So you own an Aprilia bike? Hats off just to that!
Planning to renew the insurance of your good old Aprilia Shiver Motorcycle or looking for the best two-wheeler insurance for your brand new Aprilia RSV4 bike – you’ve landed just the right place.
Let’s dive into the two-wheeler insurance basics for your Aprilia bike.
Understanding Aprilia Insurance
Must-know Coverage for Your Aprilia Bike
You can get following kinds of insurance policies for your Aprilia Bike:
|Third-Party Bike Insurance||Comprehensive Bike Insurance|
|Only covers third-party injuries and damages, and not to your own vehicle.||Gives third-party policy + coverage for losses and damages to your own bike.|
|Mandatory by Indian Motors Act.||It’s not mandatory to buy coverage for your own bike’s damages, but then we all know the state of Indian roads. And, who doesn’t love their Aprilia bike?|
|Multi-year insurance available||Multi-year insurance available|
Why you should insure your Aprilia bike?
Aprilia bikes are great on Indian roads, which is why there are so many of them. But with a two-wheeler insurance, you can:
- Be sure that you’re rightfully compensated if your Aprilia bike was stolen or damaged beyond repairs.
- Get coverage for a third-party if your bike caused an accident and the third-party was injured or their property damaged.
- Get comprehensive coverage for your own two-wheeler, in case damages were caused to your vehicle.
- Be sure that no traffic policeman heavily fines you for not having an insurance policy for your bike. Strictly, say no to bribery!
Good-to-Have Insurance Add-ons for Aprilia Bikes
Zero Depreciation Cover:
Irrespective of the model of Aprilia bike you have, depreciation is applicable on all kinds of metal, plastic, and fiber glass parts. In case of repairs / replacement claims, you would have to pay for the depreciation cost. However, with zero depreciation add-on, you can get that covered.
Return to Invoice Cover:
So that if your bike was stolen or completely damaged, the claim settlement amount from the insurance company is not as little as the current market value of your bike. Instead, it is as much as the invoice value of your bike. This is even when in case your bike was two years old, with a 20 percent lower current market value.
A lot of insurance companies offer specific add-on coverage at an addition premium cost. Depending on the model of Aprilia bike you have, do enquire with your insurer about these coverage options. Key replacement, roadside assistance, personal accident cover of passengers could be a few such options.
Things a Two Wheeler Insurance Covers For Any Aprilia Bike
- Personal accident coverage for owner-driver
- Accident-related damages to your bike
- Damages caused during a natural calamity like flood or storm
- Loss because of fire, explosions
- Compensation for Stolen Bike
Things a Two Wheeler Insurance Does Not Cover For Any Aprilia Bike
- Wear and tear caused over the years [including flat tyres]
- Losses caused when the bike was driven without a driving license
- Damages caused when the bike was being driven under the influence of alcohol
- Driving outside the geographical limits
- If the bike is used for anything beyond it’s legal purpose [racing, illegal activities, organized crime]
Questions you might ask about Aprilia Insurance
How can I renew my Aprilia Insurance online?
Your Aprilia Insurance Policy can be renewed online very seamlessly through your insurer’s online portal or your broker’s portal.
- If you have already selected an insurance company you can go to the insurer’s portal and renew it online by filling in the details.
- All you need to fill are your bike details (like Vehicle Registration Number, Engine/Chasis Number), your previous insurance details and your contact details. Once done, you can then renew the policy online by paying via netbanking, wallet or credit/debit card.
- Also, it is not necessary to continue your insurance policy with the same insurance company as the previous year. You can easily purchase insurance policy from a different insurer, as long as you are aware of the benefits and features being offered.
The two wheeler insurance of my Aprilia Caponord Standard Motorcycle has already expired. Is vehicle inspection mandatory?
No. Inspection is not mandatory even if the insurance for your bike has already expired. It is sometimes done at the discretion of the insurer but only if the insurance has lapsed for more than 6 months or so.
Is an online insurance policy valid for two-wheelers?
Of course it is valid. You get a valid bike insurance policy by renewing the policy online. All you need to do is fill in your previous policy bike details and get a valid insurance policy emailed to your registered email id. A printout of that would suffice.
