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The Volkswagen Virtus is a compact sedan that was launched in the Indian car market in June 2022; this German-made car has been turning heads ever since. If you are a proud owner of this beauty or are considering becoming one, read ahead. This article highlights the importance of buying Volkswagen Virtus car insurance and the benefits of doing so online.
In this section, we will highlight some of the benefits of buying Virtus insurance online.
Gone are the days when you had to fill up endless forms to purchase car insurance. With the dawn of the digital age, almost everything has become virtual. Now, you just have to fill in the required details online on an insurer’s app or website, complete the purchase process, and you will be emailed your car’s policy document instantly.
Buying car insurance offline may require you to visit an insurer’s/intermediary’s office for the purchase and to get claims settled in case of an accident. In contrast, online car insurance can be accessed from anywhere and at any time. Consequently, you can buy, claim and renew car insurance online more easily.
Car accidents are unfortunate and unpredictable. That is why it is essential to be able to contact your insurer at any time to get assistance. For this purpose, online car insurers generally provide a 24x7 toll-free number or a detailed Help section for quick assistance.
Here are the two fundamental car insurance policies you can buy for your Volkswagen Virtus.
Third-party Car Insurance is the most basic car insurance policy. It offers protection against the financial repercussions of accident-related injury, death or property damage to a third party. As per The Motor Vehicles Act of 1988, it is necessary to buy Third-party Car Insurance to drive legally in the country. So, this policy is a must-have for Volkswagen Virtus owners.
A Comprehensive Car Insurance Policy offers the coverage of a Third-party Car Insurance Policy and coverage for accident-related damages to your car as well. You also have the option of purchasing add-ons to enhance the coverage of the base policy. There are different types of add-ons for different types of financial protection. You can choose them based on your needs.
You can claim against your Virtus Comprehensive Car Insurance under the following conditions.
Damages that occur to your Virtus due to collisions
Injuries, death and property damage to a third party
Damages due to natural calamities like earthquakes, floods, cyclones, etc.
Damages due to manmade calamities like riots, vandalism, etc.
Damages caused due to fires
If your four-wheeler has been stolen
Claims raised against your Virtus car insurance will be rejected under the following conditions.
If you are caught driving without an active driving licence
Driving without a copy of your car insurance policy document
Wear and tear of your vehicle’s parts due to ageing
Mechanical and electrical malfunctions occurring in your car
Driving without following traffic rules
Driving after consuming intoxicating substances
Damages that happen outside the geographical locations covered under the policy
The following are some of the add-ons usually offered under a Comprehensive Insurance Policy. You can pick your desired add-on(s) based on availability.
Roadside Assistance Cover
Key Replacement Cover
Zero Depreciation Cover
Return to Invoice Cover
Outstation Emergency Cover
Here’s why ACKO is the ideal insurer for your Volkswagen Virtus.
Operational costs are one of the key expenses of a company and can influence product pricing. Since ACKO functions on a digital platform, we are able to cut down on these costs, which translates to affordable insurance plans.
Typically, if you raise a claim for damages to your car, you may have to wait for a while before receiving compensation. However, under ACKO car insurance, we strive to settle claims for minor damages within just a few hours from when you raise the request
We will pick-up your damaged vehicle and take it to a network garage, get it repaired and return it to you at no additional cost. (This feature is available in specific locations and subject to terms and conditions).
Raising an ACKO claim for accident-related damages to your Virtus is quick and easy. Here’s an overview of the process.
Step 1: Head to ACKO’s website or mobile app from your internet-connected smartphone or laptop.
Step 2: Locate your Virtus’ policy card and click on “claim” next to it.
Step 3: Reply to some queries regarding the damages to your car, upload applicable images, and complete the process.
The most ideal car insurance for Volkswagen Virtus is Comprehensive Car Insurance. It offers both mandatory Third-Party cover and coverage for accident-related damages to your vehicle.
The most cost-effective insurance available for Volkswagen Virtus is Third-party Car Insurance. However, it offers coverage only against injury, death and property damage to a third party.
Typically, you do not need to submit any documents to avail of Virtus insurance. However, you may need to enter the following details into the ACKO app/website before making a purchase.
Car’s year of manufacture
Car’s previous policy details (if applicable)
Car’s registration number
Your current geographical location
Number of claims raised in the past five years
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Disclaimer: The content on this page is generic and shared only for informational and explanatory purposes. It is based on industry experience and several secondary sources on the internet, and is subject to changes. Please go through the applicable policy wordings for updated ACKO-centric content, and before making any insurance-related decisions.