Volkswagen Polo Car Insurance

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Car Insurance for Volkswagen Polo

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The Volkswagen Polo is an excellent, powerful and popular hatchback across the globe. Insuring the Volkswagen Polo with the Comprehensive Insurance policy provides extensive benefits, including access to valuable add-ons to extend the coverage of the policy. Keep reading to learn about Volkswagen Polo car insurance and the benefits of online insurance.

Benefits of buying online car insurance for Volkswagen Polo

Here is why you should buy online car insurance for Volkswagen Polo compared to offline insurance.

Zero paperwork

The online mode helps you to buy, renew, and even register claims without physical paperwork. To buy car insurance online, simply visit the website, share a few details of your Volkswagen Polo and previous policy (expired/active) to insure the hatchback instantly.

Compare plans

You get to review several insurance plans, services, and features instantly through the online platform. You can check the benefits of various plans and the Volkswagen Polo insurance price so that you can make the right decision.

Faster procedures

Whether it is the procedure to buy or renew car insurance online, the process is entirely hassle-free and super-fast due to the robust digital platform. Even the process to raise claims is easy and fast. Answer a few questions about the damages, upload the documents to submit your claim.

Types of car insurance plans for Volkswagen Polo

Here are the two primary insurance plans for Volkswagen Polo.

Third-party Policy

To drive any motorised vehicles on the road, the vehicle must be insured against third-party liabilities mandated by The Motor Vehicles Act, 1988. The Third-party Car Insurance Policy provides coverage against damages to third-party property or injury/death of the third party. Driving a car without this type of insurance plan will attract fines defined by the traffic rules. While this plan is mandatory, it lacks coverage for the insured vehicle in case of accidental damages. You can buy third-party car insurance online.

Comprehensive Policy

To insure the Volkswagen Polo with wide-ranging benefits, it is recommended that you opt for this type of insurance plan as it covers both third-party liabilities and own damages. You will be compensated for accidental damages to your vehicle in case of an accident, fire or explosion, natural or man-made calamities, along with coverage against losses incurred due to total loss or in case of vehicle theft. To increase the coverage further, you can include several add-ons to the primary plan.

Inclusions: What’s covered in Volkswagen Polo car insurance?

Here are the coverage details of the Comprehensive Plan for the Volkswagen Polo.

  • Damages incurred due to an accident, fire, or explosion

  • Third-party injury

  • Damages to the third-party property

  • Third-party death

  • Theft of the insured vehicle

  • Damages due to natural causes

  • Damages due to man-made causes

Note: While buying or renewing the plan, you must purchase the Personal Accident (PA) cover since it is mandatory as per the law. The scope of coverage of this cover is to provide financial protection to the policyholder against permanent/partial disability or death caused due to a car accident.

Exclusions: What’s not covered in Volkswagen Polo car insurance?

Here are reasons why the Comprehensive Policy will not offer coverage for the policyholder.

  • Driving the Volkswagen Polo under the influence of alcohol or other intoxicating substances

  • Driving the Volkswagen Polo without valid documents (Insurance Policy, Driving License, etc.)

  • Driving the hatchback in a reckless or negligent manner

  • Driving the Volkswagen Polo for racing purposes

  • Damages incurred due to regular wear and tear

  • Damages incurred outside the specified geographical limits

  • Damages incurred due to mechanical or electrical issues

Add-ons for Volkswagen Polo insurance

Add-ons offer coverage against specific liabilities that are not covered in the primary plan. Here are the car insurance add-ons that you can choose for your Volkswagen Polo car insurance.


Following are the reasons why you should opt for ACKO car insurance for the Volkswagen Polo.

Pickup and drop service

In select cities, our claims team will pick your vehicle, repair it at the garage and deliver the car back to you in 3 days.

Hassle-free claims

Register your claim against the policy without any physical paperwork. Access your account via our website or app, answer a few questions, upload required documents to raise your claim. Our claims team will help you with further procedures.

Affordable plans

At ACKO, we embrace a direct-to-customer approach so that you can transact directly with us. Therefore, our operating costs are lower, thus we are able to pass on the savings to you and able to keep the Volkswagen Polo insurance price affordable for you.

ACKO’s claim process

Here is the 3-step process to register a car insurance claim against your ACKO car insurance policy.

