So you own a Jaguar Car? Hats off just to that!
Planning to renew the insurance of your good old Jaguar XE or looking for the best online car insurance for your brand new Jaguar F Type – you’ve landed in just the right place.
Let’s dive into the car insurance basics for your Jaguar car.
Understanding Jaguar Car Insurance
Must-know Coverage for Your Jaguar Car
You can get the following kinds of insurance policies for your Jaguar Car:
|Third-Party Car Insurance||Comprehensive Car Insurance|
|Only covers third-party injuries and damages, and not those to your own vehicle.||Gives third-party policy + coverage for losses and damages to your own car|
|Mandatory by Indian Motors Act.||It’s not mandatory to buy coverage for your own car’s damages, but then we all know the state of Indian roads. And, who doesn’t love their Jaguar car?|
|Additional coverage like bumper-to-bumper cover, engine protector is NOT available.||Additional coverage, like engine protector, bumper-to-bumper cover, no-claim bonus protector cover are available, at a slightly extra premium cost.|
Why You Should Insure Your Jaguar Car?
Most Jaguar cars drive well on Indian roads and are priced to match affordability and mileage. You can buy either a Third-Party or Comprehensive insurance for your Jaguar car. A 3rd party car insurance online is mandatory buy as per Indian laws. Meanwhile, comprehensive insurance offers a wide range of coverage.
With suitable comprehensive car insurance, you can:
- Be sure that you’re rightfully compensated if your Jaguar car was stolen or damaged beyond repairs.
- Get coverage for a third-party if your car caused an accident and the third-party was injured or their property damaged.
- Get comprehensive coverage, in case damages, were caused to your car [during an accident or because of natural calamities].
- Be sure that no traffic policeman heavily fines you for not having a car insurance policy. Strictly, say no to bribery!
Good-to-Have Insurance Add-ons for Jaguar Cars
Zero Depreciation Cover:
Irrespective of the model of Jaguar you have, depreciation is applicable to all kinds of metal, plastic, and fiberglass parts. In case of repairs/replacement claims, you would have to pay for the depreciation cost. However, with zero depreciation add-on, you can get that covered.
Return to Invoice Cover:
So that, if your car was stolen or completely damaged, the claim settlement amount from the insurance company is not as little as the current market value of the car. Instead, it would be as much as its invoice value. This is possible even in a case where your car was two years old, with a 20 percent lower current market value.
Engine Protector Cover:
A regular comprehensive car insurance policy does not cover the damages to your engine. With an engine protector cover, you could claim for those damages too. Whether you own a high-end car like Jaguar XJ or Jaguar F Type or regular car like Jaguar XE, it makes sense to buy this add-on. This add-on is also suitable for cars located in flooding prone areas.
No-claim Bonus Protector Cover:
If you are a good driver and have a tendency to claim less, you would certainly know about the no-claim bonus that you can earn for every claim free year. This bonus helps you in earning as much as a 50 percent discount. However, a single claim can reduce the accumulated NCB to zero in the next year. The solution to safeguard that NCB is to buy this add-on. High-end Jaguar cars have higher own-damage premium. So if you have accumulated enough NCB and don’t want to lose it for a claim, this is a good-to-have add-on.
This personal accident cover for a passenger is a must-buy for any Jaguar car owner. A lower end model of Jaguar may not come with safety features like airbags or child safety locks. If you use your Jaguar car to drive your family on a daily basis, it makes sense to buy this add-on.
A lot of insurance companies offer specific add-on coverages at an additional premium cost. Depending on the model of Jaguar you have, do enquire with your insurer about these coverage options. Key replacement, roadside assistance, personal accident cover of passengers could be a few such options.
Things a Car Insurance Covers For Any Jaguar Car
- Personal accident coverage for owner-driver
- Accident-related damages to your car
- Damages caused during a natural calamity like flood or storm
- Loss because of fire, explosions
- Compensation for Stolen Car
Things a Car Insurance Does Not Cover For Any Jaguar Car
- Wear and tear caused over the years [including flat tyres]
- Losses caused when the car was driven without a driving license
- Damages caused when the car was being driven under the influence of alcohol
- Driving outside the geographical limits
- If the car is used for anything beyond its legal purpose [racing, illegal activities, organized crime]
Questions you might ask about Jaguar Insurance
How can I renew my Jaguar Insurance online?
