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Tata Indica Car Insurance

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Tata Indica Car Insurance

Car Insurance for Tata Indica

Tata Indica has enjoyed its fair share of glory before the manufacturer decided to stop the production. Yet, Indica is still seen on Indian roads running as commercial, passenger-carrying cars that offer a comfortable ride. If you own this car then the following article will help you understand how to buy/renew and more about Tata Indica Insurance.

Benefits of Buying Online Car Insurance For Tata Indica

Take a look at the following benefits of buying your Tata Indica insurance policy online.

Online Policy

Insuring your car online is easier as compared to getting the policy offline. You simply need to log in to ACKO’s website/mobile app and enter a few details about the car and previous insurance policy if applicable. ACKO will suggest a few suitable car insurance plans. Select the one you need and make payment. You shall receive your online policy instantly.

No Form Filling

Car insurance does not need to be paper-heavy. It can be purchased without a single physical document. This eliminates unnecessary confusion about what information is to be filled on insurance forms. Neither do you have to sign multiple pages simply because your agent has made an X mark on the page. Buying ACKO insurance is simple because no heavy insurance language or jargon will confuse you.

Compare Policies

Comparing car insurance will help you identify the right plan that will give maximum benefit in the time of need. You can understand which plan offers what features. Viewing insurance quotes is also possible while comparing insurance. This way you can tweak a few details and see how it affects the premium.

Types of Car Insurance Plans for Tata Indica

Following are the main types of Car insurance plans for your Tata Indica.

Third-party Liability Insurance

Buying at least a Third-party insurance policy is necessary to abide by the law. It offers coverage against third-party injuries, death, or property damage. It does not cover you for any damage that your car may suffer from. You have to bear those expenses by yourself.

Comprehensive Insurance

Comprehensive insurance provides adequate coverage with dual benefits of Third-party and Own Damage insurance. You can even customize this plan with additional coverages like Engine Protect, Zero Depreciation, Roadside Assistance, etc. This plan increases Tata Indica insurance price.

What’s Covered in Tata Indica Car Insurance Policy? (Inclusions)

The following situations are covered in a Comprehensive Car Insurance policy for Tata Indica at ACKO.

  • Fire or explosions

  • Third-party liabilities

  • Accidental damages

  • Damage from a natural or man-made calamity

  • Theft of the insured car

  • Mandatory Personal Accident Cover (to be purchased separately with Comprehensive insurance policy)

  • Any coverage as per add-ons 

  • Total loss i.e. a car damaged beyond repair

What’s Not Covered in Tata Indica Car Insurance Policy? (Exclusions)

The following situations are not covered in a Comprehensive Car Insurance policy of Tata Indica at ACKO.

  • Damage outside the geographical limit

  • Damage when the insurance policy was not active

  • Driving the car in an intoxicated state

  • Using the car for an illegal activity

  • Intentional damage

  • Damage due to not abiding by the traffic rules

Add-ons for Tata Indica Car Insurance Policy

Additional coverages increase the coverage stated in your car insurance policy. Each car insurance add-on can be used for a specific purpose, for example, the Engine Protection cover provides insurance for engine damage.

Why ACKO?

Take a look at the following benefits of buying your Tata Indica insurance policy from ACKO.

Low Premium

Due to the robust digital infrastructure, many transactions are conducted online. This reduces our operational costs and allows us to provide a discount on car insurance policies. Hence, ACKO’s insurance plans are high on coverage and low on costs.

3-day Repair

Car repair may take a long time. Plus, there is an additional cost for transport till it is under repair. However, with ACKO, everything is smooth. Just inform us and we will pick up your car, repair it and deliver for free within 3 days in select cities.

Instant Claim Settlement

With ACKO, you do not have to go through the tedious paperwork. Simply send us the pictures of the damaged car by raising a claim from our app or the website. Post this; we will assess the loss and settle the claim accordingly.

Claim Process for Tata Indica Insurance at ACKO

Making a car insurance claim at ACKO against your car insurance policy is very easy and quick. Here are the steps for your reference.

Step 1: Use your registered phone number and log in to ACKO's profile through the website or mobile application

Step 2: Find your car details and click on "Claim Now"

Step 3: Answer a few questions related to the claim and upload proofs and other necessary documents

Once you submit the claim application, the team will get in touch with you for understanding more details about a major claim. For minor ones, we can work out an instant settlement.

Frequently Asked Questions

Here are some of the most asked questions about the Tata Indica car insurance policy. Feel free to get in touch with ACKO in case of more queries by sending an email to [email protected]

FAQs

Why do I need to pay extra for add-ons while buying Tata Indica car insurance?

Add-ons are optional coverages that enhance the features of your Tata Indica car insurance policy. They can provide various benefits like no depreciation in claim amount, free car towing service after an accident or a breakdown, etc. Thus you need to pay a negligible amount to avail of these benefits.

I do not use the car much, do I still need the Tata Indica car insurance policy?

Yes, because it is mandatory by Indian law to insure a car irrespective of its usage. Another major advantage of buying comprehensive insurance is you can claim for damages if the car gets damaged in events like calamities, vandalism, intentional damage while it is parked in the garage

Why is it suggested to renew the car insurance online before expiry for my Tata Indica policy?

You need to make an informed choice while buying or renewing your car insurance policy for your Tata Indica. Doing so will help you get adequate coverage in case of an unfortunate event. Thus, it is suggested that you renew the motor insurance policy before expiry.

CIN: U66000KA2016PLC138288

IRDAI Registration No: 157

Category: Non-Life Insurance

The use of images and brands are only for the purpose of indication and illustration. ACKO claims no rights on the IP rights of any third parties. The ratings are derived from reviews and feedback received from Google and Facebook users on their respective platforms. | *Savings of upto Rs. 50,000 have been calculated on the IDV of Rs. 18,00,000 and 0% NCB. Amount saved is in comparison to tariff rates. Product name: Private Car Policy - Bundled | UIN: IRDAN157RP0014V01201819 |

Trade logo displayed above belongs to ACKO Technology & Services Pvt Ltd and used by ACKO General insurance Limited under License. For more details on risk factors, terms, conditions and exclusions, please read the policy wordings carefully before concluding a sale.