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Tata Harrier Car Insurance

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Car Insurance for Tata Harrier

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The Tata Harrier is a mid-sized SUV known for its solid road presence and Tata Motors’ legendary build quality. The Harrier is loaded with new-age features and safety equipment at an accessible price point. For a premium SUV such as the Tata Harrier, it requires a well-packaged car insurance plan. Read on to learn about Tata Harrier car insurance, the benefits of buying online insurance and frequently asked questions.

Importance of Buying Car Insurance for Tata Harrier

Losses or damage to your Tata Harrier due to an accident, flooding, fire, or in case it is stolen, the Comprehensive Car Insurance Plan for your SUV will provide financial coverage to cover you against losses. While the Tata Harrier is priced at an affordable price range, it is also important to protect your finances in case of unforeseen events. Consider insuring your vehicle with a comprehensive plan to ensure it is well-protected against financial losses.

Insurance Plans for Tata Harrier

The following are the two types of insurance for your Tata Harrier:

Comprehensive Car Insurance

Covers Own Damage and Third-party Liability. Furthermore, you have the option to include several useful add-ons.

Third-party Car Insurance

Covers liabilities against third party property or injury. It is also mandatory as per The Motor Vehicles Act.

Coverage Comprehensive Car Insurance Third-Party Car Insurance
Losses to the third party due to injury and/or property
Losses/Damages to the insured Tata Harrier
Liabilities due to man-made calamities
Liabilities due to natural calamities
Theft of the insured vehicle
Personal Accident cover (PA) for owner-driver of the insured vehicle (Optional if not included)
Add-ons
Modify/Choose sum insured

What is Covered in Tata Harrier Insurance (Inclusions)?

The Comprehensive Car Insurance Policy is bundled with the Third-party Liability cover and the Own Damage (OD) cover. Below are the coverage details of the comprehensive plan for your Tata Harrier:

  • Coverage for accidental damage to your SUV with the OD cover.

  • Personal Accident (PA) cover for owner-driver.

  • Coverage against damage or loss due to natural/man-made calamities such as floods, riots, etc.

  • Coverage against the theft of the insured vehicle.

  • Coverage against fire, explosion, etc.

Exclusions of Tata Harrier Car Insurance

Mentioned below are the exclusions under the comprehensive insurance plan for your Tata Harrier:

  • Driving the insured Tata Harrier with an invalid driving licence.

  • Losses arising out of damage caused outside the specified limits.

  • Driving the Harrier under the influence of alcohol or intoxicated substances.

  • Regular wear and tear of motor parts.

  • Electrical/mechanical breakdowns.

Add-ons for Tata Harrier Car Insurance

Mentioned below are add-on covers that you choose to include with the Comprehensive Car Insurance Policy:

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Engine Protection

Insure the engine of the Tata Harrier in case of water ingression or oil leakage.

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Zero Depreciation

Depreciation of motor parts being replaced will not be considered while settling claims. Get Bumper-to-Bumper coverage.

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NCB Protection

Protect the NCB (No Claim Bonus) earned despite raising a claim during the policy period.

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Invoice Protection

In case your vehicle is damaged beyond repair, you get the invoice value as the claim settlement amount.

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Consumables Cover

Coverage for consumables such as nuts, bolts, engine oil, coolant, etc. while repairing your vehicle.

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Roadside Assistance

Get towing service, emergency fuel fill or towing service, minor repair service with the add-on cover.

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Accessories Cover

Protect your high-end infotainment system or such premium accessories in case of losses to your vehicle due to an accident.

Benefits of Buying ACKO Car Insurance for Your Tata Harrier

Digital insurance has changed the way you interact with the insurance company. ACKO, as a digital-first insurer, focuses on delivering the service hassle-free to you. Here are the compelling reasons why you should consider buying ACKO car insurance for your Tata Harrier:

Minimal Steps

Be it the buying, renewing or the steps of filing a claim, the process is completely online without the need of paperwork. Visit our website or mobile app for buying, renewing policies and filing claims from anywhere and anytime.

Cashless Garages

Avail cashless claims when you repair the damage at our network garages spread across the country.

Instant Claim Settlements

Get in-account settlement in case of minor damages to your vehicle. We offer an instant settlement for minor damage such as broken rearview mirrors, dent to the bumper, etc.

Pickup and Drop Facility

Our executives will pick up your vehicle, get it repaired at our network garage and drop the car back to you in three days.

Paperless Transactions

Whether you are buying, renewing a policy or raising a claim, the entire process is paperless. Simply scan the documents and upload them online to complete the process.

