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Ford Car Insurance

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Ford Car Insurance

Car Insurance for Ford

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Ford manufactures some of the safest cars in the Indian market ranging from hatchbacks to SUVs (Sport Utility Vehicle). Just as the car’s safety equipment protects you during an accident, car insurance protects you against financial losses due to mishaps. This article throws light on the benefits of purchasing motor insurance online from ACKO and all the aspects of Ford car insurance.

Benefits of Buying Online Car Insurance for Ford Car

Purchasing car insurance online is simple and easy. Here are the advantages of buying digital insurance for your Ford car.

1. Zero Paperwork

Complex documentation and filling of forms can consume a lot of time while buying insurance for your car. But you can say goodbye to all those hassles by opting for online car insurance. There is no paperwork when you buy Ford auto insurance from ACKO.

2. Compare and Choose

You can make an informed choice while buying four-wheeler insurance from ACKO. Compare different insurance plans and add-on covers offered by ACKO before making the purchase decision. There is no such flexibility while purchasing insurance offline.

3. Low Premium

There is no influence from external sources such as an agent/middleman when purchasing car insurance online from ACKO. So, you need not pay any commission during Ford insurance renewal/purchase. Hence, the insurance premiums are on the lower side.

Car Insurance Plans for Ford Cars

You can choose between two types of insurance plans for Ford cars. Below are the details.

Third-party Car Insurance Plan

As the name suggests, the insurance plan provides coverage against financial liabilities arising due to damage/loss to third-party property or life. Third-party car insurance is mandatory as per The Motor Vehicles Act, 1988. In addition to third-party motor insurance, a Personal Accident (PA) Cover is also compulsory, which you can buy separately. Note that this insurance plan does not cover damages to your vehicle.

Comprehensive Car Insurance Plan:

A Comprehensive Insurance Plan is ideal for any car as it covers third-party losses and own damages. The insurance plan covers damages to your vehicle caused by fire, accident, natural disasters or man-made calamities. Losses such as theft or total loss are also covered by the Comprehensive Policy. You also have the flexibility to enhance the coverage benefits by purchasing add-on covers.

What’s Covered in Ford Car Insurance? (Inclusions)

Here are the general inclusions of a Comprehensive Ford Car Insurance Plan.

  • Accidental damages

  • Third-party losses

  • Fire damages

  • Theft of the insured vehicle

  • Total loss of the insured vehicle

  • Vehicle damages due to natural or man-made disasters

  • Personal Accident Cover (To be purchased separately)

Exclusions of Ford Car Insurance

You cannot file a claim against Ford car insurance if your car suffers loss/damage due to the following circumstances.

  • Mechanical or electrical failure

  • Due to improper handling

  • Regular wear and tear

  • Driving without a driving licence

  • Driving under the influence of intoxicating substances

  • Claims made against any add-ons which are not purchased

Add-ons for Ford Car Insurance

Add-on is an individual cover that extends the coverage benefits of the Comprehensive Car Insurance Plan. You can purchase car insurance add-ons during Ford insurance renewal/purchase. ACKO offers the below add-ons.


ACKO Car Insurance offers a host of benefits. Here are some reasons why you should buy Ford car insurance from ACKO.

1. Forget Documentation

You can forget about documentation while buying car insurance on ACKO. Because you only need to type in the vehicle and previous policy details on the ACKO website/app to insure your Ford car. There is no paperwork or documentation.

2. Three-Day Repair

You can file a claim online on ACKO’s website/app by logging into your account. In case of severe damages to your car, ACKO will pick up the vehicle within one hour (available in select cities) for repairs. The repaired car will be delivered to your doorstep within 3 working days.

3. Additional Discounts

ACKO offers car insurance plans at low premiums, thanks to the digital process. You can also avail of additional discounts on insurance plans during special occasions such as festivals. You can purchase an insurance plan that provides comprehensive coverage at an incredibly low premium.

ACKO’s Claim Procedure

ACKO’s claim process is quick, simple and easy. You can file a car insurance claim within a few minutes, and it’s completely digital. Follow the below steps to raise a claim against ACKO Car Insurance Policy.

  • Step 1 - Log in to your account by visiting ACKO’s website or mobile application.

  • Step 2 - Open your Policy Card and select the Claim option, and answer a few questions.

  • Step 3 - Upload photos of your damaged vehicle and documents (if required).

ACKO’s claims team will contact you to guide you through the process.

Frequently Asked Questions:

Here are some of the most common questions and their answers related to Ford car insurance.


What are the main advantages of buying Ford car insurance online on ACKO?

Some of the benefits of buying car insurance online on ACKO are

  • Save time and money

  • No documentation and paperwork

  • Low-cost insurance plans

  • Hassle-free claims

What all documents do I need to file a car insurance claim on ACKO?

Generally, you don’t need to upload any documents while filing a claim on ACKO. You can log in to your account via ACKO’s website/app and raise the claim online without any documents. However, for theft or total loss claims, you may have to upload the required documents, depending on the nature of the claim.

How can I get a No Claim Bonus during car insurance renewal?

ACKO will automatically apply the No Claim Bonus (NCB) discount on the premium during the insurance renewal if you have made no claims during the previous policy period. The discount percentage depends on the number of claim-free years. You can avail of up to 50% discount on premium if you made no claims for five consecutive years.

