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Tata Altroz Car Insurance

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Tata Altroz Car Insurance

Car Insurance for Tata Altroz

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Tata Altroz is an offering from the company to cater to the premium hatchback segment. Apart from its premium exterior design language, the Tata Altroz boasts of new and premium features and interiors. For a premium hatchback such as the Altroz, it requires a well-designed insurance plan to protect against unforeseen accidents. Read on to learn about the benefits of Tata Altroz insurance, how to buy/renew online and answers to frequently asked questions.

Importance of Buying Online Car Insurance for Tata Altroz

Unforeseen liabilities such as damage due to accidents, fire, riots, flooding, or in case the car is stolen, the Own Damage cover will cover your losses. While the Tata Altroz is priced at an affordable price range, it also requires a well-designed insurance policy to protect you in case of financial losses. Comprehensive Four-wheeler Insurance Policy is an ideal plan since it covers both Own Damage (OD) and Third-Party Liabilities. Insuring our Tata Altroz with a comprehensive plan is not only an excellent choice, but it is important in case of unforeseen circumstances.

Insurance Plans for Tata Altroz

Mentioned below are the two types of insurance plans for Tata Altroz:

Third-party Car Insurance

Third-party injury or their property is covered under this plan. Third party car insurance  is also mandatory as per the legal framework of the country.

Comprehensive Car Insurance

The plan includes third party cover along with insurance coverage for your Tata Altroz. You also have the choice to include car insurance add-on covers to the standard plan.

Inclusions (Coverage) Comprehensive Car Insurance Third-Party Car Insurance
Third-party injury and/or damages to their property
Accidental damages to the insured Tata Altroz
Coverage for damages due to floods, earthquakes, or such natural calamities
Theft of the Tata Altroz
Personal Accident cover (PA) for the Owner-Driver (Policyholder)
Option to include Add-ons
Choose/Modify Insured Declared Value (Sum Insured)

What is Covered in Tata Altroz Insurance (Inclusions)?

The Comprehensive Car Insurance for your Tata Altroz comes with various benefits such as coverage for third-party liabilities along with coverage for your car. Below are the inclusions under the Comprehensive Plan for your Tata Altroz:

  • Personal Accident cover for the owner-driver (policyholder).

  • Coverage against damages to your Tata Altroz with Own Damage Cover in case of accidental damage.

  • Get compensation for damages caused due to natural/man-made calamities (storms, flooding, earthquakes, riots, etc.)

  • Get coverage for damages due to fire or an explosion.

Exclusions of Tata Altroz Car Insurance

Mentioned below are exclusions under the Tata Altroz insurance:

  • Found driving the insured vehicle with an invalid driving license.

  • Electrical and mechanical breakdowns.

  • Found driving the insured vehicle in an inebriated state.

  • Regular wear and tear of motor parts.

  • Liabilities caused outside the stated geographical area as specified in the insurance policy.

Add-ons for Tata Altroz Insurance

You can include the add-ons mentioned below while purchasing the Comprehensive Car Insurance Policy:

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Zero Depreciation (Bumper-to-Bumper):

Claims will be settled without considering the depreciation of motor parts being replaced.

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Engine Protection:

In case of water ingression due to flooding in your area or in case of oil leakage, you can get the engine repaired and claim for the repair bills for the same.

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NCB Protection:

No Claim Bonus or the discount that you get for not raising a claim is protected even if you file a claim due to this add-on.

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Invoice Protection:

In case your vehicle is totally damaged, get the invoice value of the Tata Altroz under this add-on.

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Consumables Cover:

The add-on will cover the cost of consumables such nuts and bolts.

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Roadside Assistance:

Get assistance during an emergency towing in case of an accident, or get the tyre repaired in case of a puncture, or get emergency fuel fill.

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Accessories Cover:

Get to protect high-end accessories such as an expensive stereo system in case of damages to your vehicle in an accident.

Benefits of Buying ACKO Car Insurance for Your Tata Altroz

ACKO’s digital infrastructure has reduced the dependence on agents or middlemen to buy, renew the policy or raise claims. All three processes can be executed online and directly with ACKO. Mentioned below are the benefits of ACKO car insurance for your Tata Altroz:

Swift Online Process

You can buy, renew or raise a claim with a few clicks on the website or on our ACKO mobile app. The entire process is quick and hassle-free compared to the traditional method.

Quicker Claim Settlements

The car insurance claim process is digitised, and you can file a claim online without the hassle of filing various forms or paperwork. Get instant claim settlement for minor damage, while major damage can be repaired at any of the network garages with cashless claim settlement.