Get Professional Support

Get expert advice from our trained insurance professionals about anything about car insurance online for your Tata Harrier. Give us a call, or you can write to us and our experts will help you with your query.

Claim Procedure

Follow the steps below to file a claim with ACKO:

  • Step 1: Log into your account on our website or through our mobile app.

  • Step 2: Click on ‘Claims’.

  • Step 3: Raise the claim by uploading the photos of the damages to your vehicle.

  • Step 4: In case of minor damage, get in-account instant claim settlement. In case of major damage, our executive will pick up your vehicle, repair it in a network garage of your choice.

  • Step 5: Enjoy cashless claim experience by repairing your vehicle at the network garage. You can also opt for the reimbursement process.

Frequently Asked Questions

Find answers to frequently asked questions about Tata Harrier car insurance:

FAQs

How can I buy car insurance for my Tata Harrier?

New-age digital insurance delivered through the Internet has made the process of buying and renewing the policy and raising a claim is quick and seamless. Since there is a direct transaction between the insurer and the buyer and most operations are digitised, the benefit is offered in the form of lower premium car insurance and hassle-free experience. You can visit our website ACKO.com or our mobile app to buy, renew the policy or raise a claim instantly with a few clicks.

What are add-ons in car insurance and which add-ons are good for my Tata Harrier car insurance?

Add-ons add value to the standard comprehensive plan. Coverage for engine damage or for bumper-to-bumper insurance for your vehicle, add-on covers such as Engine Protection and Zero Depreciation will be useful. You can also consider other add-ons such as NCB Protection, Roadside Assistance, etc. to include it with the basic plan.

How to renew Tata Harrier car insurance online?

Visit ACKO.com or our mobile application to log into your account and select the policy for your Harrier. Click to renew the policy, you have the option to include add-on covers, choose useful add-ons, pay the premium amount and receive the policy document instantly to your email account.

Which documents are required while renewing the car insurance plan for my Tata Harrier?

You do not require documents while renewing your car insurance policy with ACKO. Log into your account through our website or mobile app, choose the policy against your vehicle, pay the amount and receive the policy document through email instantly. If you are new to ACKO, enter a few details of your vehicle, and you can buy/renew ACKO car insurance through our website or mobile app.

What documents are required while filing a claim against my insurance policy for my Tata Harrier?

We do not require you to fill the application for the claim or submit documents for proof to raise a claim against the policy. Visit ACKO.com or the mobile app to file the claim. Upload the photos of the damage to your vehicle and receive instant claim settlement for minor damage such as a broken rearview mirror or a dent to the bumper. For major damage, our executive will pick your vehicle up, get it fixed at a network garage of your choice and deliver the car back to you within three days, subject to terms and conditions.

What is the cost of insurance for Tata Harrier in New Delhi?

Visit ACKO.com or use our mobile app to enter a few details of the vehicle you want the Tata Harrier insurance cost and get an instant quote for New Delhi. That being said, the cost of the insurance depends on the age, location, the year of manufacture of the vehicle as well as the fuel type and the variant influence the pricing of the insurance.

What is ‘Cashless Claim’ in car insurance and how to avail it for my Tata Harrier?

By choosing to repair your vehicle at any of our network garages, the repair bill will be paid by us to the garage. This is known as cashless claims and the garages are called cashless garages. To avail this service, you can raise a claim and use our pick and drop facility to enjoy the benefits of cashless claims.

Which is the right car insurance policy for the Tata Harrier?

An ideal car insurance policy should provide wider coverage at a lower cost. However, the insurance policy should also offer an excellent service even after you buy the policy. Be it while renewing the plan or while raising a claim, the insurer should be able to provide the right support. Online insurance is an example of a faster, hassle-free and paperless form of experience, making it an ideal platform to buy or renew the policy or to file a claim.

Is it safe to buy a car insurance policy online for Tata Harrier?

Online car insurance for the Tata Harrier is safe, in fact, it is faster, hassle-free and does not require paperwork to buy or renew the policy or to register a claim against the policy. You can buy the policy directly with us since there are no agents between you and ACKO to buy vehicle insurance for your vehicle. The Insurance Regulatory and Development Authority of India (IRDAI) has provided license and registered ACKO to sell car insurance in India. The process is simple and easy. Enter a few details of your Tata Harrier, select the plan, pay the premium and receive the policy immediately through email.

How is the Tata Harrier compared to the MG Hector?

Both vehicles fall under the mid-size SUV segment and are direct competitors. The SUVs are well-built and designed to impress on and off the road. The feature list is long in both the vehicles and comes with an excellent level of safety equipment. While the Tata Harrier is currently available with a diesel engine, the MG Hector is available with petrol and diesel engines. For more information, you refer to the above-mentioned specification comparison of both the SUVs.

