Dubai has become one of the most visited international destinations for Indians. In 2025, just in the first half, Dubai saw 9.88 million international visitors, with 1.2 million travellers from Mumbai, emphasising India's continued role as a top market even before the year's end. With the increase in visitors, issues such as baggage loss or misplacement, flight delay, and rescheduling have become common. Travel insurance for Dubai is always recommended to protect oneself from the stress of such incidents.
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Travel medical insurance for Dubai visitors is referred to as Travel Insurance for Dubai. It provides coverage for unforeseen expenses during a trip, including medical emergencies, trip cancellations/delays, lost baggage/delays, Loss of travel documents, and medical evacuation.
While not legally mandated for entry into Dubai, travel insurance provides financial security against expensive incidents, ensuring a safe and stress-free travel experience. You can buy Travel insurance for Dubai from India online starting at just Rs. 8/day*.
Travel insurance is mandatory for visiting Dubai (UAE). You should buy it before applying for your UAE visa. The right travel insurance plan for Dubai can protect you from unexpected expenses due to medical emergencies, flight issues, or other unforeseen events.
Here are a few situations where Dubai travel insurance can help you:
Without travel insurance, such situations can become stressful and lead to heavy financial losses. A good policy ensures peace of mind while you travel.
Here are some of the key features of travel insurance for Dubai that would benefit you:
Dubai Travel Health Insurance covers unexpected medical issues, including COVID-19, so you can stay financially secure during emergencies abroad.
Customise your Dubai travel insurance plan to suit your itinerary and budget, and pay only for needed coverage.
If your flight or baggage is delayed, travel insurance Dubai provides fixed compensation to reduce your financial loss and inconvenience.
Get complete coverage up to the insured amount with zero out-of-pocket expenses under your best travel insurance for Dubai plan.
You can claim reimbursement for non-refundable costs if you cancel your trip for a valid reason listed in your travel insurance for Dubai from India policy.
ACKO provides a fixed payout, covers delays for all legs of the journey, excluding rescheduling.
If you lose your passport, we will cover the expenses incurred up to $300 to obtain a new passport or emergency certificate. Any loss after your arrival in India will not be covered under this benefit.
If you miss your connecting flight due to a delay of more than 6 hours on your original flight, we will pay up to $500 to cover your next booking (excluding refunds by the flight operator).
Craving adventure? Remember to include our adventure sports cover add-on, which provides medical coverage for injuries sustained during these activities.
When it comes to international travel insurance, we can help you obtain it quickly and efficiently.
Here are some ways we can assist you:
| Key Benefits | Details |
| Paperless Process | ACKO is an online-only insurer, which means you can buy, claim and manage your policy entirely online. |
| Budget-Friendly | You get the best travel insurance options with great coverage at a reasonable price. |
| No medical check-up | Instantly get your travel insurance policy without the need for medical tests, ensuring a hassle-free experience. |
| 24x7 Assistance | We believe that life is all about service. We provide 24/7 support for all your insurance needs—so you can travel with complete peace of mind. |
| No Out-of-Pocket Expenses | Rest assured that you won't have to worry about paying anything out of pocket. ACKO has covered all your medical treatment and emergency assistance costs while you travel. |
| Coverage for COVID-19-Related Hospitalisation | If you test positive for COVID-19 during your travel period, we cover COVID-19 hospitalisation in our travel plans. Stay safe! |
Here is ACKO's Dubai Travel Insurance policy inclusions:
Here are specific exclusions that are not covered under ACKO's Dubai Travel Insurance policy.
The following travel-related circumstances disqualify you from receiving financial aid under your ACKO travel insurance for Dubai.
Our policy may not offer financial coverage in these legal situations.
Your travel insurance through ACKO does not provide coverage for these medical issues.
In case you get injured during any adventure sports activities like skiing, skydiving, etc., we will cover the
cost of your treatment up to {{sum_insured}}. This benefit is offered as part of the accidental
hospitalisation benefit.
You will be reimbursed up to {{sum_insured}} for a new booking if you are denied boarding on a confirmed flight or denied hotel accommodation on a paid booking at check-in, provided you have made a new booking in the same city for the same dates as your original booking.
To get online travel insurance for Dubai from ACKO, follow these six steps:
To begin, click here or download our app from the Play Store or App Store
Choose from our comfort/standard plan OR customise your plan.
Select the dates on which your trip will start and end
Choose the coverage you want
Fill in the details for you and your travel companions
Pay online to get your coverage right away
Travel insurance should let you focus on the journey, not the financial risks.
That’s exactly what our customers experience — no delays, no hidden surprises, just genuine support when it matters the most.
Claiming your ACKO travel insurance online for Dubai is super easy. Here are the simple steps to follow:
The following are some of the major documents you will need at the time of entering Dubai.
Amit and Rhea ran into an unexpected problem on their trip to Dubai, United Arab Emirates: Amit got sick and was hospitalised. They were lucky that ACKO's travel insurance covered their medical bills.
Amit and Rhea were happy to hear that their medical bills would be paid after a quick call to ACKO and the appropriate paperwork. They got their money back quickly and without any problems.
Rhea mentioned, "The incident showed us how valuable ACKO's travel insurance is. Something difficult became easier to handle. It really saved my life!" They learned from this how important it is to have insurance, especially when moving.