  • Step 1: Access your ACKO account via our website or mobile app.

  • Step 2: Choose ‘Claim’ under the policy card of the Volkswagen Polo.

  • Step 3: Answer a few questions about the damages, upload the pictures of the damaged vehicle to submit your claim.

ACKO may settle your claim within a few hours if the damages are minor. As for significant damages, our claims team will help you with the next steps.

Frequently asked questions

Here are some of the common queries about ACKO car insurance.


Which is the ideal insurance plan for Volkswagen Polo?

It is recommended to opt for the Comprehensive Policy since it offers wide-ranging benefits. Apart from covering third-party liabilities, it also provides coverage for the insured vehicle against third-party liabilities. You can also buy add-ons to increase the coverage of the insurance plan.

What is the process to buy car insurance for my Volkswagen Polo from ACKO?

Since we embrace a direct-to-customer model, we do not have agents. You can buy the policy directly from us. Visit ACKO’s website or mobile application, provide the registration number of the vehicle, model and year of manufacture of the vehicle, location, and previous policy (if available) to insure your vehicle instantly.

What are the documents to insure the Volkswagen Polo from ACKO?

When you buy car insurance from ACKO, there is no paperwork involved. Enter the vehicle details on our website or mobile application to insure your vehicle from ACKO instantly.

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About car insurance for Volkswagen Polo

Insurance for your Volkswagen Polo is excellent financial protection in case of accidental damages to your vehicle and third-party liabilities. For wide-ranging benefits, it is advisable to opt for the Comprehensive Policy since it includes both the Third-party Policy and Own Damage Cover.

The Own Damage Insurance Cover provides financial protection against accidental damages arising from natural or man-made calamities (floods, riots, etc.) an accident, fire, or explosion, and losses arising from vehicle theft or total loss.

Why should you buy the Volkswagen Polo?

The Volkswagen Polo is equipped with unmatchable power and can be easily considered as one of the most powerful hatchbacks in the country. The Polo hatchback boasts good build quality and the design is sharp and clean. Apart from the powerful engine, the car offers superb handling and driving pleasure for car enthusiasts. If you are looking for a powerful hatchback with excellent performance, you should consider buying the Volkswagen Polo.

Specifications of the Volkswagen Polo

Here are the specifications of the Volkswagen Polo hatchback.

Details Specifications
Engine (cc) 1.0-litre MPI/TSI (Petrol)
Power (PS) 76/110
Torque (Nm) 95/175
Gearbox Manual/automatic
Fuel type Petrol
Seating capacity Petrol
Fuel tank capacity (litres) 5

Variants and ex-showroom price of Volkswagen Polo

Here is the Volkswagen Polo price for different variants.

Variants of Volkswagen Polo Ex-Showroom Price*
Trendline (Non-metallic) Rs. 6.17 lakhs
Trendline (Metallic) Rs. 6.27 lakhs
Comfortline (Non-metallic) Rs. 7.11 lakhs
Comfortline (Metallic) Rs. 7.21 lakhs
Comfortline TSI (Non-metallic) - MT Rs. 7.41 lakhs
Comfortline TSI (Metallic) - MT Rs. 7.41 lakhs
Comfortline TSI (Non-metallic) - AT Rs. 7.51 lakhs
Comfortline TSI (Metallic) - AT Rs. 8.51 lakhs
Highline Plus - MT Rs. 8.49 lakhs
Highline Plus - AT Rs. 9.60 lakhs
GT Rs. 10 lakhs
*Ex-showroom prices are as of July 29, 2021 (Delhi).

CIN: U66000KA2016PLC138288

IRDAI Registration No: 157

Category: Non-Life Insurance

The use of images and brands are only for the purpose of indication and illustration. ACKO claims no rights on the IP rights of any third parties. The ratings are derived from reviews and feedback received from Google and Facebook users on their respective platforms. | *Savings of upto Rs. 50,000 have been calculated on the IDV of Rs. 18,00,000 and 0% NCB. Amount saved is in comparison to tariff rates. Product name: Private Car Policy - Bundled | UIN: IRDAN157RP0014V01201819 |

Trade logo displayed above belongs to ACKO Technology & Services Pvt Ltd and used by ACKO General insurance Limited under License. For more details on risk factors, terms, conditions and exclusions, please read the policy wordings carefully before concluding a sale.