover, you can purchase a Comprehensive Insurance Policy. The OD cover provides coverage in case the insured Yaris gets damaged, stolen or lost due to an accident, disaster (natural/man-made), explosion, fire, etc. This type of policy also allows the ability to include coverage-specific add-ons to extend the benefits and services of the insurance plan.

Note: You must purchase the Personal Accident cover along with your basic plan. The PA cover is mandatory by law, which does not come included in a basic insurance plan. This cover protects the policyholder financially in the event of death or temporary or permanent injury caused by a vehicle accident.

What’s covered in Toyota Yaris insurance? (Inclusions)

The following are the situations covered in the Comprehensive Insurance Policy for the Yaris.

Third-party property damage
Third-party demise or injury
Yaris getting damaged due to an accident
Damaging your car beyond repair
An explosion or fire causing damages to your vehicle
Calamities (man-made or natural) causing damages to your vehicle
Yaris getting stolen
Other coverages based on the add-ons you buy

What’s not covered in Toyota Yaris insurance? (Exclusions)

A Comprehensive Insurance Policy for your Toyota Yaris doesn’t cover the following conditions.

Driving the Yaris while drunk or intoxicated on other substances
Driving the Yaris in illegal racing
Not having valid documents for your Yaris
Negligence towards traffic laws while driving
Damages to the Yaris caused over time through regular wear and tear
Damages to the Yaris caused by electrical or mechanical problems
Damaging the Yaris while driving beyond the geographical boundaries as per the insurance plan
Trying to claim for a policy that is expired or inactive

Add-ons for Yaris car insurance

Below are the car insurance add-on covers you can purchase by customising the Toyota Yaris insurance cost.

Engine Protection Cover
Roadside Assistance Cover
Outstations Emergency Cover
Key Replacement Cover
Zero Depreciation Cover
Personal Accident Cover for Passengers
Return to Invoice Cover
Consumables Cover
No Claim Bonus Protection

Why ACKO?

ACKO simplifies the procedure of buying/renewing Yaris insurance or raising a claim for the policy online. Below are other benefits of buying vehicle insurance from ACKO.

Low-cost premiums

ACKO keeps the operating costs low via the 100% digital infrastructure. The direct-to-customer approach removes the requirement for middlemen from insurance buying. All this helps to keep the Toyota Yaris insurance cost low at ACKO.

Paperless buying

ACKO’s online platform allows a paperless car insurance buying experience. There is ACKO’s mobile app and website platform you can use to purchase or renew insurance without any physical paperwork.

Pickup and drop facility

The claims for repair in select cities are managed with a pickup and delivery facility. ACKO ensures that your car gets repaired and delivered back to your doorstep. Based on the complexity of the repair work, this process can take 3 working days or more.

ACKO’s claim process

To claim your insurance at ACKO, you can follow three simple steps.

Step 1: Visit your ACKO account via the official mobile app or website.
Step 2: Look for your Yaris policy, then click on ‘Claim’.
Step 3: Upload pictures of the damaged Yaris and give damage-related information by answering a few questions to submit your car insurance claim.

Once registered, the claim process is handled by the claim settlement team at ACKO. The settlement amount for minor claims may reach you within a few hours only. However, the process may take longer for severely damaged vehicles.

Frequently asked questions

Here are the answers to the commonly asked questions about Toyota Yaris insurance from ACKO.

What is the process of Yaris car insurance renewal at ACKO?

You can renew car insurance online for your Yaris by using ACKO’s mobile app or website. The process is paperless and requires you to simply enter your vehicle information along with the information regarding your previous policy.

How much will I have to pay to buy Yaris insurance online from ACKO?

Your car insurance quote will depend on the type of policy you choose, selected add-ons, details of your vehicle, etc. You can obtain the exact car insurance quote for your Yaris by visiting ACKO’s online platform.

Do I have to purchase insurance for a second-hand Toyota Yaris?

As mandated by The Motor Vehicles Act, 1988, every motor vehicle needs at least Third-party Insurance in the country. This includes second-hand vehicles as well. Moreover, you should purchase the Own Damage cover and add-ons to enhance financial coverage for your Yaris. A Comprehensive Insurance Plan includes both Third-party cover and OD cover together. Plus, you obtain the ability to purchase add-on covers as well.