Tata Zest Car Insurance

Tata Zest is a compact sedan manufactured by Tata Motors. The car was unveiled at Auto Expo India in 2014 and thereafter launched in the Indian market from August 2014. Zest is based on Tata’s Falcon program and manufactured from Tata Motor’s Ranjangaon unit. In the last 12 months, more than 26 units of Zest were sold with a monthly average of around 2200 cars.

Tata Zest won the ‘Compact Sedan of the Year’ title and the ‘Best Value for Money Car’ award at the renowned Bloomberg TV Autocar Awards 2014.

Zest is considered to be one of the best sedans from the house of Tata on account of its elegant exterior and impeccable interior cabin. Zest is, in fact, the first vehicle to be produced in accordance with Tata’s latest ‘DesigNext, DriveNext and ConnectNext’ philosophy. Zest has best in class inner cabin space with ample legroom, enhanced wheelbase, and better shoulder room. The sedan has been presented in a dual-tone Latte & Java Black color scheme with a full fabric seat.

Zest is available in both petrol and diesel fuel variants with a 5-speed manual transmission and an automated transmission in the diesel versions.  Both the variants are not just influential along with the AMT gearbox but are highly rated due to its fuel economy. This makes Tata Zest one of most economical diesel automatic sedan and has received grand attention amongst buyer in the country.

Variants of Tata Zest

SpecificationZest XT PetrolZest XM PetrolZest XE PetrolZest XE DieselZest XTA Diesel
Engine1.2 Ltr I41.2 Ltr I41.2 Ltr I41.3 CRD1.3 CRD
Displacement (cc)11931193119312481248
Fuel TypePetrolPetrolPetrolDieselDiesel
Power[email protected][email protected][email protected][email protected][email protected]
Torque[email protected][email protected][email protected][email protected][email protected]
Ground Clearance (mm)175175175175175
Fuel Capacity (L)4444444444

Why You Should Get Your Tata Zest Insured?

No Financial Burden

In case of an accident, we will pay for the damages caused. You don’t have to bear the sudden financial crunch.

Third-party Damage Is Not Paid by You

We will pay for the damage to the third-party person and/or third-party property caused by your Tata Zest.

Peace of Mind

You don’t have to worry about how your Tata Zest will get repaired in case of accidents. That’s our job!

Mandatory by Law

Riding your Tata Zest without a Third-party Liability Insurance is illegal. You are liable for a monetary penalty and/or imprisonment if you do not have a valid car insurance policy.

Types of Car Insurance Policies

  • Third-party Car Insurance Policy

If you opt for Third-party Insurance Policy, the damages caused to a third-party property or person will be paid by us. Buying this policy is mandatory by law.

  • Comprehensive Car Insurance

If you opt for a Comprehensive Insurance Policy, along with the benefits offered by a Third-party Insurance Policy, we also pay for the repairs for your own car or injuries caused to you in case of accidents.

Benefits of Buying Acko Car Insurance Policy

Online Insurance Process

Buy an insurance policy anytime, anywhere, directly from our website.

Guidance from Trained Professionals

Get insurance related, unbiased advice from our trained professionals.

Quick Claim Settlement

When you file a motor insurance claim, we try to settle it in a quick and hassle-free manner.

Inclusions of Acko Car Insurance Policy

You are covered against the following:

  • Loss or damage to the vehicle due to an accident
  • Loss or Damage caused to third-party life or property
  • Theft of insured vehicle
  • Damages caused due to natural calamities
  • Damages caused due to man-made calamities

Exclusions of Acko Car Insurance Policy

You are NOT covered against the following:

  • Regular wear and tear
  • Depreciation
  • Mechanical & Electrical breakdown
  • Driving with an Invalid or no license
  • Driving under the Influence of Intoxicating Substances

Frequently Asked Questions

What is the difference between Third-party and Comprehensive Insurance Policy?

Buying a Third-party Insurance is mandatory as per The Motor Vehicles Act, 1988. It covers only the damages caused to the third-party involved in an accident with your insured Tata Zest.

A Comprehensive Insurance Policy will cover you against damages caused to your Tata Zest along with the benefits of a Third-party Insurance Policy.

My Tata Zest insurance policy has expired a few months back, is an inspection necessary for the new policy?

Yes, if there is a time gap between the expiry and the renewal of Car Insurance Policy, your Tata Zest may require another round of inspection.

Is an online policy considered to be valid?

100% yes, buying an online policy is as good as buying an offline policy.

I just bought a new Tata Zest and had another car earlier, will my No Claim Bonus be continued?

Yes, if your earlier car was of the same class and type, your No Claim Bonus will be continued to the new car after completing the formalities.

How does NCB work in case I buy a second-hand car? Will I get No Claim Bonus?

As a new owner, it’s your obligation to get the existing car insurance transferred in your name within the specified period from the date of transfer of RC book.

In case you have an old policy with accumulated NCB, it can be transferred by submitting a retention letter to the new insurer.

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