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Toyota Urban Cruiser Car Insurance

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Toyota Urban Cruiser Car Insurance

Car insurance for Urban Cruiser

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The Urban Cruiser is an SUV from Toyota created for a commanding presence on the road. The design and functions of this car align with the needs of a modern-age driver. But to enjoy driving this SUV on Indian roads, you should purchase vehicle insurance. You can easily buy or renew motor insurance online for your vehicle these days. This article will help you understand how to find the Toyota Urban Cruiser insurance price and features to purchase a policy online.

Benefits of buying online car insurance for Toyota Urban Cruiser

You should buy Toyota Urban Cruiser insurance online for the following benefits.

Compare insurance

When you want to purchase a Toyota Urban Cruiser insurance policy, a thorough comparison is essential. The online platform enables you with the ability to compare important policy features, services, prices and other factors. This way, you get to choose a relevant policy for your car.

Instant service access

The Toyota Urban Cruiser car insurance and associated services are available 24x7 nowadays, thanks to the online platform. Whether you want to renew/buy a policy or wish to raise a claim, all services can be performed online at any time at your convenience.

Fast procedures

Online policy buying is an instant process that requires only a few essential car-related information along with previous policy details (if applicable). Hence, no need to worry about scheduling immediate pre-inspection of your vehicle. Similarly, you can submit a claim using simple steps to initiate the settlement process faster.

Types of car insurance plans for Toyota Urban Cruiser

You can choose between two types of Urban Cruiser insurance policies.

Third-party Liability Policy

The Motor Vehicles Act, 1988 mandates the Third-party Liability Policy for every motor vehicle. It is illegal to drive a vehicle without this type of policy. The coverage includes third-party injury/death and property damages. However, you can’t obtain coverage for your insured Urban Cruiser with this policy. It does not cover when your car gets stolen, damaged or lost.

Comprehensive Insurance Policy

With a Comprehensive Insurance Policy, you obtain dual coverage. It provides third-party liability cover as well as Own Damage or OD cover for the car. Thus, you get to financially protect yourself in case your car gets damaged due to natural disasters, man-made calamities, accidents, theft, explosion, fire, etc. At the same time, you can purchase add-ons with little adjustments to Urban Cruiser car insurance price.

Important: When you purchase an insurance policy, you must also buy a Personal Accident cover separately. It is mandatory coverage for vehicle owners by law for financial protection against temporary or permanent injuries or death in an accident.

What’s covered in Urban Cruiser car insurance? (Inclusions)

With Toyota Urban Cruiser insurance, you get coverage in the below-mentioned situations. 

  • Coverage for third-party property damages

  • Coverage for third-party injury/death

  • Accidental damage coverage for the vehicle

  • Damage coverage against natural disasters

  • Damage coverage against man-made disasters

  • Coverage for the vehicle getting stolen

  • Damage coverage against explosion/fire

  • Coverage for the total loss of the vehicle

  • Coverage based on add-on covers

What’s not covered in Urban Cruiser car insurance? (Exclusions)

You can’t expect coverage from your Toyota Urban Cruiser insurance in the situations mentioned below.

  • Not following the traffic rules 

  • Using the car for illegal racing

  • Not having valid documents for your vehicle

  • Drunken driving or driving under the intoxication of any other drugs

  • Regular wear and tear causing damages to the vehicle

  • Electrical or mechanical problems causing damages to the vehicle

  • Raising claims for inactive insurance

  • Damaging the vehicle while driving outside the geographical boundaries as mentioned in your insurance

Add-ons for Toyota Urban Cruiser insurance

You can make adjustments to the Toyota Urban Cruiser insurance cost to purchase car insurance add-ons to extend the policy coverage.

Why ACKO?

ACKO simplifies the process of buying/renewing Toyota Urban Cruiser insurance with the following advantages.

Zero documentation

There is no physical paperwork involved in the process of purchasing insurance at ACKO. From buying to renewing a policy for your vehicle, you only need to provide vehicle details online and previous policy details (if available).

Budget premiums

The cost of purchasing a policy at ACKO is budget-friendly. The 100% digital infrastructure reduces the operating costs, while the direct-to-customer approach saves from agent commissions. Hence, you get a low-cost car insurance quote.

Swift claims

Whenever you want to raise a claim for your policy, it is an instant process via the mobile app or website of ACKO. Once raised, the claims are managed by a dedicated team to provide quick settlement based on how complex the damages are.

