Difference Between Ayushman Bharat Yojana and Pradhan Mantri Matru Vandana Yojana (PMJAY vs PMMVY)

Health insurance benefits are provided under Ayushman Bharat Yojana to low income families. There is no restriction on the number, age or gender of the family members. Pre-existing diseases are covered. And free COVID-19 tests are provided.

Families that belong to low-income groups are covered under PM-JAY.

An eligible person can use the PM-JAY scheme benefits during a medical emergency. He/she can avail cashless and paper-free treatment at an empanelled hospital. The sum insured for one family is Rs. 5 lakh/year.

Any person that does not fit the eligibility criteria cannot avail the benefits of this scheme. This means a person with a steady income, not financially deprived and who does not belong below the poverty line is not eligible.

Ayushman Bharat Yojana is the world’s biggest national healthcare program that covers low-income groups against medical treatments and related expenses.

The following list of document are usually required for the PMMVY:>Duly filled Application Form>Copy of MCP card>Identity Proof>Bank details>An undertaking signed by the applicant and her husband

This is a short list of diseases covered under PM-JAY scheme:>Prostate cancer>Double valve replacement>Coronary artery bypass graft>COVID-19>Pulmonary valve replacement>Skull base surgery>Anterior spine fixation>Laryngopharyngectomy with gastric pull-up>Tissue expander for disfigurement following burns>Carotid angioplasty with stent

One can visit the local anganwadi center or any approved health care facility and apply for the scheme with the required documents.

PMMVY is a national scheme that provides monetary benefit to a first-time mother. The intention is to take care of basic dietary and nutritional needs that a woman has during pregnancy and childbirth.