Travel insurance for Malaysia is a must-have if you're planning to explore this fun and exciting destination in Southeast Asia worry-free. Understanding the importance of being prepared, especially in the wake of medical emergencies, which can become quite expensive abroad, especially post-COVID-19, our guide aims to equip you with all you need to ensure a worry-free travel experience.
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Malaysia captivates travelers with its diverse cultural tapestry, stunning landscapes, and vibrant cities, making it a true Southeast Asian gem. Travel insurance for Malaysia is a coverage that protects you financially from unexpected events and expenses that may occur before or during your visit to the nation, such as medical emergencies, trip cancellations, baggage loss, or flight delays.
While travel insurance is not mandatory in Malaysia for Indian nationals, it is strongly advised to provide a stress-free travel experience. Typically covering costs that would otherwise be paid out of pocket, such as emergency hospital treatment, lost luggage, or non-refundable trip investments.
You must keep international travel insurance from India for emergencies. This can help cover unexpected situations like health issues, flight problems, and emergencies. Here are some important reasons why having Malaysian travel insurance is a must.
Many similar situations can put extreme financial pressure on you if you don’t secure yourself with an appropriate travel insurance policy.
When it comes to Travel Health Insurance Malaysia, we can help you obtain it quickly and efficiently. Here are some ways we can assist you:
| Key Features | Details |
| Paperless Process | To eliminate the need for physical paper documents. You can buy, claim, and manage your policy entirely online. |
| Budget-friendly | You get the best insurance options with great coverage at a reasonable price. |
| No out-of-pocket expenses | Rest assured that you won't have to worry about paying anything out of your pocket. |
| Coverage for COVID-19-related hospitalisation | In case you test positive, we cover COVID-19 hospitalisation in our travel plans. Stay safe! |
| 24x7 Assistance | We offer 24/7 support for all your insurance needs so you can easily travel without concerns. |
| Quick Claim Procedure | You can file a claim with just a few clicks/taps with a digital-first insurer. |
Check out some of the top ways in which a Malaysia travel insurance plan can benefit you while travelling.
With our network of hospitals worldwide, you can enjoy the convenience of cashless hospitalisation benefits no matter where you are. And if needed, we also offer reimbursement options under our plans.
We understand that even the smallest health concerns can cause big troubles, which is why our travel insurance plan includes financial coverage for potential medical emergencies, including COVID-19.
No one likes flight or baggage delays while travelling. It can cause financial loss, especially if you are on strict timelines and have prepaid bookings. If your flight is delayed, ACKO's travel insurance plan will pay you the standard amount of money, as stated in the policy.
Rescheduled plans are better than cancelled ones. Here, “we” are to cover “your” expenses if you have to reschedule or cancel your flight for the reasons mentioned in the policy.
Wondering about travel insurance costs? At ACKO, we provide basic travel insurance plans approximately Rs. 8 per travel day.*
With ACKO's travel insurance policy, you can choose the coverage that suits your needs and budget. This makes purchasing travel insurance even more convenient.
Whenever you plan a trip outside the country, a suitable insurance plan will financially safeguard you in unfortunate scenarios. This gives a sense of security and mental peace while travelling.
The following are the situations usually covered under travel insurance for Malaysia from India.
Even if you purchase the best travel insurance for a Malaysia Visa, it will come with a few exclusions. Some of the general exclusions are as follows.
To get travel insurance online for Malaysia from ACKO, follow these six steps:
To begin, click here or download our app from the Play Store or App Store
Choose from our standard plan or customise your plan
Give us the dates on which your trip will start and end
Choose the coverage you want
Fill up the details for you and your travel companions
Pay online to get your coverage right away
Travel insurance should let you focus on the journey, not the financial risks.
That’s exactly what our customers experience — no delays, no hidden surprises, just genuine support when it matters the most.
Claiming your ACKO travel insurance online for Malaysia is super easy. Here are the simple steps to follow:
When travelling to Malaysia from India, it's important to have the proper documents in order to enter the country. The following are the travel documents that are typically required for entry into Malaysia.
Your passport should be valid for at least six months from the date of your intended return to India.
Indian citizens require a valid visa to enter Malaysia. Depending on the length of stay and the purpose of travel, you can apply for a tourist, business, or student visa.
You will need to have a return or onward ticket to prove that you will be leaving Malaysia before your visa expires.
You will need to show that you have enough money to support yourself during your stay in Malaysia.
A detailed travel itinerary, including your hotel reservations, transportation arrangements, and other travel details, may be required.
It's strongly recommended that you have travel insurance while travelling to Malaysia. It's not a mandatory requirement to enter the country, but it's a good idea to have one for your own safety and protection.
