Home / Health Insurance / Articles / Government Schemes / Aarogyasri Telangana: Overview, how to apply, eligibility, features & benefits

Aarogyasri Telangana: Overview, how to apply, eligibility, features & benefits

Team AckoApr 17, 2024

According to the Multi-Dimensional Poverty Index (MPI) announced by NITI Aayog in 2021,13.74 percent of Telangana's population lacks basic needs on various levels, including health care.

Thus, providing health insurance that offers multiple benefits in the state of Telangana is extremely necessary. In this regard, the state and the central government offer various health insurance schemes, and one of them is Aarogyasri Telangana. In this article, you will learn about how to apply for this scheme, and learn about its eligibility, features, and benefits.

Contents

What is Aarogyasri Health Care Trust?
What is Aarogyasri Community Health Insurance Scheme?
What is the eligibility for the Aarogyasri Telangana scheme?
How to log in to Aarogyasri Telangana
How to apply for an Aarogyasri card in Telangana
What are the features of the Aarogyasri Health Insurance Scheme?
What are the coverages of the Telangana Aarogyasri Health Insurance Scheme?
Exclusions of the Aarogyasri Health Insurance Scheme
Aarogyasri Telangana Health Camp services
The Importance of a Health Insurance
- Contact address
Conclusion
Frequently asked questions

Aarogyasri Telangana Overview
Scheme name	Aarogyasri of Telangana
Name of the Authority	Aarogyasri Health Care Trust
Objective	Improving access of BPL families to healthcare
Eligibility	Below Poverty Line (BPL) families
Inception of Aarogyasri of Telangana	2007
Aarogyasri Telangana website	https://aarogyasri.telangana.gov.in/ASRI2.0/
Validity of Aarogyasri of Telangana	Lifetime
Aarogyasri helpline phone number, Telangana	040 2354 7107

What is Aarogyasri Health Care Trust?

Aarogyasri Health Care Trust is a state government-run health insurance program in the Indian state of Telangana. It provides free medical treatment to eligible individuals below the poverty line or those identified as vulnerable by the government. The program covers a range of medical procedures, including surgeries, hospitalisations, and diagnostic tests. It also provides financial assistance for transportation to and from the hospital. Aarogyasri Health Care Trust is funded by the state government and administered by the Department of Health and Family Welfare. It aims to improve access to quality healthcare for people who might otherwise be unable to afford it.

What is Aarogyasri Community Health Insurance Scheme?

Aarogyasri Community Health Insurance Scheme is a health insurance program that provides financial protection to individuals in the Indian state of Telangana. It offers a sum insured of Rs. 2 lakhs for medical expenses including coverage for life-threatening conditions. The Aarogyasri Health Care Trust runs this scheme. This state government-run organisation aims to improve access to quality healthcare for people who might otherwise be unable to afford it.

What is the eligibility for the Aarogyasri Telangana scheme?

Individuals must meet certain criteria to be eligible for the Aarogyasri Health Care Trust program in Telangana. These criteria may vary depending on the specific health services being sought. However, generally, the program is available to the following individuals.

Residents of Telangana are eligible for Aarogyasri scheme.
People below the poverty line or those who have been identified as vulnerable by the government.
People who have a valid identification card issued by the government.
People who are referred from a government hospital or primary health centre.

In addition to these general eligibility requirements, specific eligibility criteria may apply to different types of medical procedures or treatments. It is essential to check with the Aarogyasri Health Care Trust or a government hospital or primary health centre to determine whether you are eligible for the program.

How to log in to Aarogyasri Telangana

Here are the steps to log in to the Aarogyasri Telangana website.

Visit the official Aarogyasri Telangana website and click on the "Login" button in the top right corner of the page.
Enter your login credentials (username and password).
Click on the "Login" button.

If you do not have a login account, you can create one by clicking on the "Sign Up" button on the login page and following the prompts to create a new account. Please note that the Aarogyasri Telangana website is intended for use by registered healthcare providers and other authorised users. If you are a patient seeking healthcare services, you should contact a healthcare provider or visit a healthcare facility for assistance.

How to apply for an Aarogyasri card in Telangana

Follow the steps given below to apply for Aarogyasri Telangana.

Visit the official Aarogyasri Telangana website and click on the "New Enrollment" tab.
Fill in the required personal and family details in the online application form. You will need to provide proof of identity and residence.
Upload scanned copies of the required documents, including proof of identity, proof of residence, and proof of income (if applicable).
Submit the application form and wait for the verification process to complete.
Once the application is approved, you will receive an Aarogyasri card, which you can use to avail of the healthcare benefits offered under the scheme.

What are the features of the Aarogyasri Health Insurance Scheme?

Here are the different features of the Aarogyasri Health Insurance Scheme.

