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Ashok Leyland Car Insurance

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Ashok Leyland is a collaboration between Ashok Motors and Leyland Motors. Today the company is a flagship of Hinduja Group which is an Indian-originated, British-based trans-national conglomerate. The company majorly manufactures transport vehicles ranging from Lightweight motor vehicles to Heavy Goods carrying ones. The cost of the Ashok Leyland Insurance policy depends upon the type of vehicle being insured. 

What’s Covered in Ashok Leyland Vehicle Insurance?

Coverages define the scope of a policy. These are conditions under which the policyholder should raise a claim to get compensation for the damage to the insured vehicle or injuries to the owner-driver. Following are the coverages of a commercial Ashok Leyland Vehicle Insurance policy:

  1. Third-party Coverages: The cost of paying compensation to the third party for accidental damage to their property or life is covered.

  2. Third-party Legal Liabilities: The cost of legal liabilities arising out of an accident with the third party are covered.

  3. Damage due to Fire: Damage arising out of the fire, self-ignition, or lightning is covered.

  4. Theft Coverage: The policyholder will be compensated with the (IDV) in case of burglary, housebreaking, or theft.

  5. Accidental Damage: Unintentional damage arising out of an accident is covered under Ashok Leyland vehicle insurance.

  6. Damage due to calamities: Damage due to natural or man-made calamities is covered.

  7. Malicious Act: Damage arising out of a malicious act.

  8. Terrorist Activities: Damage to the insured vehicle from a terrorist activity is covered.

  9. Personal Accident Cover: It is mandatory to buy this add-on with your car insurance policy, as it compensates the owner/driver of the vehicle in case of permanent/total disability or death. The sum insured of this cover is 15 Lakh rupees.

Exclusions of Ashok Leyland Vehicle Insurance

Exclusions can be defined as conditions that are not covered under an insurance policy. If a policyholder raises a claim against the exclusions, his/her claim will be rejected. Following are the exclusions of a commercial Ashok Leyland Vehicle Insurance policy.

Benefits of Buying ACKO Vehicle Insurance Policy for your Ashok Leyland Car

ACKO is a customer-centric insurance company that puts its policyholders before everything else. Being a digital-first insurer, ACKO can carry out most of its customer-related operations online. Thus, it is very easy to claim against an Acko motor insurance policy. Following are more benefits of buying a commercial vehicle insurance policy from ACKO:

1. No Paperwork

One can buy an insurance policy from ACKO instantly. No need to send any hard copies of vehicle documents. This feature speeds up the process of buying insurance for your commercial vehicle.

2. Best Price

ACKO works on a no-commission model. This enables the insurer to provide insurance at the best price available in the market.

3. Excellent Customer Support

ACKO has a top-rated customer support team that guides potential and existing policyholders at every stage of an insurance policy. Right from purchase to claims, the team is here to help you.

Insurance Plans for Ashok Leyland Cars

Car insurance plans for Ashok Leyland can be of the following types.

It is necessary by law that a vehicle running on an Indian road should be insured. The laws are more strict for commercial vehicles. Buying a third-party insurance policy is a basic requirement as it covers the policyholder against third-party damages or injuries. Additionally, a Personal Accident cover of Rs. 15 Lakh is also included in the policy.

Buying a comprehensive insurance policy is not mandatory, however, it is much more beneficial as compared to a Third-party (TP) liability policy. Where a TP policy only offers financial protection against TP damages, a comprehensive policy covers the insured vehicle as well against financial losses. Additionally, one can buy more add-on covers as per their needs to enhance the coverage.

Add-ons for Ashok Leyland Vehicle Insurance

Add-ons increase the scope of a vehicle insurance policy. These are extra coverages that can be bought with a comprehensive vehicle insurance policy. Here is a list of add-ons that are most suitable for Ashok Leyland vehicles:

Claim Procedure

Raising a claim intimates the insurance company that your Ashok Layland vehicle is damaged. The claim process followed at ACKO is quite simple as compared to the traditional one. Here, claims can be raised online without the hassle of tedious paperwork or expert guidance. Follow these steps to claim against your car insurance policy.

Step 1 - Visit www.acko.com from a browser or download ACKO's mobile app.

Step 2 - Login to your ACKO profile by using a registered mobile number.

Step 3 - Find your Ashok Layland car, click on "Claim Now" and enter the required details.

ACKO will get in touch with your to understand more about the claim and guide you through the process. We may also request certain details related to the incident from time to time.

Car Insurance for Ashok Leyland Vehicle Models/Variants

Below are the vehicle insurances for Ashok Leyland Vehicle models in India.

Frequently Asked Questions

Which are the factors that determine the premium of my Ashok Leyland vehicle insurance policy?

Factors like the cost of the vehicle, its manufacturing year, additional accessories, type of insurance policy, the owner/driver’s claim history, driving habits, etc. affect the cost of an insurance policy.

Why is buying an Ashok Layland vehicle insurance online better than buying it offline?

Buying a vehicle insurance policy online can give you a lot of benefits as compared to buying it offline. For example, there are no agent commissions involved when purchasing an insurance policy online. You can save time and buy the policy from the comfort of your home or office. Digital insurance companies also offer online services that are useful after the purchase of the policy.

Which insurance company has the best claim settlement ratio for Ashok Leyland cars?

The Claim Settlement Ratio (CSR) can increase or decrease depending on a lot of factors. Thus, choosing an insurance company based on its CSR alone could prove to be unfruitful. Consider options like social media reviews, ratings, features of the insurance policy, cost, etc. while choosing an insurance company.

