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Home / Car Insurance / Articles / 6 Low-Maintenance Luxury Cars in India: Features, Specifications and Price

6 Low-Maintenance Luxury Cars in India: Features, Specifications and Price

Team AckoMay 23, 2023

The car you drive showcases your lifestyle, preferences, and general personality. The importance of choosing a vehicle that complements your personality while catering to your requirements cannot be understated. While you invest a lot in a luxury car, you may expect lower ownership costs. If you are looking for a list of luxury cars with low maintenance in India, then this article is for you. Read on.




Top 6 Low-Maintenance Luxury Cars in India

Here is the list of top low-maintenance luxury cars in India (as of December 2022). Please note that this is a list of models and not they are ranked.

Model Name

Ex-Showroom Price

BMW 3 Series

Rs. 46.90 - 68.90 Lakhs

BMW 7 Series

Rs. 1.5 Crores - 1.76 Crores

Audi A6

Rs. 60.59 - 66.65 Lakhs

Jaguar XF

Rs. 71.60 - 76.00 Lakhs

Volvo XC90

Rs. 96.50 Lakhs onwards

Jeep Compass

Rs. 20.89 - 31.29 Lakhs

1. BMW 3 Series

A distinct double-kidney grille complemented with the full LED projector headlights in the front, coupled with a streamlined rear tear-off edge, lend to the elegant yet dynamic air of the BMW 3 Series.

While it comes with top-end safety features, the technology is also spot on, with a visually appealing 10.25-inch touchscreen instrument panel connected to Apple CarPlay and Android Auto, a striking sunroof, and climate control. Despite being expensive, it is one of the best low-maintenance luxury cars in India.


  • Seating capacity: 5

  • Mileage: Automatic Diesel - 20.37 km/l, Automatic Petrol - 16.13 km/l

  • Engine Displacement: Diesel - 1995 cc, Petrol - 1998 cc and 2998 cc

  • Boot space: 480 litres

  • Ex-Showroom Price in Delhi: Rs. 46.90 - Rs. 68.90 Lakhs

  • Maximum Power: Petrol - 258Ps and 387 Ps, Diesel - 190Ps.

  • Peak Torque: Petrol - 400Nm and 500 Nm, Diesel - 400Nm.

  • Transmission Type: Automatic

2. BMW 7 Series

While the BMW 7 Series is brimming with superior car tech, what catches the eye is the extraordinary bold presence delivered by the striking BMW laser light, the distinct kidney grille on the front apron, and the spectacular panorama glass roof.

The BMW 7 Series is replete with top-notch safety features, including ABS with EBD, brake assist, Parking Assistant Plus, tire pressure monitoring, up to 8 airbags, collision and seat belt alerts, and ISOFIX child seat mounts.


  • Seating capacity: 4

  • Mileage: Automatic Diesel - 17.66 km/l, Automatic Petrol - 7.96 km/l

  • Engine Displacement: Diesel - 2993 cc, Petrol - 2998 cc

  • Boot space: 515 litres

  • Ex-Showroom Price in Delhi: Rs. 1.5 Crores - Rs. 1.76 Crores

  • Maximum Power: Petrol - 340 Ps and 609 Ps; Diesel - 265 Ps; Hybrid - 394 Ps

  • Peak Torque: Petrol - 450 Nm and 850 Nm; Diesel - 620 Nm; Hybrid - 600 Nm.

  • Transmission Type: Automatic

3. Audi A6

The perfect blend of an extravagant sporty design and crisp muscular stance, the Audi A6 hits all the right notes with its intuitive technology, including a premium Audi sound system and smartphone interface, adaptive cruise control, and an impressive safety kit. The ample legroom, plush upholstery, and fine-wood trims impart a luxurious touch to this splendid SUV.


  • Seating capacity: 5

  • Mileage: 14.11 km/l

  • Engine Displacement: Petrol - 1984 cc

  • Boot space: 560 litres

  • Ex-Showroom Price in Delhi: Rs. 60.59 - Rs. 66.65 Lakhs

  • Maximum Power: 245 Ps

  • Peak Torque: 370 Nm

  • Transmission Type: Automatic

4. Jaguar XF

With an 11.4-inch infotainment that seamlessly integrates with Android Auto and Apple CarPlay, a splendid Meridian audio system technology, and a panoramic sunroof, technology takes centre stage in the Jaguar XF.

Optimised safety features, including ABS with EBD, ISOFIX, Hill Assist, Hill Descent, and Brake Assist, alongside numerous others, take the safety quotient up a notch in this stunning sedan.


