Are you planning to explore the majestic Swiss Alps, indulge in delicious Swiss chocolates, and soak up the vibrant culture of Switzerland? If yes, then you are all set for a magnificent journey. But before you go, let's talk about travel insurance. We know it may not be the most thrilling topic, but trust us, it's important! Especially when you're travelling all the way from India to Switzerland. Read on to know how your journey can be not only exciting but also financially safe thanks to ACKO Travel Insurance for Switzerland from India.
Wondering why to buy travel insurance from India to Switzerland? Here are some compelling reasons.
Even with careful planning, mishaps such as loss of luggage, passport loss, etc., can still happen. These mishaps can cause significant financial burdens that can take away from the enjoyment of your Switzerland trip. By buying travel insurance before the trip, you can alleviate the financial consequences of such mishaps.
It is possible that you may encounter medical emergencies during your travel or during your stay in Switzerland. Having travel insurance for Switzerland can help you manage the costs associated with such emergencies.
Fear of things going wrong can steal the fun out of a trip. Having travel insurance can give you peace of mind knowing that you are financially covered against mishaps. So, you can concentrate on your main objective — enjoying Switzerland — during your visit.
Here are some benefits of buying travel insurance for Switzerland from India online.
Online travel insurance has become increasingly popular in recent times. Consequently, if you browse online, you can find several travel insurers selling travel policies. You can take advantage of this by comparing multiple options online and choosing the policy that best suits your budget and insurance needs.
Another advantage of shopping online for a travel policy is being able to check the reviews and customer ratings of an insurer before buying from them. You can go about this by visiting their social media handles and checking out what their current customers think about them. Based on the reviews, you can decide whether you want coverage from them or not.
In this fast-paced world, the last thing you want is to spend a lot of time filling out forms to buy or claim travel insurance. Online travel insurers can assist you in quickly purchasing policies and filing claims thanks to their digital user interface.
Missed insuring your trip while booking flight tickets? Don’t worry. You can go online, stop by an insurer's website, pick a suitable policy, and pay online. Then, voila, you have a travel policy even at the last minute.
The following table lists the key features of ACKO’s Switzerland Travel Insurance Policy and corresponding benefits. Please refer to the applicable policy wordings for specifics.
Switzerland travel insurance benefits
In the event that your checked-in luggage gets delayed or lost, this feature will financially compensate you.
If you need to cancel/reschedule your travel for an unavoidable reason and the reason is acceptable under the policy, we will compensate you financially.
Loss of passport
If you lose your passport or it gets stolen, we will reimburse the cost of getting a duplicate.
If you miss your flight or it gets delayed, we will offer you a fixed sum as per the policy terms.
If you get infected by COVID-19 during your Switzerland trip, this feature will help you manage the resulting medical costs.
Accident-related medical expense reimbursement
If you are a victim of an accident in Switzerland or during your travel, this feature will enable you to manage the ensuing medical costs.
Illness-related medical expense reimbursement
In the event that you fall ill in the course of your Switzerland trip, this feature will help you manage the associated medical costs.
Adventure sports caused injuries
If you take part in an adventure sport while in Switzerland and get injured, this feature will assist you in paying the medical bills for treating the injuries.
Loss of travel fund
While in Switzerland, if you unfortunately lose your travel funds or it gets stolen, this feature will financially assist you.
Trip cancellation due to COVID-19
If you contract COVID-19 and as a result, you need to cancel/reschedule your travel, this feature will reimburse the unrecoverable costs up to a specified limit as per the policy terms.
If you need more persuasion to buy ACKO’s Switzerland Travel Insurance, here are some additional benefits.
Low-cost premiums: ACKO’s most basic Travel Insurance from India to Switzerland coverage starts at just Rs. 49 for a five-day trip. Based on that, if you calculate a per-day cost, this translates to only around Rs. 10 per travel day.
No cumbersome paperwork: Worried that you have to complete elaborate paperwork to buy our travel policies? No, you don’t have to. We have a very simple and easy-to-use website and app interface that allows you to type in details and buy a policy in minutes. What’s more, you can also digitally raise claims in a hassle-free and quick manner.
Anytime remote assistance: We understand that mishaps can happen at any time. That is why, irrespective of what time it is in Switzerland, we are available for claim-related assistance. This assistance is not only limited to Switzerland, but is available in all the 150+ countries we cover around the world. Sending a text message or making a call is all that is required to get in touch with us.