Get Professional Support

Our insurance experts are trained to offer solutions for various stages of the insurance policy. Be it buying, renewing, raising claims or questions about your policy, our insurance professionals will help you with every query.

Enjoy Cashless Claims

By repairing your car at any of our network garages, we will settle the bill directly with the garage so that you can enjoy a cashless experience.

Pick and Drop Facility

As soon as you raise a claim, our executives will pick up your vehicle, get it repaired at any of our network garages and drop the car back to you in three days.

Follow the steps below to file a claim with ACKO:

  • Step 1: Use ACKO mobile app or visit our website ACKO.com

  • Step 2: Log into your account and choose the policy for your Tata Altroz.

  • Step 3: Click on claims and upload the photos of the damages to your car.

  • Step 4: Get an instant claim settlement in case of minor damages, and you can get the vehicle repaired at any garage of your choice.

  • Step 5: In case of major damage, our executive will pick your vehicle get it repaired at our network garage and deliver it within three days.

Frequently Asked Questions

Mentioned below are answers to frequently asked questions to Tata Altroz car insurance:

FAQs

1. How to renew insurance online for my Tata Altroz?

The procedure to renew the policy for your Tata Altroz is by logging into your ACKO account and selecting the policy for the respective vehicle. Click to renew the plan, pay the required premium and receive the policy document to your email account instantly.

2. Which types of add-ons are suitable for Tata Altroz?

There are several useful add-ons that you can choose from. From Zero Depreciation (Bumper-to-Bumper), Engine Protection, NCB Protection to Roadside Assistance, there are useful add-ons you can include to the comprehensive policy.

3. Which documents are necessary to renew Tata Altroz car insurance policy?

ACKO does not require physical documents to renew your policy. Simply log into the account, select the policy for your vehicle, click on renew, pay the premium and get the policy to your email account. If you are new to ACKO, use our ACKO app or visit our website, enter a few details of your vehicle, and you can buy ACKO car insurance policy for your Altroz.

4. Do I need to submit documents while filing a claim against my Tata Altroz insurance plan?

You have to submit minimal paperwork to raise a claim against your motor insurance policy with ACKO. Log into your account through our mobile app or visit our website and raise a claim under the ‘Claim’ section. Upload the photos of the damages to your car. You will receive instant claim settlement in case of minor damages so that you can repair the damage at a garage of your choice. In the event of major damage, our executive will assess the damage, pick your car, get it repaired at any of our network garages and deliver the vehicle back to you in three days, subject to terms and conditions. By choosing our network garage, you get to enjoy the benefits of a cashless claim facility.

5. What will be the insurance cost for my Tata Altroz in New Delhi?

The insurance premium is based on several factors which include the value of the car, the year of manufacture and the location of the vehicle. Hence, the insurance cost for your Tata Altroz will be based on the variant, the year you bought the vehicle, the location (in this case New Delhi) and any NCB. Additionally, the installation of anti-theft devices will reduce the insurance cost for your Altroz.

6. How can I avail cashless claim facility against my Tata Altroz car insurance?

ACKO provides cashless claims by repairing your Tata Altroz at any of our network garages. In case you want to get it repaired at any of the non-network garages, you will have to raise a claim for reimbursement of the repair cost against your vehicle insurance plan.

7. Is online car insurance safe? Can I buy insurance for my Tata Altroz online?

Yes. Online insurance for your vehicle is safer, faster and hassle-free. It does not require any paperwork, and you can buy the policy directly with ACKO. There are no agents or middlemen involved, hence, you can transact directly with us. ACKO is registered and licensed by the Insurance Regulatory and Development Authority of India (IRDAI) to sell vehicle insurance in the country. Enter a few details of your Tata Altroz and you can insure your vehicle immediately and receive the policy document to your email account.

8. Is insurance expensive for Tata Altroz?

The cost of car insurance for your Tata Altroz is based on the value of the car, the year of manufacture and the location. You can get an affordable insurance plan for your car through ACKO. Since there is no dependence on middlemen or agents, the benefits are passed on to you. That being said, insuring your Tata Altroz will protect you against unforeseen financial losses arising due to accidents, theft, fire, flooding, etc. Hence, it is important to find the insurance coverage that is extensive at affordable pricing.

9. What is an ideal car insurance plan for the Tata Altroz?

An ideal car insurance plan for your Tata Altroz should provide a wider coverage at a lower price. However, an insurance plan should also offer a good after-sales service and how your claims are settled. Also, an excellent car insurance policy for your Altroz should provide financial protection to both your car as well as towards the third party liabilities. You can also consider buying useful add-on covers that are right for your vehicle.

