Ford Classic Car Insurance

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Choosing the right car insurance for your Ford Classic helps protect the car from financial losses due to theft, damage, and accidents. Although the model is discontinued, it still needs comprehensive coverage to keep it safe on the road. Insurance with proper coverage ensures peace of mind with legal requirements while also safeguarding your car on the road. So, keep reading to learn why Ford Classic car insurance is essential and how to get it from ACKO.

Benefits of Ford Classic Car Insurance

The benefits of choosing an insurance policy for your Ford Classic car include the following:
 

Financial Protection

Choosing a comprehensive insurance plan safeguards your car against financial risks. Whether there is damage from natural disasters, accidents, theft, or vandalism, your  comprehensive car insurance policy ensures necessary protection.
 

Compliance with Laws

According to the Motor Vehicles Act, every Ford vehicle should have at least a third-party car insurance coverage. Failing to abide by government rules can result in penalties and legal issues.
 

Peace of Mind

Choosing the right insurance plan ensures every journey is stress-free. Even if you are travelling through a busy street, your Ford Classic car insurance offers comprehensive protection. 

Coverage for Third-Party Liabilities

In case your Ford Classic causes injury to someone or damages their property, third-party liability coverage ensures you are financially protected from legal and compensation expenses.
 

Types of Car Insurance for Ford Classic

The two different types of Ford Classic car insurance available in India are:
 

Third-Party Car Insurance Policy

A third-party car insurance policy is a basic plan, but it is the minimum mandatory insurance requirement for all cars. This plan provides coverage only to third-party liabilities and excludes own damage coverage to your Ford Classic car. 
 

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Comprehensive Car Insurance Policy

This plan not only meets mandatory liability requirements but also covers damages to your Ford Classic from accidents, theft, or natural disasters. It is a superior protection option, and you can enhance it further with useful add-on covers.

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Comprehensive Car Insurance Plan vs. Third-party Car Insurance Plan

ParametersComprehensive Car InsuranceThird-party Car Insurance 
   
Meaning Choosing this policy is optional and provides adequate coverage for your car and third-party liabilities.Choosing this policy is mandated by law and covers only third-party liabilities.
Coverage Includes coverage for damage to third-party property, theft, natural or man-made calamities, etc. Damages caused to the vehicle or a third party, and also the death of the third party.
Premium Amount Charges a high premium for its extensive coverage.Charges a low premium. 
Add-onsInsurers can choose add-on covers.Add-ons not available. 
Legal MandatoryNoYes

Inclusions/Exclusions in Ford Classic Car Insurance

Here are the inclusions for your Ford Classic car insurance from ACKO:

  • Accidents: Any damages caused due to an accident or collision are included under ACKO car insurance. 
  • Fire: Under ACKO's comprehensive car policy, any damage caused to your vehicle due to vandalism or fire is included. 
  • Theft: If your Ford Classic is stolen, you will face huge losses. However, ACKO’s Comprehensive Car Policy gives you coverage for this as per policy terms.
  • Rat Bite Damage: If there is damage to your vehicle due to a rat bite, your car might have to undergo an expensive repair process. However, it is covered under ACKO's four-wheeler insurance plan. 

Let us find out the exclusions under the ACKO Car Insurance policy:

  • Manufacturing Defect: Any kind of manufacturing defect in the car's parts is excluded from the car insurance policy. 
  • Normal Wear and Tear: The repairing or replacement cost is excluded under the car insurance plan. These include damaged car parts due to daily use. 
  • Pre-Existing Damage: Any kind of damage caused to your car before buying the insurance policy is not covered. 

Add-ons for Ford Classic Car Insurance

Here are the add-ons for Ford Classic comprehensive car insurance to consider while purchasing or renewing your policy from ACKO: 
 

Roadside Assistance

By opting for the roadside assistance add-on, you can avail 24*7 roadside assistance during emergency times. Do not hesitate to call the ACKO customer care if there is a breakdown on the road. 
 

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No Claim Bonus Protection

Choosing this add-on, you can raise a claim and avail a No Claim Bonus discount up to 50% on the renewal policy of car insurance. 
 

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Non-electrical Accessories Cover

The non-electrical accessories cover provides comprehensive protection for a wide range of non-electrical accessories, including window glass and gearboxes, for up to 1 year. 
 

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Personal Accident Coverage for Passengers

Choosing this add-on provides insurance to passengers in your car in case of an unfortunate accident due to death. For this, ACKO provides a sum insured of up to ₹1 lakh for each passenger. 
 

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Engine Protection Cover

Engine Protection Cover pays for repairs or replacements of engine and gearbox parts damaged by coolant or oil leaks, water ingress, or hydrostatic lock. It suits flood-prone areas and cars under five years old.
 

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Tyre Protect Cover

Tyre Protect Cover covers the cost of repairing or replacing tyres damaged due to potholes, rough terrain, or road debris. It’s ideal for vehicles frequently driven on uneven or damage-prone roads.