1. Coverage

The scheme covers the cost of treatment for at least 949 illnesses, including cancer, heart disease, kidney disease, and neurological conditions, among others. The scheme ensures that you get access to free treatment hospitals in Hyderabad.

Even though the sum insured of this scheme is capped at Rs. 1.5 lakhs, insured members can get coverage for the cost of Cochlear Implant Surgery with Auditory Verbal Therapy up to a maximum of Rs. 6.50 lakhs.

2. Benefits

The scheme provides financial assistance for the cost of hospitalisation, diagnostic tests, surgeries, and other medical procedures related to the treatment of the covered illnesses.

3. Network of hospitals

The scheme has a network of empanelled hospitals where beneficiaries can access treatment. These hospitals include both government and private facilities.

4. Claim process

Beneficiaries can submit claims for reimbursement of medical expenses through the Aarogyasri Health Insurance Scheme website or at designated centres.

5. Premiums

The scheme is funded by the government, and beneficiaries are not required to pay premiums.

What are the coverages of the Telangana Aarogyasri Health Insurance Scheme?

The coverages of the Telangana Aarogyasri Health Insurance Scheme are as follows.

1. Cancer

The cost of treatment for various types of cancer, including chemotherapy, radiation therapy, and surgery.

2. Heart disease

Medical expenses related to heart conditions, including coronary artery bypass surgery, angioplasty, and valve replacements, are included under this scheme.

3. Kidney disease

The cost of treatment for kidney conditions, including dialysis and kidney transplantation.

4. Neurological conditions

You get coverage for the cost of treatment for neurological conditions, including stroke, Parkinson's disease, and multiple sclerosis.

5. Orthopaedic conditions

The scheme covers the cost of treatment for orthopaedic conditions, including joint replacements and spinal surgery.

6. Gastrointestinal conditions

The scheme offers coverage for the cost of treatment for gastrointestinal disorders, including surgery for ulcerative colitis and Crohn's disease.

7. Respiratory conditions

Coverage for the cost of treatment for respiratory conditions, including asthma and chronic obstructive pulmonary disease (COPD).

8. Burns

Telangana Aarogyasri Health Insurance scheme covers the cost of treatment for burns, including surgery and skin grafting.

9. Neonatal care

You get coverage for the cost of treatment for newborns with certain medical conditions. This is not an exhaustive list, the scheme may also cover other illnesses. It is important to note that coverage under the Telangana Aarogyasri Health Insurance Scheme is subject to certain terms and conditions and may vary depending on the specific circumstances of the beneficiary.

Exclusions of the Aarogyasri Health Insurance Scheme

Following are the exclusions of the Aarogyasri Health Insurance Scheme.

Assisted devices for cardiac failures
Liver transplants
Bone marrow procedures
Gamma-knife procedures in neurosurgery
Hip and knee replacement

This scheme also excludes coverage for ailments that are covered under National Programs. For instance, diseases like Infectious diseases, Gastroenteritis, HIV/AIDS, Jaundice, Filaria, Tuberculosis, Malaria, Leprosy, etc., are covered under the Ayushman Bharat - Pradhan Mantri Jan Arogya Yojna. These are excluded from the Aarogyasri Telangana Scheme.

Aarogyasri Telangana Health Camp services

The state government's goal is to create awareness among the rural population about the state travel health insurance scheme. Also, the state wishes to spread awareness about different diseases. People must know about the free medicines and medical advice available under the scheme. Arogyasathi is meant to provide medical facilities to the needy. As part of the IEC operations, the scheme's network hospitals must hold free health camps to bring evaluation and treatment to the beneficiaries' doorsteps. In this regard, the following services are offered under the Aarogyasri Telangana scheme.

Setting up exhibits about general health, illness detection, and infectious and chronic disease prevention.
Creating radio advertisements
Audio-visual media playback
Pamphlet distribution
Writing daily newspaper news articles and adverts
Displaying posters and banners
Organising village meetings

The Importance of a Health Insurance

Health insurance plays a pivotal role in ensuring individuals and families maintain their well-being by providing financial security, access to effective and equitable healthcare, and protection against critical illnesses. With healthcare costs on the rise globally, health insurance serves as a crucial safeguard against unforeseen medical expenses that could otherwise lead to financial hardship and even bankruptcy.

Financial security is perhaps the most significant benefit of health insurance. By paying a regular premium, individuals and families can mitigate the risk of facing exorbitant medical bills in case of illness or injury. This financial safety net ensures that necessary medical treatments and procedures are accessible without the fear of draining savings or going into debt.

