Ford Fiesta Classic Car Insurance

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Ford Fiesta Classic car insurance saves you against financial losses arising from a car accident, theft or natural disasters. The Motor Vehicles Act, 1988, requires motor vehicles to be insured while travelling on the Indian roads with at least third-party insurance. By purchasing the right policy, you can have the assurance of safety, legal protection, and comfort when driving your Ford Fiesta Classic.

Benefits of Ford Fiesta Classic Car Insurance

The key benefits of Ford Fiesta Classic car insurance include:
 

  • Financial Assistance: Includes repair and replacement costs in the event of theft, accidents, and natural disasters. 
  • Personal Accident Cover: Provides compensation for the death and injury of the driver or passengers. 
  • Third Party Liability: Pays for the damage caused to the property of another individual or injury caused by your car. 
  • Cashless Repairs: Allows for repairing at respective network garages without completing payment. 
  • 24*7 Roadside Assistance: This is available for drivers and helps with instant fuel delivery and emergency repairs. 
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Types of Car Insurance for Ford Fiesta Classic

There are mainly two types of car insurance for the Ford Fiesta Classic to choose from.

Comprehensive Car Insurance

Comprehensive car insurance provides all-around coverage by protecting against third-party liabilities and damage to your own car. It protects against natural disasters, accidents, theft, fire, and even minor dangers like rat bites. Moreover, you can extend the cover by adding helpful add-ons like zero depreciation or roadside assistance.
 

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Third-Party Car Insurance

Third-party car insurance provides compulsory legal and financial protection in the event your vehicle damages someone else's property or injures a third party.. Although it maintains compliance and minimises liability risks, this policy does not cover damages to your Ford Escort, making it suitable only for minimal legal compliance.

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Comprehensive Car Insurance Plan vs. Third-Party Car Insurance Plan

FeaturesComprehensive Car InsuranceThird-party Car Insurance
   
Coverage Provides coverage for damage to one's own car, along with third-party liabilities Provides coverage for only third-party liabilities 
Scope Offers protection from theft, accidents, fire and natural disastersOffers no comprehensive cover for damage to your own car
Premium Cost Involves a high premium due to wide coverage Involves a low premium and a budget-friendly option 
Legal Requirement Optional, but recommendedMandated by law in India 
Benefits Provides safety with personal accident cover Benefits from basic legal compliance 
Ideal for New and value-for-money carsOld and low-value cars

Inclusions/Exclusions in Ford Fiesta Classic Car Insurance

Here are the inclusions of Ford Fiesta Classic car insurance policy from ACKO:

  • Third-Party Losses-If your car causes damage to another person’s property, vehicle, or results in injury or loss of life, ACKO Comprehensive Car Insurance covers the financial and legal liabilities.
  • Accidents-Damages to your car arising from accidents or collisions are covered, helping you manage costly repairs without financial stress.
  • Fire-Protection against accidental fire, self-ignition, explosion, or vandalism ensures your vehicle remains financially safeguarded in such unfortunate situations.
  • Theft-In case your car is stolen, ACKO’s Comprehensive Car Policy covers the loss, saving you from bearing the entire financial setback.
  • Calamities-Damages caused by natural disasters like floods, cyclones, earthquakes, or man-made events such as riots and strikes are included in the coverage.
  • Rat Bite Damages-Uncommon but costly, damages to wiring or car parts due to rat bites are covered under ACKO’s four-wheeler insurance policy.
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Here are the exclusions of Ford Fiesta Classic car insurance policy from ACKO:

  • Pre-Existing Damages-Damages sustained by your car before purchasing the policy will not be covered.
  • Normal Wear and Tear-Repairs or replacement costs arising from the gradual wear and tear of car parts due to regular use are excluded.
  • Mechanical and Electrical Failures-Manufacturing defects or breakdowns in mechanical and electrical components are not covered under the comprehensive policy.
  • Driving Without Valid Documents-If your vehicle is damaged while driving without valid documents, such as a Driving Licence or Registration Certificate, the claim will not be accepted.
  • Illegal Driving-Damages caused while driving under the influence of alcohol/drugs, participating in illegal races, or committing unlawful acts are excluded.
  • Loss Beyond Geographical Limits-Any damage occurring when the car is driven outside India’s geographical boundaries will not be covered.
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Add-ons for Ford Fiesta Classic Car Insurance

Here is a list of comprehensive car insurance add-ons for the Ford Festa Classic:
 

  • Zero Depreciation Cover: ACKO ensures you receive the full claim amount without depreciation on parts such as bumpers, plastic, or fibre that are removed during repair.
  • Roadside Assistance: Provides emergency assistance 24/7 for breakdowns, towing, fuel delivery, flat tyre repair, and battery start.
  • Consumables Cover: Covers minor yet critical things such as nuts, bolts, lubricants and brake fluids, which are usually not included in standard policies.
  • Engine Protection Cover: Covers the repair or replacement cost regarding the damage to the engine that may be caused by ingress of water, leaking of oil or breakage that has resulted after an accident.
  • Return to Invoice Cover: In the event of total loss or theft, it replaces the original value of your car, which is the value used to pay your invoice, and not the depreciated value.
  • Tyre Protection Cover: This covers the cost of repairing or replacing damaged tyres and tubes resulting from potholes, road debris, or other accidents.