*Note: that Malaysia has very strict laws, and visitors should abide by the laws to avoid any legal complications. It's always advisable to check with the nearest Embassy of Malaysia or check their official website for the most up-to-date information and requirements for entry into the country.
Here are some helpful tips for purchasing the best Malaysia travel insurance online from India.
It's important to choose a policy with a sum insured that covers the potential financial loss you might face in extreme circumstances. This will help ensure that you have sufficient funds to cover any unexpected expenses that may arise during your trip to Malaysia.
Consider your unique travel plans and tailor your Malaysia travel insurance policy to fit your needs. This will help you get the protection you need without paying for unnecessary coverage.
Before purchasing a policy, be sure to ask your insurer about the steps involved in the claim process. Knowing how to raise and settle a claim can help you be better prepared to handle any unexpected events that may occur during your trip.
Don't be afraid to shop around and compare quotes from different insurers. This can help you find the best policy at the most affordable price.
Carefully review the terms and conditions of any policy you are considering. Make sure you fully understand what is and is not covered, and consider any exclusions that might impact your coverage.
Rahul woke up sick three days into his trip to Malaysia. What began as a small bother quickly got worse, and Rahul soon found himself in the emergency room of a nearby hospital.
He remembered and called ACKO, his insurance company. He was relieved to learn that not only was his hospital stay paid for, but he was also qualified for a Hospital Daily Allowance, which would help him with money during this very trying time.
"Words can't describe how thankful I am. The daily sum that came with the ACKO travel insurance saved my life. It took care of all the extra costs that came up because of the hospital stay. ACKO made a tough situation really easier to handle. I'm now preparing for my next trip with ACKO's travel insurance."
| Fact | Details |
| Capital City | Kuala Lumpur (official); Putrajaya (administrative capital). |
| Currency | Malaysian Ringgit (MYR). |
| Official Religion | Islam, but Malaysia is religiously diverse. |
| National Language | Malay (Bahasa Malaysia). English is widely spoken. |
| Cultural Diversity | Home to major ethnic groups: Malays, Chinese, Indians, and indigenous groups. |
| Food Paradise | Famous for dishes like Nasi Lemak, Char Kway Teow, Laksa, and Roti Canai. |
| Twin Towers | Petronas Twin Towers in Kuala Lumpur were once the tallest buildings in the world. |
| UNESCO Sites | Includes George Town, Melaka, Kinabalu Park, and Gunung Mulu National Park. |
| Biodiversity | One of the world’s megadiverse countries, home to orangutans, tigers, and unique flora. |
| Public Holidays | Celebrates a mix of Islamic, Chinese, Indian, and Christian festivals. |
| Tea & Rainforests | The Cameron Highlands are known for tea plantations and cool weather. |
| Language Diversity | Besides Malay and English, many locals speak Mandarin, Tamil, and indigenous languages. |
| Unique States | Sabah and Sarawak, on Borneo, have unique autonomy and immigration laws. |
| Traditional Arts | Rich in batik, wayang kulit (shadow puppets), and traditional dances. |
Here are a few things to keep in mind before you start your trip to Malaysia.
For travel to Malaysia, some vaccinations, such as the COVID-19 vaccine, may be advised/necessary. Check with your healthcare provider to determine which vaccines you need.
While English is widely spoken in Malaysia, it's always a good idea to learn a few phrases in the local language, Bahasa Malaysia. This will show respect for the local culture and may even come in handy when you are trying to communicate with locals.
Be mindful of local customs and traditions, particularly with regard to dress and behaviour. For example, it's important to dress modestly, especially when visiting temples or other cultural sites.
By remembering these things, you can better prepare for your trip to Malaysia and have a more enjoyable and respectful visit.
Malaysia has a rich history and diverse culture, and there are many ways to learn about them on your trip. Visit a museum, take a guided tour, or just chat with locals to learn more about the country's unique traditions.
This group of 99 tropical islands is known for its crystal clear waters and sandy beaches. Spend your days lounging on the beach or exploring the island's mangrove forests and caves.
This highland region is known for its rolling hills, tea plantations, and cooler temperatures. Take a hike through the jungle, visit a tea plantation, or relax in a cosy cottage.
With its diverse landscape, Malaysia offers something for every type of traveller. Whether you want to relax on the sandy beaches of Langkawi, explore the bustling city of Kuala Lumpur, or experience the natural beauty of Borneo, Malaysia has a lot to offer.
Top things to do in Malaysia Include Visiting Langkawi, the Twin Towers, Redang Island, Batu Caves, Strawberry Picking in the Cameron Highlands, and many more exciting activities. To help you plan your trip to Malaysia, here are a few things to consider.