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Ford Classic Car Insurance Price

ACKO determines your Ford Classic car insurance cost based on the following factors:

Engine Capacity

The cubic capacity of your car is a primary determinant of the premium payable on your Ford Classic insurance plan. The higher the cubic capacity, the higher the premium amount. 
 

Insured Declared Value (IDV)

The approximate market value of your car determines your premium amount. IDV provides the maximum claim amount you can get from the insurer. You can easily calculate the amount with the help of an IDV calculator. 
 

Car’s Age

For a car such as the Ford Classic, the value reduces significantly with wear and tear. So, the older your vehicle, the lower its value, which causes you to pay less premium. 
 

Cost of Add-ons

The comprehensive car insurance policy can be enhanced by including add-ons, which provide an additional layer of protection. However, if you include more add-ons, the premium amount will also be higher. 
 

Benefits of Buying ACKO Car Insurance for Ford Classic

The benefits of buying Ford Classic car insurance from ACKO include the following:

Immediate Claim Settlement

ACKO provides claim settlement immediately (within 2 hours) for minor damages caused to your vehicle. This is done through a claim amount transfer directly to your bank account. 
 

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Obtain Professional Assistance

Get proper assistance from any insurance experts of ACKO relating to matters of buying the insurance, policy renewal, or filing a claim against the policy. 
 

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Pickup and Drop Facility

If you claim your ACKO insurance policy for the Ford Classic, the coverage offers pickup and drop-off facilities from the convenience of your location. The team repairs your car at the network garage and then returns the vehicle within 3 days. This service is, however, applicable in a few cities only. 

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Zero Paperwork

ACKO offers car insurance with zero paperwork. To insure your Ford Classic, you need to enter your vehicle details and previous policy information on our official website or app. 

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How to Buy ACKO Car Insurance for Ford Classic Car Insurance?

Purchasing or renewing your Ford Classic car insurance is simple and hassle-free with ACKO. Follow the step-by-step procedure below:

  • Step 1: Visit ACKO’s official website or mobile app and select Car Insurance.
  • Step 2: Enter your Ford Classic’s registration number in the given field and click Check Prices.
  • Step 3: Fill in the required details, including information about your previous insurer.
  • Step 4: Choose your preferred coverage type and make the payment online.
  • Step 5: After successful payment, your policy details will be sent to you via email.

Documents Required for Ford Classic Car Insurance

ACKO follows a paperless method for renewing or purchasing car insurance. Here is a list of documents you must keep handy for a smooth renewal process:
 

  • NCB details
  • Name of previous insurer (applicable for renewal)
  • Registration certificate of the vehicle, or RC
  • PAN card
  • Aadhaar card
  • Driving license
  • Make and model details of your vehicle
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Claim Procedure for Ford Classic Car Insurance

For an insurance claim, all you need is a proper internet connection and detailed information relating to the claim. For your Ford Classic car insurance claim, follow the steps below:

  • Step 1: Enter your mobile number for logging into the official website of ACKO
  • Step 2: Open the car insurance policy you want to choose and then click on “Register a claim”
  • Step 3: Provide the necessary details and upload all claim-related papers (as necessary)

Ford Classic Overview 

The Ford Classic is a well-known sedan car that is no longer available as a new model in the market. This car has a simple design and provides a comfortable ride to passengers. So, if you are looking for an affordable option with stylish features, go for the Ford Classic. When this car was popular, it also offered good mileage with the benefits of easy maintenance.

Ford Classic rivals
 

  • Maruti Suzuki Swift Dzire
  • Honda Amaze
  • Hyundai Accent
  • Tata Manza
  • Toyota Etios
  • Chevrolet Sail 

Ford Classic might not be available anymore in the market, but it holds a strong presence for used car buyers due to its durability and practicality. 
 

Frequently Asked Questions
 

ACKO provides the No Claim Bonus (NCB) discount on the premium amount during renewal if there are no claims made during the previous policy period. 
 

Choosing a comprehensive insurance plan will be beneficial for your Ford car model. A comprehensive policy offers coverage against third-party losses as well as damage to vehicles. 
 

Yes, buying Ford Classic car insurance online from ACKO is ideal for hassle-free claims, low-cost plans, and saving time and money. 
 

ACKO follows a zero paperwork model, eliminating the need to upload documents to insure your car with ACKO. 
 

Yes, you can switch to a different insurer and choose a new plan when renewing your policy, ensuring a smooth transition process. Make sure to research the company and the plan you are choosing. 
 

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Written by Saumya Srivastava

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Reviewed by Lokesh Shetty Author info Icon

A professional writer who loves delivering content that resonates, educates, and keeps readers engaged, making the often complex world of insurance more approachable and enjoyable. Beyond the pen, she is a passionate foodie at heart who believes in savoring life’s flavors in all aspects, whether it's a new dish or a well-crafted sentence.

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