  • Seating capacity: 5

  • Mileage: 13.12 km/l-19.33 km/l

  • Engine Displacement: Petrol - 1997 cc, Diesel - 1997 cc

  • Boot space: 459 litres

  • Ex-Showroom Price in Delhi: Rs. 71.60 - Rs. 76.00 Lakhs

  • Maximum Power: Petrol - 200 Ps or 250 Ps, Diesel - 201 Ps

  • Peak Torque: Petrol - 320 Nm or 365 Nm, Diesel - 430 Nm

  • Transmission Type: Automatic

5. Volvo XC90

From its signature, bold front grille and distinct headlamps to seat ventilation and roomy upscale cabin with a spectacular panoramic sunroof and an air purifier, every bit of the Volvo XC90 screams luxury.

Features like refined driver assistance, a Head-Up Display, Blind Spot Information System, collision alert, 360-degree view parking cameras, top-of-the-line navigation, and Google Play-integrated mechanics reflect its superior technology and safety standards.


  • Seating capacity: 7

  • Mileage: 17.2 km/l

  • Engine Displacement: Petrol - 1969 cc

  • Boot space: 397 litres

  • Ex-Showroom Price in Delhi: Rs. 96.50 Lakhs onwards

  • Maximum Power: 300 Ps

  • Peak Torque: 420 Nm

  • Transmission Type: Automatic

6. Jeep Compass

The premium alloy design, high-end LED headlights, and signature DRLs accentuate the dynamic exterior, making the Jeep Compass hard to look away from.

A luxurious, expansive cabin with sumptuous leather upholstery, adjustable seating positions, dual pane panoramic sunroof, and plentiful legroom offer the utmost comfort and luxury.

The SUV integrates wireless, innovative technology like Apple CarPlay and Android Auto connectivity that sets it apart. Electronic Stability Control, six airbags, Electronic Parking brake, Auto Hold, ABS with EBD, and rear parking sensors, among other safety elements, take passenger safety to a new level.


  • Seating capacity: 5

  • Mileage: 13.6 km/l - 17.3 km/l

  • Engine Displacement: Petrol - 1368 cc, Diesel - 1956 cc

  • Boot space: 438 litres

  • Ex-Showroom Price in Delhi: Rs. 20.89 - 31.29 Lakhs

  • Maximum Power: Petrol - 163PS, Diesel - 172 Ps

  • Peak Torque: Petrol - 250 Nm, Diesel - 350 Nm

  • Transmission Type: Manual and Automatic

Insure Your Luxury Car Now!

While purchasing a premium vehicle entails a considerable financial commitment, don't be under the impression that its upkeep will be just as expensive. The market is abounding when it comes to minimal maintenance luxury vehicles. Although third-party insurance covers you against third-party liabilities as a luxury vehicle owner, you should aim for the maximum degree of protection for your car.

Premium vehicles are expensive, and repairs following the aftermath of an accidental collision are equally pricey. The insurance company bears all costs associated with the necessary repairs, saving you from having to shell out a massive amount for damage restoration and repair with comprehensive car insurance.

At ACKO, we recognise your vehicle as a precious asset and provide customised insurance plans that can be supplemented with various add-ons for optimal protection. Log on to ACKO and follow a few simple steps as prompted to get your luxury car insured now!

Frequently Asked Questions (FAQs)

Here are commonly asked questions about the best low-maintenance luxury cars in India.


Which are the top budget-friendly luxury cars in India?

The five most affordable luxury vehicle options available in India from top luxury automakers are as follows.

  • Audi Q2- Rs. 34.99 Lakhs

  • BMW 2 Series Gran Coupe- Rs. 37.90 Lakhs

  • Mercedes Benz A-Class- Rs. 39.90 Lakhs

  • Volvo XC40- Rs. 41.25 Lakhs

  • Jaguar XE- Rs. 46.63 Lakhs

What distinguishes standard car insurance from luxury car insurance?

The Insured Declared Value (IDV) of a car is the primary factor in determining the cost of an insurance policy. The vehicle's approximate market value is the IDV. Since a luxury car's IDV is more than affordable or mass-market cars, its insurance premium is also higher than an insurance policy for a regular car.

Which are some of the best add-ons I should get for my luxury car?

If you own a premium vehicle, consider including additional features such as Roadside Assistance Cover, Engine Protection Cover, Return to Invoice Cover, and Consumables Cover for enhanced protection. A thoughtfully chosen combination of add-ons can reinforce insurance coverage.

Can insurance premiums for luxury cars be paid in instalments?

Section 64 VB of the Insurance Act of 1938, regulating the payment of car insurance premiums, prohibits premium payment in installments. The insurance company extends coverage only after the premium amount is paid before the commencement of the policy term.

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Disclaimer: The content on this page is generic and shared only for informational and explanatory purposes. It is based on several secondary sources on the internet and is subject to changes. Please consult an expert before making any related decisions.


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