10. What does the term ‘Cashless Garages’ mean?

When you repair your car at any of the network garages across the country, in the event of damage, ACKO will settle the bill directly with the garage, and you have to pay the deductible and cost of consumables and taxes (if any). This form of service is known as Cashless Claims. Network garages, where you can avail cashless claims are known as ‘Cashless Garages’.

About Car Insurance for Tata Altroz

Tata has ensured that the Tata Altroz, its first premium hatchback, is loaded with premium features, plush interiors along with a choice of petrol and diesel engine. The hatchback comes with a stylish exterior along with a new-age driver assistance display, touchscreen infotainment system, Bose speakers and a lot more. For a premium hatchback such as the Tata Altroz, it requires a well-designed Tata car insurance plan like the Comprehensive Car Insurance Policy.

The Comprehensive Plan for the Altroz provides financial protection in case of repairs due to accidental damage to your vehicle or damages due to floods, fire, riots or in case your vehicle is stolen. Additionally, it also includes a Third Party Car Insurance Plan for your vehicle. A well-designed insurance plan for your Tata Altroz should offer a wide coverage along with useful add-on covers.

Alongside the comprehensive cover for your vehicle, you should also consider including useful add-on covers such as Zero Depreciation (Bumper-to-Bumper), Roadside Assistance or the Engine Protection cover to enhance the standard coverage. Additionally, selecting the right Insured Declared Value (IDV) or sum insured, you can get the right value for your car in case of a total loss. The Comprehensive Car Insurance Policy provides these features and benefits for your Tata Altroz and is an ideal insurance plan for your Altroz.

Why Should You Buy the Tata Altroz?

Tata Altroz is the company’s first premium hatchback, and it has ensured the vehicle is premium on the outside as well as on the inside. The Altroz boasts of sharp and chiselled design language with its well-contoured lines on the bonnet and on the sides. Tata Motors has made sure that buyers get a premium hatchback at an accessible price point. Hence, the Tata Altroz price is carefully priced so that it can be accessible to more buyers. 

The Tata Altroz also boasts of powerful petrol and diesel engines and is designed to offer a plush ride. The vehicle is agile and the steering response is crisp and easy to drive in both city and on long drives. If you are looking for a premium hatchback with lifestyle features and premium features at an acceptable price, you should consider buying the Tata Altroz.

Variants of Tata Altroz and Ex-Showroom Price

Mentioned below are the ex-showroom prices of different variants of the Tata Altroz:

Variants of Mahindra Thar Gearbox Fuel Type Ex-Showroom Price (Lakhs)*
XE MT Petrol Rs. 5.44
XE Rhytm MT Petrol Rs. 5.70
XM MT Petrol Rs. 6.30
XM+ MT Petrol Rs. 6.60
XM Style MT Petrol Rs. 6.60
XM Rhytm MT Petrol Rs. 6.64
XM Rhytm + Style MT Petrol Rs. 6.94
XT MT Petrol Rs. 6.99
XT Luxe MT Petrol Rs. 7.38
XZ MT Petrol Rs. 7.59
XZ (O) MT Petrol Rs. 7.75
XZ Urban MT Petrol Rs. 7.89
XE MT Diesel Rs. 6.99
XE Rhytm MT Diesel Rs. 7.27
XM MT Diesel Rs. 7.50
XM Style MT Diesel Rs. 7.84
XM Rhytm MT Diesel Rs. 7.89
XM Rhytm + Style MT Diesel Rs. 8.14
XT MT Diesel Rs. 8.19
XT Luxe MT Diesel Rs. 8.58
XZ MT Diesel Rs. 8.79
XZ (O) MT Diesel Rs. 8.95
XZ Urban MT Diesel Rs. 9.09

*Prices are indicative and subject to change

Tata Altroz Vs Maruti Suzuki Baleno

The Maruti Suzuki Baleno set a benchmark in the premium hatchback segment with new-age features and driving information displays, and was also launched through the company’s premium showroom ‘NEXA’ and not through the regular Maruti Arena showrooms. While Tata Motors might have delayed in introducing their version of a premium hatchback, the Tata Altroz came with a better and a longer-list of equipment and features. Be it the Harman infotainment system or the safety features, Tata Altroz boasts of a long list of features at an accessible price point. It also boasts of three capable engines to choose from. Below are the specification comparison between Tata Altroz and Maruti Baleno:

Details Tata Altroz Maruti Suzuki Baleno
Engine 1.2-Litre/1.2-Litre Turbo (Petrol) and 1.5-Litre Turbo (Diesel) 1.2-Litre and 1.2-Litre Turbo (Petrol)
Gearbox MT MT/CVT
Seating Capacity 5-seater 5-seater
Total Variants 10 9
Price (subject to change) Rs. 5.44 lakhs - Rs. 9.09 lakhs Rs. 5.64 lakhs - Rs. 8.96 lakhs

Tata Altroz Vs Hyundai i20

Hyundai introduced to India, its first premium hatchback with the Hyundai i20. Positioned above the small hatchback segment, the i20 offered several new features and powerful engines to choose from. The current or third-generation Hyundai i20 has grown sharper, chiselled and bold compared to its predecessors. It boasts of several features and safety equipment along with frugal engines to propel the car. 

