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Toyota Fortuner Car Insurance

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Car Insurance for Toyota Fortuner

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Toyota Fortuner is known for its build quality and is considered one of the safest SUVs in the automotive industry. For a fine SUV such as the Fortuner, the vehicle also needs a well-balanced insurance plan. Apart from the legal requirement, the insurance plan should also cover damages or losses to your vehicle. Read ahead to find out more about online Fortuner insurance and its benefits.

Why Online Car Insurance for the Toyota Fortuner?

Following are the benefits of buying online car insurance for Toyota Fortuner over the offline method.

1. Instant Purchase

The digital platform lets you buy car insurance online for your Fortuner instantly. This is due to the digital environment with zero paperwork. There is no need to submit documents or fill lengthy forms. You can buy online car insurance within a few minutes. Enter a few details of your vehicle and the previous policy to insure the SUV instantly.

2. Compare Policies

The digital infrastructure helps you compare car insurance policies instantly. You can also compare add-on covers and other services of the insurer before you can make an informed decision. This crucial benefit is not available through the offline method.

3. Ease of Insuring

Buying or renewing your insurance policy online can be done from anywhere and anytime. Visit ACKO’s website or download the mobile app to enter a few details to either buy or renew the plan. There are no agents involved, hence you will be transacting directly with the insurer enabling you to make the right decision.

Types of Car Insurance Plans for Toyota Fortuner

Third-party Car Insurance Policy and Comprehensive Car Insurance Policy are the two types of car insurance plans for the Toyota Fortuner. Here are the coverage details.

Third-party Car Insurance Policy

The Toyota Fortuner must be insured at least with this type of insurance plan since it is mandatory as per The Motor Vehicles Act, 1988. The Fortuner insurance provides financial protection against third-party liabilities that include the death of the third party or injuries. It also provides financial protection against damages to third-party property. While this plan is mandatory, it does not cover damages or losses to the insured vehicle.

Comprehensive Car Insurance Policy

For well-balanced and extensive coverage, the Comprehensive Insurance Plan comes bundled with both Third-party Car Insurance Plan and Own Damage (OD) cover. The latter provides financial protection to the insured vehicle against accidental damages or losses due to natural or man-made calamities, fire or explosion as well as coverage against theft of the vehicle. Furthermore, you have the option to include add-ons that extend the basic plan.

What’s Covered in Toyota Fortuner Car Insurance (Inclusions)?

The Comprehensive four-wheeler insurance provides financial coverage under the following circumstances.

  • Third-party liabilities (Death/injury and damages to their property)

  • Accidental damages to your SUV

  • Theft of the vehicle

  • Total loss (Damages beyond repair)

  • Man-made/natural calamities (Riots, strikes, floods, earthquakes)

  • Fire/explosion

Please note that it is a legal requirement to purchase the Personal Accident (PA) cover while buying or online car insurance renewal of the policy. This has to be purchased separately.

What’s Not Covered in Toyota Fortuner Car Insurance (Exclusions)?

Here are the situations when Fortuner car insurance does not cover liabilities.

  • Driving the vehicle without valid vehicle documents

  • Driving the vehicle under the influence of intoxicating substances

  • Damages or losses due to wear and tear

  • Damages or losses due to electrical or mechanical issues

  • Driving the vehicle in a reckless manner

  • Damages or losses that occurred outside the specified geographical area

Add-ons for Toyota Fortuner Car Insurance

Add-on covers are small coverages that cater to specific needs. You can purchase them along with the Comprehensive Car Insurance Plan for a relatively smaller premium. Here are the add-ons that you can consider buying along with the Fortuner car insurance.


Here are the key features of ACKO’s online car insurance plan.

1. Low-Cost Insurance Plans

ACKO is a digital insurance company and follows the no-commission model. This means there are no agents or middlemen. With a digital infrastructure and no-commission model, ACKO’s Toyota Fortuner insurance cost is among the lowest in the industry.

2. Superfast Claim Process

With a robust digital environment, you can file a car insurance claim within a few clicks on the website or through the ACKO app. Access your account online, answer a few questions about the damages and register your claim without much documentation or paperwork.

3. One-hour Pickup for Repairs

For major damages, ACKO’s claims team will pick your car within 1 hour, repair it at a network garage and deliver it to you within 3 working days at no extra charge (in select cities). You can also raise your claim for minor repairs and get instant settlement through on-account payment.

