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Tata Indica Car Insurance

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Car Insurance for Tata Indica

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Tata Indica has enjoyed its fair share of glory before the manufacturer decided to stop the production. Yet, Indica is still seen on Indian roads running as commercial, passenger-carrying cars that offer a comfortable ride. If you own this car then the following article will help you understand how to buy/renew and more about Tata Indica Insurance.

Benefits of Buying Online Car Insurance For Tata Indica

Take a look at the following benefits of buying your Tata Indica insurance policy online.

Online Policy

Insuring your car online is easier as compared to getting the policy offline. You simply need to log in to ACKO’s website/mobile app and enter a few details about the car and previous insurance policy if applicable. ACKO will suggest a few suitable car insurance plans. Select the one you need and make payment. You shall receive your online policy instantly.

No Form Filling

Car insurance does not need to be paper-heavy. It can be purchased without a single physical document. This eliminates unnecessary confusion about what information is to be filled on insurance forms. Neither do you have to sign multiple pages simply because your agent has made an X mark on the page. Buying ACKO insurance is simple because no heavy insurance language or jargon will confuse you.

Compare Policies

Comparing car insurance will help you identify the right plan that will give maximum benefit in the time of need. You can understand which plan offers what features. Viewing insurance quotes is also possible while comparing insurance. This way you can tweak a few details and see how it affects the premium.

Types of Car Insurance Plans for Tata Indica

Following are the main types of Car insurance plans for your Tata Indica.

Third-party Liability Insurance

Buying at least a Third-party insurance policy is necessary to abide by the law. It offers coverage against third-party injuries, death, or property damage. It does not cover you for any damage that your car may suffer from. You have to bear those expenses by yourself.

Comprehensive Insurance

Comprehensive insurance provides adequate coverage with dual benefits of Third-party and Own Damage (damage to your car) insurance. You can even customize this plan with additional coverages like Engine Protect, Zero Depreciation, Roadside Assistance, etc. This plan increases Tata Indica insurance price.

What’s Covered in Tata Indica Car Insurance Policy? (Inclusions)

The following situations are covered in a Comprehensive Car Insurance policy for Tata Indica at ACKO.

  • Fire or explosions

  • Third-party liabilities

  • Accidental damages

  • Damage from a natural or man-made calamity

  • Theft of the insured car

  • Mandatory Personal Accident Cover (to be purchased separately with Comprehensive insurance policy)

  • Any coverage as per add-ons 

  • Total loss i.e. a car damaged beyond repair

What’s Not Covered in Tata Indica Car Insurance Policy? (Exclusions)

The following situations are not covered in a Comprehensive Car Insurance policy of Tata Indica at ACKO.

  • Damage outside the geographical limit

  • Damage when the insurance policy was not active

  • Driving the car in an intoxicated state

  • Using the car for an illegal activity

  • Intentional damage

  • Damage due to not abiding by the traffic rules

Add-ons for Tata Indica Car Insurance Policy

Additional coverages increase the coverage stated in your car insurance policy. Each car insurance add-on can be used for a specific purpose, for example, the Engine Protection cover provides insurance for engine damage.

Why ACKO?

Take a look at the following benefits of buying your Tata Indica insurance policy from ACKO.

Low Premium

Due to the robust digital infrastructure, many transactions are conducted online. This reduces our operational costs and allows us to provide a discount on car insurance policies. Hence, ACKO’s insurance plans are high on coverage and low on costs.

3-day Repair

Car repair may take a long time. Plus, there is an additional cost for transport till it is under repair. However, with ACKO, everything is smooth. Just inform us and we will pick up your car, repair it and deliver for free within 3 days in select cities.

Instant Claim Settlement

With ACKO, you do not have to go through the tedious paperwork. Simply send us the pictures of the damaged car by raising a claim from our app or the website. Post this; we will assess the loss and settle the claim accordingly.

Claim Process for Tata Indica Insurance at ACKO

Making a car insurance claim at ACKO against your car insurance policy is very easy and quick. Here are the steps for your reference.

Step 1: Use your registered phone number and log in to ACKO's profile through the website or mobile application

Step 2: Find your car details and click on "Claim Now"

Step 3: Answer a few questions related to the claim and upload proofs and other necessary documents

Once you submit the claim application, the team will get in touch with you for understanding more details about a major claim. For minor ones, we can work out an instant settlement.

Frequently Asked Questions

Here are some of the most asked questions about the Tata Indica car insurance policy. Feel free to get in touch with ACKO in case of more queries by sending an email to [email protected]

FAQs

Why do I need to pay extra for add-ons while buying Tata Indica car insurance?

Add-ons are optional coverages that enhance the features of your Tata Indica car insurance policy. They can provide various benefits like no depreciation in claim amount, free car towing service after an accident or a breakdown, etc. Thus you need to pay a negligible amount to avail of these benefits.

I do not use the car much, do I still need the Tata Indica car insurance policy?

Yes, because it is mandatory by Indian law to insure a car irrespective of its usage. Another major advantage of buying comprehensive insurance is you can claim for damages if the car gets damaged in events like calamities, vandalism, intentional damage while it is parked in the garage

Why is it suggested to renew the car insurance online before expiry for my Tata Indica policy?

You need to make an informed choice while buying or renewing your car insurance policy for your Tata Indica. Doing so will help you get adequate coverage in case of an unfortunate event. Thus, it is suggested that you renew the motor insurance policy before expiry.

About Car Insurance for Tata Indica

Tata Indica is a very well-selling car mostly used as a commercial car. A comprehensive policy that covers all aspects including Own Damage, i.e. damage to Tata Indica, Third-party liabilities, and coverage extensions or add-ons is a must for this car. Add-ons like Passenger Cover, Engine Protect, Roadside Assistance will reduce the financial contingency in case of an unfortunate event.

A Comprehensive Tata Car insurance policy provides complete coverage related to Third-party Liabilities like legal liabilities, injuries/death, and property damage, apart from the Own Damage cover (OD Insurance). The car owner needs to buy at least one separate Personal Accident Cover if he/she owns multiple vehicles.

Why Should You Buy Tata Indica?

Tata Indica has a humble design and has not gone through major aesthetic changes since its launch. The cabin is well arranged and feels spacious with more head and legroom. The car has a touch of Bluetooth technology and music streaming options. Tata Indica is an affordable car that offers a smooth and comfortable ride to both the driver and the passengers

Tata Indica: Key Specifications

Take a look at the following table to understand the different specs of the Tata Indica.

Specs Details
Engine (CC) 1396
Max Power 69 bhp @ 4000 RPM
Max Torque 140 Nm @ 1800 RPM
Mileage 25 KMPL
Transmission Type Manual
Fuel tank 37 L

Tata Indica: Variants and Ex-showroom Price

The Tata Indica has been discontinued since April 2018. The following table displays the list of variants that were previously available and their Indica car price.

Variant Ex-showroom Price
Indica LSI Rs. 2.77 Lakhs
Indica LEI Rs. 3.32 Lakhs
Indica LGI Rs. 3.32 Lakhs
Indica DLE Rs. 3.41 Lakhs
Indica DLS Rs. 3.60 Lakhs
Indica LXI Rs. 4.14 Lakhs
Indica DLX Rs. 4.25 Lakhs

CIN: U66000KA2016PLC138288

IRDAI Registration No: 157

Category: Non-Life Insurance

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