Ford Car Insurance

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Ford manufactures some of the safest cars in the Indian market ranging from hatchbacks to SUVs (Sport Utility Vehicle). Just as the car’s safety equipment protects you during an accident, car insurance protects you against financial losses due to mishaps. This article throws light on the benefits of purchasing motor insurance online from ACKO and all the aspects of Ford car insurance.

Benefits of Buying Online Car Insurance for Ford Car

Purchasing car insurance online is simple and easy. Here are the advantages of buying digital insurance for your Ford car.

1. Zero Paperwork

Complex documentation and filling of forms can consume a lot of time while buying insurance for your car. But you can say goodbye to all those hassles by opting for online car insurance. There is no paperwork when you buy Ford auto insurance from ACKO.

2. Compare and Choose

You can make an informed choice while buying four-wheeler insurance from ACKO. Compare different insurance plans and add-on covers offered by ACKO before making the purchase decision. There is no such flexibility while purchasing insurance offline.

3. Low Premium

There is no influence from external sources, such as middlemen, when purchasing car insurance online from ACKO. So, you need not pay any commission during Ford insurance renewal/purchase. Hence, the insurance premiums are on the lower side.

Ford Car Insurance Price

Here are the Ford car insurance prices for new models in Bangalore.

Model	IDV	Insurance Premium (3 Years Third-Party and 1 Year Own Damage)	Zero Depreciation Insurance Premium
Ford Ecosport	Rs. 6.35 lakhs	Rs. 14,310	Rs. 16,329
Ford Figo	Rs. 3.74 lakhs	Rs. 12,802	Rs. 13,990
Ford Endeavour	Rs.14.25 lakhs	Rs. 44,595	Rs. 55,594

Types of Car Insurance Plans for Ford Cars

You can choose between two types of insurance plans for Ford cars. Below are the details.

Third-party Car Insurance Plan

As the name suggests, the insurance plan provides coverage against financial liabilities arising due to damage/loss to third-party property or life. Third-party car insurance is mandatory as per The Motor Vehicles Act 1988. In addition to third-party motor insurance, a Personal Accident (PA) Cover is also compulsory, which you can buy separately. Note that this insurance plan does not cover damages to your vehicle.

Comprehensive Car Insurance Plan:

A Comprehensive Insurance Plan is ideal for any car as it covers third-party losses and own damages. The insurance plan covers damages to your vehicle caused by fire, accident, natural disasters or man-made calamities. Losses such as theft or total loss are also covered by the Comprehensive Policy. You also have the flexibility to enhance the coverage benefits by purchasing add-on covers.

Add-ons for Ford Car Insurance

An add-on is an individual cover that extends the coverage benefits of the Comprehensive Car Insurance Plan. You can purchase add-ons during Ford insurance renewal/purchase. ACKO offers the below add-ons.

Engine Protection Cover
Zero Depreciation Cover
No Claim Bonus Cover
Consumables Cover
Key Replacement Cover
Roadside Assistance Cover
Return to Invoice Cover
Outstation Emergency Cover
Personal Accident Cover for Passengers

What’s Covered

What’s Not Covered

What’s Covered in Ford Car Insurance? (Inclusions)

Here are the general inclusions of a Comprehensive Ford Insurance Plan.

Accidental damages
Third-party losses
Fire damages
Theft of the insured vehicle
Total loss of the insured vehicle
Vehicle damages due to natural or man-made disasters
Personal Accident Cover (To be purchased separately)

What’s Not Covered in Ford Car Insurance? (Exclusions)

You cannot file a claim against Ford car insurance if your car suffers loss/damage due to the following circumstances.

Mechanical or electrical failure
Due to improper handling
Regular wear and tear
Driving without a driving licence
Driving under the influence of intoxicating substances
Claims made against any add-ons which are not purchased

How is the Ford Car Insurance Premium Calculated?

The Ford insurance premium is calculated after accounting for several factors that are mentioned below.

Vehicle model and variant
IDV of the vehicle
Age of the vehicle
NCB discount
Type of insurance plan
Add-ons bought

Why Should You Choose ACKO for Ford Car Insurance?

ACKO Car Insurance offers a host of benefits. Here are some reasons why you should buy Ford car insurance from ACKO.

1. Forget Documentation

You can forget about documentation while buying car insurance on ACKO. Because you only need to type in the vehicle and previous policy details on the ACKO website/app to insure your Ford car. There is no paperwork or documentation.

2. Three-Day Repair

You can file a claim online on ACKO’s website/app by logging into your account. In case of severe damage to your car, ACKO will pick up the vehicle within one hour (available in select cities) for repairs. The repaired car will be delivered to your doorstep within 3 working days.

3. Additional Discounts

ACKO offers car insurance plans at low premiums, thanks to the digital process. You can also avail of additional discounts on insurance plans during special occasions such as festivals. You can purchase an insurance plan that provides comprehensive coverage at an incredibly low premium.

How to Buy/Renew Ford Car Insurance

You can follow the steps mentioned below. To buy or renew Ford car insurance from ACKO.

Step 1: Visit our website or download the mobile app.

Step 2: Share your Ford car details, select the plan and add-ons.

Step 3: Pay the premium online to buy or renew the policy.

How to File a Claim Under Ford Car Insurance

ACKO’s claim process is quick, simple and easy. You can file a car insurance claim within a few minutes, and it’s completely digital. Follow the below steps to raise a claim against the ACKO Car Insurance Policy.

Step 1 - Log in to your account by visiting ACKO’s website or mobile application.

Step 2 - Open your Policy Card, select the Claim option and answer a few questions.

Step 3 - Upload photos of your damaged vehicle and documents (if required).

ACKO’s claims team will contact you to guide you through the process.

Documents Required to File Ford Car Insurance Claim

Here’s the list of documents you need to produce to file a Ford car insurance claim.

Vehicle registration certificate
Driving licence
Original repair bills
FIR (if applicable)
Car insurance policy certificate

Frequently Asked Questions:

Here are some of the most common questions and their answers related to Ford car insurance.

FAQs

What are the main advantages of buying Ford car insurance online on ACKO?

Some of the benefits of buying car insurance online on ACKO are

Save time and money
No documentation and paperwork
Low-cost insurance plans
Hassle-free claims

What all documents do I need to file a car insurance claim on ACKO?

Generally, you don’t need to upload any documents while filing a claim on ACKO. You can log in to your account via ACKO’s website/app and raise the claim online without any documents. However, for theft or total loss claims, you may have to upload the required documents, depending on the nature of the claim.

How can I get a No Claim Bonus during car insurance renewal?

ACKO will automatically apply the No Claim Bonus (NCB) discount on the premium during the insurance renewal if you have made no claims during the previous policy period. The discount percentage depends on the number of claim-free years. You can avail of up to 50% discount on premium if you made no claims for five consecutive years.

Which insurance plan is suitable for my Ford car?

A Comprehensive Car Insurance Plan is ideal for your Ford car. A Comprehensive Policy provides coverage against third-party losses as well as own-vehicle damages. Theft or total loss of the insured vehicle is also covered by the policy. You can also enhance the policy benefits by purchasing add-on covers.

Do I need to buy a Personal Accident Cover for a Comprehensive Insurance Plan?

Yes. A Personal Accident (PA) Cover is mandatory as per law, irrespective of the car insurance plan you choose. The PA cover provides a financial backup if the owner or driver suffers disability/accidental death while driving the insured vehicle. You need to purchase only one PA cover even though you own multiple vehicles.