ACKO’s Claim Process

At ACKO, the process of raising a claim is hassle-free and simple. The digital infrastructure helps you to file a claim without paperwork except for an FIR based on the situation. Here are the steps to file a claim instantly.

  • Step 1: Visit the website or app and access your account.

  • Step 2: Select ‘Claim’ against the Fortuner insurance plan.

  • Step 3: Answer a few details about the damages and follow the process to settle the claim without any hassles.

Frequently Asked Questions

Here are some of the common questions about four-wheeler insurance in India.


How to buy ACKO’s online car insurance for Toyota Fortuner?

Insuring the Toyota Fortuner with ACKO’s online car insurance is hassle-free and does not require any paperwork. Simply visit the website or download the application, enter a few details of the vehicle and previous policy to insure it instantly. The process is completely paperless.

Is Comprehensive Car Insurance Policy beneficial compared to Third-party Car Insurance Policy?

The Comprehensive plan comes bundled with the mandatory Third-party Insurance Plan and Own Damage cover. This means you are financially covered against third-party liabilities as well as against damages or losses to your vehicle. You also have the option to include useful add-ons that extend the basic plan’s coverage.

How to file a claim at ACKO for Toyota Fortuner?

You can access your account through the mobile app or website to file a claim. It does not require any paperwork or documentation except for an FIR based on the situation. Provide a few details about the damages or losses and ACKO may settle the claim immediately via the on-account payment method for minor damages. As for damages that are severe, ACKO’s claims team will pick the SUV from your location within 1 hour, repair it at a network garage and deliver it to you within 3 working days at no additional cost. The pickup and drop facility is available in select cities only.

Car Insurance for Other Toyota Car Models/Variants

Below are the car insurance plans for Toyota car models.

About Car Insurance for Toyota Fortuner

Car insurance for the Toyota Fortuner is not only a legal requirement, it also offers financial protection against third-party liabilities and damages or losses to the insured vehicle. Whether the vehicle is damaged due to an accident, fire, man-made or natural calamities such as riots, strikes, floods, cyclones, etc. or in case your vehicle is stolen, the Comprehensive Toyota Insurance Plan covers such liabilities.

It is recommended that you choose the Comprehensive Car Insurance Policy as it comes bundled with the Third-party Car Insurance Plan and Own Damage cover. You also have the choice of including car insurance add-on covers to extend the coverage.

Why Should You Buy a Toyota Fortuner?

The Toyota Fortuner has a solid road presence with its strong and muscular design language. The build quality is excellent and the fit and finish are impressive. Apart from its great looks, the Fortuner is powered by a performance-oriented engine that is good enough to drive you through city conditions as well as on long journeys.

The biggest strength of the Toyota Fortuner is its reliability and the cost of ownership. Toyota’s wide network across the country makes it one of the best car manufacturers to offer the best services. If you are looking for an SUV that is a capable off-road vehicle, feature-rich, option of automatic and manual transmission and a great resale value, consider buying the Toyota Fortuner.

Specifications of the Toyota Fortuner

Here are the specifications and the price of the Toyota Fortuner SUV.

Engine (cc) 2.6-litre Petrol/2.8-litre Diesel
Power (PS) 204 @ 3000-3400rpm
Torque (Nm) 500 @ 1600-2800rpm
Gearbox 6-Speed Automatic/Manual
Drive Type 2WD (Auto-limited Slip Differential)
Seating Capacity 7
Fuel Tank Capacity (litres) 80

Variants and Ex-Showroom Price of Toyota Fortuner

Variants of Toyota Fortuner Fuel Type Ex-Showroom Price
4x2 MT Petrol Rs. 30,34,000
4x2 AT Petrol Rs. 31,93,000
4x2 MT Diesel Rs. 32,84,000
4x2 AT Diesel Rs. 35,20,000
4x4 MT Diesel Rs. 35,50,000
4x4 AT Diesel Rs. 37,79,000
4x2 AT (Legender) Diesel Rs. 38,30,000

CIN: U66000KA2016PLC138288

IRDAI Registration No: 157

Category: Non-Life Insurance

The use of images and brands are only for the purpose of indication and illustration. ACKO claims no rights on the IP rights of any third parties. The ratings are derived from reviews and feedback received from Google and Facebook users on their respective platforms. | *Savings of upto Rs. 50,000 have been calculated on the IDV of Rs. 18,00,000 and 0% NCB. Amount saved is in comparison to tariff rates. Product name: Private Car Policy - Bundled | UIN: IRDAN157RP0014V01201819 |

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