Kawasaki Bike Insurance

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Bike insurance is mandatory to ride a motorcycle in India. Apart from the coverage against legal liabilities, the Comprehensive Bike Insurance policy also offers coverage for accidental damages to your bike. By insuring your Kawasaki, you are at peace knowing that there is a financial cover in case of unforeseen liabilities. Read on to learn more about Kawasaki bike insurance and the benefits of online two-wheeler insurance.

Benefits of Buying ACKO Bike Insurance Policy for Kawasaki Bikes

Here are the benefits of the ACKO bike insurance policy for Kawasaki bikes:

1. Complete Online Experience

You can buy or renew the plan online without any paperwork. You can also file a claim against the policy online without the need for paperwork or agents. Visit our website or download the mobile app to transact 24/7. Enter a few details of your Kawasaki bike and insure it within a few minutes.

2. Super Fast Claims

You can file a claim online without any documentation or paperwork. Access your account through our website or mobile app, upload the photos of the damaged vehicle, answer a few questions about the damages to file a claim. For minor damages, ACKO will settle the claim instantly through on-account payment. For major damages, our claims team will guide you through the necessary steps.

3. Low-Premium Bike Insurance Plans

Being a new-age digital insurance company, ACKO provides all services through the digital environment. All services are online and ACKO does not depend on agents so that you can transact directly with us online. With no middlemen or agents, the savings are passed on to you in the form of low-premium bike insurance policies.

4. Get Professional Customer Care Support

For exhaustive information about bike insurance and its benefits, you can visit our website for insightful articles. For more details, you can contact our customer care support team to help you with questions related to the purchase or renewal of your policy and queries regarding claims.

Types of Bike Insurance Plans for Kawasaki Bikes

Two-wheeler insurance plans are primarily of two types: Third-Party Bike Insurance and Comprehensive Bike Insurance. Here are the coverage details for each type of plans:

Third-Party Bike Insurance Policy

This type of bike insurance plan for your Kawasaki provides financial protection against third-party liabilities that include injuries to third-party or damages to their property. You need to insure your bike at least with this plan since it is mandatory as per The Motor Vehicles Act, 1988. However, this plan does not cover damages or losses to your bike.

Comprehensive Bike Insurance Policy

This type of bike insurance plan is a combination of Third-Party Bike Insurance and Own Damage (OD) cover. The latter provides financial protection against accidental damages to your Kawasaki bike. Damages or losses can be due to an accident, fire or explosion, natural/man-made calamities and theft of the bike. Furthermore, you can include add-ons to extend the coverage.

What’s Covered in Kawasaki Bike Insurance (Inclusions)?

Losses or damages arising due to the following circumstances are covered under the Comprehensive Bike Insurance Plan:

An accident
Third-party injuries or damages to their property
Theft of the bike
Total loss
Natural disasters (cyclones, storms, floods, etc.)
Man-made disasters (strikes, vandalism, riots, etc.)
Fire or an explosion

Please note, the Personal Accident (PA) cover is mandatory to be purchased while buying or renewing the bike insurance plan.

What’s Not Covered in Kawasaki Bike Insurance (Exclusions)?

Below are the circumstances when the Kawasaki bike insurance will not cover liabilities:

Riding the bike without a valid Driving License (DL)
Riding the bike without a valid bike insurance
Electrical/mechanical breakdown
Regular wear and tear
Riding the bike in an intoxicated state
Riding the bike in a reckless manner
Losses or damages occurring outside the specified geographical limits

Add-ons for Kawasaki Bike Insurance:

Add-ons act like a small and specific coverage plan that you can buy along with the Comprehensive Insurance Plan. Below are the add-ons that you can buy with the Kawasaki bike insurance:

Zero Depreciation Cover
Engine Protection Cover
Key Protection Cover
Consumables Cover
Outstation Emergency Cover
Roadside Assistance Cover
Personal Belongings Protection Cover - Theft/Damages

Claim Procedure

Filing a claim against the bike insurance policy is not difficult or complex with ACKO bike insurance. ACKO’s digital environment enables you to file a claim within minutes without any paperwork. Follow the steps below to file a claim against your Kawasaki bike insurance:

Step 1:

Visit the website or download the mobile app to access your account

Step 2:

Click on the ‘Claim Now’ option

Step 3:

Answer a few questions about the damages and upload the photos of the damaged bike.

Step 4:

For minor damages, ACKO will settle the claim instant through on-account payment so that you can repair the damages at a garage of your choice.

Frequently Asked Questions:

Following are the frequently asked questions about bike insurance:

Commonly Asked Questions About Kawasaki Bike Insurance

How to buy ACKO bike insurance for Kawasaki bikes?

Visit our website or download the mobile app to enter a few details of the bike to insure the bike instantly without any paperwork.

What documents are required to insure my Kawasaki bike from ACKO?

With ACKO, the entire process is paperless. You do not require any documents to insure your bike. Enter a few details of your bike on our website or through the ACKO app, select the plan and optional add-ons, pay the premium and insure your bike instantly.

What is the advantage of buying Comprehensive Bike Insurance for my Kawasaki bike?

In addition to coverage for third-party losses, the Comprehensive Insurance Plan includes Own Damage Bike Insurance (OD) cover. The OD cover provides financial coverage against accidental damages to your bike. This can be due to an accident, fire, natural or man-made calamities. It also offers financial coverage in case your bike is stolen or if the bike is damaged beyond repair. Additionally, you have the option to extend the coverage by including useful add-ons.

Is it mandatory to buy the Personal Accident (PA) cover along with the bike insurance?

The PA cover is mandatory as stated by the apex body, the Insurance Regulatory and Development Authority of India (IRDAI). If you have not purchased it earlier, you can buy the cover while buying or renewing the insurance policy.

What documents are required to file a claim against ACKO bike insurance?

The process is completely paperless. Access your account through our website or the mobile app. Register your claim against the policy by answering a few questions and uploading the photos of the damaged bike. If the damages are minor, ACKO will settle the claim instantly through an on-account cash deposit. You can get the bike repaired at a garage of your choice. For major damages, our claim team will guide you through the necessary steps.