Customisable policy coverages: You might not need all of a travel insurance policy’s coverage if you're on a tight budget or if your trip won't likely result in many liabilities. We created our customisable travel insurance policy with this in mind so that you could tailor the coverages to meet your needs and financial constraints. This will make it even more convenient for you to purchase travel insurance from us.
Zero deductibles: A deductible is a payment you are required to make toward a financial obligation before your insurance company begins to assist you. Under ACKO Travel Insurance Policy, we do not charge any deductibles. So, if you encounter any mishap, we will take on the complete financial burden, up the sum insured limit.
What is covered
What is not covered
The main monetary protections offered by ACKO travel insurance are listed below. However, keep in mind that the coverages you receive when purchasing our policy will depend on the level of customisation you choose and the applicable terms and conditions.
Loss and delay of luggage
It is possible for the airlines you fly with to lose or delay your luggage while you are travelling to or from Switzerland. In such cases, we will credit you with a fixed lump sum compensation as per the policy terms.
If you fall ill or suffer accident-related injuries, you may need to be hospitalised in Switzerland. However, dealing with such conditions on your own in a foreign country can be challenging. In order to make things easier for you, we have a provision where you can fly a family member from India over, and we'll cover their travel expenses.
Trip cancellation due to COVID-19
Contracting COVID-19 before starting a trip can cause you to cancel/reschedule your travel. Consequently, you may also not be able to recover the costs of the cancelled travel. In such a case, your unrecoverable expenses will be covered by ACKO's Travel Insurance up to a predetermined limit that is detailed in the policy document.
Cancellation and rescheduling of travel
It's possible that something unforeseen could happen right before your trip, forcing you to cancel or reschedule your travel plans. If this is the case and the reason for the trip cancellation is covered by your insurance, we will reimburse the incurred expenses. The same can be used to arrange a different trip at a different time or for other purposes.
Death and repatriation
In rare cases, during the course of the travel, the insured may pass away due to illness or accident-caused injuries. In such cases, we will cover the charges of transporting the mortal remains of the insured to their hometown.
Injuries related to adventure sports
If you are engaging in an adventure sport during your Switzerland trip, you can rest assured that we are here to provide you with the best coverage in the event of an injury. Our coverage includes hospital stays, surgery and physiotherapy expenses, as well as additional support to help you get back on your feet.
Accidents can happen, and sometimes you can be the cause. If, while in Switzerland, you accidentally cause injuries, property damage or death to a third party, we will provide protection from the financial burden that may arise from legal expenses and damages. So, you will not be left to bear the full burden of the incident.
A passport is a vital form of identification when travelling abroad. In fact, its possession is legally mandated in the majority of countries. If you, unfortunately, lose your passport while abroad, you could be subject to legal repercussions. Here, ACKO's travel policy can provide financial assistance to help you obtain a replacement.
Expenses for medical care
A medical emergency can happen at any time. If you do not have enough money to cover medical expenses, you may be in a vulnerable position. ACKO’s Travel Policy for Switzerland provides comprehensive coverage for medical costs in the event of an emergency. Consequently, you can navigate such a situation without worrying about finances.
The exclusions of ACKO Travel Insurance from India to Switzerland are listed in this section.
The following travel-related scenarios do not qualify you for financial assistance under your ACKO Travel Policy for Switzerland.
If you arrive in Switzerland without a valid visa.
If seeking medical treatment in Switzerland is the only reason you are travelling there.
Travelling despite not being physically capable.
Going on a trip despite a doctor's advice to stay home.
In the following situations, you are not eligible to make a claim for financial assistance under your ACKO Switzerland Travel Insurance.
Self-harming or making an attempt at suicide.
If a drug or alcohol had an effect on your behaviour.
If you took part in a crime.
If you're engaged in dangerous work, such as mining, aerial photography, tunnelling, etc.
These medical circumstances are not covered by your ACKO Travel Insurance.
Complications brought on by an underlying medical condition.
If a disability report sanctioned by a close relative is used as evidence in support of a claim.
Medical expenses related to pregnancy.
Note: The inclusions and exclusions mentioned on this page are not exhaustive and are subject to change. Refer to the applicable policy wordings to understand the precise coverages.
This section contains some insider advice on how to purchase the best travel insurance for Switzerland online.
If you plan on travelling to Switzerland, it is important to be mindful of the optional coverages included in the travel insurance policy. While it may be tempting to select all of the available coverages, this may not always be to your benefit. We suggest that you take some time to assess your individual circumstances and only select the coverages you require. Not only will this help you save money, but it will also provide appropriate cover for your journey.