Single-year or Mutli-year: what’s better in case of Aprilia insurance?
Multi-year is always better as you get a better rate and your insurance policy is valid for 2 to 3 years. Thus, there is no renewal headache every year. Also, since you pay upfront, there is a huge discount on the premium.
How do I get no-claim bonus at the time of renewal?
If you have not claimed in the preceding year, then you can avail a No-Claim Bonus at the time of your next renewal. Keep one thing in mind: your bike insurance renewal has to happen before the previous policy expires. At the time of renewal of your Two-Wheeler Insurance Policy, you need to mention your last NCB and whether you have made any claim in the last year or not. You get discount on the own-damage premium as per the NCB grid provided by IRDA.
|All vehicle Type NCB Grid||% of discount on own damage premium|
|No Claim in the last 1 year||20%|
|No Claim in the last 2 consecutive years||25%|
|No Claim in the last 3 consecutive years||35%|
|No Claim in the last 4 consecutive years||45%|
|No Claim in the last 5 consecutive years||50%|
How much more do I need to pay for comprehensive two wheeler insurance?
The premium for a simple third party only insurance is fixed by the IRDAI. A comprehensive insurance policy includes own-damage premium too. The own-damage premium varies slightly from one insurance company to another and is dependent on a lot of factors, including your claims history and the age of your bike. The overall premium for comprehensive insurance is marginally higher, but highly recommended if you are looking for complete coverage for your Aprilia bike.
Models Manufactured by Aprilia: Which One Do You Ride?
|Brand Name||Variants||Engine CC||Mileage(kmpl)||BHP||Wt. (kgs)||Price Range(in Rs)|
|Aprilia SR 150||Standard||154.8||37.88||10.4||122||68,800 to 73,066|
|Aprilia SR 150||Race Edition||154.8||37.88||10.4||122||75,000 to 79,650|
|Aprilia RSV4||R||999||10||181.44||208||20,99,000 to 22,29,138|
|Aprilia RSV4||Factory||999||10||181.44||208||25,68,000 to 27,27,216|
|Aprilia SRV 850||ABS||839.3||14||76||249||15,05,000 to 15,98,310|
|Aprilia TUONO||V4 R||999.6||10||167.6||183||19,72,000 to 20,94,264|
|Aprilia Dorsoduro||Standard||1197||12||130||212||17,11,000 to 18,17,082|
|Aprilia Caponord||1200 Standard||1197||12||123.2||214||18,05,000 to 19,16,910|
|Aprilia Caponord||1200 ABS Travel||1197||12||123.2||214||20,25,000 to 21,50,550|
|Aprilia Caponord||Rally||1197||12||125||225||20,30,000 to 21,55,860|
|Aprilia Mana||850 GT||839.3||14||76.1||234||14,81,000 to 15,72,822|
|Aprilia Dorsoduro 1200||Standard||1197||20||130||212||17,80,000 to 18,90,360|
News Related to Aprilia:
Aprilia Opens Bookings For The SXR 160 In India
– December 11, 2020
Italian two-wheeler maker Aprilia is all set for a new launch in the Indian market. Yes, Aprilia will introduce the new SXR 160 scooter in the country. Aprilia has listed the SXR 160 on the official website and has also commenced the bookings for the same. The Aprilia SXR 160 features a maxi-scooter design with sporty front apron, a large windscreen, spacious footboard and aggressively designed tail section. The new scooter will be offered in four colour options: white, red, blue and black. The Aprilia SXR 160 draws power from a 160.03cc internal combustion engine which produces 10.8Bhp of power and 11.6Nm of torque. The engine is equipped with fuel injection technology and complies with the latest emission norms. The scooter is equipped with 30mm forks up front, adjustable mono-shock absorber at the rear, disc brake at the front and a fully-digital instrument console. Aprilia is also offering ABS, which is likely to be single-channel ABS for the front disc brake. The scooter looks like an attractive proposition for the Indian market as it features a sporty look, and at the same time, it is also practical to use in our day-to-day life.
