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Hero Splendor Bike Insurance

Get your Hero Splendor bike insured in a simple and hassle-free way!

Bike insurance starting at ₹499*

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There are different types of insurance policies in India. There is home insurance, health insurance, vehicle insurance, etc. Out of these, vehicle insurance, or in this context bike insurance, is uniquely different from other types of insurance. This difference is because bike insurance is compulsory as per The Motor Vehicles Act, 1988. This means if you own a Hero Motocorp Splendor, then you need to opt for Hero Splendor Two-wheeler Insurance. This article throws light upon how to insure your bike in the most convenient way.

Why Choose Online Two-wheeler Insurance for Hero Splendor?

The online world has drastically changed the marketplace and the way buyers and sellers interact with each other. Buying online bike insurance has become seamless due to responsive websites and accessible mobile apps. Here’s why you should not shy away from going for Hero Splendor Bike Insurance online.

1. Skip the Paperwork

A major hurdle in offline bike insurance is the unnecessary paperwork. This is done in the form of physical forms and attaching a list of documents. With the online process, you can just skip this step. For example, you can buy bike insurance from ACKO without such tiring paperwork.

2. Buy Anytime

Have you had to seek appointments or wait in a long queue to buy something? It’s annoying, right? However, you don’t need to do that for buying or renewing bike insurance online. Visit ACKO’s website/app and insure your Hero Splendor bike at your chosen time.

3. Informed Choices

You are the decision-maker when it comes to online two-wheeler insurance. You are not influenced by any agent or a middleman. You can simply browse through the information on ACKO’s website/app and buy a Hero Splendor Bike Insurance Plan that suits your needs.

Types of Insurance Plans for Hero Splendor

At the core, you have the following two options while purchasing or renewing Hero Splendor Bike Insurance.

1. Third-party Liability Insurance

Consider this scenario. On an unfortunate day, you lose control of your Hero Splendor and crash into a pedestrian, injuring him severely. Here, you are liable to compensate the pedestrian for the injuries. With a Third-party Liability Insurance cover, the policy will take care of such liabilities. The law-mandated cover insures you against third-party injury/death and property damage. It is noteworthy that it does not insure your bike against damages.

2. Comprehensive Plan

As is evident by the name of the plan, it offers comprehensive or wide-ranging insurance coverage. This is achieved by offering a combination of the Liability-only cover and an Own Damage cover. By doing this, the Comprehensive Plan scores over the shortcomings of the Liability-only cover, as it insures the bike against financial damages resulting from accidents, calamities, as well as bike theft. You can also opt for suitable add-ons with this type of two-wheeler insurance policy.

What’s Covered in Hero Splendor Insurance? (Inclusions)

You shall receive the following insurance coverage if you purchase a Comprehensive Hero Splendor Bike Insurance Policy. While you do so, make it a point to insure yourself with a Personal Accident Cover separately, if you do not have one, as that is also mandatory.

What’s Not Covered in Hero Splendor Insurance? (Exclusions)

Certain situations are beyond the scope of a bike insurance policy. Here’s a vital list of such exclusions.

Add-on Coverage for Hero Splendor

Listed below are popular add-on covers or riders for your Hero Splendor Two-wheeler.


It is convenient to insure your Hero Splendor bike online from ACKO. The following points will highlight why you should buy ACKO’s Comprehensive Hero Splendor two-wheeler Insurance.

1. Wallet-friendly

ACKO’s digital set-up coupled with a Zero-commission model (when it comes to the website/app) ensures low operational costs. This way, the cost advantage leads to low premium plans without reducing the coverage or the features.

2. Maximum Convenience

You can buy or renew bike insurance from anywhere and at any time from ACKO. Raising claims is also super simple via the ACKO website/app. Our tech-based processes lead to a convenient insurance experience for you.

3. Customer Friendly

ACKO is licensed by the Insurance Regulatory and Development Authority of India and is proud to service 4.5 crore users. The testimonials on our website highlight our customer-friendly nature. Our team is at your service 24x7 for insurance-related doubts.

ACKO’s Claim Process

Raising and settling claims is seamless, thanks to ACKO’s website/app. Here’s a step-wise overview of how to raise a bike insurance claim via ACKO.

Step 1: Log in to your ACKO account on the website/app via a OTP verification process.

Step 2: To initiate a claim, select Claim Now and share information about the nature of the claim. Upload relevant documents if applicable.

Step 3: Follow the stated process.

Frequently Asked Questions

This section highlights common bike insurance queries.

Can I choose the IDV of my choice while insuring my Hero Splendor from ACKO?

You can choose the Insured Declared Value from a given range while buying Hero Splendor Bike Insurance from ACKO.

Is there a capping on the number of add-ons I can add to my Comprehensive Hero Splendor Two-wheeler Insurance Policy while buying from ACKO?

No, there is no capping, you can pick multiple add-ons as long as they are available during the purchase journey.

Is there an email ID I can write to in case I need detailed information about bike insurance?

Yes, you can reach out to us by sending an email at [email protected]

Will ACKO consider my previous No Claim Bonus if I renew my policy with ACKO instead of my previous insurer?

Yes, your bike’s No Claim Bonus shall be considered while charging the premium for policy renewal.

Can I buy bike insurance by paying via net banking?

Yes, you have multiple options to choose from, including net banking, to pay for an online bike insurance policy.

Other Two-wheeler Insurance for Hero Bike Models/Variants

Hero Achiever Insurance Hero Duet Insurance Hero Glamour Insurance Hero HF Deluxe Insurance
Hero Hunk Insurance Hero Ignitor Insurance Hero Karizma Insurance Hero Maestro Edge 110 Insurance
Hero Maestro Edge Insurance Hero Passion Insurance Hero Passion Pro Insurance Hero Pleasure Insurance
Hero Splendor Plus Insurance Hero Super Splendor Insurance Hero Xtreme Insurance Hero Xpulse 200 Insurance
Hero Destini 125 Insurance Hero Splendor iSmart 110 Insurance

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CIN: U66000KA2016PLC138288

IRDAI Registration No: 157

Category: Non-Life Insurance

The use of images and brands are only for the purpose of indication and illustration. ACKO claims no rights on the IP rights of any third parties. The ratings are derived from reviews and feedback received from Google and Facebook users on their respective platforms. | *Savings of upto Rs. 50,000 have been calculated on the IDV of Rs. 18,00,000 and 0% NCB. Amount saved is in comparison to tariff rates. Product name: Private Car Policy - Bundled | UIN: IRDAN157RP0014V01201819 |

Trade logo displayed above belongs to ACKO Technology & Services Pvt Ltd and used by ACKO General insurance Limited under License. For more details on risk factors, terms, conditions and exclusions, please read the policy wordings carefully before concluding a sale.