Tata Zest Car Insurance

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Car Insurance for Tata Zest

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Tata Zest is a compact sedan, and to drive your Tata car on Indian roads, Third-party Motor Insurance is a must. Apart from meeting the legal requirements, a Comprehensive Car Insurance Plan also provides a financial backup if your vehicle is damaged. Read ahead to know more about Tata Zest car insurance and the benefits of purchasing car insurance online from ACKO.

Benefits of Buying Online Car Insurance for Tata Zest Car

Buying car insurance online is the quickest and convenient way to insure your car. Here are the advantages of opting for online four-wheeler insurance.

1. Instant Policies

Gone are the days when you need to wait for days to get your car insured. Get your car insurance policy instantly by opting for online insurance. Visit the insurer’s website (www.acko.com) or mobile app, complete the purchase, and you will get the policy document instantly.

2. Easy Renewals

You can complete the online insurance renewal process within a few minutes as ACKO already has your vehicle and policy details (if renewing with the same insurer). You need to log in to your profile, choose the policy and complete the renewal process.

3. Convenient

You can purchase four-wheeler insurance online anytime and from anywhere as it is available 24x7. Log in to the ACKO website/app and purchase/renew car insurance online from the comfort of your home/office.

Types of Car Insurance Plans for Zest Car

You can opt for two types of car insurance plans for Tata Zest cars. Here are the coverage details of both plans.

Third-party Car Insurance Plan

As the name goes by, a Third-party Car Insurance Plan covers damage to third-party property and the death/injury of a third party. This insurance plan is mandatory in India but does not provide coverage if your car is damaged. Apart from the Third-party Liability cover, a Personal Accident (PA) cover is also compulsory. PA cover provides a financial backup if the owner/driver suffers accidental death/disability while driving the insured car. You can buy the PA cover separately while purchasing/renewing the policy.

Comprehensive Car Insurance Plan

A Comprehensive Car Insurance Plan offers dual benefits: Third-party Liability cover and Own Damage cover. The insurance policy covers third-party losses and damages to your Zest car due to an accident, fire, man-made disasters, or natural disasters. Apart from that, the policy also covers total loss or theft of the vehicle. You can also opt for add-on covers to further enhance the coverage benefits. You can buy add-ons at a nominal increase in the Tata Zest insurance price.

What’s Covered in Tata Zest Car Insurance? (Inclusions)

Tata Zest Comprehensive car insurance covers the following losses. 

  • Accidental damages

  • Third-party injury/death or third-party property damages

  • Fire/explosion damages

  • Theft of the insured vehicle

  • Total loss of the insured vehicle

  • Personal Accident Cover (To be purchased separately)

  • Loss or damages caused by natural disasters (floods, cyclones,  earthquakes, etc.)

  • Damages caused by man-made calamities (vandalism, riots, etc.)

Exclusions of Tata Zest Car Insurance

Damage/loss caused due to the following circumstances are not covered by Tata Zest car insurance. 

  • Regular wear and tear

  • Mechanical or electrical failure

  • Driving without valid documents

  • Improper handling or irresponsible driving

  • Driving the vehicle in an intoxicated state

  • Claims made against any add-on covers which are not purchased

Add-ons for Tata Zest Car Insurance

An add-on is a bit-size cover that offers additional coverage/service on top of the standard coverage offered by the car insurance plan. You can opt for an add-on only with the Comprehensive Car Insurance Policy. Here are the add-ons offered by ACKO.

Why ACKO?

Here are the advantages of purchasing four-wheeler insurance for your Tata Zest car from ACKO.

1. Paperless Process

You can forget about paperwork and documentation when you purchase/renew car insurance from ACKO. All you need to do is provide your vehicle and previous policy details on the ACKO website or app to buy four-wheeler insurance online.

2. Hassle-free Claims

File a car insurance claim online at ACKO with minimal to no paperwork. You will receive an instant claim settlement for minor damages. For significant damage claims, ACKO will settle the claim in a few hours/days, depending on the extent of the damage.

3. Customizable Plans

At ACKO, you can customize the car insurance plan as per your needs. Select the add-on covers as per your requirement and even increase/decrease the IDV (Insured Declared Value) before purchasing/renewing the policy.

ACKO’s Super Easy Claim Process

Filing a car insurance claim at ACKO hardly takes a few minutes as the entire process is digital. No hassle of filling forms or going through the documentation process. Here are the steps to raise a car insurance claim at ACKO.

  • Step 1 - Sign in to your profile by visiting the ACKO website or mobile app.

  • Step 2 - Select the Claim option and upload the pictures of your damaged car and documents (if required).

