Travel Insurance for Germany from India

You may have imagined that travel insurance is expensive. This may have deterred you from purchasing it in the past. However, this is not the case with ACKO's Travel Insurance for Germany. Our policy rates begin at Rs. 49 for a five-day trip period. This works out to less than Rs. 10 each day!

Do you dislike filling out forms? We understand! Our digital insurance process eliminates the need for paper-based forms. Our website/app allows you to remotely purchase/renew insurance, file claims, and perform a variety of other operations.

If you contract COVID-19 during your trip, we will pay for your hospitalisation until you recover. Furthermore, if you miss a flight or suffer any other loss as a result of observing a COVID-19 quarantine, we will pay you monetarily.

Our travel insurance policy will cover you no matter where you go. We currently cover over 150 countries and provide related assistance 24 hours a day, seven days a week. Thus, regardless of where you are or what time it is, we have your back!

ACKO’s Travel Insurance Insurance offers the option of coverage customisation. Take advantage of this by selecting only the specific covers you need for your trip. That way, you can avoid paying for extraneous features and save money.

We do not charge deductibles. So, if you encounter a mishap and raise a claim with us, we will cover the full expense. However, please note that the financial support we offer will be capped at the sum insured limit.

While travelling by an airline, it is possible that your checked-in luggage may get misplaced or lost. In such cases, you can raise a claim against your loss. We will review your claim request and credit the applicable claim settlement as per your policy’s terms.

If you are hospitalised in Germany and wish for the presence of a family member near you, just let us know. We will cover the costs of transporting a relative from your hometown to the location of the hospital in Germany.

In the event of the tragic death of the insured during their trip, we will take care of the expenses that may follow. These could include the costs of transporting the body to India, cremation, and other death-related expenses.

Certain countries still enforce COVID-19-related restrictions. One of them is completing a few days of COVID-19 quarantine before being allowed to enter the country. In such instances, your travel plans can get affected. ACKO’s Travel Insurance has a provision to offer monetary compensation in such cases.

Life is unpredictable. Just before heading off on a trip, it is possible that you may encounter something unavoidable and need to cancel/reschedule your travel plans. ACKO’s Travel Insurance Policy offers financial protection in such situations. However, the reason you provide for the trip cancellation/rescheduling should be acceptable as per the policy terms.

All sports come with their own share of risks; more so adventure sports. If you are involved in an adventure sport in Germany and get injured, our travel policy will cover you. Coverage in such instances may include hospitalisation, physiotherapy and surgery.

During your Germany trip, you may unintentionally hurt someone or damage their property. These types of accidents to a third party caused by you are covered under our travel insurance policy.

If you lose your passport while travelling to Germany or during your stay there, it can put you at legal risk. Most countries are strict when it comes to foreigners not possessing their passports. To avoid related complications, you may need to replace your passport as soon as possible. Our Germany travel insurance from India will cover all the costs associated with your passport replacement.

During your Germany trip, you may become ill or sustain injuries as a result of an accident. As you may be aware, receiving medical care abroad is often costly. But don't be concerned! ACKO Travel Insurance will cover these costs. Keep in mind, however, that the coverage is subject to the maximum sum insured as well as the terms and conditions of your policy.

Before buying travel insurance online, make sure to get a clear understanding of the claim process. The simpler the claim process, the better. So, keep this as a criterion while shortlisting insurance policies for your trip. Another benefit of understanding the claim process beforehand, is being able to make a claim without any hassle in a time of need.

Travel policies usually come with a few add-on cover options. Choosing all of them might drain your funds. Rather, select only the essential coverages. That way, you will be able to cut on unwanted expenditure and save your money.

Sum insured is an insurance jargon used to describe the maximum amount the insured can claim through their policy. While buying a travel policy for Germany, make sure to choose a reasonable sum insured by considering the maximum financial loss you may incur during your trip.

Germans are generally very friendly and welcoming to tourists, but it's always appreciated if you make an effort to speak their language. Start with some basic phrases like "Guten Tag" (good day), "Danke" (thank you), and "Bitte" (please), and you'll be off to a great start!

Germany is known for its delicious cuisine, so be sure to indulge in some traditional dishes like schnitzel, bratwurst, and sauerkraut. And, of course, you can't forget about the beer, it's practically a national treasure!

Germans take traffic laws seriously, so make sure you wait for the crosswalk signal before crossing the street. Otherwise, you might get some disapproving glares from locals.

While many places in Germany do accept credit cards, it's always a good idea to have some cash on hand for small purchases or if you find yourself in a cash-only establishment.

Germany is home to some of the most beautiful landscapes in Europe. So, take advantage of the opportunity to go for a hike, bike ride, or even a swim!

Germany uses the standard European two-prong plug. So, be sure to pack a travel adapter if you're coming from a country with a different electrical system.

Germans are known for their punctuality and efficiency. So, don't be surprised if trains run on time to the minute and everything is meticulously organised.