The Tata Altroz is the closest competitor to the all-new Hyundai i20 with its long list of features and equipment. On the pricing aspect, the i20 is slightly higher compared to the Tata Altroz, making the latter a lot more accessible. Below are the specification comparison between the Tata Altroz and the new Hyundai i20:

Details Tata Altroz Hyundai i20
Engine 1.2-Litre/1.2-Litre Turbo (Petrol) and 1.5-Litre Turbo (Diesel) 1.0-Litre Turbo/1.2-Litre (Petrol) and 1.5-Litre Turbo (Diesel)
Gearbox MT MT/IVT/DCT/iMT
Seating Capacity 5-seater 5-seater
Total Variants 10 24
Price (subject to change) Rs. 5.44 lakhs - Rs. 9.09 lakhs Rs. 6.80 lakhs - Rs. 11.33 lakhs

Tata Altroz Vs Maruti Suzuki Swift

The Maruti Swift falls under the small hatchback segment, while the Tata Altroz is categorised under the premium hatchback segment. That being said, the Maruti Swift was one of the first cars in the Indian automobile market to offer a powerful engine along with certain premium features. 

With the Indian automobile market growing at a rapid pace in recent years, buyers have the option to upgrade from a small hatchback to a premium hatchback. With differences with respect to their segments, the price range of the Swift is also lower compared to the Altroz. Below are the specification comparison of the Tata Altroz and the Maruti Suzuki Swift:

Details Tata Altroz Maruti Suzuki Swift
Engine 1.2-Litre/1.2-Litre Turbo (Petrol) and 1.5-Litre Turbo (Diesel) 1.2-Litre (Petrol)
Gearbox MT MT/AMT
Seating Capacity 5-seater 5-seater
Total Variants 10 7
Price (subject to change) Rs. 5.44 lakhs - Rs. 9.09 lakhs Rs. 5.19 lakhs - Rs. 8.02 lakhs

Tata Altroz Vs Tata Nexon

The Tata Nexon is a sub-compact SUV, while the Tata Altroz belongs to a completely different segment of a premium hatchback. However, it is the pricing which makes the Nexon a close competitor to the Altroz, especially in the mid-variant models. Both vehicles are manufactured by the same manufacturer and hence, come with Tata Motor’s legendary solid build quality and safety features. 

Both the Altroz and the Nexon boast of the new-age infotainment system, premium speakers, a long list of features and multiple engines to choose from. Below are the specification comparison of the Tata Altroz and Tata Nexon:

Details Tata Altroz Tata Nexon
Engine 1.2-Litre/1.2-Litre Turbo (Petrol) and 1.5-Litre Turbo (Diesel) 1.2-Litre Turbo (Petrol) and 1.5-Litre Turbo (Diesel)
Gearbox MT MT/AMT
Seating Capacity 5-seater 5-seater
Total Variants 10 36
Price (subject to change) Rs. 5.44 lakhs - Rs. 9.09 lakhs Rs. 6.99 lakhs - Rs. 12.70 lakhs

Tata Altroz Vs Tata Tiago

With the introduction of the Tata Tiago, the company moved to a different and vibrant design language for all their vehicles. Along with the superior design and well-built quality, passenger cars from Tata Motors also came with new-age features, driver information assistance and safety equipment. The Tiago is categorised under the small hatchback segment, while the Altroz falls under the premium hatchback segment. 

Both the cars are loaded with features and powered by capable engines. That being said, the Tata Altroz is a bigger and powerful vehicle compared to the Tata Tiago. On the dimension front, the Tiago is smaller compared to the Al

Details Tata Altroz Tata Tiago
Engine 1.2-Litre/1.2-Litre Turbo (Petrol) and 1.5-Litre Turbo (Diesel) 1.2-Litre (Petrol)
Gearbox MT MT/AMT
Seating Capacity 5-seater 5-seater
Total Variants 10 8
Price (subject to change) Rs. 5.44 lakhs - Rs. 9.09 lakhs Rs. 4.70 lakhs - Rs. 6.74 lakhs

CIN: U66000KA2016PLC138288

IRDAI Registration No: 157

Category: Non-Life Insurance

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