Your Jaguar Car Insurance Policy can be renewed online very seamlessly through your insurer’s online portal or your broker’s portal.
- If you have already selected an insurance company you can go to the insurer’s portal and renew it online by filling in the details.
- All you need to fill are your car details (like Vehicle Registration Number, Engine/Chasis Number), your previous insurance details and your contact details. Once done, you can then renew the policy online by paying via net banking, wallet or credit/debit card.
- Also, it is not necessary to continue your insurance policy with the same insurance company as the previous year. You can easily purchase an insurance policy from a different insurer, as long as you are aware of the benefits and features being offered
The car insurance of my Jaguar XJ has already expired. Is vehicle inspection mandatory?
Yes. Inspection is mandatory if the insurance for your car has already expired. You need to schedule an inspection before purchasing the policy. Once the surveyor approves, you can purchase the plan immediately online.
Is an online insurance policy valid for car?
Of course, it is valid. You get a valid online car insurance policy by renewing the policy online. All you need to do is fill in your previous policy car details and get a valid insurance policy emailed to your registered email id. A printout of that would suffice.
How do I get a no-claim bonus at the time of renewal?
If you have not claimed in the preceding year, then you can avail a No-Claim Bonus (NCB) at the time of your next renewal. Keep one thing in mind: your car insurance renewal has to happen before the previous policy expires. If your policy lapses, you lose your NCB.
At the time of renewal of your Two-Wheeler Insurance Policy, you need to mention your last NCB and whether you have made any claim in the last year or not. You get discount on the own-damage premium as per the NCB grid provided by IRDA.
|All vehicle Type NCB Grid||% of discount on own damage premium|
|No Claim in the last 1 year||20%|
|No Claim in the last 2 consecutive years||25%|
|No Claim in the last 3 consecutive years||35%|
|No Claim in the last 4 consecutive years||45%|
|No Claim in the last 5 consecutive years||50%|
How much more do I need to pay for comprehensive car insurance?
The premium for a simple third party only insurance is fixed by the IRDAI. A comprehensive insurance policy includes own-damage premium too. The own-damage premium varies slightly from one insurance company to another and is dependent on a lot of factors, including your claims history and the age of your car. The overall premium for comprehensive insurance is slightly higher but highly recommended if you are looking for complete coverage for your Jaguar car.
Models Manufactured by Jaguar: Which One Do You Drive?
|Brand Name||Variants||Engine CC||Mileage(kmpl)||BHP||Wt. (kgs)||Price Range(in Rs)|
|Jaguar XE||Prestige||1991||13.6||197||1547||4,413,000 to 4,800,000|
|Jaguar XE||Pure||1999||13.6||197||1547||4,030,000 to 4,500,000|
|Jaguar XE||Portfolio||1999||13.5||237.4||1547||4,847,000 to 5,500,000|
|Jaguar XF||Pure||1999||19.33||177||1687||4,750,000 to 5,200,000|
|Jaguar XF||Prestige Petrol||1999||10.08||237.4||1729||5,365,000 to 5,800,000|
|Jaguar XF||Prestige||1999||19.33||177||1729||5,390,000 to 5,900,000|
|Jaguar XF||Portfolio Petrol||1999||10.08||237.4||1729||5,985,000 to 6,500,000|
|Jaguar XF||Portfolio||1999||19.33||177||1760||6,010,000 to 6,600,000|
|Jaguar XF||R Supercharged 5.0 Litre V8 Petrol||5000||8.6||502.6||1780||7,221,000 to 7,800,000|
|Jaguar XJ||3.0 L (D) Portfolio||2933||14.47||296.4||1988||10,600,000 to 11,500,000|
|Jaguar XJ||3.0 L (D) Premium Luxury||2933||14.47||296.4||1988||9,900,000 to 10,600,000|
|Jaguar XJ||2.0 L (P) Portfolio||1999||9.43||237.4||1824||10,000,000 to 10,800,000|