Which insurance plan is suitable for my Ford car?

A Comprehensive Car Insurance Plan is ideal for your Ford car. A Comprehensive Policy provides coverage against third-party losses as well as own-vehicle damages. Theft or total loss of the insured vehicle is also covered by the policy. You can also enhance the policy benefits by purchasing add-on covers.

Do I need to buy a Personal Accident Cover for a Comprehensive Insurance Plan?

Yes. A Personal Accident (PA) Cover is mandatory as per law, irrespective of the car insurance plan you choose. The PA cover provides a financial backup if the owner or driver suffers disability/accidental death while driving the insured vehicle. You need to purchase only one PA cover even though you own multiple vehicles.

About Car Insurance for Ford

The primary role of a car insurance policy is to meet the legal requirements. Yes, purchasing third-party motor insurance is compulsory in India to protect you against penalties. But there is a broader picture when it comes to four-wheeler insurance. A Comprehensive Policy can be crucial during unfortunate incidents as it provides financial backup to cover third-party losses and damages to your car. Insuring your Ford car is crucial for a worry-free drive and peace of mind.

Why Should You Buy Ford Cars?

Ford is an American carmaker that offers hatchback, sedans and SUVs in India. Ford retails some of the safest cars in the country. The rugged build quality and advanced safety features are the highlights of Ford cars. Despite being a premium car brand, maintaining a Ford car is light on the pocket. If you are looking for a reliable, safe and fun-to-drive vehicle, you can consider buying a Ford car or an SUV.

Ford Cars: Specifications, Variants and Ex-Showroom Price

Refer to the following tables for Ford car price, variants and specifications:

Ford Figo

Details Specifications (Petrol) Specifications (Diesel)
Engine 1.2-litre 1.5-litre
Fuel Type Petrol Diesel
Power 95 Bhp 99 Bhp
Torque 119 Nm 215 Nm
Transmission 5-Speed Manual 5-Speed Manual
Seating Capacity 5-Seater 5-Seater
Fuel Tank 42 Litre 42 Litre
Boot Space 257 Litre 257 Litre
Fuel Efficiency 18.5kmpl 24.4kmpl
Price Rs. 5.82 lakh - Rs. 7.27 lakh Rs. 7.92 lakh - Rs. 8.37 lakh

Ford Aspire

Details Specifications (Petrol) Specifications (Diesel)
Engine 1.2-litre 1.5-litre
Fuel Type Petrol Diesel
Power 95 Bhp 99 Bhp
Torque 119 Nm 215 Nm
Transmission 5-Speed Manual 5-Speed Manual
Seating Capacity 5-Seater 5-Seater
Fuel Tank 42 Litre 42 Litre
Boot Space 359 Litre 359 Litre
Fuel Efficiency 20.4kmpl 24.4kmpl
Price Rs. 7.27 lakh - Rs. 7.62 lakh Rs. 8.37 lakh - Rs. 8.72 lakh

Ford Freestyle

Details Specifications (Petrol) Specifications (Diesel)
Engine 1.2-litre 1.5-litre
Fuel Type Petrol Diesel
Power 95 Bhp 99 Bhp
Torque 120 Nm 215 Nm
Transmission 5-Speed Manual 5-Speed Manual
Seating Capacity 5-Seater 5-Seater
Fuel Tank 42 Litre 42 Litre
Boot Space 257 Litre 257 Litre
Fuel Efficiency 18.5kmpl 23.8kmpl
Price Rs. 7.27 lakh - Rs. 7.92 lakh Rs. 8.37 lakh - Rs. 9.02 lakh

Ford EcoSport

Details Specifications (Petrol) Specifications (Diesel)
Engine 1.5-litre 1.5-litre
Fuel Type Petrol Diesel
Power 120 Bhp 99 Bhp
Torque 149 Nm 215 Nm
Transmission 5-Speed Manual/6-Speed Automatic 5-Speed Manual
Seating Capacity 5-Seater 5-Seater
Fuel Tank 52 Litre 52 Litre
Boot Space 352 Litre 352 Litre
Fuel Efficiency 15.90kmpl 21.70kmpl
Price Rs. 8.19 lakh - Rs. 11.39 lakh Rs. 8.89 lakh - Rs. 11.69 lakh

Ford Endeavour

Details Specifications (Diesel Variant)
Engine 2-litre
Fuel Diesel
Power 167 Bhp
Torque 420 Nm
Transmission Automatic
Seating Capacity 7-Seater
Fuel Tank 80 Litre
Boot Space 427 Litre
Fuel Efficiency 13.90kmpl
Price Rs. 29.99 lakh - Rs. 36.25 lakh
Note: All prices are ex-showroom (Delhi)

CIN: U66000KA2016PLC138288

IRDAI Registration No: 157

Category: Non-Life Insurance

The use of images and brands are only for the purpose of indication and illustration. ACKO claims no rights on the IP rights of any third parties. The ratings are derived from reviews and feedback received from Google and Facebook users on their respective platforms. | *Savings of upto Rs. 50,000 have been calculated on the IDV of Rs. 18,00,000 and 0% NCB. Amount saved is in comparison to tariff rates. Product name: Private Car Policy - Bundled | UIN: IRDAN157RP0014V01201819 |

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