About Car Insurance for Tata Harrier

Tata Motors has ensured the Tata Harrier is a well-packaged midsized SUV and is designed to offer a premium feel along with powerful engine options. The SUV comes with new-age features and safety equipment. For an SUV such as the Tata Harrier, it requires a well-packaged Tata car insurance plan. The comprehensive car insurance plan is ideal insurance to protect you against financial liabilities arising due to accidental damage to your vehicle as well as third-party liabilities.

The Comprehensive Car Insurance Policy for your Tata Harrier includes financial protection in the event of accidental damage to your vehicle, or in case of theft or losses due to riots or flooding. Additionally, it includes coverage for third-party liabilities. Insurance for your Tata Harrier should provide a wide-coverage at a lower price.

Apart from the coverage for your Harrier, you should also include useful car insurance add-on covers such as Engine Protection, NCB Protection, Zero Depreciation and Invoice Protection are some of the popular add-ons that you can choose from. Additionally, choosing the right sum insured amount or Insured Declared Value (IDV) will get you the right amount of compensation in case your vehicle is totally damaged. All these features are included in the Comprehensive Car Insurance Policy making it an ideal insurance plan for your SUV.

Why Should You Buy the Tata Harrier?

After several years, Tata Motors has introduced an SUV from its portfolio with the Tata Harrier. The Harrier is a midsized SUV which comes with premium features and plush interiors. After several years of testing the vehicle, the company launched the SUV with an accessible price range along with a powerful engine. With modern mechanicals and features, the Tata Harrier is a feature-rich SUV in its segment.

The Tata Harrier can easily seat more than 4 persons and is loaded with safety features. The SUV lets you drive in peace knowing the SUV is well-built and the driving dynamics are very good even for a new driver. Be it the premium dashboard or the large touchscreen infotainment system, the Tata Harrier comes with a lot of features and safety equipment. If you are looking for an SUV which has a solid road presence and comes with premium features and safety equipment, then you should consider buying the Tata Harrier.

Variants of Tata Harrier and Ex-Showroom Price

Mentioned below are the ex-showroom price for different variants of the Tata Harrier:

Variants of Tata Harrier Gearbox Fuel Type Ex-Showroom Price (Lakhs)*
XE Manual Diesel Rs. 13.84
XM Manual Diesel Rs. 15.15
XT Manual Diesel Rs. 16.40
XT Dark Edition Manual Diesel Rs. 16.50
XT Camo Manual Diesel Rs. 16.50
XT+ Manual Diesel Rs. 17.20
XT+ Camo Manual Diesel Rs. 17.30
XT+ Dark Edition Manual Diesel Rs. 17.30
XZ Manual Diesel Rs. 17.65
XZ DT Manual Diesel Rs. 17.75
XZ Camo Manual Diesel Rs. 17.85
XZ Dark Edition Manual Diesel Rs. 17.85
XZ+ Manual Diesel Rs. 18.90
XZ+ DT Manual Diesel Rs. 19.00
XZ+ Dark Edition Manual Diesel Rs. 19.10
XZ+ Camo Manual Diesel Rs. 19.10
XMA Automatic Diesel Rs. 16.40
XZA Automatic Diesel Rs. 18.95
XZA DT Automatic Diesel Rs. 19.15
XZA Dark Edition Automatic Diesel Rs. 19.15
XZA+ Automatic Diesel Rs. 20.00
XZA+ DT Automatic Diesel Rs. 20.20
XZA+ Dark Edition Automatic Diesel Rs. 20.30
XZA+ Camo Automatic Diesel Rs. 20.30

*Tata Harrier Prices are subject to change.

Tata Harrier Vs MG Hector

Both the Tata Harrier and the MG Hector fall under the midsized SUV segment and are priced competitively. While the Tata Harrier has a good road presence with its chiselled and muscular design language, the MG Hector lacks the SUV look but offers a wide range of features along with a petrol engine that the Harrier lacks. Apart from the specifications, Tata Motors has ensured its flagship vehicle is loaded with features for the price tag, while the MG Hector offers new-age features such as connected car technology. Below is the specification comparison of the Tata Harrier and the MG Hector:

Details Tata Harrier MG Hector
Engine 2.0-Litre Turbo (Diesel) 1.5-litre Turbo (Petrol) and 2.0-litre Turbo (Diesel)
Gearbox MT/AT MT/AT
Seating Capacity 5-seater 5 to 7-seater
Total Variants 24 11
Price (subject to change) Rs. 13.84 lakhs - Rs. 20.30 lakhs Rs. 12.90 lakhs - Rs. 18.32 lakhs

