Volkswagen Car Insurance

When you buy or renew car insurance online, the entire procedure is paperless. You do not have to fill out forms. The digital infrastructure lets you share a few details of the vehicle and previous policy to insure your vehicle instantly.

You can compare car insurance policies, services of insurers, and add-ons through the online method. You can learn about the features, terms and conditions, and benefits before you make the decision to buy a suitable insurance policy.

Whether you want to buy or renew car insurance plans, the online process requires the least effort compared to the offline or traditional procedure. By entering the vehicle’s details and previous policy, you can insure your vehicle instantly and without any hassles.

The model and variant of your Volkswagen car play a major role in the calculation of car insurance premiums. This is due to the fact that each model has different price tags (market value), and repair costs differ for different car models and variants of a brand.

The cost of vehicle insurance also depends widely on the type of policy you choose. The price and coverages change from policy to policy. For example, a Comprehensive Insurance Plan offers more coverage than a Third-party Insurance Plan. Hence, a Comprehensive Policy costs more than a Third-party Insurance Policy.

The advantage of a Comprehensive Insurance Policy is that you can extend its coverage with add-ons. These add-ons may include Zero Depreciation Cover, Consumables Cover, Engine Protection Cover, etc. With each add-on cover, the premium of an insurance plan grows accordingly.

The latest market value of a car is identified as the Insured Declared Value or IDV. This value defines the amount you can receive as claim settlement in case of theft or total loss of your Volkswagen car. Thus, vehicles with high IDV tend to increase the policy premium.

It is mandatory by law for every vehicle owner to purchase the PA cover. The Personal Accident Cover doesn’t come included in an insurance plan. Hence, you must purchase it separately when buying Volkswagen car insurance. The role of the PA cover is to financially protect the policyholder against accidental injuries, permanent/temporary disability or death.

You will get a discount on the premium if you have accrued NCB (No Claim Bonus) over the years. It is nothing but a discount offered by the insurer for making no claims during the previous policy period. You may also get a discount if you have installed anti-theft/security devices on your Volkswagen car.

ACKO does not have intermediaries; hence, all transactions are through a robust digital environment. With a direct-to-customer model and digital infrastructure, operational costs are lower, enabling ACKO to offer affordable car insurance plans.

ACKO offers pickup and drop services when you raise a claim for significant damages. Our claims team will pick up your car from your location, get it repaired at a network garage and drop it back (in select cities).

There is no physical paperwork involved when you raise your claim at ACKO. The entire process is online and hassle-free. File the claim via www.acko.com or the mobile app; our claims team will help you with the next steps.