|Jaguar F-Pace||Prestige||1991||21.27||177||1775||7,450,000 to 8,000,000|
|Jaguar F-Pace||Pure||1991||21.27||177||1775||6,840,000 to 7,500,000|
|Jaguar F-Pace||R-Sport||2993||17.85||296||1884||10,200,000 to 11,000,000|
|Jaguar F-Pace||First Edition||2993||17.85||296||1884||11,200,000 to 12,000,000|
|Jaguar F Type||V6 S Convertible||2995||15.15||375.5||1614||15,400,000 to 16,500,000|
|Jaguar F Type||Coupe||2995||15.38||335.25||1614||12,600,000 to 13,500,000|
|Jaguar F Type||S||2995||15.15||375.5||1614||13,800,000 to 14,800,000|
|Jaguar F Type||V8 S||5000||12.5||488.1||1665||18,200,000 to 19,500,000|
|Jaguar F Type||R Coupe||5000||12.5||543.1||1665||18,800,000 to 20,200,000|
News Related to Jaguar:
Jaguar Reveals The F-Type Heritage 60 Edition
– December 10, 2020
British luxury carmaker Jaguar has revealed the new F-Type Heritage 60 Edition to celebrate the 60th anniversary of the iconic E-Type car in March 2021. The F-Type Heritage 60 Edition will be a limited-edition model with only 60 units built for the worldwide market. The special edition car will be offered in Coupe and Roadster avatars, and the car will be hand-built at the company’s SVO (Special Vehicle Operations) division. The limited-edition model will be finished in a unique Sherwood Green paint scheme, which featured on the E-Type. The car also gets diamond-cut alloy wheels. The F-Type Heritage 60 Edition will draw power from a 5-litre V8 internal combustion engine that pumps out 567Bhp of maximum power and 700Nm of peak torque. Jaguar offers an 8-speed automatic transmission delivering power to all the four wheels. The car is capable of hitting a top speed of 299km/h and can sprint from standstill to 96km/h in just 3.5 seconds. The limited-edition model gets a dual-tone interior with unique design elements such as the E-Type 60th Anniversary logo on the seats. Other features include a TFT HD display for the digital instrument console and a touchscreen display for the infotainment system. Jaguar will start the deliveries of the special edition car from March 2021.
Jaguar Gives a Makeover and Performance Upgrade to the F Pace SVR
– December 8, 2020
Jaguar has updated the 2021 Jaguar F Pace SVR with upgrades to the performance and its exterior. The SUV continues to derive power from the 5.0-litre engine that is able to develop a maximum power of 550hp and a peak torque of 700Nm. The torque figures have gone by 20Nm. The vehicle also gets a revised gearbox, which is a torque convertor borrowed from the Jaguar XE SV Project 8 Saloon. With the update to the performance of the SUV, it is now able to reach 100 km/h in 4 seconds, 0.3 seconds faster than the previous model. Also, the top speed has increased to 286 km/h, up by 5.1 km/h. The company has updated the electronics as well with the EVA 2.0 electronic architecture. The Dynamic Mode has been revised to offer a sharper throttle response.
Jaguar India Opens Bookings for Its New I-PACE SUV
– November 5, 2020
Jaguar has opened the booking for its award-winning vehicle, the new I-PACE. This is a Sports Utility Vehicle that was declared as the World Car of the Year last year. This electric vehicle also won the World Green Car of the Year and the World Car Design of the Year awards. The I-PACE is scheduled for a 2021 launch. This appealing vehicle has muscular wheel arches of a sports coupe and a raised ride height of a Sports Utility Vehicle. Jaguar Land Rover India plans to seek Tata Power’s charging solutions for its electric vehicle. Tata’s charging network comprises more than two hundred charging locations. The price of this utilitarian and stylish electric vehicle is said to be around INR 1 crore (unofficial). Some of the Jaguar Land Rover India’s I-PACE SUV’s features include 90Kw lithium-ion battery, acceleration of 0-100 kmph in just 4.8 seconds, and PM2.5 filtration.