Ford Fiesta Classic Car Insurance Price

The premium amount of your Ford Fiesta Classic car insurance depends on the following factors:
 

  • Age and Condition of the Car: Old cars usually pay low premiums, while newer models pay higher premiums. 
  • Insured Declared Value (IDV): The current market value of your car determines the maximum claim amount, which directly affects the premium costs. 
  • Type of Coverage: Comprehensive plans are more costly than third-party plans because of their broad protection. 
  • Location and Usage: Driving a car in accident-prone regions results in high premiums. 
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Benefits of Buying ACKO Car Insurance for Ford Fiesta Classic

The benefits of buying your Ford Fiesta Classic car insurance include:

  • Instant Renewal and Policy Purchase: ACKO enables you to buy or renew your policy online in just minutes, eliminating the need for paperwork and physical inspections.
  • Affordable Rate of Premiums: You save more with less costly plans through the direct-to-customer model, which cuts out the intermediaries.
  • Instant and Hassle-Free Claims: With ACKO, you can insure against accidents, loss through theft, natural calamities, third-party liability, and many other combined covers.
  • Comprehensive Coverage Option: Make claims online and receive quick payment, with most small claims being paid on the same day.
    Add-ons Options: ACKO provides add-on coverage, including zero depreciation, roadside assist, and engine cover, to provide a safer and more peace of mind.

How to Buy ACKO Car Insurance for Ford Fiesta Classic?

Follow the steps below to learn how to buy your Ford Fiesta Classic car insurance from ACKO:
 

  • Step 1: Visit the ACKO car insurance page by clicking here.
  • Step 2: Enter your Ford Fiesta’s registration number along with the required personal and vehicle details.
  • Step 3: Provide and verify the details of your previous Nissan Terrano insurance policy, if applicable.
  • Step 4: Choose your preferred coverage type, select add-ons, and make the payment online.
  • Step 5: After a successful payment, your policy documents will be sent instantly to your registered email address.
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Documents Required for Ford Fiesta Classic Car Insurance 

There are minimal documents required during the renewal of your Ford Fiesta Classic car insurance. 
 

  • Vehicle registration certificate or RC
  • Previous insurer name (in case of renewals)
  • NCB details
  • PAN card
  • Aadhar card
  • Driving licence
  • Vehicle make/model details

Claim Procedure for Ford Fiesta Classic Car Insurance

Filing a claim with ACKO for your Ford Fiesta Classic car insurance is a quick and hassle-free process. All you need is a smartphone or computer with internet access, along with your claim details. Follow these simple steps:
 

Step 1: Log in to your ACKO account using your registered mobile number.
Step 2: Go to your car insurance policy and click on the “Register a Claim” option.
Step 3: Provide the required details and upload the necessary claim-related documents to complete the process.

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Ford Fiesta Classic Overview 

The Ford Fiesta Classic was once a leading sedan in the Indian market. However, it was discontinued from the market permanently in 2015. It is known for its powerful performance, efficient fuel engines, and comfortable ride quality, which has made it a favourite among different car owners. It was available in petrol and diesel engine variants, which had a mileage of 15–21 km/l.

Ford Fiesta Classic Rivals 

  • Hyundai Accent
  • Maruti Suzuki Swift Dzire
  • Tata Indigo Manza
  • Toyota Etios
  • Chevrolet Aveo
  • Honda City 
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Frequently Asked Questions

Buying a comprehensive insurance plan is ideal, as it provides adequate coverage against third-party liabilities and damage to the car. 
 

Yes, when a car is new, the Insured Declared Value (IDV) is also high and costs you more to insure it. However, premium payment also depends on several other factors of your car model, other than just the IDV. 
 

Premiums for a comprehensive car insurance plan depend on several factors, such as the make and model of the car, the age, location, and add-ons you include. You can also consider the free online car insurance calculator for an accurate estimation of car premiums. 
 

Yes, you can opt for personal accident coverage irrespective of whether you choose a comprehensive or third-party insurance plan. Under this coverage, your family members also benefit in case of death due to an accident. 
 

Yes, as the owner of a Ford Fiesta Classic, you are required to have a car insurance policy, as mandated by the Indian Motor Vehicles Act. Though considering the overall insurance costs of the Ford Classic, choosing comprehensive coverage is beneficial. 
 

Yes, you can transfer your Ford Fiesta Classic insurance to a different provider if you are not satisfied with the existing insurer. You will also be liable to enjoy the continued benefits. 
 

Yes, you can include add-ons with your chosen comprehensive type of insurance policy for a Ford car.
 

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Written by Saumya Srivastava

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Reviewed by Lokesh Shetty Author info Icon

A professional writer who loves delivering content that resonates, educates, and keeps readers engaged, making the often complex world of insurance more approachable and enjoyable. Beyond the pen, she is a passionate foodie at heart who believes in savoring life’s flavors in all aspects, whether it's a new dish or a well-crafted sentence.

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