Where can I buy insurance for my Ashok Leyland vehicle?

Please visit www.acko.com to purchase insurance for your Ashok Leyland vehicle.

What is the cost of an Ashok Leyland vehicle insurance policy?

The cost of vehicle insurance depends upon various factors related to the vehicle and its owner. For example, the Insured Declared Value i.e. the approximate market value of the vehicle plays a vital role in the premium. Similarly, the type of vehicle insurance policy, the number of add-ons, claim history, etc. are also important. All these determine the cost of Ashok Leyland’s insurance policy.

Does buying vehicle insurance take a lot of time?

No, if you choose to buy insurance online, you can get your policy within minutes.

Is it a costly affair to maintain an Ashok Leyland car?

Commercial vehicles require regular attention as they are constantly on the road. One may have to spend money regularly depending upon the nature of the business for which the vehicle is being used.

About Vehicle Insurance for Ashok Leyland Car

Ashok Leyland is one of the most successful commercial automobile manufacturers in the country. It stands at the second position for producing transport vehicles and separate engines. On average, the company sells 60 thousand vehicles and 7 thousand engines per year in India. Buying commercial vehicle insurance is mandatory by law in India. If the vehicle is covered with a comprehensive policy, the policyholder can raise a claim in case of damages to the insured vehicle.

Why Should You Buy an Ashok Leyland Car?

The company has deep penetration in the commercial vehicle space by covering almost every type of transport vehicle. Ashok Leyland has been trusted by transportation business owners for decades. The maintenance costs are also low as compared to other brands due to the easy availability of spare parts. 

About the Exterior of an Ashok Leyland Vehicle

Ashok Layland vehicles come in a range of basic paint options. They are built for rough terrains and for withstanding extreme temperatures that are experienced throughout the country. 

About the Interior of an Ashok Leyland Vehicle

Ashok Layland Cars: Key Specifications

Ashok Leyland Stile Specifications

Specifications Details
Transmission Manual
Wheelbase 272.5 cm
Power [email protected]
Fuel Tank 50 litres
Engine 1461 cc
Number of Tires 4

Ashok Leyland Dost Specifications

Specifications Details
Transmission Manual
Wheelbase 2510 mm
Power 80
Fuel Tank 40 Ltr
Engine 1478 cc
GVW 2805 kg
Number of Tires 4
Payload 1500 Kgs

Ashok Leyland Partner 6 Tire Specifications

Specifications Details
Transmission Manual
Wheelbase 3955 mm
Power 140
Fuel Tank 90 Ltr
Engine 2953 cc
GVW 7490 kg
Number of Tires 6
Payload 4579 Kgs

Ashok Leyland 1920 Specifications

Specifications Details
Transmission Manual
Wheelbase 4750 mm
Power 200
Fuel Tank 375 Ltr
Engine H series CRS with iEGR/SCR
GVW 18500 kg
Number of Tires 6

Ashok Leyland Ecomet 1615 HE Specifications

Specifications Details
Transmission Manual
Wheelbase 3950 mm
Power 150
Fuel Tank 185 Ltr
Engine H series CRS with iGen6 Technology
GVW 16100 kg
Number of Tires 6

Ashok Leyland 3520 Twin Steering Specifications

Specifications Details
Transmission Manual
Wheelbase 6000 mm
Power 150
Fuel Tank 200 Ltr
Engine H series CRS with iGen6 Technology
GVW 35000 kg
Number of Tires 12

Variants of Ashok Leyland Car, Ex-Showroom Price:

Model Ex-Showroom Price
Ashok Leyland Dost+ ₹ 7.24 Lakh onwards
Ashok Leyland Partner 6 Tyre ₹ 13.85 – ₹ 14.99 Lakh
Ashok Leyland 1920 ₹ 23.92 – ₹ 24.88 Lakh
Ashok Leyland Ecomet 1615 HE ₹ 22.93 – ₹ 25.30 Lakh
Ashok Leyland 2820 ₹ 29.55 – ₹ 30.34 Lakh
Ashok Leyland 4220 ₹ 38.22 – ₹ 38.67 Lakh
Ashok Leyland 3520 Twin Steering ₹ 35.56 – ₹ 36.31 Lakh

Benefits of Buying Vehicle Insurance for Ashok Leyland Vehicles

Following are the benefits of buying vehicle insurance for an Ashok Leyland vehicle:

1. Helps You Follow the Law

The Indian constitution says that a vehicle should be driven only with a valid insurance policy. If this is not followed, the owner can be fined heavily. Thus, you follow the law by buying an insurance policy for your vehicle.

2. Coverage Against Damage to the Ashok Leyland Vehicle

A commercial vehicle is constantly on the road for business purposes. This makes it more vulnerable to accidents and theft. This situation can prove to be a huge financial burden for the owner if no insurance policy is purchased.

3. Third-party Liability Cover

Heavy vehicles can cause a lot of damage to life or property. Insurance helps in compensating a person against such losses.

4. Additional Coverage

Buying a comprehensive policy allows the policyholder to buy additional coverages that have multiple insurance benefits like access to more services or higher claim amounts.

5. Peace of Mind

The above factors ensure that the owner/driver of the Ashok Leyland vehicle can be at peace as he/she does not have to worry about spending additional money against damages related to their commercial vehicle.

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CIN: U66000KA2016PLC138288

IRDAI Registration No: 157

Category: Non-Life Insurance

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Trade logo displayed above belongs to ACKO Technology & Services Pvt Ltd and used by ACKO General insurance Limited under License. For more details on risk factors, terms, conditions and exclusions, please read the policy wordings carefully before concluding a sale.