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Buying Ford Escort car insurance ensures financial security by covering expenses arising from accidents, theft, or natural disasters. It safeguards you against your own damages to your vehicle as well as third-party liabilities, reducing the financial burden in unforeseen situations. With comprehensive coverage, you can drive with peace of mind knowing that you are protected against both legal and repair costs. Read on to know about the Ford Escort car insurance in India.
Purchasing a Ford Escort car insurance helps you get the following benefits:
Protects you against repair or replacement charges in the event of accidents, theft, or natural disaster, so you don't have to incur unforeseen expenses while keeping your Ford Escort running.
Offers legal and financial protection against third-party damages or injuries, paying for compensation, property damage, and medical bills as required by law.
Get access to a vast network of cashless repair garages, with fast, convenient servicing for your Ford Escort without the worry of making advance payments.
Provides compensation for accidental death, disability, or injury to the owner-driver, providing financial assistance and protection to you and your family.
Enhance your protection with add-ons like zero depreciation, roadside assistance, engine cover, and more, tailoring your insurance policy to meet your specific driving needs.
Drive worry-free knowing you are protected from financial and legal threats so that you can enjoy your travels in the Ford Escort with confidence.
Before purchasing car insurance for a Ford Escort, it is essential to understand the types of insurance available.
Comprehensive car insurance provides broad coverage by including not just third-party liabilities but also own damages to your Ford Escort. It covers accidents, theft, natural as well as man-made calamities, and even trivial mishaps such as rat bites. You can also upgrade this policy with add-on covers for higher financial protection and peace of mind.
Third-party car insurance offers compulsory legal and financial cover against any damage or injury that may be inflicted on another person, vehicle, or property. Although it ensures one's compliance with the law and pays for third-party losses, it does not cover your car from damage, theft, or repair bills. It is the bare minimum of insurance.
| Features | Comprehensive Insurance | Third-party Insurance |
| Coverage | This plan provides coverage beyond the third-party liabilities. | This plan covers the expenses incurred due to damage caused to a third party. |
| Add-on Cover | Add-on facilities are available, including roadside assistance cover, zero depreciation, and more. | Add-on coverage is not available. |
| Legal Requirement | Legal requirements are not mandatory. | A third-party insurance plan is a legal requirement if you are driving on Indian roads. |
| Premium Calculation | The premium amount varies based on IV and factors such as the make and model of the car. | The premium amount is based on the cubic capacity of the car. |
| Cost of Premium | The cost of the premium depends on the chosen coverage. | The premium cost is comparatively lower than that of comprehensive plans. |
| Policy Exclusions | The policy excludes damages caused by illegal and negligent driving. | Excludes damages caused to you and your car. |
The events that are included in your Ford Escort car insurance policy from ACKO are as follows:
The events that are excluded from your Ford Escort car insurance policy from ACKO are as follows:
ACKO offers the option of including or removing add-ons while choosing car insurance renewal online. Let's find out those add-ons:
With the NCB Protection add-on, the NCB discount remains the same even if you claim. This add-on raises your claim amount, and you can still avail the No Claim Bonus discount of up to 50% on renewal of car insurance.
ACKO provides 24*7 roadside assistance during emergency times. This add-on can assist you on the road when there is a breakdown of your vehicle.
ACKO reimburses the insured amount up to the amount mentioned in the Schedule for add-ons for costs incurred relating to repairing and replacement of damaged parts of the engine, gearbox, water ingress, and lubricating oil of the insured vehicle.
As per law, choosing a personal accident cover is mandatory along with the third-party insurance plan. This plan includes both death and permanent disability while driving your car.
The cost of insuring your Ford Escort depends on several key factors. Since the Escort is a high-value car, the Insured Declared Value (IDV) directly impacts the premium amount, making it comparatively higher than that of regular vehicles.
So, here are the factors affecting insurance premiums:
1. Value of the Car (IDV): A higher car value increases the insurance premium.
2. Voluntary Deductibles: Opting for voluntary deductibles over compulsory ones reduces the payable premium.
3. Geographical Location: Living in accident-prone or flood-risk zones leads to higher premiums.
4. Add-on Covers: Purchasing add-ons like zero depreciation or roadside assistance adds to the premium cost.
5. No-Claim Bonus (NCB): Every claim-free year provides a renewal discount, reducing the premium amount over time.
Here are the benefits of buying or renewing ACKO insurance for your Ford Escort car:
The online renewal process of ACKO is quicker and faster than the online buying process. Visit the official ACKO website to find details on coverage, payment of the renewal amount, and policy renewal.
If you aim to renew your car insurance policy before its expiry date, you can experience comprehensive seamless coverage. This way, you can also benefit from instant coverage by renewing your policy from ACKO.
ACKO's renewal process involves no paperwork. Thus, there is no need to fill out long, detailed forms and submit multiple documents for car insurance.
With ACKO, there is no need to worry about a coverage lapse if you manage to renew your car policy before the due date. This helps you avoid non-compliance penalties, ensuring coverage. Also, avoiding penalties allows you to renew the car insurance at a reduced price.
Follow the steps below for renewal of your Ford Escort car insurance:
Step 1: Click here to go to the official website of ACKO.
Step 2: Provide your car details, such as make, model, year of purchase, registration number, and policy details, and then review the insurance quote.
Step 3: Choose a specific type of policy and its tenure. Explore the variety of plans as per your insurance needs.
Step 4: After finalising the policy, complete payment online and obtain the policy document instantly.
Here are the documents to keep handy while renewing Ford Escort car insurance in India:
To claim your Ford Escort car insurance online, ACKO follows a simple and hassle-free process. Here are the steps explained in detail:
The Ford Escort, a well-known sedan, is popular for its comfort and high performance. Though this model has been discontinued in India, it remains a familiar name among major car enthusiasts. The car has distinguishing features such as a spacious interior and fuel efficiency. The Escort model has been sold in millions worldwide, showcasing its high demand. Its legacy, however, remains appealing to second-hand car buyers looking for an affordable and durable sedan option.
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Reviewed by Lokesh Shetty 
Acko Technology & Services Private Limited
#36/5, Hustlehub One East, Somasandrapalya, 27th Main Rd, Sector 2, HSR Layout, Bengaluru, Karnataka 560102
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