Moreover, health insurance facilitates access to effective healthcare. Insured individuals have the liberty to choose from a network of healthcare providers, including doctors, specialists, hospitals, and clinics. This access to a wide range of medical services ensures that individuals receive timely and appropriate treatment, leading to better health outcomes and improved quality of life.

Equitable healthcare is another crucial aspect of health insurance. By pooling risk and resources, health insurance promotes fairness in healthcare access, irrespective of one's socio-economic background or pre-existing health conditions. This helps in reducing disparities in healthcare delivery and ensures that everyone, regardless of their financial status, can avail themselves of essential medical services when needed.

Contact address

Here is the contact address for Aarogyasri Telangana Health Care Trust

A/ahct Road,

8-2-293/82,

G Rami Reddy Marg,

Silent Valley hills,

Jubilee Hills,

Hyderabad,

Telangana 500033

Conclusion

Aarogyasri Telangana is a crucial health insurance scheme by the Telangana government to improve healthcare access for the poor and vulnerable. The scheme has enhanced medical care by covering treatment costs for 949 illnesses, providing cashless services through networked hospitals, and raising awareness via health camps while reducing financial hardship. Continued state funding and increasing reach are key to its future impact.

Frequently asked questions

FAQs

Is Aarogyasri Telangana only available in Telangana?

Yes, Aarogyasri Telangana is a health insurance scheme specifically available to residents of the Indian state of Telangana. It is a state-run program, so it is not available in other states or Union Territories in India.

How do I renew my Aarogyasri Telangana coverage?

You can renew your Aarogyasri Telangana coverage by contacting the Aarogyasri Telangana helpline or visiting a nearby Aarogyasri Telangana facility to inquire about the renewal process. You may be asked to provide certain documents or information to complete the renewal process.

Can I choose my own hospital for treatment under Aarogyasri Telangana?

Yes, you can choose your own hospital for treatment under Aarogyasri Telangana, depending on your coverage's specific terms and conditions. However, it is important to note that Aarogyasri Telangana has a network of hospitals that offer cashless treatment where you can simply show your Aarogyasri Telangana card and begin treatment.

What documents do I need to apply for Aarogyasri Telangana?

You must upload proof of ID that verifies your identity and Telangana residence, like an Aadhaar card, driver's license, or ration card. Next, submit an address proof to confirm where you live, through documents like a rental agreement, utility bills or bank statement. Finally, if applicable, attach an income certificate that states your earnings are below the threshold to be eligible for this government health scheme.

How much does an Aarogyasri card cost?

Aarogyasri cards and coverage are free for approved beneficiaries. The Telangana government funds the entire scheme. Notably, the Dr. YSR Aarogyasri scheme in Andhra Pradesh covers all medical expenses beyond Rs. 1,000 for over 2,059 diseases, with a recent announcement increasing the coverage to Rs. 25 lakhs per family.

Which hospitals accept Aarogyasri?

Government and approved private hospitals that are a part of the Aarogyasri network in Telangana will accept Aarogyasri card. You can visit the official website or call the 24/7 helpline to find the full list of empaneled hospitals and check which ones are located close to your home or work location. This makes it convenient to access cashless treatment under the scheme.

What medical conditions are covered under Aarogyasri Telangana?

The scheme covers over 949 illnesses, including cancer, heart disease, kidney disease, neurological conditions, orthopaedic conditions, gastrointestinal conditions, respiratory conditions, and burns.

Are there any exclusions under the Aarogyasri Telangana Scheme?

Yes, exclusions include assisted devices for cardiac failures, liver transplants, bone marrow procedures, gamma-knife procedures in neurosurgery, and conditions covered under national programs like infectious diseases.

What is the sum insured under Aarogyasri Telangana?

The scheme offers an insured sum of Rs. 2 lakhs for medical expenses, with certain treatments like Cochlear Implant Surgery covered up to Rs. 6.50 lakhs.

How can beneficiaries claim benefits under Aarogyasri Telangana?

Beneficiaries can submit claims through the scheme's website or at designated centers, following the procedures outlined by the Aarogyasri Health Care Trust.

How does Aarogyasri Telangana improve healthcare access?

By covering treatment costs for a wide range of illnesses, providing cashless hospital services, and organizing health camps, the scheme significantly reduces financial barriers to healthcare.

What are the features of the Aarogyasri Health Insurance Scheme?

Features include coverage of treatment costs for specified illnesses, a network of empanelled hospitals, and cashless service for beneficiaries without any premium payment.

What is the impact of Aarogyasri Telangana on the population?

By providing financial assistance for healthcare to the state's vulnerable populations, Aarogyasri Telangana has significantly reduced the financial burden of medical treatment, improving overall access to quality healthcare services.

Disclaimer: The content on this page is generic and shared only for informational and explanatory purposes. It is based on several secondary sources on the internet, and is subject to changes.