Aprilia To Introduce The RS660 And Tuono 660 In India
– December 9, 2020
Italian two-wheeler maker Aprilia’s parent company Piaggio has revealed that the brand will bring the Aprilia RS660 and Aprilia Tuono 660 to India. The company has stated that both the motorcycles will be launched in the Indian market in 2021. Both the RS660 and Tuono 660 will come to India via CBU (Completely Built Unit) route and expect the pricing to be around Rs 9-10 lakh (ex-showroom). Coming to the motorcycles itself, the RS660 is a fully-faired motorcycle with aggressive styling. Aprilia recently launched RS660 in global markets, and it features LED headlights and sleek tail design. The Tuono 660 features a quarter fairing and the front end looks identical to the RS660. Except for the fairing, both the motorcycles feature the same design elements and components. Both the motorcycles draw power from a 659cc internal combustion engine which pumps out 100Bhp of power and 67Nm of peak torque. The motorcycles are loaded with features such as bi-directional quick-shifter, five riding modes, cruise control, 3-level cornering ABS, traction control, wheelie control and engine brake control.
Piaggio India Reveals New Colour for Aprilia SXR 160
– December 1, 2020
As per a recent announcement by Piaggio India, the manufacturing process of the Aprilia SXR 160 is all set to begin soon. The production of the scooter shall take place at the brand’s plant at Baramati. Along with this news, the brand also shared that the Aprilia SXR 160 will be available in a new colour. Along with the sporty red colour, the stylish scooter will also be available in a blue paint scheme. The bike is designed for India and will compete against the likes of Suzuki Burgman Street 125. There is no official declaration of the cost of the scooter but it is estimated to be in the range of INR 1.10 to 1.15 lakhs. Some of the features of this appealing scooter are fuel-injected motor, LCD instrument cluster, and a USB charging port. The bike also sports a large seat for a comfortable ride.
Aprilia To Begin The Production Of SXR 160 In India
– November 26, 2020
Italian two-wheeler maker Aprilia had showcased the SXR 160 scooter at the Auto Expo 2020. Now, Piaggio, the parent company of Aprilia has announced that the company will soon begin the production of the SXR 160 in India. The Aprilia SXR 160 was slated to be launched by the third quarter of 2020, but due to the COVID-19 pandemic, Aprilia couldn’t begin the production. But now the company has announced that the scooter will be manufactured at the Baramati plant. Although Aprilia has not stated the exact timeline, we reckon that the launch of the Aprilia SXR 160 is just around the corner. Now talking about the scooter itself, the SXR 160 sports a maxi-scooter design, and Aprilia states that the scooter has been developed in Italy for the Indian conditions. The overall design of the scooter is sporty and will remind you of the Suzuki Burgman. The prominent highlights of the SXR 160 include LED headlight with LED daytime running lights, a large windscreen, a large front apron, telescopic forks up front, motorcycle-like handlebar design, fully digital instrument console and LED taillight. Aprilia is also expected to offer Bluetooth connectivity which will offer various functions such as locate my scooter, theft alarm and immobiliser. The Aprilia SXR 160 will draw power from a 160cc internal combustion engine and expect the power figures to be similar to the SR 160 scooter. The SXR 160 will be a premium scooter and will carry a premium price tag.
Aprilia Gives A Sneak-Peek Of The New Maxi-Scooter
– September 15, 2020
Italian two-wheeler manufacturer Aprilia has teased a new scooter for the Indian market. The new product will be a maxi-scooter bearing the SXR 160 moniker. Currently, the maxi-scooter segment is in its infant stage in India, and there are not many players in the segment. Suzuki was the first one to jump in and had introduced the Burgman in the country. Now, it looks like Aprilia will also introduce a product in the same segment. The Italian brand had unveiled the SXR 160 at the 2020 Auto Expo which was held in Delhi. The new SXR 160 is expected to be a premium offering with a sporty design. The new scooter will be powered by a 160cc single-cylinder internal combustion engine which is good for 11bhp and 12 Nm of peak torque. The maxi-scooter will be equipped with features such as a digital display for the instrument console, stylish alloy wheels, a windscreen for wind deflection, LED daytime running lights, all-LED lighting, comfortable seat and a spacious footboard area. Aprilia is expected to introduce the new model by next month. The Aprilia SXR 160 will carry a premium price tag, and technically it has no rivals in the market.