ACKO’s claim process

These three simple steps are all you need to raise your Urban Cruiser insurance claims. 

  • Step 1: Use ACKO’s mobile app or website to access your account.

  • Step 2: Find your Urban Cruiser policy, then click ‘Claim’.

  • Step 3: Add images of the damaged vehicle and answer related questions to raise a claim.

Once raised, the claim settlement for minor claims usually takes a couple of hours only. However, the support team may take longer to settle a car insurance claim if the damages to your car are severe.

Frequently asked questions

Let’s find answers to some of the common Urban Cruiser insurance questions.

What documents do I need to purchase Toyota Urban Cruiser insurance from ACKO?

The process of buying Urban Cruiser insurance from ACKO is completely paperless. Thus, you don’t need any physical documents to purchase a policy. All you need to do is provide your vehicle details online and enter information related to your previous policy (if available).

What is the process of online car insurance renewal at ACKO for Urban Cruiser?

Urban Cruiser car insurance renewal process involves a few online steps at ACKO. It is similar to buying new insurance. You can use the mobile app or website of ACKO to renew car insurance online by entering your vehicle details along with previous insurance information to purchase a policy right away. 

Does a second-hand Urban Cruiser require insurance as well?

Yes, you must purchase a policy even if your Urban Cruiser is second-hand. The government has mandated Third-party Insurance for all motor vehicles (brand new as well as second-hand). Plus, you can better protect your used Urban Cruiser financially with a Comprehensive Policy, which includes Own Damage cover and Third-party Liability cover as well.

How much will I have to spend to buy Urban Cruiser insurance? 

The Toyota Urban Cruiser cost will depend on the condition of your vehicle, type of insurance, add-ons and other factors. Thus, you should visit ACKO’s digital platform to obtain an exact Toyota Urban Cruiser insurance quote in order to buy car insurance.

Car Insurance for Other Toyota Car Models/Variants

Below are the car insurance plans for Toyota car models.

About car insurance for Toyota Urban Cruiser

You can choose between Comprehensive and Third-party Car Insurance online for your Urban Cruiser. Third-party Insurance is mandatory by law, but a Comprehensive Toyota Insurance Policy offers coverage for damages or loss of your own vehicle along with coverage against third-party liabilities. When buying Comprehensive Urban Cruiser car insurance, you can also purchase add-ons to include services and coverages that aren’t usually part of a basic plan.

Why should you buy a Toyota Urban Cruiser?

Toyota Urban Cruiser is a subcompact SUV that you can have with a 1.5-litre petrol engine mated to a manual or automatic transmission. This SUV has a dual-tone exterior and elegant interior with spacious seating. The ergonomically designed interior creates a cabin for a comfortable driving experience in your everyday life. Then, there is the K-series engine from Toyota for long-term performance and fuel efficiency.

Toyota Urban Cruiser specifications

Here are the specifications of the Urban Cruiser car.

Parameters Details
Engine (cc) 1462
Power (bhp @ rpm) 103.26 bhp @ 6000 rpm
Torque (Nm @ rpm) 138 Nm @ 4400 rpm
Gearbox Manual/Automatic
Fuel type Petrol
Seating capacity 5
Boot space (litres) 328
City mileage 18.76 kmpl

Toyota Urban Cruiser variants: fuel type and ex-showroom price

Following is the Toyota Urban Cruiser price for every variant.

Toyota Urban Cruiser variant Fuel type Urban Cruiser price (ex-showroom, Delhi)
Urban Cruiser Mid Petrol Rs. 8.72 lakhs
Urban Cruiser High Petrol Rs. 9.47 lakhs
Urban Cruiser Mid AT Petrol Rs. 9.92 lakhs
Urban Cruiser Premium Petrol Rs. 9.95 lakhs
Urban Cruiser High AT Petrol Rs. 10.77 lakhs
Urban Cruiser Premium AT Petrol Rs. 11.40 lakhs

CIN: U66000KA2016PLC138288

IRDAI Registration No: 157

Category: Non-Life Insurance

The use of images and brands are only for the purpose of indication and illustration. ACKO claims no rights on the IP rights of any third parties. The ratings are derived from reviews and feedback received from Google and Facebook users on their respective platforms. | *Savings of upto Rs. 50,000 have been calculated on the IDV of Rs. 18,00,000 and 0% NCB. Amount saved is in comparison to tariff rates. Product name: Private Car Policy - Bundled | UIN: IRDAN157RP0014V01201819 |

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