Jaguar’s New Electric Car I-Pace to Launch in 6 Months
– October 21, 2020
After the launch of Defender, Jaguar is all set to introduce its new electric SUV I-Pace. There will be three variants of the electric car S, SE, and HSE. Jaguar will offer the SUV in a wide range of 12 colours that will include Caldera Red, Fuji White, Yulong White, Santorini Black, Firenze Red, Indus Silver, Borasco Grey, Caesium Blue, Portofino Blue, Eiger Grey, Aruba, and Farallon Pearl Black. Under the hood, it has a 90 kWh battery with two electric motors. These are capable of producing 394bhp of power and 696Nm of torque. The car can go from zero to 100 kmph within 4.8 seconds. The length of this electrical SUV is 4,682mm, its height is 1,566mm, and the wheelbase is 2,990mm wide. Jaguar promises 470 kilometres run on a single charge.
Jaguar Reveals Variants for the Jaguar I Pace for India
– October 12, 2020
Jaguar has revealed through its website about the variants of the Jaguar I Pace which is expected to be launched in the country. The variants include S, SE and the HSE. The entry variant ‘S’ comes with 19-inch diamond-cut alloy wheels, ‘InControl’ connected car tech and LED headlights and tail lights. It also gets 8-way semi-powered front seats, screen-based dials, a full length fixed glass roof, a tyre pressure monitor, a powered tailgate, auto wipers and dual-zone climate control. The infotainment system comes with 12 speakers and a dual touchscreen infotainment system which supports Android Auto and Apple CarPlay. As for the InControl connected car technology, it features remote access and monitoring, a partner smartphone app, over-the-air updates, real-time traffic updates and vehicle tracking system. Additional features include a 3D surround camera, cruise control and driver fatigue control. The Jaguar I Pace is powered by a 90 kWh battery pack which sends power to the motors which are able to punch out a maximum power of 400hp and a peak torque of 696Nm. This motor is able to propel the I-Pace to 100kmph in 4.8 seconds with a top speed limited to 200kmph. The Jaguar I Pace will go against the likes of the Mercedes-Benz EQC and the Audi e-Tron in the Indian market.
Jaguar Reveals The New XF Facelfit
– October 09, 2020
British luxury car manufacturer Jaguar has revealed the new 2021 XF facelift. The new model features a revamped exterior design, new interior, and new features. On the design front, the new XF features a larger front grille with a chrome treatment, newly designed front bumper, new alloy wheels, revamped air intakes and projector LED headlights. Jaguar has completely revamped the interior of the facelifted model. The interior features a newly designed dashboard with revamped air conditioning vents. Other highlights of the interior include leather upholstery, digital instrument console, touchscreen display for the infotainment system, connected car features, 360-degree camera, digital camera for the rear-view mirror, wireless charger and active noise cancellation. The facelifted XF is offered with two petrol and one diesel engine option. The diesel engine also gets the mild-hybrid system and an integrated starter generator. With the inclusion of mild-hybrid technology, the diesel engine is now more fuel-efficient. Overall, Jaguar has brought in a significant amount of updates to the new 2021 model of the XF. The main highlight of the car is the new interior which is designed from scratch to tackle the competition. The 2021 Jaguar XF is expected to be launched in the Indian market in 2021.
15 Lakh Ingenium Engines Produced By Jaguar Land Rover
– August 3, 2020
Jaguar Land Rover announced that they have produced over 1.5 million car engines for their brand so far. These are not regular car engines but they are optimised to perform in a futuristic manner by delivering high performance while keeping the environment clean. These engines are built under the Ingenium mark and the latest in line is the six-cylinder diesel engine that is present in the Range Rover Sport and Range Rover 2020 cars. These engines are built with the help of mild-hybrid technology. They also feature an electrified version that runs on hydrogen fuel cell powertrain concept. The manufacturing facilities also offer assembly of Electric Drive Units (EDUs) so that a customer can switch between fuel-driven and electric engines. Ken Close, the Director at Powertrain Operations, Jaguar Land Rover said that the company is expected to deliver clean products that do not affect the environment as compared to the previous versions. This is supposed to be achieved by maintaining performance and all-terrain capabilities that are expected from Jaguar Land Rover.