Aprilia To Create More Limited Edition Tuono V4 X On Public Demand
– September 8, 2020
Aprilia has announced the plans to produce 30 units of their limited edition Tuono V4 X. The initial plan was to produce only 10 units, but due to high demand from potential buyers, the Italian manufacturer has decided to produce more units of the appealing streetfighter. The value of each unit will be around €34,900 or ₹30.52 Lakhs. Aprilia Tuono V4 X shares many similarities with the Tuono V4 1100 Factory model. V4 X excels in strength and seems to be lightweight. This naked streetfighter is developed by the racing team from Aprilia. The bike may never get to touch public roads and is meant only for tracks. It has Marchesini forged magnesium alloy wheels, carbon fibre fairing, aluminium clutch lever, adjustable footrests, brake lever protection, engine crankcase guards, and fuel cap. The dry weight of this streetfighter is 166 kgs. It has winglets that enhance stability and control at higher speeds. Though not confirmed, the bike is expected to run at 218 horsepower.
Aprilia Tuono V4 1100 Will Use Technology From Aprilia Motogp Bike
– August 19, 2020
Aprilia Tuono V4 1100 will most likely launch with improved electronic interventions that are similar to the manufacturer’s MotoGP bike. The winglets and carbon fibre parts are expected to improve performance. Aesthetically, it will look more like a semi-faired bike as compared to Aprilia’s signature naked streetfighters. Features like wide handlebars, windscreen, triple LED headlamps, under-cowling, split side panels, a heavy fuel tank, up-swept exhaust canister, rear tyre hugger, split step-up seats, and more will be included in the design. Elements similar to Aprilia MotoGP bike will give Tuono V4 1100 enhanced downforce and stability at higher speeds. The engine is still the same i.e. a four-cylinder, 1077 cc displacement engine. The 2019 Aprilia Tuono V4 1100 has a six-speed transmission engine that can churn 175 horsepower @ 11,000 rpm and a max torque of 89 ft/lbs @ 9000 rpm. The front breaks are 330 mm floating discs and rear brake is of 220mm disc type. The exact launch date is not announced yet.
India: Piaggio Launches Aprilia Storm in The Market
– July 22, 2020
Piaggio has come with Aprilia Storm 125 BS6 two-wheeler for the Indian region. This bike comes with exciting features. The scooter’s sporty looks and sharp features are appealing to the country’s youth and the bike can be purchased at INR 91,321, which is the ex-showroom Pune price. Note that the price can vary in other Indian locations. Aprilia Storm 125 BS6 is one of the popular bikes in the premium 125cc category in India. Its competitors are Suzuki Access and TVS Ntorq. Aprilia Storm 125 BS6 features an enhanced braking system thanks to the 200mm ventilated disc located at the front and a combi-braking system. The two-wheeler comes with a 124.45cc single-cylinder air-cooled engine and updated graphics. Along with Aprilia, the manufacturer also launched the new range of Vespa scooters; namely, Vespa SXL and VXL. These bikes are available in the 125cc and 150cc categories.
Prices of BS6 Aprilia Storm 125, SR125 and SR160 Revealed
– March 11, 2020
Aprilia has launched the BS6 Storm 125, SR 125 and the SR 160 in India. Apart from the BS6 engine upgrade, the new Aprilia models remain the same as compared to the outgoing model. The Aprilia Storm 125 is priced at Rs.86,638, the SR 125 is priced at Rs.92,181, the SR 160 at Rs.1,04,476, the SR 150 Carbon at Rs.1,07,570 and the SR 160 Race Edition at Rs.1,13,671. All prices are ex-showroom (Delhi). The Aprilia SR 160 is powered by a single-cylinder 160cc unit which churns out 10.7bhp and 11.6Nm of torque. The Aprilia SR 125 and the Storm 125 share the same 125cc single-cylinder engine which produces 9.4bhp and 9.9Nm of torque.