Here are a few things to know that will help you buy the best travel insurance for Dubai:
| Fact | Details |
| Tallest Building | The Burj Khalifa is the tallest building in the world, standing at 828 metres. |
| Dubai Mall | Home to over 1,200 shops, plus attractions like an ice rink and an aquarium. |
| Mail System | Dubai has no address system or zip codes; residents use P.O. Boxes for mail. |
| Sand Import | Despite being in a desert, Dubai imports sand because local sand is too fine for construction. |
| Dubai Shopping Festival | An annual event with discounts, fireworks, and live entertainment, attracting millions of visitors. |
| Language Spoken | Arabic is the official language, while English is widely used for business and daily life. |
| Culture | Rooted in Islamic traditions, Dubai embraces modernity while respecting customs such as modest dress in public places. |
| Food | Known for Middle Eastern cuisine (shawarma, hummus, kebabs) alongside diverse international dining options. |
| Currency | The official currency is the UAE Dirham (AED). |
| Best Time to Visit | The most pleasant season is November to March, when the weather is cooler and ideal for tourism. |
Here are a few things you should know before your trip to Dubai:
November to March is the best time to explore Dubai’s beaches, markets, and festivals. Visiting during this pleasant season lets you enjoy more for less.
Dubai offers unforgettable adventures from skydiving and dune bashing to luxury shopping and theme parks. As you tick off your bucket list, remember that some activities may not be covered under the basic travel insurance plans.
Indian travellers must carry a valid passport, a Dubai visa, and a travel insurance policy when visiting Dubai. Travel insurance is mandatory for most Dubai tourist visa applications, as applicants must typically provide proof of a valid policy to receive visa approval.
Dubai's currency is the UAE Dirham (AED). The exchange rate is 1 AED equals ₹23.37 (approximately). You can exchange money at airports or malls, but plan wisely.
Dubai is safe, but always remember to follow local rules, such as avoiding alcohol in public and using licensed transport.
Here are the top things you can do on your Dubai trip.
Dubai is a city of wonders, and its most visited places reflect that! Here are a few most common places & top attractions in Dubai visited by travellers.
| Place | Highlights | Best Time to Visit |
| Burj Khalifa | Tallest building in the world (828m); observation deck offers “above the clouds” views. | Sunset (5–7 PM) – magical skyline sights. |
| Dubai Mall | 1,200+ shops, plus aquarium, ice rink, and VR park. | Afternoon to evening (2–8 PM) – escape heat. |
| Palm Jumeirah | Man-made island shaped like a palm; visible from space. | Morning (10 AM – 1 PM) – ideal for beaches & water sports. |
| Dubai Fountain | World’s largest dancing fountain; sprays up to 150m with music. | Evenings, every 30 mins (6–11 PM). |
| Dubai Marina | Waterfront with luxury yachts, skyscrapers, and vibrant dining. | Night (7–11 PM) – illuminated skyline & nightlife. |
| Desert Safari | Adventure: dune bashing, camel rides, cultural shows, and desert BBQ. | Late afternoon (3–9 PM) – sunset & dinner. |
The official currency of Dubai is the United Arab Emirates Dirham (AED). Here’s an approximate exchange rate to help you estimate conversions:
Make sure to check the latest rates for the most accurate conversion.
Dubai is a global cultural melting pot, and people from different nationalities come here to travel and transit. Hence, it is considered one of the safest destinations in the world. Still, you should take certain precautions to avoid hassles and ensure your safety.
The following categories allow you to apply for a Dubai tourist visa.
| VISA CATEGORY | FEATURES |
| Visa for the holders of Indian Passports who also have a valid Schengen, UK, or US visa | A visa on arrival is provided with a 2-week validity at the Dubai International Airport. |
| Visa for holders of an Indian Passport | Sponsored visas can be obtained by booking a hotel in the UAE with the help of a travel agent. |
The table below shows the different categories of visas for Indians in Dubai:
| Visa Type | Entry Type | Validity | Purpose |
| Golden Visa | Multiple | 5 or 10 years | For investors, skilled talent, or long-term contributors to the UAE's economy. |
| Tourist Visa (Multiple Entry) | Multiple | 60 days | Ideal for frequent visitors coming for tourism or quick business meetings. |
| Student Visa | Single (renewable) | Up to 1 year (course-dependent) | Issued to students enrolled in accredited Dubai institutions. |
| Tourist Visa (Single Entry) | Single | 30 or 60 days | Commonly used for sightseeing or visiting loved ones. |
| Transit Visa | Single | 48 or 96 hours | For passengers with short layovers in Dubai en route to another destination. |
| Work Visa | Multiple | 60 days | Granted to individuals hired by Dubai-based employers. |
| Retirement Visa | Multiple | 5 years | Issued to eligible retirees wishing to settle in Dubai. |
| Visa on Arrival | Single | 14 days | For travellers from approved countries visiting Dubai briefly. |
Here are some of the key details of the Indian Embassy in Dubai.
| MODE OF CONTACT | DETAILS |
| Address | AI Hamriya, Diplomatic Enclave, P.O. Box 737, Dubai, United Arab Emirates |
| Toll-free number | 800 46342 |
| Website | https://www.cgidubai.gov.in/ |
Given below are a few frequently asked questions on Dubai travel insurance:
Disclaimer: The plans, services, features, processes, and other details mentioned on this page are subject to availability and changes. Please check the applicable policy wordings before making any insurance-related decisions. Feel free to reach out to us at [email protected] for any queries.
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