When purchasing travel insurance for your trip to Switzerland, it's important to select a sum insured that is both financially feasible and sufficient to cover any unexpected circumstances. Consider your budget, research any potential risks you may face during your travels, and choose a sum insured that is appropriate for your situation. This will ensure you are adequately protected should any unfortunate events occur while you are away.
Make sure to thoroughly familiarise yourself with the insurer’s claim procedure. This will enable you to take advantage of the benefits of your policy and make a claim request fast if the need arises during your travels.
To purchase ACKO Switzerland Travel Insurance, simply follow the instructions listed below.
Step 1: Visit our website, www.acko.com, or open the ACKO mobile app.
Step 2: Click on “Travel” and select all the countries you are planning to visit on your trip.
Step 3: Select the start and end date of your trip.
Step 4: If you're travelling with others, make sure to include them in the policy.
Step 5: Customise your insurance policy in accordance with your travel needs.
Step 6: Lastly, pay online to immediately receive the policy document in your email.
You can raise a claim with us by following the below-listed simple steps.
Step 1: Contact us via email at [email protected] or give a missed call at 8061617799.
Step 2: Submit the necessary documentation for the claim to initiate the claim process.
Step 3: That’s all you need to do. After this, we will examine your claim and credit your bank account with the applicable financial compensation upon approval.
Depending on the type of request, processing times for claims will vary. Complex claims typically require more time to resolve.
Here are a few things you should know before you embark on your journey to Switzerland.
The Swiss take punctuality seriously: You may have heard that the Swiss are incredibly punctual, and it's true! Trains and buses run on time, so ensure you're at the station a few minutes early.
Cheese is a way of life: Switzerland is famous for its cheese, so be sure to try as many varieties as you can. From creamy Gruyere to tangy Appenzeller, there's something for every cheese lover.
Bring comfortable shoes: Switzerland is known for its stunning mountain ranges and breathtaking views. Be prepared to do a lot of walking and hiking, so bring comfortable shoes that can handle uneven terrain.
Be prepared for the weather: Switzerland has a varied climate, so be sure to check the forecast before you pack. Even in the summer, temperatures can drop quickly in the mountains, so bring layers and a waterproof jacket.
Click, click, click: Switzerland is one of the most picturesque countries in the world, with stunning landscapes and charming towns. Make sure you have plenty of memory cards and battery life to capture all the beauty in your mobile phone or camera.
Learn some basic French or German: Switzerland has four official languages: German, French, Italian, and Romansh. While English is widely spoken, it's always helpful to learn a few basic phrases in the local language.
Bring your appetite: Switzerland is a foodie's paradise, with delicious chocolate, fondue, and raclette. Don't be afraid to indulge in some of the country's culinary delights!
The following are the types of visas Indians travelling to Switzerland can apply for.
Swiss tourist visa
Schengen visas for business, medical or cultural purposes
Swiss national visa for students
Swiss airport transit visa
Here are the details of the Indian Embassy in Switzerland. You can reach out to them for any emergencies.
Embassy of India, Berne, Switzerland
Kirchenfeldstrasse 28, CH-3005 Berne, Switzerland
0041 31 350 11 30
Monday to Friday from 09:00 to 17:30 hours.
These are Switzerland's main international airports.
St. Gallen-Altenrhein Airport
The following documents are required for obtaining a visa for Switzerland.
Visa application form
Schengen travel visa insurance
Copies of past visas
Proof of accommodation
Round trip flight itinerary
Proof of possessing sufficient funds for Switzerland stay
Travel insurance is an important consideration for any international travel, including Switzerland. The reason is, it can provide financial protection and peace of mind in case of unexpected situations that may occur during your trip.
Some of the main coverages offered under ACKO Travel Insurance include medical expenses, trip cancellation or interruption, lost or stolen baggage, and emergency evacuation.
Yes, you can purchase travel insurance for just a few days or several months.
The cost of ACKO Travel Insurance for Switzerland depends on various factors such as the length of your trip, your age, and the type of coverage you need.
Medical expenses covered under ACKO Travel Insurance typically include emergency medical treatment, hospitalisation, medical evacuation and more. Kindly refer to the policy wordings of ACKO’s Travel Policy to learn the full set of inclusions for travel-related medical expenses.
When buying travel insurance for Switzerland, it's important to read the policy document thoroughly to understand the coverage and exclusions. You should also check if the insurance provider has a 24-hour emergency assistance helpline and if they have a network of hospitals and medical providers in Switzerland.
Disclaimer: The plans, services, features, processes, and other details mentioned on this page are subject to availability and changes. Please check the applicable policy wordings before making any insurance-related decisions.