Tata Harrier Vs Kia Seltos

The Kia Seltos falls below the mid-size SUV segment which the Tata Harrier belongs to. The Harrier is bigger, wider and taller than the Seltos. While both offer a long list of features, the road presence belongs to the Tata Harrier when compared to the Kia Seltos. The latter is available with petrol and diesel engines; however, the former or the Harrier is available only with a diesel engine. Below is the specification comparison of the Tata Harrier and the Kia Seltos:

Details Tata Harrier Kia Seltos
Engine 2.0-Litre Turbo (Diesel) 1.4-litre Turbo (Petrol) 1.5-litre (Petrol) and 1.5-litre Turbo (Diesel)
Gearbox MT/AT MT/AT/DCT
Seating Capacity 5-seater 5-seater
Total Variants 24 8
Price (subject to change) Rs. 13.84 lakhs - Rs. 20.30 lakhs Rs. 9.90 lakhs - Rs. 17.46 lakhs

Tata Harrier Vs Hyundai Creta

The Tata Harrier is a bigger SUV compared to the Hyundai Creta. On the pricing front as well, the Creta is priced slightly lower than the Harrier. However, both offer a long list of features and safety equipment. On the design front, the Tata Harrier has a commanding road presence, while the Hyundai Creta is a stylish and modern interpretation of an SUV. The Hyundai Creta is available with both petrol and diesel engines, while the Harrier is available only with a diesel unit. Both the SUVs are offered with automatic transmission and manual gearbox. Below is the specification comparison of the Tata Harrier and the Hyundai Creta:

Details Tata Harrier Hyundai Creta
Engine 2.0-Litre Turbo (Diesel) 1.4-litre Turbo (Petrol) 1.5-litre (Petrol) and 1.5-litre Turbo (Diesel)
Gearbox MT/AT MT/AT/DCT
Seating Capacity 5-seater 5-seater
Total Variants 24 17
Price (subject to change) Rs. 13.84 lakhs - Rs. 20.30 lakhs Rs. 9.82 lakhs - Rs. 17.33 lakhs

Tata Harrier Vs Jeep Compass

The Jeep Compass was launched by the American manufacturer as its most affordable SUV in India. The full-sized SUV boasts of the company’s legendary off-road capabilities along with a long list of variants, and petrol and diesel engine options. Apart from its SUV capabilities, it’s also equipped with modern interiors, high-end infotainment system and driving modes. 

While the lower variants compete with the higher variants of the Hyundai Creta and Kia Seltos, the top-end models compete with the Hyundai Tucson and the Tata Harrier. From the pricing point, the top variants of the Harrier compete with the lower trims of the Compass. If you are looking for a fully-loaded mid-size SUV with a price tag under Rs.20 lakh, then you consider buying the Harrier. Below is the specification comparison of the Tata Harrier and Jeep Compass:

Details Tata Harrier Jeep Compass
Engine 2.0-Litre Turbo (Diesel) 1.4-litre Turbo (Petrol) 2.0-litre Turbo (Diesel)
Gearbox MT/AT MT/DCT/Torque Converter
Seating Capacity 5-seater 5-seater
Total Variants 24 16
Price (subject to change) Rs. 13.84 lakhs - Rs. 20.30 lakhs Rs. 16.52 lakhs - Rs. 27.61 lakhs

Tata Harrier Vs Mahindra XUV 500

Mahindra launched the XUV 500 ahead of other manufacturers and set a benchmark in the mid-size SUV segment. The Mahindra XUV 500 is well packaged with a spacious cabin, loads of features, safety capabilities and an all-wheel-drive system to assist you during mild off-roading terrains. The new-generation Mahindra XUV 500 comes with loads of features, high-end infotainment system, safety features, off-road capabilities along with powerful engines. 

The XUV500 is a direct competitor of the Tata Harrier. While the Harrier has an excellent road presence with its muscular and chiselled design, the XUV 500 has an equal road presence with its Cheetah inspired design approach. Below is the specification comparison of the Tata Harrier and the Mahindra XUV500:

Details Tata Harrier Mahindra XUV500
Engine 2.0-Litre Turbo (Diesel) 2.2-litre Turbo (Diesel)
Gearbox MT/AT MT/AT
Seating Capacity 5-seater 5-seater
Total Variants 24 7
Price (subject to change) Rs. 13.84 lakhs - Rs. 20.30 lakhs Rs. 13.60 lakhs - Rs. 19.10 lakhs

CIN: U66000KA2016PLC138288

IRDAI Registration No: 157

Category: Non-Life Insurance

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