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Aprilia Bike Insurance

Get your Aprilia bike insured in a simple and hassle-free way!

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Aprilia Bike Insurance

Home / Two-wheeler Insurance / Aprilia Insurance

Aprilia offers high-end bikes that retail with a hefty price tag. The reviews are usually positive and this is reflected in their sales figure in India. Aprilia bikes are a prized possession for many and buying wholesome bike insurance seems beneficial as the cost of repairing these expensive bikes can be borne by the insurer. Find all you need to know about Aprilia Bike Insurance policies in the following article.

Benefits of Buying ACKO Insurance for Aprilia Bikes
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ACKO insurance is trusted by millions of people in India to fulfil their bike insurance needs. The buying and renewing process is totally hassle-free and can be completed online. The claim process is also simple and minor claims are settled immediately. These features make ACKO a go-to insurer, not only for bike owners but for car owners as well. Here are a few more benefits that ACKO will provide:

1. No Pre-Inspection
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ACKO does not conduct bike inspection when you buy or renew bike insurance. This speeds up the process significantly and your bike gets covered with insurance in no time.

2. Zero Paperwork
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ACKO insurance can be bought or renewed without any confusing, lengthy forms, or physical documents. Simply visit and enter a few details to buy an insurance policy.

3. Online Claims
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You can raise a bike insurance claim for Aprilia through ACKO’s mobile app or the website. We don't need any physical documents either. You can quickly upload the scanned copies of required documents. Again, this will help us settle the claim much faster as compared to other insurers.

Types of Bike Insurance Plans for Aprilia Bikes
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Buying a bike insurance policy is not only compulsory but a good insurance plan can help you out of a tight financial situation when you need to repair a damaged bike. There are two types of bike insurance policies available in the Indian market, 3rd-party liability and Comprehensive Policy. Here are the details of these two insurance plans:

Third-Party Liability Bike Insurance
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As the name suggests, this type of insurance only covers your third-party liabilities. For example, consider you got into an accident with a car and caused significant damage. You need to bear the expense of repairing the third-party car owner's damage but the cost is too high. Here you can ask your insurance company to help you under your Aprilia's Third-party Liability policy. Here are more coverages:

1. Third-party injuries

2. Third-party accidental death

3. Legal Liabilities

4. Personal Accident Cover

5. Third-party property damages

Note: You cannot claim any damage to your Aprilia if you have the Third-Party Liabilities plan. You need to bear these expenses from your pocket.

Comprehensive Bike Insurance
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A Comprehensive Bike insurance policy will provide a holistic coverage that includes all the coverage under a Third-Party Liabilities Plan along with Own Damage, i.e. cost of repairing your bike. 

If you notice, the own damage component opens up a host of features under which you can make a claim when your bike is damaged. Take a look at the following list of coverages offered under a Comprehensive Bike Insurance policy:

1. Third-Party Liabilities

2. Theft

3. Fire

4. Accidents

5. Natural Calamities

6. Man-made Calamities

7. Personal Accident Cover (to be purchased separately)

What’s Covered in Aprilia Bike Insurance? (Inclusions)
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The coverages of a Comprehensive policy become a major advantage when you face a financial liability because of a damaged bike. These coverages offer all-around financial protection and you don't have to worry about delaying bike repairs when you have bike insurance. Take a look at what is usually covered under a bike insurance policy:

1. Third-Party Liabilities: Any accidental damage to the third party or their property is covered. This component also covers you against legal liabilities arising out of an accident.

2. Theft: Aprilia is a sought-after bike and can get stolen. But all is not lost when you have a comprehensive insurance policy. The insurance company will pay the approximate current market value of the bike (provided you have declared the right amount while buying bike insurance) when it is proved that the bike cannot be found by the police authorities.

3. Fire: Damage to the bike from fire or explosion is covered.

4. Accidents: The bike insurance company will bear the cost of repairing accidental damage to the bike.

5. Natural Calamities: Damage from natural calamities like floods, earthquakes, landslides, hailstorms, etc. is covered.

6. Man-made Calamities: Damage from man-made calamities like vandalism, riots, etc.

7. Personal Accident Cover: A Personal Accident cover with a sum insured of Rs. 15 Lakhs is supposed to be bought by the vehicle owner at least once in case of more than one vehicle. This is a compulsory add-on cover to be purchased separately.

What’s Not Covered in Aprilia Bike Insurance? (Exclusions)
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The insurance company may not always be able to honour a claim. These are some fixed set of situations when you cannot raise a claim. They are called exclusions of the bike insurance policy. Here is the list of general exclusions for Aprilia Bike Insurance:

  1. Mechanical and electrical damages.

  2. Regular wear and tear.

  3. Damage when riding the bike in an intoxicated state.

  4. Riding the bike without required documents like a driving license.

  5. Damage when an insurance policy is not active.

  6. Damage caused during the grace period.

  7. Intentional damage.

Bike Insurance Add-ons for Aprilia Bike
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Add-ons are a great way to enhance the standard coverage provided by a comprehensive bike insurance policy. You can avail more coverage or services based on what the add-on offers. Here is a list of add-on you can consider buying for your Aprilia:

  1. Zero Depreciation

  2. Personal Belongings - Damage/Theft

  3. Roadside Assistance Cover

  4. Key Protect

  5. Outstation Emergency Cover

  6. Bike Engine Protect

Why you Should buy ACKO Bike Insurance?
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Here is why ACKO will be the best choice for insuring your Aprilia:

1. Instant Claim Settlement
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Sometimes damage can be minor but significant enough for you to raise a claim. ACKO will do their best to instantly settle such claims. No questions asked. You will receive the claim amount in your bank account within a few hours without any hassle.

2. Wide Network of Garages
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ACKO has tie-ups with a number of garages. This helps you avail a cashless claim, which means you just have to pay a negligible amount as something called deductibles. ACKO will bear the major and remaining part of the repair bill. In this manner, you can get the bike repaired without spending much.

3. Expert Advice
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ACKO has ensured that you are provided expert advice for any queries related to bike insurance. Our customer care executive is well equipped to resolve any queries and guide you about the relevant process.

Claim Process
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A claim is raised in case of damage to the bike or financial loss to someone else because of your bike. The scope of your bike insurance policy will decide the type of claim. Here are the steps to follow when you wish to raise a claim:

Step 1 - Visit and login into your account.

Step 2 - Find your bike insurance policy and proceed to raise a claim

Step 3 - You will be asked to upload necessary documents and proof of damage.

Your claim for minor damages might be instantly settled. In case the bike or other parties have suffered significant damage or injuries, then an expert will get in touch with you and guide you on the next steps.

Frequently Asked Questions
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Commonly Asked Questions About Aprilia Bike Insurance


What are the factors that help decide the final premium for the Aprilia bike insurance policy?

The premium of a bike insurance policy can increase or decrease based on various things like the current price of the bike, modifications, anti-theft device, location of purchase, number of claims, etc.

Which add-ons should I buy for my Aprilia?

Add-ons like Roadside Assistance, Zero Depreciation, NCB protection, etc. can be helpful with a comprehensive bike insurance policy. Remember to buy only those add-ons that you think will add coverage value to the base policy. Buying add-ons that are not required will simply increase the premium without adding any actual value to the policy. 

Which details should I keep handy while buying Aprilia bike insurance from ACKO?

While buying bike insurance from ACKO you need the registration number of your bike, the number of claims made in the last few years, and an active cell phone connection.

Other Two-wheeler Insurance for Aprilia Bike Models/Variants
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