Get your Hero Splendor iSmart 110 bike insured in a simple and hassle-free way!
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If you are looking for a smart and eco-friendly bike, Hero Splendor iSmart 110 will definitely interest you. Its i3S technology turns the bike off automatically when left idle for a while. But, the moment you press its clutch, the bike turns on instantly. This technology helps to save battery and fuel, making it an environment-friendly two-wheeler. With this bike, you will also need Hero Splendor iSmart 110 insurance for financial protection against any damage, loss or theft. Here you will find key details of buying two-wheeler insurance online.
Like other motor vehicles, all Hero Splendor iSmart 110 motorcycles need at least a Third-party Bike Insurance. This compulsory insurance covers potential liabilities like damages to third-party property and the injury/death of a third party while riding the motorcycle.
As Third-party Insurance doesn’t offer coverage for your bike, you can consider buying a Comprehensive Hero Splendor iSmart 110 2-Wheeler Insurance. It includes both Own Damage and Third-party Insurance coverages. You get financial protection against damages, loss and theft of your bike. The range of coverage also includes situations like man-made catastrophes, natural disasters, fires, explosions, etc.
These are the advantages of buying insurance for your Hero Splendor iSmart 110 bike at ACKO.
ACKO is able to offer low-premium policies due to the absence of middlemen from the process. We operate via a digital infrastructure, resulting in a direct-to-customer model that results in low-cost policies for you.
The process of raising a claim is almost instant via ACKO’s mobile app/website. We have a dedicated settlement team to settle minor claims on the same day. However, major claims may take longer depending on the repair complexities.
At ACKO, you can purchase or renew bike insurance without any physical documentation. Using the official app or website, you can fill in details related to your two-wheeler and previous policy (if available) to buy/renew a plan.
There are two major types of policies you can buy based on Hero Splendor iSmart 110 two-wheeler insurance rates, features and coverages.
This type of policy is mandatory by law for motor vehicles in India. You get financial protection in case of third-party liabilities like injuries, death or property damages while riding. But, while you can buy this two-wheeler insurance online for basic third-party coverage, it doesn’t offer financial safety against theft, loss or damages to your bike.
For coverage beyond third-party liabilities, you should purchase a Comprehensive Bike Insurance Policy. It covers not only the third-party liabilities but also the damages to your own bike as well. The OD or Own Damage cover of this policy provides financial safety if your bike gets damaged due to fire, explosion, accident, man-made disasters or natural catastrophes, etc. Also, you obtain coverage against total loss or theft of your bike.
A Comprehensive Hero Splendor iSmart 110 two-wheeler insurance plan covers these situations.
Damages to a third-party property while riding
Death or injuries to a third party while riding
Natural calamities like earthquakes, floods, etc., causing damages to the bike
Man-made catastrophes such as vandalism, riots, etc., resulting in damages to your bike
Fire/explosion related damages to the bike
Theft of your bike
Damages beyond any possibility of repair
Additional coverages based on any add-ons you buy
Here are the situations not covered in Hero Splendor iSmart 110 bike insurance.
If the bike gets damaged as a result of illegal racing
In case you were riding the bike under the influence of alcohol or drugs
Riding the bike when you don’t hold valid documents like Driving Licence, Vehicle Registration, etc.
Breaking traffic laws such as overspeeding, entering ‘no entry’ zone, etc.,
Usual wear and tear of parts over time
Electrical or mechanical problems causing bike damages
Damages occurring while riding beyond the geographical region included in your plan
Damages that occur when your policy is inactive
Note: When buying insurance, you must purchase the mandatory PA (Personal Accident) cover separately for financial protection against temporary/permanent disability or death due to an accident.
Typically, you can find the following add-on covers with Hero Splendor iSmart 110 bike insurance.
Zero Depreciation Cover
Outstation Emergency Cover
Engine Protection Cover
Personal Accident Cover
Key Protection Cover
Roadside Assistance Cover
Personal Belongings Cover - Damage/Theft
Disclaimer: You must check whether any or all add-ons are offered by your insurance provider when buying a policy.
Raising Hero Splendor iSmart 110 claims is as easy as these simple steps.
Step 1: Visit ACKO’s official website or mobile app to log into your account.
Step 2: Locate your Hero Splendor iSmart 110 policy and select “Claim”.
Step 3: Fill in your answers regarding the damage and upload the bike’s pictures to support the claim. Then, click “Submit” to raise your claim instantly.
After a claim request is raised, our team initiates the process of settlement. While it takes only a few hours to settle minor claims, major claims for complex damages may require three or more working days.
Yes, ACKO offers insurance policies for Hero Splendor iSmart 110, including brand new as well as second-hand bikes. You can purchase or renew your insurance policy online using some of the essential details of your bike and previously bought plan (if applicable).
No, you can choose to buy or not buy one or all add-on covers except for the PA (Personal Accident) cover. The PA cover is mandated by law for financial safety against permanent or temporary disabilities or the death of a policyholder as a result of an accident.
ACKO ensures that you get a policy as per your budget and coverage requirements. The cost of bike insurance depends on the engine capacity, year of manufacture, and make and model. We have an online bike insurance premium calculator you can use to get your Hero Splendor iSmart 110 two-wheeler insurance quote.
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