  • Step 3 - ACKO’s claims team will contact you to process your car insurance claim request.

Frequently Asked Questions

Below are some of the most commonly asked questions about Tata Zest car insurance. If you have any other queries, reach us at [email protected]

FAQs

How can I purchase car insurance online for my Tata Zest car?

To buy car insurance online, all you have to do is visit the ACKO website or mobile app. Enter your vehicle and previous policy details, select the policy and pay online. Your policy document will be instantly sent to your registered email address.

Which is the best car insurance plan for my Tata Zest car?

Comprehensive Car Insurance Policy is the best four-wheeler insurance plan for your car. It provides Third-party cover and Own Damage cover, so you get all-around coverage for your vehicle. The insurance plan also provides a financial backup if your car suffers a total loss or gets stolen. Moreover, you can also purchase add-on covers to enhance the policy benefits.

Do I need to upload any documents to renew Zest car insurance online on ACKO?

No, you need not upload any documents to renew Zest car insurance online on ACKO. Log in to your profile, choose the policy and pay online. The process of new policy purchase remains the same if you are buying car insurance from ACKO for the first time. There is no paperwork while buying/renewing the policy.

Does Comprehensive Car Insurance Plan for Tata Zest car include Personal Accident cover?

No, a Comprehensive Policy does not come with Personal Accident cover. You have to purchase the PA (Personal Accident) cover separately along with the insurance plan. Note that Personal Accident cover is mandatory as per law.

Why should I buy add-on covers for Zest car insurance?

Add-on covers provide additional coverage on top of the standard coverage offered by the Comprehensive Policy. For example, if you want to cover your car’s engine, you can opt for the Engine Protect add-on. You can choose add-ons as per your needs and the vehicle you own.

About Car Insurance for Tata Zest

Purchasing Tata car insurance is crucial in India as Third-party Motor Insurance is mandatory as per The Motor Vehicles Act, 1988. The mandatory policy provides coverage against third-party losses. But when it comes to extensive coverage for your car, a Comprehensive Policy is the way to go. Comprehensive Vehicle Insurance covers financial losses incurred due to third-party losses, damages to your vehicle and total loss or theft of the insured vehicle. To sum it up, A Comprehensive Policy gives you a financial backup when you need it the most.  

Why Should You Buy Tata Zest Cars?

Tata Zest is a compact sedan with a striking design and a host of premium features. The Zest is also one of the powerful sedans in its segment with the turbocharged petrol and diesel engine option. The car also features a spacious interior and also gets an automatic AC unit. The Zest delivers punchy performance and nimble handling, which is best suited for urban environments. If you are looking for a compact sedan with a powerful engine and premium features, Zest is one of the best options.

Key Specifications of Tata Zest

Refer to the table below for Tata Zest engine specifications.

Specifications Details (Petrol Variant)  Details (Diesel Variant)  Details (Diesel Variant)
Engine 1.2-litre 1.3-litre 1.3-litre
Fuel Petrol Diesel Diesel
Power 89 Bhp 74 Bhp 89 Bhp
Torque 140 Nm 190 Nm 200 Nm
Transmission 5-Speed Manual Gearbox 5-Speed Manual Gearbox AMT/5-Speed Manual Gearbox
Seating Capacity 5-Seater 5-Seater 5-Seater
Fuel Tank Capacity 44 Litres 44 Litres 44 Litres
Luggage Space 390 Litres 390 Litres 390 Litres
Fuel Efficiency 17.57kmpl 22.95kmpl 23kmpl (Manual) 21.58kmpl (AMT)

Variants of Tata Zest and Ex-Showroom Price

Refer to the following table for Tata Zest price and variants.

Variant Fuel Type Price(Ex-Showroom)
XE Revotron 90 Petrol Rs.5.82 Lakhs
XM Revotron 90 Petrol Rs.5.53 Lakhs
XMS Revotron 90 Petrol Rs.6.72 Lakhs
XT Revotron 90 Petrol Rs.7.32 Lakhs
XE Quadrajet 75 Diesel Rs.7.02 Lakhs
XM Quadrajet 75 Diesel Rs.7.67 Lakhs
XMS Quadrajet 75 Diesel Rs.7.93 lakhs
XMA Quadrajet 90 Diesel Rs.8.36 Lakhs
XT Quadrajet 90 Diesel Rs.8.55 Lakhs
XTA Quadrajet 90 Diesel Rs.9.89 Lakhs
Premio Quadrajet 75 Diesel Rs.7.88 Lakhs

CIN: U66000KA2016PLC138288

IRDAI Registration No: 157

Category: Non-Life Insurance

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