Travel Insurance for Dubai

Travel insurance for Dubai offers financial protection against various emergencies that may arise during your trip. With ACKO’s online Dubai travel insurance, you can get coverage starting at just ₹8/day*. No paperwork, no hassle. Travel insurance for Dubai from India includes protection against:

• Medical emergencies and hospitalisation costs
• Trip cancellation or rescheduling expenses
• Baggage loss or delay
• Loss of passport or travel documents
• Emergency medical evacuation

While travel insurance for Dubai is not legally mandatory for entry into Dubai, it is highly recommended. However, a valid travel health insurance policy is mandatory if you are applying for the 5-year multiple-entry UAE tourist visa.

Medical & Accidental Coverage

Your ACKO travel insurance for Dubai includes medical-related coverage to protect you during your trip to Dubai.

• Hospitalisation: If you get sick or injured, you can choose between medical bill reimbursement or cashless treatment at network hospitals, where ACKO pays the hospital directly. For hospitalisation over 24 hours, you'll receive a daily payout of up to $100,000 (up to 10 days), plus medical expense reimbursement.
• Doctor Consultation: If you fall sick or get injured while travelling, ACKO reimburses the doctor consultation fees, lab tests, or any other medical treatments you undergo during your trip to Dubai.
• Death Due to an Accident: In case of an unfortunate accident leading to death during your trip, ACKO will pay up to $15,000 to your immediate relative or nominee.
• Total/Partial Disability: If you sustain a permanent or partial disability due to an accident during your Dubai trip, ACKO will pay up to $15,000 as compensation.
• Physiotherapy: ACKO will reimburse up to $100,000 for physiotherapy sessions required solely because of any accident or injury that occurs during your travel.
• Emergency Evacuation: If, due to a medical emergency or catastrophic situation in Dubai, you need air, water, or surface transportation, ACKO will reimburse your evacuation costs up to $100,000.
• Travel Expenses of an Immediate Relative: If you are hospitalised for more than 48 hours during your travel period, ACKO will reimburse up to $5,000 for two-way economy class tickets for your immediate relative to visit you.
• Repatriation of Mortal Remains: In case of death due to illness or injury during travel, ACKO will cover up to $100,000 for expenses related to transporting mortal remains back to your home city.
• Emergency Trip Extension: If you are hospitalised and need to extend your stay, ACKO will reimburse up to $750 to cover hotel charges (up to 7 days) and rescheduling flight expenses (one-time).
• Travel Expenses in Case of Emergency Return of Minor Child: If you are hospitalised for more than 48 hours, ACKO will reimburse up to $5,000  for a direct economy class ticket to return your minor children safely to your city of residence.

Trip covers

The following travel-related circumstances are covered for you to receive financial assistance under your ACKO travel insurance for Dubai.
 

Flight delay or Missed: ACKO covers flight delay and missed connecting flights:

• If your flight gets delayed by more than 6 hours upon arrival, we will pay $75 to cover your discomfort
• If you miss your connecting flight due to a delay of more than 6 hours on your original flight, we will pay up to $100  to cover your next booking (excluding refunds from the flight operator).

Trip rescheduling: We will cover the additional flight expenses of up to $750 if you reschedule your flight due to:

• Hospitalisation of any of the travellers for 48 hours or more, o¼
• Death of an immediate relative (within 20 days of your take off date), orá
• Any natural catastrophe

Trip cancellation: We will cover the cost of your flight cancellation charges of up to $750 if you cancel your flight due to:

• Hospitalisation of any of the travellers for 48 hours or more, o¼
• If your trip gets cancelled because you test for Covid-19 and are quarantined (the trip start date falls within the quarantine period specified by the government), we will cover the expense of your flight tickets.
• Death of an immediate relative (within 20 days of your take off date), orá
• Any natural catastrophe

Baggage & other covers

Your Dubai travel policy apply in these baggage and legal cases:

• Delay of checked-in baggage: If your baggage is delayed for more than 3 hours, we will pay up to  $150 to cover your discomfort.
• Total loss of checked-in baggage: If your airline confirms complete loss of your checked-in baggage, we will pay up to $500 to compensate for your loss.
• Damage to checked-in baggage: If your airline confirms damage to your checked-in baggage, we will pay up to $50 to compensate for your discomfort.
• Financial emergency cash: If you lose your wallet, we can collect a specified amount (as per your policy) from your friends/ relatives in India and deliver it locally to you (wherever you are travelling) to help you get by in a foreign land.
• Loss of Passport: If you lose your passport, we will cover the expenses incurred, up to $300, to obtain a replacement passport or emergency travel document. 


• Home cover: In case there was any theft at your place while you were on a trip, we will reimburse the actual loss amount (excluding cash or any valuables) up to ₹100,000.
• Legal liability: We will reimburse any actual legal liability up to $50,000, including costs incurred on litigation and bail bond by you to pay damages to a third party arising out of the third party’s death, injury or property being damaged during the travel period- just let us know within 7 days from the date of the incident to avail this benefit.

• Collect quotes from multiple travel insurance providers.
• Compare your choices of travel insurance for Dubai online based on the coverage, services, features, and premiums.
• Decide on a sum insured that can save you from financial burden even in extreme conditions.
• Pick and avoid coverage based on your travel needs.
• Thoroughly understand and review the claim process to avoid difficulties later.

1. Luxury Beach Resorts: Enjoy a beach holiday at one of the world’s most luxurious beach resorts.
    
2. Shopping: Dubai is known for its fascinating malls and top brands selling their products, especially clothing and jewellery. So, make sure you go with empty suitcases!
    
3. Desert Safari: A jeep or camel safari in the Arabian desert will expose you to its magical landscape and thrilling experience.
    
4. Burj Khalifa: Enjoy the best views of the city from the tallest skyscraper in the world.
    
5. Adventure Sports: You can bring out your inner daredevil in Dubai with adventure sports like scuba diving, skydiving, bungee jumping, dune dashing, shark diving, and many more.
    
6. Clubbing: Dubai is world famous for its happening nightlife, perfect for party freaks.
    
7. Museums and Events: Dubai has a wide variety of museums and events you can explore, like the Dubai Museum, the Dubai Fountain Show, etc.
    
8. Theme parks: There are many theme parks where you can experience a new world of adventure. 

• Be protective of your passport and cash at all times.
• Avoid unofficial transportation assistance and choose official commercial options when going places.
• Avoid alcohol consumption in public areas as it violates UAE laws.
• Read about the regulations and laws of the country before going there.
• Do not visit any remote locations, especially at night.
• Purchase travel insurance to protect your journey financially.

Step 1: Visit ACKO’s visa portal and select the destination as UAE.

Step 2: Choose the type of visa you need (tourist, transit, etc.). 

Step 3: Upload required documents:

• A valid passport (with at least 6 months validity)
• Recent passport-size photograph with white background.
• Flight details, accommodation info as applicable.

Step 4: Pay the visa fee online via debit/credit card / mobile wallet.

Step 5: ACKO verifies your documents. Once approved, the visa (an e-visa / entry permit) is sent to your email. 

Step 6: Download & print your visa or ensure you have the electronic copy before travelling.
 

Note: Processing time usually takes 3–5 working days, but express options are available for faster approval.

Dubai has many international airports, but these are the two main ones:

• Dubai International Airport (DXB/OMDB)
• Al Maktoum International Airport (DWC/OMDW)

Other Airports of Dubai

Most flights from India land at DXB. However, travellers can also catch their flights from the following other international airports in the UAE, such as:

• Zayed International Airport AUH
• Sharjah International Airport SHJ
• Ras Al Khaimah International Airport RKT
• Al Ain International Airport AAN