Malaysia is made up of 13 states, each with its own unique attractions. Do some research to determine which region of Malaysia is the best fit for your travel style and interests.
Malaysia has several options for getting around, including buses, trains, and flights. Consider your budget and the distance you'll be travelling to decide which mode of transport is best for you.
Malaysia has a wide range of accommodation options, from luxury hotels to budget hostels. Consider your budget and travel style while choosing where to stay.
Malaysia is a diverse country with a rich cultural heritage. Take some time to learn about the customs and traditions of the region you'll be visiting to ensure an enjoyable trip.
There are many places to visit in Malaysia, including Kuala Lumpur, Penang (George Town), Langkawi, Malacca (Melaka), Malaysian Borneo, and many more. As you explore these attractions, remember to secure online travel insurance for Malaysia, ensuring a worry-free experience.
| Destination | What to See & Do |
| Kuala Lumpur | Visit the Petronas Twin Towers, explore Batu Caves, the National Mosque, and shop in Bukit Bintang. Try tasty street food, see the Bird Park, and check out the Islamic Arts Museum. |
| Langkawi | Enjoy beautiful beaches, ride the Cable Car, walk on the Sky Bridge, and shop in duty-free stores. Go on a mangrove tour, see Eagle Square, and try water sports like jet skiing and snorkelling. |
| Malacca | Visit the old A Famosa Fort, learn about Peranakan culture at the Heritage Museum, and try Nyonya food on Jonker Street. You can also take a river cruise or visit the Maritime Museum. |
| Penang | Walk around George Town to see street art and heritage buildings. Try a mix of Malay, Chinese, and Indian food. Visit the Peranakan Mansion, clan houses, or go up Penang Hill for great views. |
| Sabah (Borneo) | Climb Mount Kinabalu (the highest in Southeast Asia), dive at Sipadan Island, or see animals at the Orangutan Rehabilitation Centre. Learn about local cultures and enjoy the natural beauty. |
| Cameron Highlands | Visit tea plantations, walk through the Mossy Forest, and check out butterfly farms and strawberry farms. The area has a cooler climate, great for relaxing. Don’t miss the Time Tunnel Museum. |
Indian nationals visiting Malaysia on vacation must obtain a tourist visa, which permits stays of up to 90 days. To apply for a Malaysia visa, Indians must submit an application form and supporting documents. Here are a few things to keep in mind.
Also Read: How to Check Malaysia Visa Status: Step-by-Step Guide
The following table can help you determine which visa category is most appropriate for your application.
| TYPE OF VISA | PURPOSE OF MALAYSIA VISIT | VALIDITY |
| Single entry visa | Foreign nationals who need a visa to enter Malaysia, primarily for a social visit, are given this. | It usually lasts for three (3) months from the date of issuance and is good for just one entry. |
| Multiple entry visa | This is provided to foreign nationals who need a visa to enter Malaysia, primarily for business or intergovernmental purposes. | It is typically valid for three (3) to twelve (12) months from the date of issuance. |
| Transit visa | This is given to visitors from abroad who need a visa to transit through Malaysia. | Valid for the duration of the transit. |
If you need urgent help as an Indian in Malaysia, you can get in touch with the Indian Embassy there. The embassy's contact information is provided below.
| EMBASSY | HIGH COMMISSION OF INDIA IN KUALA LUMPUR, MALAYSIA |
| Address | Level 1, Wisma HRIH Lotus, No. 442 Jalan Pahang, Setapak, 53000 Kuala Lumpur, Malaysia |
| Phone number | +60 3-4024 0990 / 2200 / 2211 / 1010 |
| [email protected] | |
| Working hours | Monday to Friday: 9:00 am to 5:30 pm |
Malaysia is home to several international airports spread throughout the country, serving both major cities and regional destinations. Below is a list of key airports you should know:
| Airport Name | Located In (City/State) | IATA Code |
| Tawau Airport | Tawau (Sabah) | TWU |
| Kuching International Airport | Kuching (Sarawak) | KCH |
| Kota Kinabalu International Airport | Kota Kinabalu (Sabah) | BKI |
| Penang International Airport | George Town (Penang) | PEN |
| Kuala Lumpur International Airport | Sepang (Kuala Lumpur Area) | KUL |
The official currency of Malaysia is the Malaysian Ringgit (MYR). Here’s an approximate exchange rate to help you estimate conversions:
Make sure to check the latest rates for the most accurate conversion.
When travelling through Malaysia, here are a few safety and precautionary measures to be taken:
Disclaimer: The plans, services, features, processes, and other details mentioned on this page are subject to availability and changes. Please check the applicable policy wordings before making any insurance-related decisions. Feel free to reach out to us at [email protected] for any queries.
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